Item B.1. Background information.

a. Full name of Registrant	MAINSTAY FUNDS TRUST
b. Investment Company Act file number ( e.g., 811-)	811-22321
c. CIK	0001469192
d. LEI	549300SQRLBSUG7RD002

Item B.2. Address and telephone number of Registrant.

a. Street 1	51 MADISON AVENUE
Street 2
b. City	NEW YORK
c. State, if applicable	NEW YORK
d. Foreign country, if applicable	UNITED STATES OF AMERICA
e. Zip code and zip code extension, or foreign postal code	10010
f. Telephone number (including country code if foreign)	212-576-7000
g. Public Website, if any	www.nylinvestments.com/funds

Item B.3. Location of books and records.

Instruction. Provide the requested information for each person maintaining physical possession of each account, book, or other document required to be maintained by section 31(a) of the Act (15 U.S.C. 80a-30(a)) and the rules under that section.

Location books Record: 1
a. Name of person (e.g., a custodian of records)	State Street Bank and Trust Company
b. Street 1	1 Lincoln Street
Street 2
c. City	Boston
d. State, if applicable	MASSACHUSETTS
e. Foreign country, if applicable	UNITED STATES OF AMERICA
f. Zip code and zip code extension, or foreign postal code	02111
g. Telephone number (including country code if foreign)	617-786-3000
h. Briefly describe the books and records kept at this location:	Custody and Accounting Records.

Item B.4. Initial of final filings.

Instruction. Respond "yes" to Item B.4.b only if the Registrant has filed an application to deregister or will file an application to deregister before its next required filing on this form.

a. Is this the first filing on this form by the Registrant?	Yes No
b. Is this the last filing on this form by the Registrant?	Yes No

Item B.5. Family of investment companies.

Instruction. "Family of investment companies" means, except for insurance company separate accounts, any two or more registered investment companies that (i) share the same investment adviser or principal underwriter; and (ii) hold themselves out to investors as related companies for purposes of investment and investor services.In responding to this item, all Registrants in the family of investment companies should report the name of the family of investment companies identically.

Insurance company separate accounts that may not hold themselves out to investors as related companies (products) for purposes of investment and investor services should consider themselves part of the same family if the operational or accounting or control systems under which these entities function are substantially similar.

a. Is the Registrant part of a family of investment companies?

Yes No

i. Full name of family of investment companies

MainStay Group of Funds

Item B.6. Organization.

Instruction. For Item B.6.a.i., the Registrant should include all Series that have been established by the Registrant and have shares outstanding (other than shares issued in connection with an initial investment to satisfy section 14(a) of the Act).

Indicate the classification of the Registrant by checking the applicable item below.

 a. Open-end management investment company registered under the Act on Form N-1A 
 b. Closed-end management investment company registered under the Act on Form N-2  
 c. Separate account offering variable annuity contracts which is registered under the Act as a management investment company on Form N-3 
 d. Separate account offering variable annuity contracts which is registered under the Act as a unit investment trust on Form N-4 
 e. Small business investment company registered under the Act on Form N-5 
 f. Separate account offering variable insurance contracts which is registered under the Act as a unit investment trust on Form N-6 
 g. Unit investment trust registered under the Act on Form N-8B-2 

i. Total number of Series of the Registrant	35
ii. If a Series of the Registrant with a fiscal year end covered by the report was terminated during the reporting period, provide the following information:
Terminated Organization Record: 1
i. Name of the Series	MainStay Absolute Return Multi-Strategy Fund
ii. Series identification number	S000049393
iii. Date of termination (month/year)	11/2018

Item B.7. Securities Act registration.

Is the Registrant the issuer of a class of securities registered under the Securities Act of 1933 ("Securities Act")?

Yes No

Item B.8. Directors.

Provide the information requested below about each person serving as director of the Registrant (management investment companies only):

