The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 407 6,323 SH   SOLE   6,323 0 0
ABBOTT LABS COM 002824100 36 300 SH   OTR   300 0 0
ABBOTT LABS COM 002824100 882 7,451 SH   SOLE   7,451 0 0
ABBVIE INC COM 00287Y109 113 696 SH   OTR   696 0 0
ABBVIE INC COM 00287Y109 9,269 57,176 SH   SOLE   57,085 0 91
ADOBE SYSTEMS INCORPORATED COM 00724F101 866 1,901 SH   SOLE   1,901 0 0
ALLSTATE CORP COM 020002101 54 389 SH   OTR   389 0 0
ALLSTATE CORP COM 020002101 5,807 41,923 SH   SOLE   41,870 0 53
ALPHABET INC CAP STK CL C 02079K107 98 35 SH   OTR   35 0 0
ALPHABET INC CAP STK CL C 02079K107 2,497 894 SH   SOLE   891 0 3
ALPHABET INC CAP STK CL A 02079K305 28 10 SH   OTR   10 0 0
ALPHABET INC CAP STK CL A 02079K305 5,006 1,800 SH   SOLE   1,798 0 2
ALTRIA GROUP INC COM 02209S103 377 7,210 SH   SOLE   7,210 0 0
AMAZON COM INC COM 023135106 81 25 SH   OTR   25 0 0
AMAZON COM INC COM 023135106 958 294 SH   SOLE   294 0 0
AMERICAN ELEC PWR CO INC COM 025537101 41 410 SH   OTR   410 0 0
AMERICAN ELEC PWR CO INC COM 025537101 358 3,588 SH   SOLE   3,588 0 0
AMERICAN EXPRESS CO COM 025816109 293 1,569 SH   SOLE   1,569 0 0
AMERISOURCEBERGEN CORP COM 03073E105 5,638 36,445 SH   SOLE   36,383 0 62
AMERIPRISE FINL INC COM 03076C106 254 844 SH   SOLE   844 0 0
AMGEN INC COM 031162100 34 140 SH   OTR   140 0 0
AMGEN INC COM 031162100 5,579 23,071 SH   SOLE   23,043 0 28
ANALOG DEVICES INC COM 032654105 252 1,523 SH   SOLE   1,523 0 0
ANTHEM INC COM 036752103 927 1,888 SH   SOLE   1,888 0 0
APPLE INC COM 037833100 123 704 SH   OTR   704 0 0
APPLE INC COM 037833100 12,825 73,450 SH   SOLE   73,395 0 55
ARCHER DANIELS MIDLAND CO COM 039483102 273 3,025 SH   SOLE   3,025 0 0
ASSURANT INC COM 04621X108 220 1,212 SH   SOLE   1,212 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 360 5,433 SH   SOLE   5,433 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 576 2,531 SH   SOLE   2,531 0 0
AUTOZONE INC COM 053332102 5,046 2,468 SH   SOLE   2,465 0 3
BK OF AMERICA CORP COM 060505104 284 6,880 SH   SOLE   6,880 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 35 100 SH   OTR   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,135 6,050 SH   SOLE   6,050 0 0
BHP GROUP LTD SPONSORED ADS 088606108 19 248 SH   OTR   248 0 0
BHP GROUP LTD SPONSORED ADS 088606108 1,910 24,729 SH   SOLE   24,684 0 45
BOEING CO COM 097023105 17 87 SH   OTR   87 0 0
BOEING CO COM 097023105 430 2,248 SH   SOLE   2,165 0 83
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 14 158 SH   OTR   158 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 5,646 64,278 SH   SOLE   64,085 0 193
BRISTOL-MYERS SQUIBB CO COM 110122108 29 399 SH   OTR   399 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,307 17,899 SH   SOLE   17,899 0 0
BROADCOM INC COM 11135F101 22 35 SH   OTR   35 0 0
BROADCOM INC COM 11135F101 511 811 SH   SOLE   811 0 0
CSX CORP COM 126408103 537 14,351 SH   SOLE   14,351 0 0
CVS HEALTH CORP COM 126650100 66 656 SH   OTR   656 0 0
CVS HEALTH CORP COM 126650100 1,689 16,690 SH   SOLE   16,690 0 0
CARMAX INC COM 143130102 3,947 40,907 SH   SOLE   40,859 0 48
CARRIER GLOBAL CORPORATION COM 14448C104 259 5,651 SH   SOLE   5,651 0 0
CATERPILLAR INC COM 149123101 497 2,229 SH   SOLE   2,229 0 0
CELANESE CORP DEL COM 150870103 3,985 27,893 SH   SOLE   27,842 0 51
CHEVRON CORP NEW COM 166764100 37 230 SH   OTR   230 0 0
