The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,151 5,972 SH   DFND 1 0 5,972 0
ABB LTD SPONSORED ADR 000375204 4,982 163,498 SH   DFND 1 0 163,498 0
ABBOTT LABS COM 002824100 9,266 77,323 SH   DFND 1 0 77,323 0
ABBVIE INC COM 00287Y109 8,777 81,107 SH   DFND 1 0 81,107 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 11,851 42,901 SH   DFND 1 0 42,901 0
ACTIVISION BLIZZARD INC COM 00507V109 5,219 56,120 SH   DFND 1 0 56,120 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 8,909 18,742 SH   DFND 1 0 18,742 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,510 8,229 SH   DFND 1 0 8,229 0
ADVANCED ENERGY INDS COM 007973100 586 5,371 SH   DFND 1 0 5,371 0
AFLAC INC COM 001055102 3,548 69,317 SH   DFND 1 0 69,317 0
AGILENT TECHNOLOGIES INC COM 00846U101 907 7,134 SH   DFND 1 0 7,134 0
AKAMAI TECHNOLOGIES INC COM 00971T101 1,983 19,465 SH   DFND 1 0 19,465 0
ALBEMARLE CORP COM 012653101 421 2,505 SH   DFND 1 0 2,505 0
ALCON AG ORD SHS H01301128 801 11,412 SH   DFND 1 0 11,412 0
ALEXION PHARMACEUTICALS INC COM 015351109 404 2,644 SH   DFND 1 0 2,644 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,999 8,816 SH   DFND 1 0 8,816 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 227 5,667 SH   DFND 1 0 5,667 0
ALLSTATE CORP COM 020002101 3,657 31,829 SH   DFND 1 0 31,829 0
ALPHABET INC CAP STK CL A 02079K305 15,731 7,627 SH   DFND 1 0 7,627 0
ALPHABET INC CAP STK CL C 02079K107 6,045 2,922 SH   DFND 1 0 2,922 0
ALPS ETF TR ALERIAN MLP 00162Q452 2,134 69,953 SH   DFND 1 0 69,953 0
ALTRIA GROUP INC COM 02209S103 6,845 133,799 SH   DFND 1 0 133,799 0
AMAZON COM INC COM 023135106 39,672 12,822 SH   DFND 1 0 12,822 0
AMBEV SA SPONSORED ADR 02319V103 3,433 1,252,921 SH   DFND 1 0 1,252,921 0
AMERICA FIRST MULTIFAMILY IN BEN UNIT CTF 02364V107 3,671 663,894 SH   DFND 1 0 663,894 0
AMERICAN EXPRESS CO COM 025816109 3,870 27,359 SH   DFND 1 0 27,359 0
AMERICAN TOWER CORP NEW COM 03027X100 338 1,414 SH   DFND 1 0 1,414 0
AMERISOURCEBERGEN CORP COM 03073E105 6,426 54,427 SH   DFND 1 0 54,427 0
AMGEN INC COM 031162100 10,140 40,756 SH   DFND 1 0 40,756 0
ANALOG DEVICES INC COM 032654105 250 1,611 SH   DFND 1 0 1,611 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,032 16,413 SH   DFND 1 0 16,413 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 110 12,744 SH   DFND 1 0 12,744 0
AON PLC SHS CL A G0403H108 2,907 12,635 SH   DFND 1 0 12,635 0
APARTMENT INCOME REIT CORP COM 03750L109 585 13,672 SH   DFND 1 0 13,672 0
APPLE INC COM 037833100 43,927 359,614 SH   DFND 1 0 359,614 0
APPLIED MATLS INC COM 038222105 9,269 69,376 SH   DFND 1 0 69,376 0
APTIV PLC SHS G6095L109 1,301 9,431 SH   DFND 1 0 9,431 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203 680 23,314 SH   DFND 1 0 23,314 0
ARES CAPITAL CORP COM 04010L103 504 26,961 SH   DFND 1 0 26,961 0
ARK ETF TR GENOMIC REV ETF 00214Q302 277 3,126 SH   DFND 1 0 3,126 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 894 1,448 SH   DFND 1 0 1,448 0
AT&T INC COM 00206R102 6,256 206,683 SH   DFND 1 0 206,683 0
ATLASSIAN CORP PLC CL A G06242104 487 2,311 SH   DFND 1 0 2,311 0
AUTODESK INC COM 052769106 562 2,027 SH   DFND 1 0 2,027 0
AUTOLIV INC COM 052800109 797 8,583 SH   DFND 1 0 8,583 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,157 22,056 SH   DFND 1 0 22,056 0
B2GOLD CORP COM 11777Q209 92 21,386 SH   DFND 1 0 21,386 0
BAIDU INC SPON ADR REP A 056752108 1,421 6,533 SH   DFND 1 0 6,533 0