Director Record: 1
a. Full Name	Jacques P. Perold
b. CRD number, if any	000000000
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-03833-01
File Number Record: 2
File Number Record:	811-04550
File Number Record: 3
File Number Record:	811-22551
Director Record: 2
a. Full Name	Alan R. Latshaw
b. CRD number, if any	000000000
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-08073
File Number Record: 2
File Number Record:	811-04550
File Number Record: 3
File Number Record:	811-22551
File Number Record: 4
File Number Record:	811-10027
File Number Record: 5
File Number Record:	811-01519
File Number Record: 6
File Number Record:	811-03833-01
Director Record: 3
a. Full Name	Susan B. Kerley
b. CRD number, if any	000000000
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-04052
File Number Record: 2
File Number Record:	811-06740
File Number Record: 3
File Number Record:	811-04254
File Number Record: 4
File Number Record:	811-04550
File Number Record: 5
File Number Record:	811-03833-01
File Number Record: 6
File Number Record:	811-06310
File Number Record: 7
File Number Record:	811-22551
File Number Record: 8
File Number Record:	811-05812
Director Record: 4
a. Full Name	Richard S. Trutanic
b. CRD number, if any	000000000
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-22551
File Number Record: 2
File Number Record:	811-03833-01
File Number Record: 3
File Number Record:	811-04550
Director Record: 5
a. Full Name	Richard H. Nolan, Jr.
b. CRD number, if any	000000000
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-03833-01
File Number Record: 2
File Number Record:	811-04550
File Number Record: 3
File Number Record:	811-22551
Director Record: 6
a. Full Name	David H. Chow
b. CRD number, if any	001401207
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-03833-01
File Number Record: 2
File Number Record:	811-10325
File Number Record: 3
File Number Record:	811-04550
File Number Record: 4
File Number Record:	811-22551
Director Record: 7
a. Full Name	Yie-Hsin Hung
b. CRD number, if any	001586401
c. Is the person an "interested person" of the Registrant as that term is defined in section 2(a)(19) of the Act (15 U.S.C. 80a-2(a)(19))?	Yes No
d. Investment Company Act file number of any other registered investment company for which the person also serves as a director (e.g., 811-)
File Number Record: 1
File Number Record:	811-22551
File Number Record: 2
File Number Record:	811-03833-01
File Number Record: 3
File Number Record:	811-04550

Item B.9. Chief compliance officer.

Provide the information requested below about each person serving as chief compliance officer of the Registrant for purposes of rule 38a-1 (17 CFR 270.38a- 1):

Chief compliance officer Record: 1
a. Full Name	Kevin M. Bopp
b. CRD Number, if any	006468135
c. Street Address 1	30 Hudson Street
Street Address 2
d. City	Jersey City
e. State, if applicable	NEW JERSEY
f. Foreign country, if applicable	UNITED STATES OF AMERICA
g. Zip code and zip code extension, or foreign postal code	07302
h. Telephone number (including country code if foreign)	XXXXXX
i. Has the chief compliance officer changed since the last filing?	Yes No

If the chief compliance officer is compensated or employed by any person other than the Registrant, or an affiliated person of the Registrant, for providing chief compliance officer services, provide:

CCO employer Record: 1
i. Name of the person	N/A
ii. Person's IRS Employer Identification Number	N/A

Item B.10. Matters for security holder vote.

Instruction. Registrants registered on Forms N-3, N-4 or N-6, should respond "yes" to this Item only if security holder votes were solicited on contract-level matters.

Were any matters submitted by the Registrant for its security holders' vote during the reporting period?

Yes No

Item B.11. Legal proceeding.

Instruction. For purposes of this Item, the following proceedings should be described: (1) any bankruptcy, receivership or similar proceeding with respect to the Registrant or any of its significant subsidiaries; (2) any proceeding to which any director, officer or other affiliated person of the Registrant is a party adverse to the Registrant or any of its subsidiaries; and (3) any proceeding involving the revocation or suspension of the right of the Registrant to sell securities.

a. Have there been any material legal proceedings, other than routine litigation incidental to the business, to which the Registrant or any of its subsidiaries was a party or of which any of their property was the subject during the reporting period?

Yes No

If yes, include the attachment required by Item G.1.a.i.

i. If yes, and to the extent the response relates only to certain series of the Registrant, indicate the series involved:

Legal proceeding series info Record: 1
1. Series name	MainStay MacKay Short Term Municipal Fund
2. Series identification number	S000028538

b. Has any proceeding previously reported been terminated?

Yes No

If yes, include the attachment required by Item G.1.a.i.

i. If yes, and to the extent the response relates only to certain series of the Registrant, indicate the series involved:

Proceeding terminated series info Record: 1
1. Series name	MainStay MacKay Short Term Municipal Fund
2. Series identification number	S000028538

Item B.12. Fidelity bond and insurance (management investment companies only).

a. Were any claims with respect to the Registrant filed under a fidelity bond (including, but not limited to, the fidelity insuring agreement of the bond) during the reporting period?	Yes No

Item B.13. Directors and officers/errors and omissions insurance (management investment companies only).

a. Are the Registrant's officers or directors covered in their capacities as officers or directors under any directors and officers/errors and omissions insurance policy owned by the Registrant or anyone else?	Yes No
i. If yes, were any claims filed under the policy during the reporting period with respect to the Registrant?	Yes No

Item B.14. Provision of financial support.

