The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 8 70 SH   OTR   70 0 0
3M CO COM 88579Y101 3,274 29,625 SH   SOLE   29,539 0 86
ABBOTT LABS COM 002824100 29 300 SH   OTR   300 0 0
ABBOTT LABS COM 002824100 709 7,332 SH   SOLE   7,332 0 0
ABBVIE INC COM 00287Y109 217 1,615 SH   OTR   696 919 0
ABBVIE INC COM 00287Y109 7,380 54,988 SH   SOLE   54,897 0 91
ADOBE SYSTEMS INCORPORATED COM 00724F101 490 1,781 SH   SOLE   1,781 0 0
AFLAC INC COM 001055102 350 6,233 SH   SOLE   6,233 0 0
ALLSTATE CORP COM 020002101 100 803 SH   OTR   389 414 0
ALLSTATE CORP COM 020002101 4,997 40,125 SH   SOLE   40,072 0 53
ALPHABET INC CAP STK CL A 02079K305 57 600 SH   OTR   200 400 0
ALPHABET INC CAP STK CL A 02079K305 3,560 37,224 SH   SOLE   37,184 0 40
ALPHABET INC CAP STK CL C 02079K107 67 700 SH   OTR   700 0 0
ALPHABET INC CAP STK CL C 02079K107 1,833 19,061 SH   SOLE   19,001 0 60
ALTRIA GROUP INC COM 02209S103 291 7,210 SH   SOLE   7,210 0 0
AMAZON COM INC COM 023135106 57 500 SH   OTR   500 0 0
AMAZON COM INC COM 023135106 664 5,880 SH   SOLE   5,880 0 0
AMERICAN ELEC PWR CO INC COM 025537101 35 410 SH   OTR   410 0 0
AMERICAN ELEC PWR CO INC COM 025537101 244 2,820 SH   SOLE   2,820 0 0
AMERICAN EXPRESS CO COM 025816109 204 1,509 SH   SOLE   1,509 0 0
AMERISOURCEBERGEN CORP COM 03073E105 4,673 34,530 SH   SOLE   34,468 0 62
AMGEN INC COM 031162100 82 365 SH   OTR   140 225 0
AMGEN INC COM 031162100 4,972 22,059 SH   SOLE   22,031 0 28
ANALOG DEVICES INC COM 032654105 212 1,523 SH   SOLE   1,523 0 0
APPLE INC COM 037833100 153 1,104 SH   OTR   704 400 0
APPLE INC COM 037833100 10,096 73,056 SH   SOLE   72,985 0 71
APPLIED MATLS INC COM 038222105 8 95 SH   OTR   95 0 0
APPLIED MATLS INC COM 038222105 3,738 45,623 SH   SOLE   45,477 0 146
ARCHER DANIELS MIDLAND CO COM 039483102 243 3,025 SH   SOLE   3,025 0 0
GALLAGHER ARTHUR J & CO COM 363576109 258 1,509 SH   SOLE   1,509 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 31 572 SH   OTR   0 572 0
ASTRAZENECA PLC SPONSORED ADR 046353108 233 4,252 SH   SOLE   4,252 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 572 2,531 SH   SOLE   2,531 0 0
AUTOZONE INC COM 053332102 5,233 2,443 SH   SOLE   2,440 0 3
BK OF AMERICA CORP COM 060505104 203 6,730 SH   SOLE   6,730 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 80 300 SH   OTR   100 200 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,535 5,750 SH   SOLE   5,750 0 0
BHP GROUP LTD SPONSORED ADS 088606108 73 1,453 SH   OTR   248 1,205 0
BHP GROUP LTD SPONSORED ADS 088606108 1,196 23,904 SH   SOLE   23,859 0 45
BOEING CO COM 097023105 11 87 SH   OTR   87 0 0
BOEING CO COM 097023105 224 1,853 SH   SOLE   1,770 0 83
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 15 158 SH   OTR   158 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 5,884 63,713 SH   SOLE   63,520 0 193
BRISTOL-MYERS SQUIBB CO COM 110122108 43 600 SH   OTR   100 500 0
BRISTOL-MYERS SQUIBB CO COM 110122108 411 5,775 SH   SOLE   5,775 0 0
BROADCOM INC COM 11135F101 16 35 SH   OTR   35 0 0
BROADCOM INC COM 11135F101 429 966 SH   SOLE   966 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 207 5,819 SH   SOLE   5,819 0 0
CATERPILLAR INC COM 149123101 213 1,300 SH   SOLE   1,300 0 0
