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        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>iShares Broad USD Investment Grade Corporate Bond ETF</name>
        <lei>5493004QFMCNV0WLX398</lei>
        <title>iShares Broad USD Investment Grade Corporate Bond ETF</title>
        <cusip>464288620</cusip>
        <identifiers>
          <isin value="US4642886208"/>
        </identifiers>
        <balance>21712.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1104923.68000000</valUSD>
        <pctVal>10.61803929658</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>iShares Core S&amp;P Small-Cap ETF</name>
        <lei>549300BZQ17QYN750B25</lei>
        <title>iShares Core S&amp;P Small-Cap ETF</title>
        <cusip>464287804</cusip>
        <identifiers>
          <isin value="US4642878049"/>
        </identifiers>
        <balance>5008.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>470752.00000000</valUSD>
        <pctVal>4.523808590062</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>VanEck Oil Services ETF</name>
        <lei>549300WSDUDKDJCJOV22</lei>
        <title>VanEck Oil Services ETF</title>
        <cusip>92189H607</cusip>
        <identifiers>
          <isin value="US92189H6071"/>
        </identifiers>
        <balance>179.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>49069.27000000</valUSD>
        <pctVal>0.471543371316</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <loanByFundCondition isLoanByFund="Y" loanVal="43586.67000000"/>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Vanguard Short-Term Bond ETF</name>
        <lei>N/A</lei>
        <title>Vanguard Short-Term Bond ETF</title>
        <cusip>921937827</cusip>
        <identifiers>
          <isin value="US9219378273"/>
        </identifiers>
        <balance>1366.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>104690.24000000</valUSD>
        <pctVal>1.006046935557</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Vanguard Mega Cap ETF</name>
        <lei>N/A</lei>
        <title>Vanguard Mega Cap ETF</title>
        <cusip>921910873</cusip>
        <identifiers>
          <isin value="US9219108738"/>
        </identifiers>
        <balance>1092.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>159246.36000000</valUSD>
        <pctVal>1.530317558510</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <loanByFundCondition isLoanByFund="Y" loanVal="29166.00000000"/>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Materials Select Sector SPDR Fund</name>
        <lei>549300N81BAQ1XPGBT65</lei>
        <title>Materials Select Sector SPDR Fund</title>
        <cusip>81369Y100</cusip>
        <identifiers>
          <isin value="US81369Y1001"/>
        </identifiers>
        <balance>1265.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>101895.75000000</valUSD>
        <pctVal>0.979192587903</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>MainStay U.S. Government Liquidity Fund</name>
        <lei>549300Y3ZLEL13IJCK58</lei>
        <title>MainStay U.S. Government Liquidity Fund, Class I</title>
        <cusip>56064L488</cusip>
        <identifiers>
          <isin value="US56064L4885"/>
        </identifiers>
        <balance>950035.11000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>950035.11000000</valUSD>
        <pctVal>9.129599006438</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>STIV</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>iShares Core MSCI EAFE ETF</name>
        <lei>5493009FT582MI7Y3I36</lei>
        <title>iShares Core MSCI EAFE ETF</title>
        <cusip>46432F842</cusip>
        <identifiers>
          <isin value="US46432F8427"/>
        </identifiers>
        <balance>2260.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>155420.20000000</valUSD>
        <pctVal>1.493549121042</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>iShares Broad USD High Yield Corporate Bond ETF</name>
        <lei>549300X7H67ZLUE3IZ46</lei>
        <title>iShares Broad USD High Yield Corporate Bond ETF</title>
        <cusip>46435U853</cusip>
        <identifiers>
          <isin value="US46435U8532"/>
        </identifiers>
        <balance>10403.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>368682.32000000</valUSD>
        <pctVal>3.542944578504</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>INVESCO GOVT AND AGCY LEX</name>
        <lei>O37NHJVF7S22I1ONOU83</lei>
        <title>INVESCO GOVERNMENT &amp; AGENCY PORTFOLIO OPEN-END FUND USD</title>
        <cusip>825252885</cusip>
