Other disclosures (Tables)

12 Months Ended

Dec. 31, 2018

Other disclosures (Tables) [Abstract]

Maximum potential amount of future payments

As required, the “maximum potential amount of future payments” represents the notional amounts that could be considered as a loss if there were a total default by the guaranteed parties, without consideration of possible recoveries from collateral held or pledged, or recoveries under recourse provisions. There is no relationship between these amounts and probable losses on these guarantees. In fact, "maximum potential amount of future payments" significantly exceeds inherent losses.

Thousand of reais	2018	2017	2016
Maximum potential amount of future payments
Contingent liabilities
Guarantees and other sureties	39,081,803	40,729,544	32,629,975
Financial guarantees	27,216,418	37,007,057	24,475,507
Performance guarantees	907,856	486,091	532,232
Financial letters of credit	10,860,425	3,110,918	7,462,761
Other	97,104	125,478	159,475
Other contingent exposures	3,178,671	1,915,492	635,055
Documentary Credits	3,178,671	1,915,492	635,055
Total Contingent Liabilities	42,260,474	42,645,036	33,265,030
Commitments
Loan commitments drawable by third parties (1)	122,652,229	106,913,219	91,251,198
Total Commitments	122,652,229	106,913,219	91,251,198
Total	164,912,704	149,558,255	124,516,228

Detail of off-balance-sheets funds managed by the Bank

The funds managed by Banco Santander not recorded in the balance sheet are as follows:

Thousand of reais	2018	2017	2016
Funds under management	1,896,689	1,747,623	1,533,620
Managed Funds	200,366,261	188,728,634	158,734,032
Total	202,262,950	190,476,257	160,267,652

Breakdown, by maturity, of the balances of certain items in the consolidated balance sheets

The breakdown, by maturity, of the balances of certain items in the consolidated balance sheets is as follows:

