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        <fairValLevel>1</fairValLevel>
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      </invstOrSec>
      <invstOrSec>
        <name>MainStay MacKay Total Return Bond Fund</name>
        <lei>549300F3C2BWGPG60278</lei>
        <title>MainStay MacKay Total Return Bond Fund, Class R6</title>
        <cusip>56064B431</cusip>
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          <isin value="US56064B4317"/>
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        <curCd>USD</curCd>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>ETRS</title>
        <cusip>N/A</cusip>
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          <other otherDesc="Internal Identifier" value="P5896820"/>
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        <curCd>USD</curCd>
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        <fairValLevel>2</fairValLevel>
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              <counterpartyName>Citibank NA</counterpartyName>
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                <issuerName>Invesco S&amp;P 500 Low Volatility ETF</issuerName>
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            </descRefInstrmnt>
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      </invstOrSec>
      <invstOrSec>
        <name>MainStay U.S. Government Liquidity Fund</name>
        <lei>549300Y3ZLEL13IJCK58</lei>
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          <isin value="US56064L4885"/>
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        <curCd>USD</curCd>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>ETRS</title>
        <cusip>N/A</cusip>
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          <other otherDesc="Internal Identifier" value="P4266800"/>
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        <balance>-1474.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>1225562.53000000</valUSD>
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        <fairValLevel>2</fairValLevel>
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          <swapDeriv derivCat="SWP">
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              <counterpartyName>Citibank NA</counterpartyName>
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                <issuerName>S&amp;P 500 Total Return Index</issuerName>
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            <unrealizedAppr>1225562.53000000</unrealizedAppr>
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      <invstOrSec>
        <name>MainStay Epoch International Choice Fund</name>
        <lei>549300FPTWJRAID17352</lei>
        <title>MainStay Epoch International Choice Fund, Class I</title>
        <cusip>56063J716</cusip>
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          <isin value="US56063J7164"/>
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        <balance>423861.68700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>14451055.58000000</valUSD>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      <invstOrSec>
        <name>IQ 500 International ETF</name>
        <lei>5493003TW3MGBJQT8644</lei>
        <title>IQ 500 International ETF</title>
        <cusip>45409B362</cusip>
        <identifiers>
          <isin value="US45409B3621"/>
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        <balance>675970.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>20090504.37000000</valUSD>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      <invstOrSec>
        <name>Mainstay WMC Value Fund</name>
        <lei>5493003Y7K55IDIMKI62</lei>
        <title>Mainstay WMC Value Fund, Class R6</title>
        <cusip>56063N766</cusip>
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          <isin value="US56063N7663"/>
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        <balance>1191611.53500000</balance>
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        <curCd>USD</curCd>
        <valUSD>36089266.11000000</valUSD>
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        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isLoanByFund>N</isLoanByFund>
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      <invstOrSec>
        <name>MainStay MacKay High Yield Corporate Bond Fund</name>
        <lei>549300Y73VYUL00YQH40</lei>
        <title>MainStay MacKay High Yield Corporate Bond Fund, Class R6</title>
        <cusip>56063N881</cusip>
        <identifiers>
          <isin value="US56063N8810"/>
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        <balance>6380979.33500000</balance>
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        <curCd>USD</curCd>
        <valUSD>33091758.83000000</valUSD>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>MainStay Winslow Large Cap Growth Fund</name>
        <lei>549300M3WRI6CMX2WP65</lei>
        <title>MainStay Winslow Large Cap Growth Fund, Class R6</title>
        <cusip>56063N808</cusip>
        <identifiers>
          <isin value="US56063N8083"/>
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        <balance>4260280.20200000</balance>
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        <curCd>USD</curCd>
        <valUSD>44196572.84000000</valUSD>
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        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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      <invstOrSec>
        <name>MainStay MacKay Short Duration High Yield Fund</name>
        <lei>549300WEGNK3CPOQ1307</lei>
        <title>MainStay MacKay Short Duration High Yield Fund, Class I</title>
        <cusip>56064B738</cusip>
        <identifiers>
          <isin value="US56064B7385"/>
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        <balance>3993634.44800000</balance>
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        <curCd>USD</curCd>
        <valUSD>37755021.34000000</valUSD>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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        <name>N/A</name>
        <lei>N/A</lei>
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        <balance>14552.00000000</balance>
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        <valUSD>-332002.42000000</valUSD>
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        <fairValLevel>2</fairValLevel>
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              <counterpartyName>Citibank NA</counterpartyName>
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                <issuerName>VanEck Oil Services ETF</issuerName>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>ETRS</title>
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              <counterpartyName>Citibank NA</counterpartyName>
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                <issuerName>iShares MSCI EAFE ETF</issuerName>
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        <name>IQ 50 Percent Hedged FTSE International ETF</name>
        <lei>549300F6Y8RYQ8RNY082</lei>
        <title>IQ 50 Percent Hedged FTSE International ETF</title>