BAKER HUGHES COMPANY CL A 05722G100 208 9,622 SH   DFND 1 0 9,622 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 829 158,869 SH   DFND 1 0 158,869 0
BANCO SANTANDER S.A. ADR 05964H105 1,509 439,830 SH   DFND 1 0 439,830 0
BANK MARIN BANCORP COM 063425102 911 23,258 SH   DFND 1 0 23,258 0
BANK NEW YORK MELLON CORP COM 064058100 328 6,927 SH   DFND 1 0 6,927 0
BARCLAYS PLC ADR 06738E204 1,500 146,659 SH   DFND 1 0 146,659 0
BAXTER INTL INC COM 071813109 384 4,554 SH   DFND 1 0 4,554 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 771 1 SH   DFND 1 0 200 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,171 43,727 SH   DFND 1 0 43,727 0
BEST BUY INC COM 086516101 4,274 37,228 SH   DFND 1 0 37,228 0
BHP GROUP LTD SPONSORED ADS 088606108 5,924 85,379 SH   DFND 1 0 85,379 0
BIOGEN INC COM 09062X103 294 1,051 SH   DFND 1 0 1,051 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 721 9,545 SH   DFND 1 0 9,545 0
BK OF AMERICA CORP COM 060505104 12,112 313,059 SH   DFND 1 0 313,059 0
BLACK STONE MINERALS L P COM UNIT 09225M101 1,044 119,750 SH   DFND 1 0 119,750 0
BLACKROCK INC COM 09247X101 1,094 1,451 SH   DFND 1 0 1,451 0
BLACKSTONE GROUP INC COM 09260D107 289 3,883 SH   DFND 1 0 3,883 0
BLOCK H & R INC COM 093671105 237 10,885 SH   DFND 1 0 10,885 0
BOEING CO COM 097023105 1,804 7,068 SH   DFND 1 0 7,068 0
BP PLC SPONSORED ADR 055622104 1,707 70,106 SH   DFND 1 0 70,106 0
BRISTOL-MYERS SQUIBB CO COM 110122108 9,093 144,032 SH   DFND 1 0 144,032 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 3,176 81,976 SH   DFND 1 0 81,976 0
BROADCOM INC COM 11135F101 5,179 11,169 SH   DFND 1 0 11,169 0
BUNGE LIMITED COM G16962105 3,765 47,490 SH   DFND 1 0 47,490 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 467 4,895 SH   DFND 1 0 4,895 0
CABOT OIL & GAS CORP COM 127097103 470 25,026 SH   DFND 1 0 25,026 0
CADENCE DESIGN SYSTEM INC COM 127387108 208 1,520 SH   DFND 1 0 1,520 0
CANADIAN NATL RY CO COM 136375102 1,466 12,637 SH   DFND 1 0 12,637 0
CANOPY GROWTH CORP COM 138035100 202 6,300 SH   DFND 1 0 6,300 0
CARDINAL HEALTH INC COM 14149Y108 8,032 132,208 SH   DFND 1 0 132,208 0
CARRIER GLOBAL CORPORATION COM 14448C104 263 6,234 SH   DFND 1 0 6,234 0
CATERPILLAR INC COM 149123101 4,344 18,736 SH   DFND 1 0 18,736 0
CBRE GROUP INC CL A 12504L109 404 5,101 SH   DFND 1 0 5,101 0
CDW CORP COM 12514G108 220 1,327 SH   DFND 1 0 1,327 0
CGI INC CL A SUB VTG 12532H104 208 2,496 SH   DFND 1 0 2,496 0
CHESAPEAKE ENERGY CORP COM 165167735 607 14,000 SH   DFND 1 0 14,000 0
CHEVRON CORP NEW COM 166764100 4,283 40,868 SH   DFND 1 0 40,868 0
CIGNA CORP NEW COM 125523100 9,042 37,405 SH   DFND 1 0 37,405 0
CISCO SYS INC COM 17275R102 9,292 179,693 SH   DFND 1 0 179,693 0
CITIGROUP INC COM NEW 172967424 536 7,371 SH   DFND 1 0 7,371 0
CLARIVATE PLC ORD SHS G21810109 745 28,242 SH   DFND 1 0 28,242 0
CLOROX CO DEL COM 189054109 329 1,706 SH   DFND 1 0 1,706 0
CMS ENERGY CORP COM 125896100 219 3,581 SH   DFND 1 0 3,581 0
COCA COLA CO COM 191216100 6,434 122,067 SH   DFND 1 0 122,067 0
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 3,353 72,575 SH   DFND 1 0 72,575 0
COLGATE PALMOLIVE CO COM 194162103 3,501 44,408 SH   DFND 1 0 44,408 0
COMCAST CORP NEW CL A 20030N101 15,503 286,500 SH   DFND 1 0 286,500 0
CONAGRA BRANDS INC COM 205887102 3,142 83,560 SH   DFND 1 0 83,560 0
CONOCOPHILLIPS COM 20825C104 534 10,083 SH   DFND 1 0 10,083 0
CONSOLIDATED EDISON INC COM 209115104 338 4,521 SH   DFND 1 0 4,521 0
CORTEVA INC COM 22052L104 305 6,533 SH   DFND 1 0 6,533 0
COSTCO WHSL CORP NEW COM 22160K105 15,750 44,684 SH   DFND 1 0 44,684 0