CELANESE CORP DEL COM 150870103 2,632 29,137 SH   SOLE   29,086 0 51
CHECK POINT SOFTWARE TECH LT ORD M22465104 16 139 SH   OTR   139 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 5,355 47,806 SH   SOLE   47,759 0 47
CHEVRON CORP NEW COM 166764100 61 422 SH   OTR   230 192 0
CHEVRON CORP NEW COM 166764100 1,664 11,584 SH   SOLE   11,584 0 0
CHUBB LIMITED COM H1467J104 4,204 23,112 SH   SOLE   23,077 0 35
CISCO SYS INC COM 17275R102 62 1,548 SH   OTR   915 633 0
CISCO SYS INC COM 17275R102 5,295 132,371 SH   SOLE   132,226 0 145
CITIGROUP INC COM NEW 172967424 80 1,925 SH   OTR   425 1,500 0
CITIGROUP INC COM NEW 172967424 313 7,515 SH   SOLE   7,515 0 0
COCA COLA CO COM 191216100 22 400 SH   OTR   0 400 0
COCA COLA CO COM 191216100 5,718 102,066 SH   SOLE   101,810 0 256
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,243 56,467 SH   SOLE   56,383 0 84
COINBASE GLOBAL INC COM CL A 19260Q107 1,512 23,452 SH   SOLE   23,429 0 23
COMCAST CORP NEW CL A 20030N101 19 655 SH   OTR   655 0 0
COMCAST CORP NEW CL A 20030N101 456 15,550 SH   SOLE   15,550 0 0
CONOCOPHILLIPS COM 20825C104 408 3,985 SH   SOLE   3,885 0 100
CSX CORP COM 126408103 378 14,201 SH   SOLE   14,201 0 0
CUMMINS INC COM 231021106 101 494 SH   OTR   44 450 0
CUMMINS INC COM 231021106 4,419 21,715 SH   SOLE   21,684 0 31
CVS HEALTH CORP COM 126650100 63 656 SH   OTR   656 0 0
CVS HEALTH CORP COM 126650100 1,478 15,500 SH   SOLE   15,500 0 0
D R HORTON INC COM 23331A109 48 717 SH   OTR   157 560 0
D R HORTON INC COM 23331A109 3,667 54,451 SH   SOLE   54,375 0 76
DANAHER CORPORATION COM 235851102 993 3,843 SH   SOLE   3,843 0 0
DEERE & CO COM 244199105 354 1,060 SH   SOLE   1,010 0 50
DISNEY WALT CO COM 254687106 33 350 SH   OTR   350 0 0
DISNEY WALT CO COM 254687106 3,316 35,158 SH   SOLE   35,119 0 39
DOLLAR GEN CORP NEW COM 256677105 20 85 SH   OTR   85 0 0
DOLLAR GEN CORP NEW COM 256677105 5,357 22,333 SH   SOLE   22,296 0 37
DOMINION ENERGY INC COM 25746U109 492 7,119 SH   SOLE   7,119 0 0
DOW INC COM 260557103 9 215 SH   OTR   215 0 0
DOW INC COM 260557103 516 11,743 SH   SOLE   11,650 0 93
DUKE ENERGY CORP NEW COM NEW 26441C204 542 5,825 SH   SOLE   5,825 0 0
DUPONT DE NEMOURS INC COM 26614N102 223 4,416 SH   SOLE   4,366 0 50
EATON CORP PLC SHS G29183103 58 433 SH   OTR   433 0 0
EATON CORP PLC SHS G29183103 691 5,182 SH   SOLE   5,182 0 0
ELECTRONIC ARTS INC COM 285512109 10 90 SH   OTR   90 0 0
ELECTRONIC ARTS INC COM 285512109 4,143 35,801 SH   SOLE   35,757 0 44
ELEVANCE HEALTH INC COM 036752103 794 1,748 SH   SOLE   1,748 0 0
LILLY ELI & CO COM 532457108 267 825 SH   OTR   25 800 0
LILLY ELI & CO COM 532457108 1,775 5,490 SH   SOLE   5,490 0 0
EMERSON ELEC CO COM 291011104 4,248 58,017 SH   SOLE   58,017 0 0
EXELON CORP COM 30161N101 389 10,378 SH   SOLE   10,378 0 0
EXPEDITORS INTL WASH INC COM 302130109 51 577 SH   OTR   140 437 0
EXPEDITORS INTL WASH INC COM 302130109 3,482 39,428 SH   SOLE   39,362 0 66
EXXON MOBIL CORP COM 30231G102 54 613 SH   OTR   400 213 0
EXXON MOBIL CORP COM 30231G102 1,913 21,909 SH   SOLE   21,863 0 46
FEDERATED HERMES ETF TRUST SHORT DURATION C 31423L107 240 10,500 SH   SOLE   10,500 0 0