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        <name>Mainstay Candriam Emerging Markets Equity Fund</name>
        <lei>549300OEYQVZONE1SZ66</lei>
        <title>Mainstay Candriam Emerging Markets Equity Fund, Class R6</title>
        <cusip>56064L520</cusip>
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          <isin value="US56064L5205"/>
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        <fairValLevel>1</fairValLevel>
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        <name>IQ Chaikin U.S. Large Cap ETF</name>
        <lei>549300F5Q3KH3SEITR83</lei>
        <title>IQ Chaikin U.S. Large Cap ETF</title>
        <cusip>45409B388</cusip>
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        <balance>1085108.00000000</balance>
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        <curCd>USD</curCd>
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        <fairValLevel>1</fairValLevel>
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        <name>N/A</name>
        <lei>N/A</lei>
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        <balance>66972.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>-405569.04000000</valUSD>
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        <fairValLevel>2</fairValLevel>
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              <counterpartyName>Citibank NA</counterpartyName>
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            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>iShares 20+ Year Treasury Bond ETF</issuerName>
                <issueTitle>iShares 20+ Year Treasury Bond ETF</issueTitle>
                <identifiers>
                  <cusip value="464287432"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <swapFlag>Y</swapFlag>
            <floatingRecDesc curCd="USD" fixedOrFloating="Floating" floatingRtIndex="equity-performance leg" floatingRtSpread="0.00000000" pmntAmt="0.00000000">
              <rtResetTenors>
                <rtResetTenor rateTenor="Month" rateTenorUnit="0" resetDt="Month" resetDtUnit="0"/>
              </rtResetTenors>
            </floatingRecDesc>
            <floatingPmntDesc curCd="USD" fixedOrFloating="Floating" floatingRtIndex="Federal Funds Rate" floatingRtSpread="0.35000000" pmntAmt="0.00000000">
              <rtResetTenors>
                <rtResetTenor rateTenor="Day" rateTenorUnit="1" resetDt="Day" resetDtUnit="1"/>
              </rtResetTenors>
            </floatingPmntDesc>
            <terminationDt>2022-12-02</terminationDt>
            <upfrontPmnt>0.00000000</upfrontPmnt>
            <pmntCurCd>USD</pmntCurCd>
            <upfrontRcpt>0.00000000</upfrontRcpt>
            <rcptCurCd>USD</rcptCurCd>
            <notionalAmt>7999805.00000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-405569.04000000</unrealizedAppr>
          </swapDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>MainStay Epoch Capital Growth Fund</name>
        <lei>5493007ZZLRL6VENV585</lei>
        <title>MainStay Epoch Capital Growth Fund, Class I</title>
        <cusip>56063N782</cusip>
        <identifiers>
          <isin value="US56063N7820"/>
        </identifiers>
        <balance>251705.88400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2751371.85000000</valUSD>
        <pctVal>0.341968452992</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Investment company"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>MainStay Floating Rate Fund</name>
        <lei>549300TKK2EWM1KEEX83</lei>
        <title>MainStay Floating Rate Fund, Class R6</title>
        <cusip>56064L793</cusip>
        <identifiers>
          <isin value="US56064L7938"/>
        </identifiers>
        <balance>4685770.60200000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>42013556.37000000</valUSD>
        <pctVal>5.221871727942</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Investment company"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Mainstay WMC International Research Equity Fund</name>
        <lei>549300PQST4ZGMIXWU52</lei>
        <title>Mainstay WMC International Research Equity Fund, Class I</title>
        <cusip>56063U638</cusip>
        <identifiers>
          <isin value="US56063U6385"/>
        </identifiers>
        <balance>2091635.21500000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>14190699.12000000</valUSD>
        <pctVal>1.763764292693</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetConditional assetCat="OTHER" desc="Investment company"/>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>ETRS</title>
        <cusip>N/A</cusip>
        <identifiers>
          <other otherDesc="Internal Identifier" value="P5897490"/>
        </identifiers>
        <balance>1673.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>-217519.59000000</valUSD>
        <pctVal>-0.02703554508</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerConditional desc="Swap" issuerCat="OTHER"/>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <derivativeInfo>
          <swapDeriv derivCat="SWP">
            <counterparties>
              <counterpartyName>Citibank NA</counterpartyName>
              <counterpartyLei>E57ODZWZ7FF32TWEFA76</counterpartyLei>
            </counterparties>
            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>S&amp;P 500 Health Care</issuerName>
                <issueTitle>S&amp;P 500 Health Care</issueTitle>
                <identifiers>
                  <cusip value="99393K961"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <swapFlag>Y</swapFlag>
            <floatingRecDesc curCd="USD" fixedOrFloating="Floating" floatingRtIndex="equity-performance leg" floatingRtSpread="0.00000000" pmntAmt="0.00000000">
              <rtResetTenors>
                <rtResetTenor rateTenor="Month" rateTenorUnit="0" resetDt="Month" resetDtUnit="0"/>
              </rtResetTenors>
            </floatingRecDesc>
            <floatingPmntDesc curCd="USD" fixedOrFloating="Floating" floatingRtIndex="Federal Funds Rate" floatingRtSpread="0.45000000" pmntAmt="0.00000000">
              <rtResetTenors>
                <rtResetTenor rateTenor="Day" rateTenorUnit="1" resetDt="Day" resetDtUnit="1"/>
              </rtResetTenors>
            </floatingPmntDesc>
            <terminationDt>2022-12-02</terminationDt>
            <upfrontPmnt>0.00000000</upfrontPmnt>
            <pmntCurCd>USD</pmntCurCd>
            <upfrontRcpt>0.00000000</upfrontRcpt>
            <rcptCurCd>USD</rcptCurCd>
            <notionalAmt>4038471.00000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-217519.59000000</unrealizedAppr>
          </swapDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <explntrNotes>
      <explntrNote note="Monthly returns presented in Item B.5(a) have been calculated without deducting any applicable sales loads or redemption fees." noteItem="B.5.a"/>
    </explntrNotes>
    <signature>
      <ncom:dateSigned>2022-05-31</ncom:dateSigned>
      <ncom:nameOfApplicant>MAINSTAY FUNDS TRUST</ncom:nameOfApplicant>
      <ncom:signature>Jack Benintende</ncom:signature>
      <ncom:signerName>Jack Benintende</ncom:signerName>
      <ncom:title>Treasurer</ncom:title>
    </signature>
  </formData>
</edgarSubmission>