COURSERA INC COM 22266M104 225 5,000 SH   DFND 1 0 5,000 0
CRANE CO COM 224399105 790 8,410 SH   DFND 1 0 8,410 0
CROCS INC COM 227046109 454 5,640 SH   DFND 1 0 5,640 0
CROWN CASTLE INTL CORP NEW COM 22822V101 201 1,167 SH   DFND 1 0 1,167 0
CUMMINS INC COM 231021106 1,596 6,161 SH   DFND 1 0 6,161 0
CVS HEALTH CORP COM 126650100 3,221 42,817 SH   DFND 1 0 42,817 0
D R HORTON INC COM 23331A109 3,917 43,952 SH   DFND 1 0 43,952 0
DANAHER CORPORATION COM 235851102 7,480 33,233 SH   DFND 1 0 33,233 0
DASEKE INC COM 23753F107 406 47,770 SH   DFND 1 0 47,770 0
DEERE & CO COM 244199105 4,581 12,245 SH   DFND 1 0 12,245 0
DISNEY WALT CO COM 254687106 9,319 50,506 SH   DFND 1 0 50,506 0
DOCUSIGN INC COM 256163106 7,732 38,191 SH   DFND 1 0 38,191 0
DOW INC COM 260557103 426 6,664 SH   DFND 1 0 6,664 0
DUPONT DE NEMOURS INC COM 26614N102 556 7,190 SH   DFND 1 0 7,190 0
EAGLE POINT INCOME COMPANY I COM 269817102 173 11,357 SH   DFND 1 0 11,357 0
EAGLE PT CR CO LLC COM 269808101 12,451 1,039,330 SH   DFND 1 0 1,039,330 0
EASTERN BANKSHARES INC COM 27627N105 965 50,000 SH   DFND 1 0 50,000 0
EATON CORP PLC SHS G29183103 586 4,238 SH   DFND 1 0 4,238 0
EBAY INC. COM 278642103 3,949 64,489 SH   DFND 1 0 64,489 0
ECOLAB INC COM 278865100 2,198 10,266 SH   DFND 1 0 10,266 0
ECOPETROL S A SPONSORED ADS 279158109 518 40,439 SH   DFND 1 0 40,439 0
EDWARDS LIFESCIENCES CORP COM 28176E108 244 2,922 SH   DFND 1 0 2,922 0
ENBRIDGE INC COM 29250N105 327 8,979 SH   DFND 1 0 8,979 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 1,854 241,400 SH   DFND 1 0 241,400 0
ENERPLUS CORP COM 292766102 59 11,841 SH   DFND 1 0 11,841 0
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100 215 50,000 SH   DFND 1 0 50,000 0
ENTERPRISE PRODS PARTNERS L COM 293792107 282 12,814 SH   DFND 1 0 12,814 0
EQUINIX INC COM 29444U700 2,275 3,348 SH   DFND 1 0 3,348 0
EQUINOR ASA SPONSORED ADR 29446M102 1,423 73,146 SH   DFND 1 0 73,146 0
ERICSSON ADR B SEK 10 294821608 135 10,267 SH   DFND 1 0 10,267 0
EURONAV NV SHS B38564108 97 10,608 SH   DFND 1 0 10,608 0
EVERSOURCE ENERGY COM 30040W108 384 4,436 SH   DFND 1 0 4,436 0
EXPEDIA GROUP INC COM NEW 30212P303 386 2,244 SH   DFND 1 0 2,244 0
EXPEDITORS INTL WASH INC COM 302130109 732 6,799 SH   DFND 1 0 6,799 0
EXXON MOBIL CORP COM 30231G102 5,442 97,468 SH   DFND 1 0 97,468 0
F5 NETWORKS INC COM 315616102 1,786 8,561 SH   DFND 1 0 8,561 0
FACEBOOK INC CL A 30303M102 13,811 46,891 SH   DFND 1 0 46,891 0
FALCON MINERALS CORP CL A COM 30607B109 15,616 3,478,020 SH   DFND 1 0 3,478,020 0
FEDEX CORP COM 31428X106 1,560 5,492 SH   DFND 1 0 5,492 0
FERGUSON PLC NEW SHS G3421J106 1,639 13,643 SH   DFND 1 0 13,643 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,463 10,407 SH   DFND 1 0 10,407 0
FISERV INC COM 337738108 1,186 9,960 SH   DFND 1 0 9,960 0
FMC CORP COM NEW 302491303 2,796 25,277 SH   DFND 1 0 25,277 0
FORD MTR CO DEL COM 345370860 149 12,154 SH   DFND 1 0 12,154 0
FRANKLIN RESOURCES INC COM 354613101 4,002 135,196 SH   DFND 1 0 135,196 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 146 42,000 SH   DFND 1 0 42,000 0
GENERAL AMERN INVS CO INC COM 368802104 306 7,692 SH   DFND 1 0 7,692 0
GENERAL ELECTRIC CO COM 369604103 135 10,244 SH   DFND 1 0 10,244 0
GENERAL MLS INC COM 370334104 7,350 119,862 SH   DFND 1 0 119,862 0
GENERAL MTRS CO COM 37045V100 230 4,002 SH   DFND 1 0 4,002 0
GENTEX CORP COM 371901109 740 20,751 SH   DFND 1 0 20,751 0