FISERV INC COM 337738108 238 2,541 SH   SOLE   2,541 0 0
GENERAL MLS INC COM 370334104 34 450 SH   OTR   450 0 0
GENERAL MLS INC COM 370334104 1,293 16,872 SH   SOLE   16,772 0 100
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 2,708 62,028 SH   SOLE   62,028 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 309 1,056 SH   SOLE   1,056 0 0
HOME DEPOT INC COM 437076102 346 1,255 SH   OTR   205 1,050 0
HOME DEPOT INC COM 437076102 5,969 21,632 SH   SOLE   21,609 0 23
HONEYWELL INTL INC COM 438516106 456 2,730 SH   SOLE   2,730 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 6 247 SH   OTR   247 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 555 22,233 SH   SOLE   22,172 0 61
INTEL CORP COM 458140100 77 3,006 SH   OTR   287 2,719 0
INTEL CORP COM 458140100 381 14,777 SH   SOLE   14,777 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 91 762 SH   OTR   162 600 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,127 9,483 SH   SOLE   9,464 0 19
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 209 9,524 SH   SOLE   9,524 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 154 7,137 SH   OTR   858 6,279 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 2,759 127,627 SH   SOLE   127,054 0 573
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 157 7,208 SH   OTR   870 6,338 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 2,800 128,750 SH   SOLE   128,167 0 583
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,993 14,361 SH   SOLE   14,361 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,149 4,300 SH   SOLE   4,300 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 290 5,023 SH   SOLE   5,023 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 81 885 SH   OTR   885 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 912 9,986 SH   SOLE   9,933 0 53
ISHARES TR CORE MSCI EAFE 46432F842 30 575 SH   OTR   27 548 0
ISHARES TR CORE MSCI EAFE 46432F842 1,668 31,660 SH   SOLE   31,660 0 0
ISHARES INC CORE MSCI EMKT 46434G103 27 636 SH   OTR   0 636 0
ISHARES INC CORE MSCI EMKT 46434G103 1,238 28,794 SH   SOLE   28,794 0 0
ISHARES TR CORE S&P500 ETF 464287200 237 660 SH   OTR   0 660 0
ISHARES TR CORE S&P500 ETF 464287200 12,794 35,673 SH   SOLE   35,673 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,766 22,198 SH   SOLE   22,198 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 11 220 SH   OTR   0 220 0
ISHARES TR FLTG RATE NT ETF 46429B655 484 9,631 SH   SOLE   9,631 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 87 3,626 SH   OTR   195 3,431 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,068 44,273 SH   SOLE   44,027 0 246
ISHARES TR IBONDS DEC24 ETF 46434VBG4 96 3,928 SH   OTR   443 3,485 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,613 66,260 SH   SOLE   65,948 0 312
ISHARES TR MSCI EAFE ETF 464287465 113 2,025 SH   OTR   275 1,750 0
ISHARES TR MSCI EAFE ETF 464287465 312 5,575 SH   SOLE   5,575 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 294 1,398 SH   SOLE   1,398 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 251 1,521 SH   OTR   300 1,221 0
