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    <submissionType>N-MFP2</submissionType>
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        <filerCredentials>
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      <notifications></notifications>
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      <finalFilingFlag>N</finalFilingFlag>
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    </generalInfo>
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        <adviserName>New York Life Investment Management LLC</adviserName>
        <adviserFileNumber>801-57396</adviserFileNumber>
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        <adviserName>NYL Investors LLC</adviserName>
        <adviserFileNumber>801-78759</adviserFileNumber>
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      <indpPubAccountant>
        <name>KPMG LLP</name>
        <city>Philadelphia</city>
        <stateCountry>PA</stateCountry>
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      <administrator>
        <administratorName>New York Life Investment Management LLC</administratorName>
      </administrator>
      <transferAgent>
        <name>NYLIM Service Company LLC</name>
        <cik>0001103598</cik>
        <fileNumber>084-05844</fileNumber>
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      <feederFundFlag>N</feederFundFlag>
      <masterFundFlag>N</masterFundFlag>
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      <moneyMarketFundCategory>Exempt Government</moneyMarketFundCategory>
      <moneyMarketFundCategory>Government/Agency</moneyMarketFundCategory>
      <fundExemptRetailFlag>N</fundExemptRetailFlag>
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      <sevenDayNetYield>0.0523</sevenDayNetYield>
      <personPayForFundFlag>N</personPayForFundFlag>
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      <nameOfIssuer>U.S. Treasury Bills</nameOfIssuer>
      <titleOfIssuer>U.S. Treasury Bills 5.273</titleOfIssuer>
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      <investmentMaturityDateWAL>2024-01-25</investmentMaturityDateWAL>
      <finalLegalInvestmentMaturityDate>2024-01-25</finalLegalInvestmentMaturityDate>
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      <securityEnhancementsFlag>N</securityEnhancementsFlag>
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      <nameOfIssuer>U.S. Treasury Bills</nameOfIssuer>
      <titleOfIssuer>U.S. Treasury Bills 5.284</titleOfIssuer>
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      <nameOfIssuer>U.S. Treasury Bills</nameOfIssuer>
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      <nameOfIssuer>U.S. Treasury Bills</nameOfIssuer>
      <titleOfIssuer>U.S. Treasury Bills 5.269</titleOfIssuer>
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      <finalLegalInvestmentMaturityDate>2024-01-30</finalLegalInvestmentMaturityDate>
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    <scheduleOfPortfolioSecuritiesInfo>
      <nameOfIssuer>U.S. Treasury Bills</nameOfIssuer>
      <titleOfIssuer>U.S. Treasury Bills 5.304</titleOfIssuer>
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    <signature>
      <registrant>MainStay Funds Trust</registrant>
      <signatureDate>2024-01-05</signatureDate>
      <signature>/s/Jack Benintende</signature>
      <nameOfSigningOfficer>Jack Benintende</nameOfSigningOfficer>
      <titleOfSigningOfficer>Treasurer</titleOfSigningOfficer>
    </signature>
  </formData>
</edgarSubmission>