GILEAD SCIENCES INC COM 375558103 3,696 57,194 SH   DFND 1 0 57,194 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3,150 88,287 SH   DFND 1 0 88,287 0
GLOBAL X FDS NASDQ 100 CVRDGW 37954Y269 733 24,500 SH Call DFND 1 0 245 0
GLOBAL X FDS S&P 500 COVERED 37954Y277 775 26,900 SH Call DFND 1 0 269 0
GRAINGER W W INC COM 384802104 2,038 5,084 SH   DFND 1 0 5,084 0
HANESBRANDS INC COM 410345102 3,585 182,252 SH   DFND 1 0 182,252 0
HEALTHPEAK PROPERTIES INC COM 42250P103 247 7,782 SH   DFND 1 0 7,782 0
HEIDRICK & STRUGGLES INTL IN COM 422819102 822 23,000 SH   DFND 1 0 23,000 0
HENRY SCHEIN INC COM 806407102 408 5,887 SH   DFND 1 0 5,887 0
HESS CORP COM 42809H107 742 10,492 SH   DFND 1 0 10,492 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 444 28,207 SH   DFND 1 0 28,207 0
HILTON GRAND VACATIONS INC COM 43283X105 782 20,850 SH   DFND 1 0 20,850 0
HIREQUEST INC COM 433535101 518 30,000 SH   DFND 1 0 30,000 0
HOME DEPOT INC COM 437076102 19,747 64,692 SH   DFND 1 0 64,692 0
HONEYWELL INTL INC COM 438516106 14,330 66,015 SH   DFND 1 0 66,015 0
HOUGHTON MIFFLIN HARCOURT CO COM 44157R109 305 40,000 SH   DFND 1 0 40,000 0
HP INC COM 40434L105 7,398 233,003 SH   DFND 1 0 233,003 0
HUBBELL INC COM 443510607 3,865 20,683 SH   DFND 1 0 20,683 0
HUDSON PAC PPTYS INC COM 444097109 873 32,162 SH   DFND 1 0 32,162 0
IDEXX LABS INC COM 45168D104 244 498 SH   DFND 1 0 498 0
IHS MARKIT LTD SHS G47567105 2,114 21,840 SH   DFND 1 0 21,840 0
ING GROEP N.V. SPONSORED ADR 456837103 1,150 94,029 SH   DFND 1 0 94,029 0
INTEL CORP COM 458140100 13,982 218,435 SH   DFND 1 0 218,435 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 204 1,830 SH   DFND 1 0 1,830 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,006 15,068 SH   DFND 1 0 15,068 0
INTERPUBLIC GROUP COS INC COM 460690100 4,903 167,910 SH   DFND 1 0 167,910 0
INTUIT COM 461202103 349 912 SH   DFND 1 0 912 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 1,443 19,500 SH   DFND 1 0 19,500 0
INVESCO QQQ TR UNIT SER 1 46090E103 845 2,646 SH   DFND 1 0 2,646 0
IRSA INVERSIONES Y REP S A GLOBL DEP RCPT 450047204 83 21,255 SH   DFND 1 0 21,255 0
ISHARES GOLD TR ISHARES 464285105 288 17,729 SH   DFND 1 0 17,729 0
ISHARES INC CORE MSCI EMKT 46434G103 228 3,542 SH   DFND 1 0 3,542 0
ISHARES TR CORE MSCI EAFE 46432F842 2,127 29,515 SH   DFND 1 0 29,515 0
ISHARES TR CORE S&P MCP ETF 464287507 228 877 SH   DFND 1 0 877 0
ISHARES TR CORE S&P SCP ETF 464287804 226 2,081 SH   DFND 1 0 2,081 0
ISHARES TR CORE S&P TTL STK 464287150 945 10,321 SH   DFND 1 0 10,321 0
ISHARES TR CORE S&P500 ETF 464287200 31,351 78,807 SH   DFND 1 0 78,807 0
ISHARES TR CORE US AGGBD ET 464287226 78,441 689,105 SH   DFND 1 0 689,105 0
ISHARES TR MSCI ACWI ETF 464288257 6,003 63,089 SH   DFND 1 0 63,089 0
ISHARES TR MSCI ACWI EX US 464288240 773 14,014 SH   DFND 1 0 14,014 0
ISHARES TR MSCI EAFE ETF 464287465 18,418 242,759 SH   DFND 1 0 242,759 0
ISHARES TR MSCI EMG MKT ETF 464287234 9,850 184,658 SH   DFND 1 0 184,658 0
ISHARES TR MSCI USA ESG SLC 464288802 1,333 15,181 SH   DFND 1 0 15,181 0
ISHARES TR NATIONAL MUN ETF 464288414 8,399 72,371 SH   DFND 1 0 72,371 0
ISHARES TR RUS 1000 ETF 464287622 797 3,562 SH   DFND 1 0 3,562 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,922 7,910 SH   DFND 1 0 7,910 0
ISHARES TR RUS 1000 VAL ETF 464287598 998 6,583 SH   DFND 1 0 6,583 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,361 8,424 SH   DFND 1 0 8,424 0
ISHARES TR RUS MD CP GR ETF 464287481 910 8,917 SH   DFND 1 0 8,917 0