								2018
								Thousand of reais
		On Demand	Up to 3 Months	3 to 12 Months	1 to 3 Years	3 to 5 Years	After 5 Years	Total
	Assets:
	Cash and balances with the Brazilian Central Bank	31,323,554	392,791	-	-	-	-	31,716,345
	Debt instruments	27,402	51,255,820	25,903,428	13,186,253	26,367,903	58,692,609	175,433,415
	Equity instruments	839,620	34,420	231,576	-	-	-	1,105,616
	Loans and amounts due from credit institutions	57,528,022	8,449,138	844,658	12,739,730	11,371	34,082	79,607,001
	Loans and advances to customers	-	111,595,396	75,100,836	63,043,973	21,397,689	29,934,313	301,072,207
	Derivatives	-	13,815,791	1,240,161	1,114,446	1,074,875	1,118,173	18,363,446
	Total	89,718,598	185,543,356	103,320,659	90,084,402	48,851,838	89,779,177	607,298,030
								2018
								Thousand of reais
		On Demand	Up to 3 Months	3 to 12 Months	1 to 3 Years	3 to 5 Years	After 5 Years	Total
	Liabilities:
	Financial liabilities at amortized cost:
	Deposits from credit institutions(1)	1,139	55,872,675	18,564,342	19,850,530	2,598,172	2,135,948	99,022,806
	Customer deposits(1)	65,241,618	102,942,180	76,987,570	42,399,934	16,624,469	2,029	304,197,800
	Marketable debt securities (1)	-	11,104,594	26,741,036	22,479,019	5,854,091	8,447,492	74,626,232
	Subordinated liabilities	9,885,607	-	-	-	-	-	9,885,607
	Debt Instruments Eligible to Compose Capital	-	-	-	-	-	9,779,944	9,779,944
	Other financial liabilities	66,265	31,566,995	35,648	18,086,272	-	27,600	49,782,780
	Financial liabilities held for trading:	206,423	7,639,956	8,863,577	32,195,605	604,593	1,428,838	50,938,992
	Short positions	206,423	-	1,139,847	31,349,407	-	-	32,695,677
	Derivatives	-	7,639,956	7,723,730	1,069,718	604,593	1,428,838	18,466,835
	Total	75,401,052	209,126,400	131,192,173	167,430,485	25,681,325	21,821,851	649,396,673
Difference (assets less liabilities)		14,317,546	(22,963,864)	(27,871,514)	(45,150,478)	23,170,513	67,957,326	9,459,529
								2017
								Thousand of reais
		On Demand	Up to 3 Months	3 to 12 Months	1 to 3 Years	3 to 5 Years	After 5 Years	Total
	Assets:
	Cash and balances with the Brazilian Central Bank	20,642,321	13,482,432	-	-	-	-	34,124,753
	Debt instruments	609,220	1,887,278	21,978,394	31,669,850	19,379,308	45,731,067	121,255,117
	Equity instruments	66,187	124,304	305,073	842,090	-	292,121	1,629,775
	Loans and amounts due from credit institutions	38,137,344	15,235,629	182,721	10,382,061	18,166	1,253,981	65,209,902
	Loans and advances to customers	31,065,824	70,301,530	61,286,539	63,375,203	17,796,364	28,594,697	272,420,157
	Derivatives	-	426,577	1,034,248	9,470,073	4,357,636	1,974,354	17,262,888
	Total	90,520,896	101,457,750	84,786,975	115,739,277	41,551,474	77,846,220	511,902,592
	Liabilities:
	Financial liabilities at amortized cost:
	Deposits from credit institutions(1)	394,396	21,636,392	44,696,680	6,797,838	2,717,941	3,131,438	79,374,685
	Customer deposits(1)	64,512,105	103,511,031	48,339,761	42,494,421	17,176,009	8,814	276,042,141
	Marketable debt securities(1)	-	14,315,305	35,636,549	17,923,372	1,491,866	879,920	70,247,012
	Subordinated liabilities	-	-	519,230	-	-	-	519,230
	Debt Instruments Eligible to Compose Capital	-	114,104	-	-	-	8,322,797	8,436,901
	Other financial liabilities	11,710,943	30,985,465	1,537,689	26,638	-	-	44,260,735
	Financial liabilities held for trading:
	Short positions	-	-	466,000	8,960,806	7,476,079	15,905,507	32,808,392
	Derivatives	-	769,619	975,945	8,244,193	4,239,198	2,448,531	16,677,486
	Total	76,617,444	171,331,916	132,171,854	84,447,268	33,101,093	30,697,007	528,366,582
Difference (assets less liabilities)		13,903,452	(69,874,166)	(47,384,879)	31,292,009	8,450,381	47,149,213	(16,463,990)
								2016
								Thousand of reais
		On Demand	Up to 3 Months	3 to 12 Months	1 to 3 Years	3 to 5 Years	After 5 Years	Total
	Assets:
	Cash and balances with the Brazilian Central Bank	14,683,735	11,600,834	-	-	-	-	26,284,569
	Debt instruments	-	21,709,350	10,136,133	26,674,215	28,135,295	30,838,274	117,493,267
	Equity instruments	593,594	48,054	252,087	486,408	21,313	1,024,933	2,426,389
	Loans and amounts due from credit institutions	39,961,892	14,450,530	923,308	532,399	34,458	9,808,414	65,711,001
	Loans and advances to customer	30,408,851	68,218,474	60,047,442	54,558,381	17,357,244	21,412,382	252,002,774
	Loans and Receivables - Debt instruments	822,874	1,287,372	2,960,099	5,044,803	4,472,758	1,695,353	16,283,259
	Investments Held-to-Maturity	-	-	12,378	371,621	1,173,360	8,491,402	10,048,761
	Derivatives	620,422	9,209,421	3,571,126	3,813,687	5,481,210	2,007,107	24,702,973
	Total	87,091,368	126,524,035	77,902,573	91,481,514	56,675,638	75,277,865	514,952,993
	Liabilities:
	Financial liabilities at amortized cost:
	Deposits from credit institutions(1)	770,467	40,581,025	23,315,006	8,215,378	2,818,095	2,934,101	78,634,072
	Customer deposits(1)	60,919,032	64,154,475	68,505,808	39,630,274	14,003,821	231,767	247,445,177
	Marketable debt securities(1)	-	21,833,927	56,637,880	20,620,077	312,143	438,928	99,842,955
	Subordinated liabilities	-	-	-	466,246	-	-	466,246
	Debt Instruments Eligible to Compose Capital	-	113,995	-	-	-	8,197,923	8,311,918
	Other financial liabilities	3,004,041	33,559,710	356	7,992	-	307,000	36,879,099
	Financial liabilities held for trading:
	Short positions	-	743	2,887,723	8,333,584	3,344,083	17,128,136	31,694,269
	Derivatives	333,287	8,052,349	2,506,131	2,523,506	5,376,180	1,445,162	20,236,615
	Total	65,026,827	168,296,224	153,852,904	79,797,057	25,854,322	30,683,017	523,510,351
	Difference (assets less liabilities)	22,064,541	(41,772,189)	(75,950,331)	11,684,457	30,821,316	44,594,848	(8,557,358)

(1) Includes obligations which may be subject to early payment, being: demand and time deposits, repurchase agreements with clients, LCI and LCA.

Main foreign currency balances in the consolidated balance sheets, based on the nature of the related items

The main foreign currency balances in the consolidated financial statements, based on the nature of the related items, are as follows:

Equivalent Value in Thousand of Reais	2018		2017		2016
	Assets	Liabilities	Assets	Liabilities	Assets	Liabilities
Cash and reserves at the Central Bank of Brazil	6,947,282	-	126,022	-	174,605	-
Financial asset/liabilities for trading	-	-	626,101	2,982,336	402,186	371,100
Financial ssets/liabilities measured at fair value through profit or loss held for trading	1,211,296	101,833	-	-	-	-
Available-for-sale financial assets	-	-	11,665,952	-	9,787,622	-
Financial assets measured at fair value through other comprehensive income	7,049,727	-	-	-	-	-
Loans and receivables	-	-	18,703,454	-	28,061,831	-
Financial assets/liabilities measured at amortized cost	17,912,203	35,567,194	-	36,306,000	-	39,465,409
Total	33,120,508	35,669,027	31,121,529	39,288,336	38,426,244	39,836,509

The total of the future minimum payments of non-cancellable operating leases

The total of the future minimum payments of non-cancellable operating leases is shown below:

	2018	2017	2016
Up to 1 Year	670.553	624.424	646.804
Between1 to 5 Years	1.435.970	1.545.101	1.789.670
More than 5 Years	167.868	288.420	496.802
	2.274.391	2.457.945	2.933.276