The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   742,438 7,332 SH   SOLE   7,332 0 0
ABBOTT LABS COM 002824100   30,378 300 SH   OTR   300 0 0
ABBVIE INC COM 00287Y109   4,192,228 26,305 SH   SOLE   26,298 0 7
ABBVIE INC COM 00287Y109   73,948 464 SH   OTR   464 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   637,787 1,655 SH   SOLE   1,655 0 0
AFLAC INC COM 001055102   318,342 4,934 SH   SOLE   4,934 0 0
ALLSTATE CORP COM 020002101   4,818,019 43,480 SH   SOLE   43,427 0 53
ALLSTATE CORP COM 020002101   26,594 240 SH   OTR   240 0 0
ALPHABET INC CAP STK CL A 02079K305   5,455,679 52,595 SH   SOLE   52,555 0 40
ALPHABET INC CAP STK CL C 02079K107   1,972,984 18,971 SH   SOLE   18,911 0 60
ALPHABET INC CAP STK CL C 02079K107   72,800 700 SH   OTR   700 0 0
ALTRIA GROUP INC COM 02209S103   293,823 6,585 SH   SOLE   6,585 0 0
AMAZON COM INC COM 023135106   614,782 5,952 SH   SOLE   5,952 0 0
AMAZON COM INC COM 023135106   51,645 500 SH   OTR   500 0 0
AMERICAN ELEC PWR CO INC COM 025537101   259,594 2,853 SH   SOLE   2,853 0 0
AMERICAN ELEC PWR CO INC COM 025537101   37,306 410 SH   OTR   410 0 0
AMERICAN EXPRESS CO COM 025816109   248,910 1,509 SH   SOLE   1,509 0 0
AMERIPRISE FINL INC COM 03076C106   217,002 708 SH   SOLE   708 0 0
AMERISOURCEBERGEN CORP COM 03073E105   5,044,426 31,506 SH   SOLE   31,444 0 62
AMGEN INC COM 031162100   1,035,657 4,284 SH   SOLE   4,284 0 0
ANALOG DEVICES INC COM 032654105   331,724 1,682 SH   SOLE   1,682 0 0
APPLE INC COM 037833100   12,827,241 77,788 SH   SOLE   77,717 0 71
APPLE INC COM 037833100   100,259 608 SH   OTR   608 0 0
APPLIED MATLS INC COM 038222105   6,171,348 50,243 SH   SOLE   50,097 0 146
APPLIED MATLS INC COM 038222105   11,669 95 SH   OTR   95 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   239,378 3,005 SH   SOLE   3,005 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   313,664 4,519 SH   SOLE   4,519 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   563,477 2,531 SH   SOLE   2,531 0 0
AUTOZONE INC COM 053332102   5,130,159 2,087 SH   SOLE   2,084 0 3
BANK MONTREAL QUE COM 063671101   4,055,218 45,508 SH   SOLE   45,322 0 186
BANK MONTREAL QUE COM 063671101   10,426 117 SH   OTR   117 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,741,772 5,641 SH   SOLE   5,641 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   30,877 100 SH   OTR   100 0 0
BHP GROUP LTD SPONSORED ADS 088606108   1,512,963 23,860 SH   SOLE   23,815 0 45
BHP GROUP LTD SPONSORED ADS 088606108   15,726 248 SH   OTR   248 0 0
BOEING CO COM 097023105   350,297 1,649 SH   SOLE   1,566 0 83
BOEING CO COM 097023105   18,481 87 SH   OTR   87 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   5,685,883 61,343 SH   SOLE   61,150 0 193
BRISTOL-MYERS SQUIBB CO COM 110122108   331,648 4,785 SH   SOLE   4,785 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   6,931 100 SH   OTR   100 0 0
BROADCOM INC COM 11135F101   572,254 892 SH   SOLE   892 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   261,416 5,714 SH   SOLE   5,714 0 0
CATERPILLAR INC COM 149123101   228,840 1,000 SH   SOLE   1,000 0 0
CELANESE CORP DEL COM 150870103   4,472,875 41,077 SH   SOLE   41,026 0 51
CHECK POINT SOFTWARE TECH LT ORD M22465104   6,482,840 49,868 SH   SOLE   49,821 0 47
CHEVRON CORP NEW COM 166764100   1,760,660 10,791 SH   SOLE   10,791 0 0
CHEVRON CORP NEW COM 166764100   37,527 230 SH   OTR   230 0 0
CHUBB LIMITED COM H1467J104   4,612,940 23,756 SH   SOLE   23,721 0 35
CISCO SYS INC COM 17275R102   7,521,223 143,878 SH   SOLE   143,733 0 145
CISCO SYS INC COM 17275R102   47,832 915 SH   OTR   915 0 0
CITIGROUP INC COM NEW 172967424   352,097 7,509 SH   SOLE   7,509 0 0