ISHARES TR RUS MDCP VAL ETF 464287473 717 6,564 SH   DFND 1 0 6,564 0
ISHARES TR RUS MID CAP ETF 464287499 268 3,630 SH   DFND 1 0 3,630 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,448 11,081 SH   DFND 1 0 11,081 0
ISHARES TR S&P 500 GRWT ETF 464287309 704 10,815 SH   DFND 1 0 10,815 0
ISHARES TR S&P 500 VAL ETF 464287408 263 1,862 SH   DFND 1 0 1,862 0
ISHARES TR SHRT NAT MUN ETF 464288158 8,970 83,194 SH   DFND 1 0 83,194 0
ISHARES TR U.S. TECH ETF 464287721 828 9,436 SH   DFND 1 0 9,436 0
JFROG LTD ORD SHS M6191J100 1,231 26,925 SH   DFND 1 0 26,925 0
JOHNSON & JOHNSON COM 478160104 9,699 59,014 SH   DFND 1 0 59,014 0
JOHNSON CTLS INTL PLC SHS G51502105 777 13,022 SH   DFND 1 0 13,022 0
JPMORGAN CHASE & CO COM 46625H100 13,913 91,397 SH   DFND 1 0 91,397 0
KANSAS CITY SOUTHERN COM NEW 485170302 439 1,664 SH   DFND 1 0 1,664 0
KELLOGG CO COM 487836108 309 4,880 SH   DFND 1 0 4,880 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 281 1,959 SH   DFND 1 0 1,959 0
KILROY RLTY CORP COM 49427F108 879 13,395 SH   DFND 1 0 13,395 0
KIMBERLY-CLARK CORP COM 494368103 3,108 22,354 SH   DFND 1 0 22,354 0
KINDER MORGAN INC DEL COM 49456B101 284 17,084 SH   DFND 1 0 17,084 0
KINROSS GOLD CORP COM 496902404 553 83,000 SH   DFND 1 0 83,000 0
KLA CORP COM NEW 482480100 6,909 20,911 SH   DFND 1 0 20,911 0
LENNAR CORP CL A 526057104 4,189 41,385 SH   DFND 1 0 41,385 0
LHC GROUP INC COM 50187A107 260 1,360 SH   DFND 1 0 1,360 0
LILLY ELI & CO COM 532457108 4,824 25,823 SH   DFND 1 0 25,823 0
LIMONEIRA CO COM 532746104 671 38,327 SH   DFND 1 0 38,327 0
LINDE PLC SHS G5494J103 9,009 32,160 SH   DFND 1 0 32,160 0
LIVEPERSON INC COM 538146101 205 3,878 SH   DFND 1 0 3,878 0
LOCKHEED MARTIN CORP COM 539830109 6,178 16,720 SH   DFND 1 0 16,720 0
LOWES COS INC COM 548661107 561 2,948 SH   DFND 1 0 2,948 0
MANPOWERGROUP INC COM 56418H100 3,880 39,267 SH   DFND 1 0 39,267 0
MARATHON OIL CORP COM 565849106 204 19,080 SH   DFND 1 0 19,080 0
MARATHON PETE CORP COM 56585A102 541 10,111 SH   DFND 1 0 10,111 0
MARSH & MCLENNAN COS INC COM 571748102 651 5,347 SH   DFND 1 0 5,347 0
MASCO CORP COM 574599106 6,589 109,999 SH   DFND 1 0 109,999 0
MASTERCARD INCORPORATED CL A 57636Q104 7,297 20,494 SH   DFND 1 0 20,494 0
MCDONALDS CORP COM 580135101 7,481 33,378 SH   DFND 1 0 33,378 0
MCKESSON CORP COM 58155Q103 4,622 23,696 SH   DFND 1 0 23,696 0
MEDTRONIC PLC SHS G5960L103 7,312 61,894 SH   DFND 1 0 61,894 0
MERCADOLIBRE INC COM 58733R102 343 233 SH   DFND 1 0 233 0
MERCK & CO. INC COM 58933Y105 10,983 142,465 SH   DFND 1 0 142,465 0
MESABI TR CTF BEN INT 590672101 337 11,185 SH   DFND 1 0 11,185 0
METTLER TOLEDO INTERNATIONAL COM 592688105 307 266 SH   DFND 1 0 266 0
MICROSOFT CORP COM 594918104 57,525 244,223 SH   DFND 1 0 244,223 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 3,184 381,734 SH   DFND 1 0 381,734 0
MONROE CAP CORP COM 610335101 325 32,390 SH   DFND 1 0 32,390 0
MONSTER BEVERAGE CORP NEW COM 61174X109 1,341 14,726 SH   DFND 1 0 14,726 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 422 2,242 SH   DFND 1 0 2,242 0
MSC INDL DIRECT INC CL A 553530106 4,062 45,037 SH   DFND 1 0 45,037 0
NESCO HLDGS INC *W EXP 01/01/202 64083J112 20 10,000 SH   DFND 1 0 10,000 0
NETFLIX INC COM 64110L106 5,576 10,688 SH   DFND 1 0 10,688 0
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 296 5,923 SH   DFND 1 0 5,923 0
NEXTERA ENERGY INC COM 65339F101 8,250 109,107 SH   DFND 1 0 109,107 0
NIC INC COM 62914B100 804 23,707 SH   DFND 1 0 23,707 0
NIKE INC CL B 654106103 69,672 524,281 SH   DFND 1 0 524,281 0
