The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC (NEW) COM 00206R102 5,265 222,824 SH   SOLE   221,963 0 861
ABBOTT LABS COM 002824100 1,074 9,073 SH   SOLE   9,073 0 0
AIM TAX EXEMPT FDS INVESCO TAX MUTUAL FUNDS 001419555 524 40,971 SH   SOLE   40,971 0 0
ALPS ETF TR RIVERFRNT DYMC COM 00162Q528 45,464 944,028 SH   SOLE   944,028 0 0
ALPS ETF TR RIVERFRNT FLEX COM 00162Q510 6,731 143,913 SH   SOLE   143,913 0 0
ALPS ETF TR RIVERFRNT STR INC ETF - FIXED INCO 00162Q783 4,422 186,610 SH   SOLE   186,610 0 0
ALPS ETF TR RIVERFRONT DYM COM 00162Q536 34,500 1,469,767 SH   SOLE   1,469,767 0 0
APPLE COMPUTER INC COM 037833100 23,069 132,118 SH   SOLE   131,951 0 167
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 3,465 9,818 SH   SOLE   9,818 0 0
BOEING CO COM COM 097023105 383 2,000 SH   SOLE   2,000 0 0
BOSTON SCIENTIFIC CORP COM COM 101137107 227 5,136 SH   DFND   1,894 3,242 0
CATERPILLAR INC COM COM 149123101 11,295 50,695 SH   DFND   50,044 488 163
COCA COLA CO COM 191216100 300 4,841 SH   SOLE   4,841 0 0
COMMUNICATION SERVICES SELECT COM 81369Y852 25,581 371,933 SH   SOLE   371,906 0 27
DISNEY WALT PRODTNS COM 254687106 658 4,800 SH   SOLE   4,800 0 0
EOG RES INC COM COM 26875P101 10,184 85,418 SH   SOLE   85,155 0 263
FACEBOOK INC CL A COM 30303M102 4,008 18,026 SH   SOLE   17,960 0 66
FIRST TR EXCH TRADED FD III RI COM 33739P707 7,017 108,191 SH   SOLE   108,191 0 0
FIRST TR EXCH TRADED FD III RI COM 33739P608 28,821 441,209 SH   SOLE   441,209 0 0
FIRST TRUST TCW OPPORTUNISTIC COM 33740F805 11,798 237,987 SH   SOLE   236,576 0 1,411
FRANKLIN TEMPLETON ETF TR FTSE ETF - EQUITY 35473P678 7,407 292,657 SH   DFND   281,988 9,574 1,095
GENERAL ELECTRIC CO COM NEW COM 369604301 10,047 109,809 SH   DFND   108,309 1,161 339
GLOBAL X FDS FTSE NORDIC RE COM 37950E101 7,111 222,775 SH   DFND   217,501 4,535 739
GLOBAL X FDS US INFR DEV ET COM 37954Y673 52,739 1,864,887 SH   DFND   1,848,045 14,179 2,663
GOLDMAN SACHS ETF TR EQUITY ET COM 381430503 251,066 2,819,700 SH   DFND   2,790,289 24,919 4,492
HARTFORD FDS EXCHANGE TRADED T ETF - EQUITY 41653L503 402 10,246 SH   SOLE   10,246 0 0
HARTFORD FINL SVCS GROUP INC C COM 416515104 4,318 60,151 SH   DFND   58,393 1,501 257
HUNTINGTON BANCSHARES INC COM COM 446150104 200 13,710 SH   SOLE   13,710 0 0
Invesco QQQ Trust COM 46090E103 99,160 273,514 SH   DFND   267,802 4,983 729
INVESCO EXCHNG TRADED FD TR II COM 46138G508 363 16,677 SH   SOLE   16,677 0 0
INVESCO EXCHNG TRADED FD TR KB COM 46138E628 3,795 59,546 SH   SOLE   59,338 0 208
INVESCO S&P 500 HIGH BETA ETF COM 46138E370 489 6,443 SH   DFND   88 6,355 0
ISHARES CORE DIVIDEND GROWTH E COM 46434V621 21,895 409,936 SH   SOLE   409,907 0 29