CHEVRON CORP NEW COM 166764100 1,937 11,895 SH   SOLE   11,895 0 0
CISCO SYS INC COM 17275R102 51 915 SH   OTR   915 0 0
CISCO SYS INC COM 17275R102 7,185 128,850 SH   SOLE   128,705 0 145
CITIGROUP INC COM NEW 172967424 23 425 SH   OTR   425 0 0
CITIGROUP INC COM NEW 172967424 445 8,326 SH   SOLE   8,326 0 0
COCA COLA CO COM 191216100 6,433 103,753 SH   SOLE   103,497 0 256
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 4,852 54,106 SH   SOLE   54,022 0 84
COMCAST CORP NEW CL A 20030N101 31 655 SH   OTR   655 0 0
COMCAST CORP NEW CL A 20030N101 900 19,224 SH   SOLE   19,224 0 0
CONOCOPHILLIPS COM 20825C104 435 4,345 SH   SOLE   4,245 0 100
COSTCO WHSL CORP NEW COM 22160K105 331 574 SH   SOLE   574 0 0
CUMMINS INC COM 231021106 4,260 20,771 SH   SOLE   20,740 0 31
D R HORTON INC COM 23331A109 12 157 SH   OTR   157 0 0
D R HORTON INC COM 23331A109 3,833 51,443 SH   SOLE   51,367 0 76
DANAHER CORPORATION COM 235851102 1,217 4,149 SH   SOLE   4,149 0 0
DEERE & CO COM 244199105 478 1,150 SH   SOLE   1,100 0 50
DISNEY WALT CO COM 254687106 48 350 SH   OTR   350 0 0
DISNEY WALT CO COM 254687106 4,439 32,363 SH   SOLE   32,324 0 39
DOLLAR GEN CORP NEW COM 256677105 19 85 SH   OTR   85 0 0
DOLLAR GEN CORP NEW COM 256677105 4,898 22,000 SH   SOLE   21,963 0 37
DOMINION ENERGY INC COM 25746U109 672 7,905 SH   SOLE   7,905 0 0
DOW INC COM 260557103 16 248 SH   OTR   248 0 0
DOW INC COM 260557103 773 12,129 SH   SOLE   12,036 0 93
DUKE ENERGY CORP NEW COM NEW 26441C204 771 6,908 SH   SOLE   6,908 0 0
DUPONT DE NEMOURS INC COM 26614N102 361 4,904 SH   SOLE   4,854 0 50
ELECTRONIC ARTS INC COM 285512109 11 90 SH   OTR   90 0 0
ELECTRONIC ARTS INC COM 285512109 4,525 35,766 SH   SOLE   35,722 0 44
EMERSON ELEC CO COM 291011104 5,689 58,017 SH   SOLE   58,017 0 0
EXELON CORP COM 30161N101 494 10,378 SH   SOLE   10,378 0 0
EXPEDIA GROUP INC COM NEW 30212P303 268 1,371 SH   SOLE   1,371 0 0
EXPEDITORS INTL WASH INC COM 302130109 14 140 SH   OTR   140 0 0
EXPEDITORS INTL WASH INC COM 302130109 4,007 38,842 SH   SOLE   38,776 0 66
EXXON MOBIL CORP COM 30231G102 33 400 SH   OTR   400 0 0
EXXON MOBIL CORP COM 30231G102 1,850 22,396 SH   SOLE   22,350 0 46
META PLATFORMS INC CL A 30303M102 13 60 SH   OTR   60 0 0
META PLATFORMS INC CL A 30303M102 568 2,554 SH   SOLE   2,554 0 0
FISERV INC COM 337738108 258 2,541 SH   SOLE   2,541 0 0
GALLAGHER ARTHUR J & CO COM 363576109 255 1,463 SH   SOLE   1,463 0 0
GENERAL MLS INC COM 370334104 30 450 SH   OTR   450 0 0
GENERAL MLS INC COM 370334104 1,268 18,730 SH   SOLE   18,630 0 100
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 3,319 59,528 SH   SOLE   59,528 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 324 981 SH   SOLE   981 0 0
HERSHEY CO COM 427866108 513 2,366 SH   SOLE   2,366 0 0
HOME DEPOT INC COM 437076102 61 205 SH   OTR   205 0 0
HOME DEPOT INC COM 437076102 6,633 22,161 SH   SOLE   22,138 0 23
HONEYWELL INTL INC COM 438516106 587 3,015 SH   SOLE   3,015 0 0
INTEL CORP COM 458140100 14 287 SH   OTR   287 0 0
INTEL CORP COM 458140100 915 18,463 SH   SOLE   18,463 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 21 162 SH   OTR   162 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,599 12,298 SH   SOLE   12,279 0 19