CITIGROUP INC COM NEW 172967424   15,239 325 SH   OTR   325 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   2,728,017 148,828 SH   SOLE   148,476 0 352
COCA COLA CO COM 191216100   6,614,693 106,637 SH   SOLE   106,381 0 256
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   4,436,557 72,814 SH   SOLE   72,730 0 84
COMCAST CORP NEW CL A 20030N101   492,830 13,000 SH   SOLE   13,000 0 0
COMCAST CORP NEW CL A 20030N101   14,595 385 SH   OTR   385 0 0
CONOCOPHILLIPS COM 20825C104   395,352 3,985 SH   SOLE   3,885 0 100
CSX CORP COM 126408103   417,693 13,951 SH   SOLE   13,951 0 0
CUMMINS INC COM 231021106   5,370,739 22,483 SH   SOLE   22,452 0 31
CUMMINS INC COM 231021106   10,511 44 SH   OTR   44 0 0
CVS HEALTH CORP COM 126650100   977,251 13,151 SH   SOLE   13,151 0 0
CVS HEALTH CORP COM 126650100   48,747 656 SH   OTR   656 0 0
D R HORTON INC COM 23331A109   1,454,018 14,884 SH   SOLE   14,817 0 67
DANAHER CORPORATION COM 235851102   970,102 3,849 SH   SOLE   3,849 0 0
DEERE & CO COM 244199105   437,240 1,059 SH   SOLE   1,009 0 50
DIAGEO PLC SPON ADR NEW 25243Q205   4,295,053 23,706 SH   SOLE   23,702 0 4
DIAGEO PLC SPON ADR NEW 25243Q205   33,518 185 SH   OTR   185 0 0
DISNEY WALT CO COM 254687106   5,018,716 50,122 SH   SOLE   50,083 0 39
DISNEY WALT CO COM 254687106   12,016 120 SH   OTR   120 0 0
DOLLAR GEN CORP NEW COM 256677105   4,892,143 23,245 SH   SOLE   23,208 0 37
DOMINION ENERGY INC COM 25746U109   384,214 6,872 SH   SOLE   6,872 0 0
DOW INC COM 260557103   569,744 10,393 SH   SOLE   10,300 0 93
DOW INC COM 260557103   11,786 215 SH   OTR   215 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   553,738 5,740 SH   SOLE   5,740 0 0
DUPONT DE NEMOURS INC COM 26614N102   316,936 4,416 SH   SOLE   4,366 0 50
EATON CORP PLC SHS G29183103   868,865 5,071 SH   SOLE   5,071 0 0
EATON CORP PLC SHS G29183103   74,190 433 SH   OTR   433 0 0
ELECTRONIC ARTS INC COM 285512109   5,067,091 42,068 SH   SOLE   42,024 0 44
ELEVANCE HEALTH INC COM 036752103   686,037 1,492 SH   SOLE   1,492 0 0
LILLY ELI & CO COM 532457108   2,028,582 5,907 SH   SOLE   5,907 0 0
LILLY ELI & CO COM 532457108   8,586 25 SH   OTR   25 0 0
EMERSON ELEC CO COM 291011104   5,009,853 57,492 SH   SOLE   57,492 0 0
EXELON CORP COM 30161N101   373,156 8,908 SH   SOLE   8,908 0 0
EXPEDITORS INTL WASH INC COM 302130109   4,997,906 45,386 SH   SOLE   45,320 0 66
EXXON MOBIL CORP COM 30231G102   2,353,633 21,463 SH   SOLE   21,417 0 46
EXXON MOBIL CORP COM 30231G102   21,932 200 SH   OTR   200 0 0
FISERV INC COM 337738108   287,209 2,541 SH   SOLE   2,541 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,215,125 44,126 SH   SOLE   44,126 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   322,530 986 SH   SOLE   986 0 0
HOME DEPOT INC COM 437076102   7,177,318 24,320 SH   SOLE   24,297 0 23
HOME DEPOT INC COM 437076102   60,500 205 SH   OTR   205 0 0
HONEYWELL INTL INC COM 438516106   521,758 2,730 SH   SOLE   2,730 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   512,465 20,344 SH   SOLE   20,283 0 61
ISHARES TR IBONDS DEC23 ETF 46434VAX8   11,436 454 SH   OTR   454 0 0
ILLINOIS TOOL WKS INC COM 452308109   223,244 917 SH   SOLE   917 0 0
INTEL CORP COM 458140100   527,130 16,135 SH   SOLE   16,135 0 0
INTEL CORP COM 458140100   9,376 287 SH   OTR   287 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,118,460 8,532 SH   SOLE   8,513 0 19
INTERNATIONAL BUSINESS MACHS COM 459200101   21,237 162 SH   OTR   162 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,850,705 126,957 SH   SOLE   126,384 0 573