ISHARES GENOMICS IMMUNOLOGY AN COM 46435U192 840 24,394 SH   SOLE   24,394 0 0
ISHARES INC CORE MSCI EMKT COM 46434G103 23,646 425,676 SH   DFND   414,112 10,433 1,131
ISHARES INC MSCI EMRG CHN ETF - EQUITY 46434G764 16,067 276,170 SH   SOLE   275,163 0 1,007
ISHARES INC MSCI GERMAN COM 464286806 2,050 72,194 SH   SOLE   72,194 0 0
ISHARES TR 0-3 MNTH TREAS ETF - EQUITY 46436E718 5,804 58,010 SH   SOLE   58,010 0 0
ISHARES TR 0-5YR HI YL CP COM 46434V407 16,988 386,456 SH   DFND   380,221 4,204 2,031
ISHARES TR 20 YR TRS BD COM 464287432 42,404 321,045 SH   DFND   317,906 2,459 680
ISHARES TR CORE MSCI EAFE COM 46432F842 221,625 3,188,392 SH   DFND   3,179,816 6,027 2,549
ISHARES TR CORE MSCI EURO COM 46434V738 15,261 285,790 SH   DFND   274,304 10,287 1,199
ISHARES TR DJ MED DEVICES COM 464288810 13,855 227,296 SH   DFND   221,920 4,632 744
ISHARES TR DJ US FINL SVC COM 464287770 99,124 549,684 SH   DFND   544,694 4,452 538
ISHARES TR DJ US TECH SEC COM 464287721 59,023 572,822 SH   DFND   568,965 3,012 845
ISHARES TR FLTG RATE NT COM 46429B655 1,294 25,620 SH   SOLE   25,620 0 0
ISHARES TR JPMORGAN USD COM 464288281 10,834 110,829 SH   DFND   108,796 1,517 516
ISHARES TR LEHMAN 10-20YR COM 464288653 15,475 114,960 SH   SOLE   114,952 0 8
ISHARES TR LEHMAN AGG BND COM 464287226 21,984 205,264 SH   DFND   190,589 14,675 0
ISHARES TR MBS FIXED BDFD COM 464288588 66,922 656,935 SH   SOLE   656,888 0 47
ISHARES TR MSCI EMERG MKT COM 464287234 289 6,394 SH   SOLE   6,394 0 0
ISHARES TR MSCI GRW IDX COM 464288885 5,998 62,311 SH   DFND   52,220 10,037 54
ISHARES TR MSCI VAL IDX COM 464288877 34,446 685,369 SH   DFND   677,690 5,378 2,301
ISHARES TR RUSSELL1000GRW COM 464287614 712 2,564 SH   SOLE   2,564 0 0
ISHARES TR RUSSELL1000VAL COM 464287598 605 3,647 SH   SOLE   3,647 0 0
ISHARES TR S&P 500 INDEX COM 464287200 274,749 605,588 SH   SOLE   605,516 0 72
ISHARES TR S&P 500 VALUE COM 464287408 9,912 63,655 SH   DFND   62,122 1,316 217
ISHARES TR S&P GLO INFRAS COM 464288372 2,638 51,868 SH   SOLE   51,868 0 0
ISHARES TR S&P LTN AM 40 COM 464287390 7,181 236,313 SH   SOLE   236,052 0 261
ISHARES TR S&P NA SOFTWR COM 464287515 12,953 37,553 SH   DFND   36,089 1,280 184
ISHARES TR US PFD STK IDX COM 464288687 1,039 28,534 SH   SOLE   28,534 0 0
J P MORGAN EXCHANGE TRADED FD ETF - EQUITY 46641Q647 402 7,812 SH   SOLE   7,812 0 0
J P MORGAN EXCHANGE-TRADED FD COM 46641Q225 12,374 176,434 SH   DFND   171,684 4,101 649
J P MORGAN EXCHANGE-TRADED FEQ ETF - EQUITY 46641Q332 159,252 2,593,676 SH   DFND   2,575,241 15,378 3,057
JPMORGAN CHASE & CO COM COM 46625H100 204 1,500 SH   SOLE   1,500 0 0
KINDER MORGAN INC DEL COM COM 49456B101 5,898 311,916 SH   DFND   301,319 9,543 1,054