INTERNATIONAL PAPER CO COM 460146103 291 6,311 SH   SOLE   6,311 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 10 28 SH   OTR   28 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,643 4,532 SH   SOLE   4,532 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,454 14,361 SH   SOLE   14,361 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 388 5,788 SH   SOLE   5,788 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 21 870 SH   OTR   870 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 3,383 142,328 SH   SOLE   141,244 0 1,084
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 20 858 SH   OTR   858 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 3,368 141,400 SH   SOLE   140,335 0 1,065
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 5 235 SH   OTR   235 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 238 10,406 SH   SOLE   10,406 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,248 22,268 SH   SOLE   22,268 0 0
ISHARES TR SELECT DIVID ETF 464287168 285 2,223 SH   SOLE   2,223 0 0
ISHARES TR CORE S&P500 ETF 464287200 313 691 SH   OTR   0 691 0
ISHARES TR CORE S&P500 ETF 464287200 16,836 37,110 SH   SOLE   37,110 0 0
ISHARES TR CORE US AGGBD ET 464287226 15 137 SH   OTR   137 0 0
ISHARES TR CORE US AGGBD ET 464287226 315 2,943 SH   SOLE   2,943 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 84 1,106 SH   OTR   0 1,106 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,837 50,233 SH   SOLE   50,233 0 0
ISHARES TR MSCI EAFE ETF 464287465 20 275 SH   OTR   275 0 0
ISHARES TR MSCI EAFE ETF 464287465 551 7,486 SH   SOLE   7,486 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 220 1,836 SH   SOLE   1,836 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 417 1,503 SH   SOLE   1,503 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 62 300 SH   OTR   300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 625 3,047 SH   SOLE   3,047 0 0
ISHARES TR U.S. REAL ES ETF 464287739 272 2,515 SH   SOLE   2,515 0 0
ISHARES TR PFD AND INCM SEC 464288687 48 1,318 SH   OTR   1,318 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,195 115,184 SH   SOLE   114,507 0 677
ISHARES TR EAFE VALUE ETF 464288877 57 1,144 SH   OTR   1,144 0 0
ISHARES TR EAFE VALUE ETF 464288877 536 10,672 SH   SOLE   10,672 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 11 220 SH   OTR   0 220 0
ISHARES TR FLTG RATE NT ETF 46429B655 487 9,631 SH   SOLE   9,631 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 95 885 SH   OTR   885 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,100 10,295 SH   SOLE   10,242 0 53
ISHARES TR CORE MSCI EAFE 46432F842 2 27 SH   OTR   27 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,475 35,603 SH   SOLE   35,603 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5 83 SH   OTR   83 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,721 30,990 SH   SOLE   30,990 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 12 486 SH   OTR   486 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 603 23,869 SH   SOLE   23,808 0 61
ISHARES TR IBONDS DEC22 ETF 46434VBA7 5 210 SH   OTR   210 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 201 8,041 SH   SOLE   8,041 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 5 195 SH   OTR   195 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,255 49,716 SH   SOLE   49,199 0 517
ISHARES TR IBONDS DEC24 ETF 46434VBG4 11 443 SH   OTR   443 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,849 73,670 SH   SOLE   73,081 0 589