ISHARES TR RUSSELL 2000 ETF 464287655 296 1,796 SH   SOLE   1,796 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 55 951 SH   OTR   0 951 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,815 48,668 SH   SOLE   48,668 0 0
ISHARES TR SELECT DIVID ETF 464287168 260 2,426 SH   SOLE   2,426 0 0
ISHARES TR EAFE VALUE ETF 464288877 44 1,144 SH   OTR   1,144 0 0
ISHARES TR EAFE VALUE ETF 464288877 378 9,814 SH   SOLE   9,814 0 0
ISHARES TR PFD AND INCM SEC 464288687 166 5,241 SH   OTR   1,170 4,071 0
ISHARES TR PFD AND INCM SEC 464288687 3,327 105,062 SH   SOLE   104,697 0 365
JPMORGAN CHASE & CO COM 46625H100 44 420 SH   OTR   420 0 0
JPMORGAN CHASE & CO COM 46625H100 4,364 41,757 SH   SOLE   41,709 0 48
JOHNSON & JOHNSON COM 478160104 13 78 SH   OTR   78 0 0
JOHNSON & JOHNSON COM 478160104 2,061 12,614 SH   SOLE   12,614 0 0
KLA CORP COM NEW 482480100 500 1,653 SH   SOLE   1,653 0 0
LAM RESEARCH CORP COM 512807108 3,689 10,078 SH   SOLE   10,065 0 13
LINDE PLC SHS G5494J103 560 2,078 SH   SOLE   2,078 0 0
LOCKHEED MARTIN CORP COM 539830109 124 322 SH   OTR   162 160 0
LOCKHEED MARTIN CORP COM 539830109 5,879 15,220 SH   SOLE   15,202 0 18
LOWES COS INC COM 548661107 2,036 10,839 SH   SOLE   10,839 0 0
MARATHON PETE CORP COM 56585A102 20 203 SH   OTR   203 0 0
MARATHON PETE CORP COM 56585A102 275 2,770 SH   SOLE   2,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104 85 300 SH   OTR   0 300 0
MASTERCARD INCORPORATED CL A 57636Q104 283 994 SH   SOLE   994 0 0
MCDONALDS CORP COM 580135101 121 524 SH   OTR   74 450 0
MCDONALDS CORP COM 580135101 878 3,803 SH   SOLE   3,753 0 50
MEDTRONIC PLC SHS G5960L103 612 7,584 SH   SOLE   7,584 0 0
MERCK & CO INC COM 58933Y105 22 253 SH   OTR   253 0 0
MERCK & CO INC COM 58933Y105 6,238 72,430 SH   SOLE   72,198 0 232
META PLATFORMS INC CL A 30303M102 22 160 SH   OTR   60 100 0
META PLATFORMS INC CL A 30303M102 302 2,224 SH   SOLE   2,224 0 0
METLIFE INC COM 59156R108 121 1,996 SH   OTR   0 1,996 0
METLIFE INC COM 59156R108 766 12,599 SH   SOLE   12,599 0 0
MICRON TECHNOLOGY INC COM 595112103 360 7,187 SH   SOLE   7,187 0 0
MICROSOFT CORP COM 594918104 475 2,041 SH   OTR   941 1,100 0
MICROSOFT CORP COM 594918104 10,600 45,512 SH   SOLE   45,487 0 25
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 112 279 SH   OTR   171 108 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,722 4,288 SH   SOLE   4,288 0 0
MOHAWK INDS INC COM 608190104 940 10,307 SH   SOLE   10,307 0 0
MONDELEZ INTL INC CL A 609207105 363 6,626 SH   SOLE   6,476 0 150
MORGAN STANLEY COM NEW 617446448 226 2,859 SH   SOLE   2,859 0 0
NEXTERA ENERGY INC COM 65339F101 63 800 SH   OTR   0 800 0
NEXTERA ENERGY INC COM 65339F101 614 7,835 SH   SOLE   7,835 0 0
NORDSON CORP COM 655663102 1,017 4,790 SH   SOLE   4,790 0 0
NORTHROP GRUMMAN CORP COM 666807102 807 1,715 SH   SOLE   1,715 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 5,197 384,697 SH   SOLE   341,857 0 42,840
NUCOR CORP COM 670346105 540 5,050 SH   SOLE   4,950 0 100
NVIDIA CORPORATION COM 67066G104 248 2,041 SH   SOLE   2,041 0 0
OMNICOM GROUP INC COM 681919106 9 137 SH   OTR   137 0 0
OMNICOM GROUP INC COM 681919106 256 4,052 SH   SOLE   4,052 0 0
OTIS WORLDWIDE CORP COM 68902V107 242 3,791 SH   SOLE   3,791 0 0
PEPSICO INC COM 713448108 159 973 SH   OTR   440 533 0