NOKIA CORP SPONSORED ADR 654902204 84 21,277 SH   DFND 1 0 21,277 0
NORDSTROM INC COM 655664100 770 20,345 SH   DFND 1 0 20,345 0
NORFOLK SOUTHN CORP COM 655844108 1,866 6,949 SH   DFND 1 0 6,949 0
NORTH AMERN CONSTR GROUP LTD COM 656811106 296 27,500 SH   DFND 1 0 27,500 0
NORTHERN TR CORP COM 665859104 369 3,508 SH   DFND 1 0 3,508 0
NORTHROP GRUMMAN CORP COM 666807102 201 622 SH   DFND 1 0 622 0
NOVARTIS AG SPONSORED ADR 66987V109 7,059 82,579 SH   DFND 1 0 82,579 0
NOVO-NORDISK A S ADR 670100205 3,803 56,413 SH   DFND 1 0 56,413 0
NUTANIX INC CL A 67059N108 602 22,658 SH   DFND 1 0 22,658 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 296 19,968 SH   DFND 1 0 19,968 0
NVIDIA CORPORATION COM 67066G104 17,764 33,271 SH   DFND 1 0 33,271 0
NXP SEMICONDUCTORS N V COM N6596X109 907 4,503 SH   DFND 1 0 4,503 0
OMNICOM GROUP INC COM 681919106 7,532 101,583 SH   DFND 1 0 101,583 0
ON SEMICONDUCTOR CORP COM 682189105 389 9,340 SH   DFND 1 0 9,340 0
ONEOK INC NEW COM 682680103 242 4,778 SH   DFND 1 0 4,778 0
ORACLE CORP COM 68389X105 13,663 194,738 SH   DFND 1 0 194,738 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 3,733 157,902 SH   DFND 1 0 157,902 0
PACCAR INC COM 693718108 675 7,266 SH   DFND 1 0 7,266 0
PACIFIC BIOSCIENCES CALIF IN COM 69404D108 256 7,700 SH   DFND 1 0 7,700 0
PALO ALTO NETWORKS INC COM 697435105 2,224 6,905 SH   DFND 1 0 6,905 0
PAYCHEX INC COM 704326107 3,689 37,630 SH   DFND 1 0 37,630 0
PAYPAL HLDGS INC COM 70450Y103 6,194 25,506 SH   DFND 1 0 25,506 0
PENTAIR PLC SHS G7S00T104 338 5,423 SH   DFND 1 0 5,423 0
PEPSICO INC COM 713448108 3,365 23,790 SH   DFND 1 0 23,790 0
PFIZER INC COM 717081103 8,576 236,715 SH   DFND 1 0 236,715 0
PHILIP MORRIS INTL INC COM 718172109 7,563 85,231 SH   DFND 1 0 85,231 0
PHILLIPS 66 COM 718546104 340 4,169 SH   DFND 1 0 4,169 0
PNC FINL SVCS GROUP INC COM 693475105 336 1,916 SH   DFND 1 0 1,916 0
PRICE T ROWE GROUP INC COM 74144T108 5,043 29,390 SH   DFND 1 0 29,390 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 3,865 64,458 SH   DFND 1 0 64,458 0
PROCTER AND GAMBLE CO COM 742718109 5,502 40,623 SH   DFND 1 0 40,623 0
PROLOGIS INC. COM 74340W103 391 3,688 SH   DFND 1 0 3,688 0
PRUDENTIAL FINL INC COM 744320102 528 5,794 SH   DFND 1 0 5,794 0
PRUDENTIAL PLC ADR 74435K204 2,974 69,655 SH   DFND 1 0 69,655 0
QUALCOMM INC COM 747525103 13,260 100,010 SH   DFND 1 0 100,010 0
QUEST DIAGNOSTICS INC COM 74834L100 214 1,664 SH   DFND 1 0 1,664 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 9,214 119,250 SH   DFND 1 0 119,250 0
REDFIN CORP COM 75737F108 5,623 85,000 SH   DFND 1 0 85,000 0
RELX PLC SPONSORED ADR 759530108 3,160 125,585 SH   DFND 1 0 125,585 0
REVANCE THERAPEUTICS INC COM 761330109 818 29,274 SH   DFND 1 0 29,274 0
RIO TINTO PLC SPONSORED ADR 767204100 3,902 50,245 SH   DFND 1 0 50,245 0
ROBERT HALF INTL INC COM 770323103 4,811 61,622 SH   DFND 1 0 61,622 0
ROCKWELL AUTOMATION INC COM 773903109 701 2,639 SH   DFND 1 0 2,639 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 3,095 26,913 SH   DFND 1 0 26,913 0
S&P GLOBAL INC COM 78409V104 247 701 SH   DFND 1 0 701 0
SALESFORCE COM INC COM 79466L302 11,922 56,272 SH   DFND 1 0 56,272 0
SANOFI SPONSORED ADR 80105N105 3,552 71,822 SH   DFND 1 0 71,822 0
SAP SE SPON ADR 803054204 581 4,732 SH   DFND 1 0 4,732 0