JPMORGAN CHASE & CO COM 46625H100 57 420 SH   OTR   420 0 0
JPMORGAN CHASE & CO COM 46625H100 5,240 38,436 SH   SOLE   38,388 0 48
JOHNSON & JOHNSON COM 478160104 14 78 SH   OTR   78 0 0
JOHNSON & JOHNSON COM 478160104 2,347 13,241 SH   SOLE   13,241 0 0
KLA CORP COM NEW 482480100 605 1,653 SH   SOLE   1,653 0 0
KEYCORP COM 493267108 207 9,227 SH   SOLE   9,227 0 0
KROGER CO COM 501044101 394 6,875 SH   SOLE   6,875 0 0
LAM RESEARCH CORP COM 512807108 5,244 9,755 SH   SOLE   9,742 0 13
LILLY ELI & CO COM 532457108 7 25 SH   OTR   25 0 0
LILLY ELI & CO COM 532457108 2,568 8,966 SH   SOLE   8,966 0 0
LOCKHEED MARTIN CORP COM 539830109 72 162 SH   OTR   162 0 0
LOCKHEED MARTIN CORP COM 539830109 7,140 16,176 SH   SOLE   16,158 0 18
LOWES COS INC COM 548661107 2,370 11,723 SH   SOLE   11,723 0 0
MARATHON PETE CORP COM 56585A102 17 203 SH   OTR   203 0 0
MARATHON PETE CORP COM 56585A102 237 2,770 SH   SOLE   2,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104 462 1,294 SH   SOLE   1,294 0 0
MCDONALDS CORP COM 580135101 18 74 SH   OTR   74 0 0
MCDONALDS CORP COM 580135101 1,092 4,418 SH   SOLE   4,368 0 50
MERCK & CO INC COM 58933Y105 21 253 SH   OTR   253 0 0
MERCK & CO INC COM 58933Y105 6,230 75,931 SH   SOLE   75,699 0 232
METLIFE INC COM 59156R108 1,088 15,479 SH   SOLE   15,479 0 0
MICROSOFT CORP COM 594918104 290 941 SH   OTR   941 0 0
MICROSOFT CORP COM 594918104 14,553 47,203 SH   SOLE   47,178 0 25
MICRON TECHNOLOGY INC COM 595112103 578 7,426 SH   SOLE   7,426 0 0
MOHAWK INDS INC COM 608190104 1,280 10,307 SH   SOLE   10,307 0 0
MONDELEZ INTL INC CL A 609207105 431 6,865 SH   SOLE   6,715 0 150
MORGAN STANLEY COM NEW 617446448 237 2,709 SH   SOLE   2,709 0 0
NETFLIX INC COM 64110L106 390 1,041 SH   SOLE   1,041 0 0
NEXTERA ENERGY INC COM 65339F101 1,348 15,910 SH   SOLE   15,910 0 0
NORDSON CORP COM 655663102 1,088 4,790 SH   SOLE   4,790 0 0
NORTHROP GRUMMAN CORP COM 666807102 847 1,893 SH   SOLE   1,893 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 6 400 SH   SOLE   400 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 4,800 355,298 SH   SOLE   312,458 0 42,840
NUCOR CORP COM 670346105 751 5,050 SH   SOLE   4,950 0 100
NVIDIA CORPORATION COM 67066G104 546 2,000 SH   SOLE   2,000 0 0
OMNICOM GROUP INC COM 681919106 12 137 SH   OTR   137 0 0
OMNICOM GROUP INC COM 681919106 472 5,565 SH   SOLE   5,565 0 0
ORACLE CORP COM 68389X105 83 1,006 SH   OTR   1,006 0 0
ORACLE CORP COM 68389X105 201 2,429 SH   SOLE   2,429 0 0
OTIS WORLDWIDE CORP COM 68902V107 293 3,803 SH   SOLE   3,803 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,553 8,417 SH   SOLE   8,417 0 0
PPL CORP COM 69351T106 17 596 SH   OTR   596 0 0
PPL CORP COM 69351T106 956 33,484 SH   SOLE   33,395 0 89
PAYPAL HLDGS INC COM 70450Y103 248 2,148 SH   SOLE   2,148 0 0
PEPSICO INC COM 713448108 74 440 SH   OTR   440 0 0
PEPSICO INC COM 713448108 1,996 11,922 SH   SOLE   11,922 0 0
PFIZER INC COM 717081103 36 700 SH   OTR   700 0 0
PFIZER INC COM 717081103 2,767 53,442 SH   SOLE   53,442 0 0
PHILIP MORRIS INTL INC COM 718172109 21 222 SH   OTR   222 0 0
PHILIP MORRIS INTL INC COM 718172109 1,459 15,531 SH   SOLE   15,506 0 25
PHILLIPS 66 COM 718546104 218 2,526 SH   SOLE   2,526 0 0
PIMCO EQUITY SER RAFI ESG US 72201T342 4,592 145,170 SH   SOLE   145,170 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,163 7,690 SH   SOLE   7,690 0 0