PEPSICO INC COM 713448108 1,707 10,453 SH   SOLE   10,453 0 0
PFIZER INC COM 717081103 31 700 SH   OTR   700 0 0
PFIZER INC COM 717081103 2,254 51,497 SH   SOLE   51,497 0 0
PHILIP MORRIS INTL INC COM 718172109 97 1,172 SH   OTR   222 950 0
PHILIP MORRIS INTL INC COM 718172109 1,133 13,646 SH   SOLE   13,621 0 25
PHILLIPS 66 COM 718546104 204 2,526 SH   SOLE   2,526 0 0
PIMCO EQUITY SER RAFI ESG US 72201T342 4,169 164,129 SH   SOLE   164,129 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,249 8,360 SH   SOLE   8,360 0 0
PPL CORP COM 69351T106 81 3,196 SH   OTR   446 2,750 0
PPL CORP COM 69351T106 756 29,836 SH   SOLE   29,747 0 89
PRICE T ROWE GROUP INC COM 74144T108 788 7,501 SH   SOLE   7,501 0 0
PROCTER AND GAMBLE CO COM 742718109 92 731 SH   OTR   331 400 0
PROCTER AND GAMBLE CO COM 742718109 6,166 48,839 SH   SOLE   48,792 0 47
PROGRESSIVE CORP COM 743315103 526 4,525 SH   SOLE   4,525 0 0
PRUDENTIAL FINL INC COM 744320102 336 3,922 SH   SOLE   3,922 0 0
QUALCOMM INC COM 747525103 152 1,343 SH   OTR   400 943 0
QUALCOMM INC COM 747525103 409 3,622 SH   SOLE   3,622 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 813 9,930 SH   SOLE   9,930 0 0
ROBERT HALF INTL INC COM 770323103 9 124 SH   OTR   124 0 0
ROBERT HALF INTL INC COM 770323103 3,348 43,765 SH   SOLE   43,706 0 59
S&P GLOBAL INC COM 78409V104 225 738 SH   SOLE   738 0 0
SANDY SPRING BANCORP INC COM 800363103 1,118 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 180 3,779 SH   OTR   1,958 1,821 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 63,045 1,320,042 SH   SOLE   1,316,627 0 3,415
SELECT SECTOR SPDR TR ENERGY 81369Y506 97 1,346 SH   OTR   146 1,200 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 612 8,492 SH   SOLE   8,492 0 0
SNAP ON INC COM 833034101 62 307 SH   OTR   67 240 0
SNAP ON INC COM 833034101 4,913 24,402 SH   SOLE   24,377 0 25
SOUTHERN CO COM 842587107 464 6,822 SH   SOLE   6,822 0 0
SOUTHERN COPPER CORP COM 84265V105 18 405 SH   OTR   405 0 0
SOUTHERN COPPER CORP COM 84265V105 3,586 79,972 SH   SOLE   79,849 0 123
SPDR S&P 500 ETF TR TR UNIT 78462F103 129 362 SH   OTR   222 140 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,872 8,040 SH   SOLE   8,040 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 66 870 SH   OTR   870 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 1,627 21,489 SH   SOLE   21,489 0 0
STATE STR CORP COM 857477103 274 4,510 SH   SOLE   4,510 0 0
STRYKER CORPORATION COM 863667101 224 1,105 SH   SOLE   1,105 0 0
SUN LIFE FINANCIAL INC. COM 866796105 200 5,033 SH   SOLE   5,033 0 0
SYSCO CORP COM 871829107 209 2,950 SH   SOLE   2,950 0 0
T-MOBILE US INC COM 872590104 235 1,753 SH   SOLE   1,753 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3,386 49,390 SH   SOLE   49,328 0 62
TARGET CORP COM 87612E106 54 366 SH   OTR   0 366 0
TARGET CORP COM 87612E106 1,600 10,782 SH   SOLE   10,782 0 0
TELOS CORP MD COM 87969B101 235 26,454 SH   SOLE   26,454 0 0
TESLA INC COM 88160R101 4 15 SH   OTR   15 0 0
TESLA INC COM 88160R101 418 1,575 SH   SOLE   1,575 0 0
TEXAS INSTRS INC COM 882508104 77 500 SH   OTR   500 0 0
TEXAS INSTRS INC COM 882508104 525 3,391 SH   SOLE   3,391 0 0