MCDONALDS CORP COM COM 580135101 596 2,409 SH   SOLE   2,409 0 0
MICROSOFT CORP COM COM 594918104 30,108 97,655 SH   DFND   96,946 582 127
NORTHROP GRUMMAN CORP COM COM 666807102 282 631 SH   DFND   246 385 0
PEPSICO INC COM COM 713448108 640 3,825 SH   SOLE   3,825 0 0
PROLOGIS INC. COM COM 74340W103 27,817 172,270 SH   DFND   170,291 1,726 253
RIO TINTO PLC SPONSORED ADR COM 767204100 5,060 62,934 SH   DFND   61,125 1,601 208
SELECT SECTOR SPDR TR SBI CONS COM 81369Y308 23,953 315,639 SH   SOLE   315,616 0 23
SELECT SECTOR SPDR TR SBI CONS COM 81369Y407 59,695 322,678 SH   SOLE   322,644 0 34
SELECT SECTOR SPDR TR SBI HEAL COM 81369Y209 73,576 537,095 SH   SOLE   537,026 0 69
SELECT SECTOR SPDR TR SBI INT- COM 81369Y506 32,414 424,050 SH   DFND   419,343 4,425 282
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 645 16,836 SH   SOLE   16,836 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y704 24,694 239,800 SH   SOLE   239,783 0 17
SELECT SECTOR SPDR TR SBI INT- COM 81369Y803 99,879 628,451 SH   SOLE   628,405 0 46
SELECT SECTOR SPDR TR SBI MATE COM 81369Y100 20,479 232,322 SH   SOLE   232,305 0 17
SPDR SER TR CAP S/T HI YLD COM 78468R408 16,723 637,345 SH   DFND   626,937 7,016 3,392
SPDR SERIES TRUST BARC CAPTL E COM 78464A474 608 20,170 SH   SOLE   20,170 0 0
SPDR SERIES TRUST PORTFOLIO AG COM 78464A649 201,104 7,236,574 SH   SOLE   7,235,985 0 589
SSGA ACTIVE ETF TR BLKSTN GSOS COM 78467V608 66,881 1,487,567 SH   SOLE   1,487,454 0 113
STARBUCKS CORP COM COM 855244109 9,305 102,291 SH   DFND   100,157 1,782 352
STRYKER CORP COM COM 863667101 2,405 8,995 SH   SOLE   8,995 0 0
TARGET CORP COM 87612E106 274 1,292 SH   DFND   19 1,273 0
UNITEDHEALTH GROUP INC COM COM 91324P102 9,233 18,106 SH   DFND   17,652 397 57
VANECK VECTORS FALLEN ANGEL HI COM 92189F437 17,092 562,240 SH   DFND   540,157 19,402 2,681
VANGUARD 500 INDEX FUND MUTUAL FUNDS 922908710 1,497 3,581 SH   SOLE   3,581 0 0
VANGUARD BD INDEX FD INC TOTAL COM 921937835 203,662 2,560,496 SH   DFND   2,555,181 4,064 1,251
VANGUARD SCOTTSDALE FDS INT-TE COM 92206C706 59,457 945,122 SH   SOLE   945,054 0 68
VANGUARD SCOTTSDALE FDS INT-TE COM 92206C870 131,733 1,531,079 SH   DFND   1,527,998 2,969 112
VANGUARD SCOTTSDALE FDS MORTG- COM 92206C771 409 8,156 SH   SOLE   8,156 0 0
VANGUARD SCOTTSDALE FDS SHRT-T COM 92206C409 131,197 1,680,086 SH   DFND   1,676,162 3,804 120
VANGUARD WHITEHALL FDS INC HIG COM 921946406 547 4,874 SH   SOLE   4,874 0 0
VANGUARD WORLD FDS TELCOMM ETF COM 92204A884 15,462 128,801 SH   SOLE   128,792 0 9
WESTROCK CO COM COM 96145D105 7,858 167,096 SH   DFND   162,790 3,794 512
WISDOMTREE TR EUROPE HEDGED COM 97717X701 1,078 14,648 SH   SOLE   14,648 0 0