SCHLUMBERGER LTD COM 806857108 1,231 45,264 SH   DFND 1 0 45,264 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 298 7,923 SH   DFND 1 0 7,923 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 258 2,667 SH   DFND 1 0 2,667 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 392 6,418 SH   DFND 1 0 6,418 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 4,802 62,569 SH   DFND 1 0 62,569 0
SEALED AIR CORP NEW COM 81211K100 3,791 82,731 SH   DFND 1 0 82,731 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,522 11,460 SH   DFND 1 0 11,460 0
SERVICENOW INC COM 81762P102 354 708 SH   DFND 1 0 708 0
SKYWORKS SOLUTIONS INC COM 83088M102 297 1,617 SH   DFND 1 0 1,617 0
SMARTSHEET INC COM CL A 83200N103 988 15,459 SH   DFND 1 0 15,459 0
SMUCKER J M CO COM NEW 832696405 3,327 26,293 SH   DFND 1 0 26,293 0
SNAP INC CL A 83304A106 1,246 23,835 SH   DFND 1 0 23,835 0
SNAP ON INC COM 833034101 4,703 20,382 SH   DFND 1 0 20,382 0
SONY CORP SPONSORED ADR 835699307 341 3,221 SH   DFND 1 0 3,221 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 407 1,232 SH   DFND 1 0 1,232 0
SPDR GOLD TR GOLD SHS 78463V107 414 2,589 SH   DFND 1 0 2,589 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 3,645 126,084 SH   DFND 1 0 126,084 0
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459 2,012 30,436 SH   DFND 1 0 30,436 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 129,905 327,771 SH   DFND 1 0 327,771 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,773 3,724 SH   DFND 1 0 3,724 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 584 19,711 SH   DFND 1 0 19,711 0
SPDR SER TR S&P DIVID ETF 78464A763 33,574 284,451 SH   DFND 1 0 284,451 0
SPLUNK INC COM 848637104 1,522 11,236 SH   DFND 1 0 11,236 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 515 38,377 SH   DFND 1 0 38,377 0
SQUARE INC CL A 852234103 215 949 SH   DFND 1 0 949 0
STARBUCKS CORP COM 855244109 4,836 44,257 SH   DFND 1 0 44,257 0
STATE STR CORP COM 857477103 226 2,685 SH   DFND 1 0 2,685 0
STELLANTIS N.V SHS N82405106 247 13,907 SH   DFND 1 0 13,907 0
STRYKER CORPORATION COM 863667101 282 1,156 SH   DFND 1 0 1,156 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 2,527 348,508 SH   DFND 1 0 348,508 0
SUNCOR ENERGY INC NEW COM 867224107 1,179 56,412 SH   DFND 1 0 56,412 0
SYSCO CORP COM 871829107 8,170 103,763 SH   DFND 1 0 103,763 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 264 14,483 SH   DFND 1 0 14,483 0
TAPESTRY INC COM 876030107 774 18,781 SH   DFND 1 0 18,781 0
TARGET CORP COM 87612E106 4,696 23,719 SH   DFND 1 0 23,719 0
TE CONNECTIVITY LTD REG SHS H84989104 318 2,466 SH   DFND 1 0 2,466 0
TESLA INC COM 88160R101 4,726 7,045 SH   DFND 1 0 7,045 0
TEXAS INSTRS INC COM 882508104 15,035 79,556 SH   DFND 1 0 79,556 0
THERMO FISHER SCIENTIFIC INC COM 883556102 8,539 18,711 SH   DFND 1 0 18,711 0
TILRAY INC COM CL 2 88688T100 4,677 207,255 SH   DFND 1 0 207,255 0
TJX COS INC NEW COM 872540109 257 3,882 SH   DFND 1 0 3,882 0
T-MOBILE US INC COM 872590104 290 2,313 SH   DFND 1 0 2,313 0
TOTAL SE SPONSORED ADS 89151E109 568 12,199 SH   DFND 1 0 12,199 0
TRACTOR SUPPLY CO COM 892356106 245 1,383 SH   DFND 1 0 1,383 0
TRANE TECHNOLOGIES PLC SHS G8994E103 388 2,343 SH   DFND 1 0 2,343 0
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204 95 19,643 SH   DFND 1 0 19,643 0
TRAVELERS COMPANIES INC COM 89417E109 4,749 31,577 SH   DFND 1 0 31,577 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 140 29,879 SH   DFND 1 0 29,879 0
UBER TECHNOLOGIES INC COM 90353T100 2,036 37,358 SH   DFND 1 0 37,358 0
ULTA BEAUTY INC COM 90384S303 1,269 4,105 SH   DFND 1 0 4,105 0
UNILEVER PLC SPON ADR NEW 904767704 4,759 85,250 SH   DFND 1 0 85,250 0