PROCTER AND GAMBLE CO COM 742718109 51 331 SH   OTR   331 0 0
PROCTER AND GAMBLE CO COM 742718109 7,553 49,429 SH   SOLE   49,382 0 47
PROGRESSIVE CORP COM 743315103 566 4,965 SH   SOLE   4,965 0 0
PRUDENTIAL FINL INC COM 744320102 477 4,036 SH   SOLE   4,036 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 219 3,125 SH   SOLE   3,125 0 0
QUALCOMM INC COM 747525103 61 400 SH   OTR   400 0 0
QUALCOMM INC COM 747525103 713 4,667 SH   SOLE   4,667 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 998 10,070 SH   SOLE   10,070 0 0
ROBERT HALF INTL INC COM 770323103 4,468 39,135 SH   SOLE   39,076 0 59
SHELL PLC SPON ADS 780259305 234 4,263 SH   SOLE   4,263 0 0
S&P GLOBAL INC COM 78409V104 303 738 SH   SOLE   738 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 112 247 SH   OTR   247 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,883 8,598 SH   SOLE   8,598 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 81 870 SH   OTR   870 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 2,119 22,638 SH   SOLE   22,638 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 84 171 SH   OTR   171 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,303 4,696 SH   SOLE   4,696 0 0
SANDY SPRING BANCORP INC COM 800363103 1,424 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 65 1,103 SH   OTR   1,103 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 73,293 1,252,876 SH   SOLE   1,249,656 0 3,220
SELECT SECTOR SPDR TR ENERGY 81369Y506 11 146 SH   OTR   146 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 795 10,394 SH   SOLE   10,394 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 11 67 SH   OTR   67 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 229 1,443 SH   SOLE   1,443 0 0
SNAP ON INC COM 833034101 14 67 SH   OTR   67 0 0
SNAP ON INC COM 833034101 5,159 25,109 SH   SOLE   25,084 0 25
SOUTHERN CO COM 842587107 514 7,086 SH   SOLE   7,086 0 0
SOUTHERN COPPER CORP COM 84265V105 31 405 SH   OTR   405 0 0
SOUTHERN COPPER CORP COM 84265V105 5,704 75,149 SH   SOLE   75,026 0 123
STATE STR CORP COM 857477103 426 4,888 SH   SOLE   4,888 0 0
STRYKER CORPORATION COM 863667101 295 1,105 SH   SOLE   1,105 0 0
SUN LIFE FINANCIAL INC. COM 866796105 303 5,433 SH   SOLE   5,433 0 0
SYSCO CORP COM 871829107 261 3,200 SH   SOLE   3,200 0 0
TJX COS INC NEW COM 872540109 4,120 68,005 SH   SOLE   67,903 0 102
T-MOBILE US INC COM 872590104 225 1,753 SH   SOLE   1,753 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 4,788 45,919 SH   SOLE   45,857 0 62
TARGET CORP COM 87612E106 2,677 12,612 SH   SOLE   12,612 0 0
TELOS CORP MD COM 87969B101 264 26,454 SH   SOLE   26,454 0 0
TESLA INC COM 88160R101 5 5 SH   OTR   5 0 0
TESLA INC COM 88160R101 566 525 SH   SOLE   525 0 0
TEXAS INSTRS INC COM 882508104 92 500 SH   OTR   500 0 0
TEXAS INSTRS INC COM 882508104 622 3,391 SH   SOLE   3,391 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 223 377 SH   SOLE   377 0 0
3M CO COM 88579Y101 10 70 SH   OTR   70 0 0
3M CO COM 88579Y101 4,232 28,423 SH   SOLE   28,337 0 86
TOTALENERGIES SE SPONSORED ADS 89151E109 337 6,666 SH   SOLE   6,666 0 0
TRACTOR SUPPLY CO COM 892356106 5,216 22,350 SH   SOLE   22,316 0 34
TRAVELERS COMPANIES INC COM 89417E109 5,010 27,415 SH   SOLE   27,379 0 36
TRUIST FINL CORP COM 89832Q109 783 13,810 SH   SOLE   13,810 0 0
US BANCORP DEL COM NEW 902973304 37 700 SH   OTR   700 0 0