        <identifiers>
          <other otherDesc="Custodian Internal ID" value="825252885"/>
        </identifiers>
        <balance>1754877.30000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1754877.30000000</valUSD>
        <pctVal>16.86393048621</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>STIV</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <cashCollateralCondition cashCollateralVal="1754877.30000000" isCashCollateral="Y"/>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Schwab U.S. Mid-Cap ETF</name>
        <lei>549300CX4Y7E1N0YFZ10</lei>
        <title>Schwab U.S. Mid-Cap ETF</title>
        <cusip>808524508</cusip>
        <identifiers>
          <isin value="US8085245087"/>
        </identifiers>
        <balance>680.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>45838.80000000</valUSD>
        <pctVal>0.440499365266</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Invesco Senior Loan ETF</name>
        <lei>549300SIHU6DQELRNG59</lei>
        <title>Invesco Senior Loan ETF</title>
        <cusip>46138G508</cusip>
        <identifiers>
          <isin value="US46138G5080"/>
        </identifiers>
        <balance>44560.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>930412.80000000</valUSD>
        <pctVal>8.941033531336</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <loanByFundCondition isLoanByFund="Y" loanVal="930391.92000000"/>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>SPDR S&amp;P Oil &amp; Gas Exploration &amp; Production ETF</name>
        <lei>5493001H1FSSB667C124</lei>
        <title>SPDR S&amp;P Oil &amp; Gas Exploration &amp; Production ETF</title>
        <cusip>78468R556</cusip>
        <identifiers>
          <isin value="US78468R5569"/>
        </identifiers>
        <balance>833.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>105882.63000000</valUSD>
        <pctVal>1.017505504240</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <loanByFundCondition isLoanByFund="Y" loanVal="105755.52000000"/>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Schwab U.S. Aggregate Bond ETF</name>
        <lei>549300EMR2FMUC3JFN76</lei>
        <title>Schwab U.S. Aggregate Bond ETF</title>
        <cusip>808524839</cusip>
        <identifiers>
          <isin value="US8085248396"/>
        </identifiers>
        <balance>46741.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2199631.46000000</valUSD>
        <pctVal>21.13790635774</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Vanguard Mid-Cap ETF</name>
        <lei>N/A</lei>
        <title>Vanguard Mid-Cap ETF</title>
        <cusip>922908629</cusip>
        <identifiers>
          <isin value="US9229086296"/>
        </identifiers>
        <balance>860.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>179989.40000000</valUSD>
        <pctVal>1.729652967677</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>iShares 0-5 Year High Yield Corporate Bond ETF</name>
        <lei>549300R96U5WQ7R5ID10</lei>
        <title>iShares 0-5 Year High Yield Corporate Bond ETF</title>
        <cusip>46434V407</cusip>
        <identifiers>
          <isin value="US46434V4077"/>
        </identifiers>
        <balance>16289.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>676807.95000000</valUSD>
        <pctVal>6.503954562131</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <loanByFundCondition isLoanByFund="Y" loanVal="609081.45000000"/>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Invesco S&amp;P 500 Low Volatility ETF</name>
        <lei>549300FATA6ZCF8G1744</lei>
        <title>Invesco S&amp;P 500 Low Volatility ETF</title>
        <cusip>46138E354</cusip>
        <identifiers>
          <isin value="US46138E3541"/>
        </identifiers>
        <balance>1616.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>103327.04000000</valUSD>
        <pctVal>0.992946925637</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Exchange traded fund"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <explntrNotes>

      <explntrNote note="Monthly returns presented in Item B.5(a) have been calculated without deducting any applicable sales loads or redemption fees." noteItem="B.5.a"/>
    </explntrNotes>
    <signature>
      <ncom:dateSigned>2023-05-31</ncom:dateSigned>
      <ncom:nameOfApplicant>MAINSTAY FUNDS TRUST</ncom:nameOfApplicant>
      <ncom:signature>Jack Benintende</ncom:signature>
      <ncom:signerName>Jack Benintende</ncom:signerName>
      <ncom:title>Treasurer</ncom:title>
    </signature>
  </formData>
</edgarSubmission>