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   20,590 917 SH   OTR   917 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,618,560 116,484 SH   SOLE   115,901 0 583
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   20,884 929 SH   OTR   929 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,250,263 14,353 SH   SOLE   14,353 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,408,562 4,389 SH   SOLE   4,389 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   296,462 4,751 SH   SOLE   4,751 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   394,668 2,729 SH   SOLE   2,729 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   911,179 8,963 SH   SOLE   8,910 0 53
ISHARES TR CORE HIGH DV ETF 46429B663   89,969 885 SH   OTR   885 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,036,986 30,471 SH   SOLE   30,471 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,270,345 26,037 SH   SOLE   26,037 0 0
ISHARES TR CORE S&P500 ETF 464287200   14,055,647 34,192 SH   SOLE   34,192 0 0
ISHARES TR CORE S&P500 ETF 464287200   272,546 663 SH   OTR   0 663 0
ISHARES TR CORE S&P TTL STK 464287150   1,961,041 21,657 SH   SOLE   21,657 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   483,794 9,601 SH   SOLE   9,601 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   10,783 214 SH   OTR   0 214 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,331,513 54,281 SH   SOLE   54,035 0 246
ISHARES TR IBONDS DEC25 ETF 46434VBD1   7,285 297 SH   OTR   297 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,847,963 75,151 SH   SOLE   74,839 0 312
ISHARES TR IBONDS DEC24 ETF 46434VBG4   16,180 658 SH   OTR   658 0 0
ISHARES TR MSCI EAFE ETF 464287465   514,372 7,192 SH   SOLE   7,192 0 0
ISHARES TR MSCI EAFE ETF 464287465   19,668 275 SH   OTR   275 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   467,403 1,913 SH   SOLE   1,913 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   538,054 3,016 SH   SOLE   3,016 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   53,520 300 SH   OTR   300 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   245,748 1,614 SH   SOLE   1,614 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,908,394 29,870 SH   SOLE   29,870 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   59,545 932 SH   OTR   0 932 0
ISHARES TR SELECT DIVID ETF 464287168   284,279 2,426 SH   SOLE   2,426 0 0
ISHARES TR EAFE VALUE ETF 464288877   466,907 9,621 SH   SOLE   9,621 0 0
ISHARES TR EAFE VALUE ETF 464288877   55,518 1,144 SH   OTR   1,144 0 0
ISHARES TR PFD AND INCM SEC 464288687   2,374,531 76,058 SH   SOLE   75,693 0 365
ISHARES TR PFD AND INCM SEC 464288687   36,371 1,165 SH   OTR   1,165 0 0
JPMORGAN CHASE & CO COM 46625H100   5,891,185 45,209 SH   SOLE   45,161 0 48
JPMORGAN CHASE & CO COM 46625H100   54,730 420 SH   OTR   420 0 0
JOHNSON & JOHNSON COM 478160104   1,837,680 11,856 SH   SOLE   11,856 0 0
JOHNSON & JOHNSON COM 478160104   12,090 78 SH   OTR   78 0 0
KLA CORP COM NEW 482480100   659,828 1,653 SH   SOLE   1,653 0 0
LAM RESEARCH CORP COM 512807108   6,206,115 11,707 SH   SOLE   11,694 0 13
LINDE PLC SHS G54950103   738,604 2,078 SH   SOLE   2,078 0 0
LOCKHEED MARTIN CORP COM 539830109   6,973,713 14,752 SH   SOLE   14,734 0 18
LOCKHEED MARTIN CORP COM 539830109   52,000 110 SH   OTR   110 0 0
LOWES COS INC COM 548661107   2,003,899 10,021 SH   SOLE   10,021 0 0
MARATHON PETE CORP COM 56585A102   373,479 2,770 SH   SOLE   2,770 0 0
MARATHON PETE CORP COM 56585A102   27,370 203 SH   OTR   203 0 0
MASTERCARD INCORPORATED CL A 57636Q104   492,784 1,356 SH   SOLE   1,356 0 0
MCDONALDS CORP COM 580135101   1,093,834 3,912 SH   SOLE   3,862 0 50
MCDONALDS CORP COM 580135101   20,691 74 SH   OTR   74 0 0