HERSHEY CO COM 427866108 378 1,716 SH   SOLE   1,716 0 0
TJX COS INC NEW COM 872540109 4,465 71,885 SH   SOLE   71,783 0 102
TOTALENERGIES SE SPONSORED ADS 89151E109 18 385 SH   OTR   0 385 0
TOTALENERGIES SE SPONSORED ADS 89151E109 261 5,610 SH   SOLE   5,610 0 0
TRACTOR SUPPLY CO COM 892356106 4,235 22,782 SH   SOLE   22,748 0 34
TRAVELERS COMPANIES INC COM 89417E109 4,115 26,863 SH   SOLE   26,827 0 36
TRUIST FINL CORP COM 89832Q109 45 1,036 SH   OTR   0 1,036 0
TRUIST FINL CORP COM 89832Q109 548 12,594 SH   SOLE   12,594 0 0
UNITED PARCEL SERVICE INC CL B 911312106 52 322 SH   OTR   0 322 0
UNITED PARCEL SERVICE INC CL B 911312106 5,417 33,535 SH   SOLE   33,412 0 123
UNITEDHEALTH GROUP INC COM 91324P102 18 36 SH   OTR   36 0 0
UNITEDHEALTH GROUP INC COM 91324P102 902 1,786 SH   SOLE   1,786 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 787 5,822 SH   SOLE   5,822 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 355 9,751 SH   SOLE   9,657 0 94
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 56 1,548 SH   OTR   868 680 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 250 6,839 SH   SOLE   6,839 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 16 76 SH   OTR   76 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,276 5,966 SH   SOLE   5,927 0 39
VANGUARD INDEX FDS VALUE ETF 922908744 727 5,888 SH   SOLE   5,888 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2 10 SH   OTR   10 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 536 3,142 SH   SOLE   3,142 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 52 430 SH   OTR   430 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 496 4,074 SH   SOLE   4,044 0 30
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 32 399 SH   OTR   399 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 552 6,890 SH   SOLE   6,878 0 12
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 147 1,973 SH   OTR   330 1,643 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 31,399 422,707 SH   SOLE   421,382 0 1,325
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1 5 SH   OTR   5 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 892 4,573 SH   SOLE   4,573 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 314 1,750 SH   SOLE   1,750 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 306 2,150 SH   SOLE   2,150 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 8 200 SH   OTR   200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 218 5,749 SH   SOLE   5,749 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 26 91 SH   OTR   91 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 6,223 21,493 SH   SOLE   21,468 0 25
VISA INC COM CL A 92826C839 1,673 9,417 SH   SOLE   9,214 0 203
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 34 3,013 SH   OTR   0 3,013 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 119 10,494 SH   SOLE   10,494 0 0
WALMART INC COM 931142103 91 701 SH   OTR   501 200 0
WALMART INC COM 931142103 5,787 44,616 SH   SOLE   44,568 0 48
WASTE MGMT INC DEL COM 94106L109 12 75 SH   OTR   75 0 0
WASTE MGMT INC DEL COM 94106L109 1,175 7,333 SH   SOLE   7,183 0 150
WESTERN UN CO COM 959802109 154 11,440 SH   SOLE   11,405 0 35