UNION PAC CORP COM 907818108 12,525 56,828 SH   DFND 1 0 56,828 0
UNITED PARCEL SERVICE INC CL B 911312106 2,814 16,556 SH   DFND 1 0 16,556 0
UNITEDHEALTH GROUP INC COM 91324P102 16,469 44,262 SH   DFND 1 0 44,262 0
US BANCORP DEL COM NEW 902973304 528 9,544 SH   DFND 1 0 9,544 0
V F CORP COM 918204108 229 2,867 SH   DFND 1 0 2,867 0
VALE S A SPONSORED ADS 91912E105 4,920 283,109 SH   DFND 1 0 283,109 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 406 12,490 SH   DFND 1 0 12,490 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 76,140 926,387 SH   DFND 1 0 926,387 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 420 7,352 SH   DFND 1 0 7,352 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,636 10,255 SH   DFND 1 0 10,255 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 433 2,335 SH   DFND 1 0 2,335 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 567 4,207 SH   DFND 1 0 4,207 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,838 12,821 SH   DFND 1 0 12,821 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 666 7,255 SH   DFND 1 0 7,255 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 35,056 96,228 SH   DFND 1 0 96,228 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 850 5,135 SH   DFND 1 0 5,135 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,597 12,132 SH   DFND 1 0 12,132 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,739 56,821 SH   DFND 1 0 56,821 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,716 20,663 SH   DFND 1 0 20,663 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 352 5,803 SH   DFND 1 0 5,803 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,844 362,032 SH   DFND 1 0 362,032 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 21,405 220,008 SH   DFND 1 0 220,008 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 923 11,193 SH   DFND 1 0 11,193 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 66,202 1,348,032 SH   DFND 1 0 1,348,032 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,924 5,366 SH   DFND 1 0 5,366 0
VEDANTA LIMITED SPONSORED ADR 92242Y100 191 15,225 SH   DFND 1 0 15,225 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,971 119,879 SH   DFND 1 0 119,879 0
VERTEX PHARMACEUTICALS INC COM 92532F100 275 1,282 SH   DFND 1 0 1,282 0
VIACOMCBS INC CL B 92556H206 5,010 111,081 SH   DFND 1 0 111,081 0
VISA INC COM CL A 92826C839 12,815 60,527 SH   DFND 1 0 60,527 0
VMWARE INC CL A COM 928563402 1,239 8,237 SH   DFND 1 0 8,237 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 307 16,654 SH   DFND 1 0 16,654 0
VULCAN MATLS CO COM 929160109 276 1,635 SH   DFND 1 0 1,635 0
WALMART INC COM 931142103 3,092 22,761 SH   DFND 1 0 22,761 0
WASTE MGMT INC DEL COM 94106L109 333 2,578 SH   DFND 1 0 2,578 0
WATERS CORP COM 941848103 276 970 SH   DFND 1 0 970 0
WELLS FARGO CO NEW COM 949746101 2,790 71,400 SH   DFND 1 0 71,400 0
WESTERN UN CO COM 959802109 8,064 327,010 SH   DFND 1 0 327,010 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 930 26,129 SH   DFND 1 0 26,129 0
WORKDAY INC CL A 98138H101 462 1,861 SH   DFND 1 0 1,861 0
XCEL ENERGY INC COM 98389B100 317 4,773 SH   DFND 1 0 4,773 0
XEROX HOLDINGS CORP COM NEW 98421M106 681 28,054 SH   DFND 1 0 28,054 0
XYLEM INC COM 98419M100 462 4,395 SH   DFND 1 0 4,395 0
ZILLOW GROUP INC CL A 98954M101 354 2,692 SH   DFND 1 0 2,692 0
ZILLOW GROUP INC CL C CAP STK 98954M200 613 4,726 SH   DFND 1 0 4,726 0
ZOETIS INC CL A 98978V103 3,018 19,167 SH   DFND 1 0 19,167 0