MEDTRONIC PLC SHS G5960L103   578,126 7,171 SH   SOLE   7,171 0 0
MERCK & CO INC COM 58933Y105   7,183,346 67,519 SH   SOLE   67,287 0 232
META PLATFORMS INC CL A 30303M102   398,871 1,882 SH   SOLE   1,882 0 0
METLIFE INC COM 59156R108   721,353 12,450 SH   SOLE   12,450 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   204,591 2,442 SH   SOLE   2,442 0 0
MICRON TECHNOLOGY INC COM 595112103   433,664 7,187 SH   SOLE   7,187 0 0
MICROSOFT CORP COM 594918104   13,862,617 48,084 SH   SOLE   48,059 0 25
MICROSOFT CORP COM 594918104   256,587 890 SH   OTR   890 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,829,973 3,992 SH   SOLE   3,992 0 0
MONDELEZ INTL INC CL A 609207105   450,112 6,456 SH   SOLE   6,306 0 150
NEXTERA ENERGY INC COM 65339F101   616,948 8,004 SH   SOLE   8,004 0 0
NORDSON CORP COM 655663102   1,005,504 4,524 SH   SOLE   4,524 0 0
NORTHROP GRUMMAN CORP COM 666807102   651,487 1,411 SH   SOLE   1,411 0 0
NORTHWEST BANCSHARES INC MD COM 667340103   3,787,549 314,842 SH   SOLE   272,002 0 42,840
NUCOR CORP COM 670346105   223,982 1,450 SH   SOLE   1,450 0 0
NVIDIA CORPORATION COM 67066G104   566,929 2,041 SH   SOLE   2,041 0 0
OTIS WORLDWIDE CORP COM 68902V107   315,487 3,738 SH   SOLE   3,738 0 0
PARKER-HANNIFIN CORP COM 701094104   226,874 675 SH   SOLE   675 0 0
PEPSICO INC COM 713448108   1,711,797 9,390 SH   SOLE   9,390 0 0
PEPSICO INC COM 713448108   25,522 140 SH   OTR   140 0 0
PFIZER INC COM 717081103   1,940,162 47,553 SH   SOLE   47,553 0 0
PFIZER INC COM 717081103   28,560 700 SH   OTR   700 0 0
PHILIP MORRIS INTL INC COM 718172109   1,198,509 12,324 SH   SOLE   12,299 0 25
PHILIP MORRIS INTL INC COM 718172109   21,590 222 SH   OTR   222 0 0
PIMCO EQUITY SER RAFI ESG US 72201T342   5,917,093 204,760 SH   SOLE   204,760 0 0
PNC FINL SVCS GROUP INC COM 693475105   659,268 5,187 SH   SOLE   5,187 0 0
PPL CORP COM 69351T106   792,210 28,507 SH   SOLE   28,418 0 89
PPL CORP COM 69351T106   12,394 446 SH   OTR   446 0 0
PROCTER AND GAMBLE CO COM 742718109   7,644,748 51,414 SH   SOLE   51,367 0 47
PROCTER AND GAMBLE CO COM 742718109   30,779 207 SH   OTR   207 0 0
PROGRESSIVE CORP COM 743315103   482,112 3,370 SH   SOLE   3,370 0 0
PRUDENTIAL FINL INC COM 744320102   311,847 3,769 SH   SOLE   3,769 0 0
PUBLIC STORAGE COM 74460D109   4,524,849 14,976 SH   SOLE   14,973 0 3
PUBLIC STORAGE COM 74460D109   10,273 34 SH   OTR   34 0 0
QUALCOMM INC COM 747525103   521,802 4,090 SH   SOLE   4,090 0 0
QUALCOMM INC COM 747525103   25,516 200 SH   OTR   200 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   850,816 8,688 SH   SOLE   8,688 0 0
ROBERT HALF INTL INC COM 770323103   4,716,971 58,545 SH   SOLE   58,486 0 59
ROBERT HALF INTL INC COM 770323103   9,991 124 SH   OTR   124 0 0
S&P GLOBAL INC COM 78409V104   245,821 713 SH   SOLE   713 0 0
SANDY SPRING BANCORP INC COM 800363103   823,670 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   104,770,225 1,907,688 SH   SOLE   1,902,298 0 5,390
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   149,053 2,714 SH   OTR   2,714 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   677,052 8,174 SH   SOLE   8,174 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,697 105 SH   OTR   105 0 0
SHELL PLC SPON ADS 780259305   210,021 3,650 SH   SOLE   3,650 0 0
SNAP ON INC COM 833034101   6,095,961 24,691 SH   SOLE   24,666 0 25
SOUTHERN CO COM 842587107   474,675 6,822 SH   SOLE   6,822 0 0
SOUTHERN COPPER CORP COM 84265V105   2,497,111 32,749 SH   SOLE   32,749 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,147,800 7,689 SH   SOLE   7,689 0 0
SPDR SER TR S&P 600 SML CAP 78464A813   1,635,980 19,469 SH   SOLE   19,469 0 0