US BANCORP DEL COM NEW 902973304 179 3,359 SH   SOLE   3,359 0 0
UNITED PARCEL SERVICE INC CL B 911312106 879 4,098 SH   SOLE   3,998 0 100
UNITEDHEALTH GROUP INC COM 91324P102 18 36 SH   OTR   36 0 0
UNITEDHEALTH GROUP INC COM 91324P102 911 1,786 SH   SOLE   1,786 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 944 5,822 SH   SOLE   5,822 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 13 263 SH   OTR   263 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 683 14,215 SH   SOLE   14,121 0 94
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 45 968 SH   OTR   968 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 378 8,185 SH   SOLE   8,185 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 348 2,150 SH   SOLE   2,150 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 73 937 SH   OTR   264 673 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 33,536 429,451 SH   SOLE   428,036 0 1,415
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 72 483 SH   OTR   483 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 634 4,234 SH   SOLE   4,204 0 30
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 16 73 SH   OTR   73 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 754 3,382 SH   SOLE   3,382 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 47 433 SH   OTR   433 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 841 7,760 SH   SOLE   7,748 0 12
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10 41 SH   OTR   41 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,221 4,921 SH   SOLE   4,921 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 28 98 SH   OTR   98 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,516 5,270 SH   SOLE   5,250 0 20
VANGUARD INDEX FDS VALUE ETF 922908744 870 5,888 SH   SOLE   5,888 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 428 1,880 SH   SOLE   1,880 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 41 798 SH   OTR   798 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 309 6,069 SH   SOLE   6,069 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 24 91 SH   OTR   91 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 5,729 21,953 SH   SOLE   21,928 0 25
VISA INC COM CL A 92826C839 2,307 10,404 SH   SOLE   10,201 0 203
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 242 14,575 SH   SOLE   14,575 0 0
WALMART INC COM 931142103 75 501 SH   OTR   501 0 0
WALMART INC COM 931142103 6,659 44,718 SH   SOLE   44,670 0 48
WASTE MGMT INC DEL COM 94106L109 24 150 SH   OTR   150 0 0
WASTE MGMT INC DEL COM 94106L109 1,263 7,971 SH   SOLE   7,821 0 150
WESTERN UN CO COM 959802109 219 11,679 SH   SOLE   11,644 0 35
WILLIAMS SONOMA INC COM 969904101 16 112 SH   OTR   112 0 0
WILLIAMS SONOMA INC COM 969904101 6,353 43,812 SH   SOLE   43,707 0 105
EATON CORP PLC SHS G29183103 66 433 SH   OTR   433 0 0
EATON CORP PLC SHS G29183103 786 5,182 SH   SOLE   5,182 0 0
LINDE PLC SHS G5494J103 467 1,461 SH   SOLE   1,461 0 0
MEDTRONIC PLC SHS G5960L103 841 7,584 SH   SOLE   7,584 0 0
CHUBB LIMITED COM H1467J104 4,958 23,180 SH   SOLE   23,145 0 35
CHECK POINT SOFTWARE TECH LT ORD M22465104 19 139 SH   OTR   139 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 6,681 48,324 SH   SOLE   48,277 0 47
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 14 135 SH   OTR   135 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 4,977 48,409 SH   SOLE   48,317 0 92