STATE STR CORP COM 857477103   334,928 4,425 SH   SOLE   4,425 0 0
STRYKER CORPORATION COM 863667101   315,444 1,105 SH   SOLE   1,105 0 0
SUN LIFE FINANCIAL INC. COM 866796105   231,165 4,950 SH   SOLE   4,950 0 0
T-MOBILE US INC COM 872590104   253,905 1,753 SH   SOLE   1,753 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   5,828,912 62,663 SH   SOLE   62,601 0 62
TARGET CORP COM 87612E106   1,623,505 9,802 SH   SOLE   9,802 0 0
TELOS CORP MD COM 87969B101   66,929 26,454 SH   SOLE   26,454 0 0
TESLA INC COM 88160R101   367,412 1,771 SH   SOLE   1,771 0 0
TEXAS INSTRS INC COM 882508104   630,760 3,391 SH   SOLE   3,391 0 0
HERSHEY CO COM 427866108   237,365 933 SH   SOLE   933 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   217,291 377 SH   SOLE   377 0 0
TJX COS INC NEW COM 872540109   2,609,466 33,301 SH   SOLE   33,289 0 12
TOTALENERGIES SE SPONSORED ADS 89151E109   350,875 5,942 SH   SOLE   5,942 0 0
TRACTOR SUPPLY CO COM 892356106   5,261,840 22,387 SH   SOLE   22,353 0 34
TRAVELERS COMPANIES INC COM 89417E109   4,523,338 26,389 SH   SOLE   26,353 0 36
ULTA BEAUTY INC COM 90384S303   209,537 384 SH   SOLE   384 0 0
UNITED PARCEL SERVICE INC CL B 911312106   6,080,423 31,344 SH   SOLE   31,221 0 123
UNITEDHEALTH GROUP INC COM 91324P102   844,046 1,786 SH   SOLE   1,786 0 0
VALE S A SPONSORED ADS 91912E105   5,162,774 327,172 SH   SOLE   326,909 0 263
VALERO ENERGY CORP COM 91913Y100   4,559,196 32,659 SH   SOLE   32,650 0 9
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   896,646 5,822 SH   SOLE   5,822 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   366,013 8,103 SH   SOLE   8,009 0 94
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   227,937 5,642 SH   SOLE   5,642 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   34,340 850 SH   OTR   850 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,291,351 5,177 SH   SOLE   5,157 0 20
VANGUARD INDEX FDS GROWTH ETF 922908736   18,957 76 SH   OTR   76 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   792,337 5,737 SH   SOLE   5,737 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   526,788 2,703 SH   SOLE   2,703 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   485,199 3,619 SH   SOLE   3,589 0 30
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   41,294 308 SH   OTR   308 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   532,369 6,411 SH   SOLE   6,399 0 12
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   33,133 399 SH   OTR   399 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   32,460,564 425,824 SH   SOLE   424,499 0 1,325
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   72,952 957 SH   OTR   299 658 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   864,558 3,995 SH   SOLE   3,995 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   287,577 1,409 SH   SOLE   1,409 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   317,168 2,150 SH   SOLE   2,150 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   5,811,151 18,444 SH   SOLE   18,419 0 25
VISA INC COM CL A 92826C839   1,891,384 8,389 SH   SOLE   8,286 0 103
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   122,489 11,095 SH   SOLE   11,095 0 0
WALMART INC COM 931142103   6,945,042 47,101 SH   SOLE   47,053 0 48
WALMART INC COM 931142103   7,373 50 SH   OTR   50 0 0
WASTE MGMT INC DEL COM 94106L109   1,189,346 7,289 SH   SOLE   7,139 0 150
WASTE MGMT INC DEL COM 94106L109   12,238 75 SH   OTR   75 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   3,587,697 10,355 SH   SOLE   10,337 0 18
WESTERN UN CO COM 959802109   115,570 10,365 SH   SOLE   10,330 0 35