Instruction. For purposes of this Item, a provision of financial support includes any (1) capital contribution, (2) purchase of a security from a Money Market Fund in reliance on rule 17a-9 under the Act (17 CFR 270.17a-9), (3) purchase of any defaulted or devalued security at fair value reasonably intended to increase or stabilize the value or liquidity of the Registrant's portfolio, (4) execution of letter of credit or letter of indemnity, (5) capital support agreement (whether or not the Registrant ultimately received support), (6) performance guarantee, or (7) other similar action reasonably intended to increase or stabilize the value or liquidity of the Registrant's portfolio. Provision of financial support does not include any (1) routine waiver of fees or reimbursement of Registrant's expenses, (2) routine inter-fund lending, (3) routine inter-fund purchases of Registrant's shares, or (4) action that would qualify as financial support as defined above, that the board of directors has otherwise determined not to be reasonably intended to increase or stabilize the value or liquidity of the Registrant's portfolio.

Did an affiliated person, promoter, or principal underwriter of the Registrant, or an affiliated person of such a person, provide any form of financial support to the Registrant during the reporting period?

Yes No

Item B.15. Exemptive orders.

a. During the reporting period, did the Registrant rely on any orders from the Commission granting an exemption from one or more provisions of the Act, Securities Act or Exchange Act?	Yes No
Release number Record: 1
i. If yes, provide below the release number for each order	IC-15758
Release number Record: 2
i. If yes, provide below the release number for each order	IC-31663
Release number Record: 3
i. If yes, provide below the release number for each order	IC-17318
Release number Record: 4
i. If yes, provide below the release number for each order	IC-32190

Item B.16. Principal underwriters.

a. Provide the information requested below about each principal underwriter:

Principal underwriter Record: 1
i. Full name	NYLIFE Distributors LLC
ii. SEC file number (e.g., 8-)	8-46655
iii. CRD number	000035350
iv. LEI, if any	00000000000000000000
v. State, if applicable	NEW JERSEY
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Is the principal underwriter an affiliated person of the Registrant, or its investment adviser(s) or depositor?	Yes No
b. Have any principal underwriters been hired or terminated during the reporting period?	Yes No

Item B.17. Independent public accountant.

Provide the following information about eachthe independent public accountant:

Public accountant Record: 1
a. Full Name	KPMG LLP
b. PCAOB Number	185
c. LEI, if any	5493003PVCIGA21K0K42
d. State, if applicable	PENNSYLVANIA
e. Foreign country, if applicable	UNITED STATES OF AMERICA

f. Has the independent public accountant changed since the last filing?

Yes No

Item B.18. Report on internal control (management investment companies only).

Instruction. Small business investment companies are not required to respond to this item.

For the reporting period, did an independent public accountant's report on internal control note any material weaknesses?

Yes No

Item B.19. Audit opinion.

For the reporting period, did an independent public accountant issue an opinion other than an unqualified opinion with respect to its audit of the Registrant's financial statements?

Yes No

Item B.20. Change in valuation methods.

Instruction. Responses to this item need not include changes to valuation techniques used for individual securities (e.g., changing from market approach to income approach for a private equity security). In responding to Item B.20.c., provide the applicable "asset type" category specified in Item C.4.a. of Form N-PORT. In responding to Item B.20.d., provide a brief description of the type of investments involved. If the change in valuation methods applies only to certain sub-asset types included in the response to Item B.20.c., please provide the sub-asset types in the response to Item B.20.d. The responses to Item B.20.c. and Item B.20.d. should be identical only if the change in valuation methods applies to all assets within that category.

Have there been material changes in the method of valuation (e.g., change from use of bid price to mid price for fixed income securities or change in trigger threshold for use of fair value factors on international equity securities) of the Registrant's assets during the reporting period?

Yes No

Item B.21. Change in accounting principles and practices.

Have there been any changes in accounting principles or practices, or any change in the method of applying any such accounting principles or practices, which will materially affect the financial statements filed or to be filed for the current year with the Commission and which has not been previously reported?

Yes No

Item B.22. Net asset value error corrections (open-end management investment companies only).

a. During the reporting period, were any payments made to shareholders or shareholder accounts reprocessed as a result of an error in calculating the Registrant's net asset value (or net asset value per share)?

Yes No

Payment error series info Record: 1
a. If yes, and to the extent the response relates only to certain series of the Registrant, indicate the series involved:
1. Series name	MainStay Absolute Return Multi-Strategy Fund
2. Series identification number	S000049393

Item B.23. Rule 19a-1 notice (management investment companies only).

During the reporting period, did the Registrant pay any dividend or make any distribution in the nature of a dividend payment, required to be accompanied by a written statement pursuant to section 19(a) of the Act (15 U.S.C. 80a-19(a)) and rule 19a-1 thereunder (17 CFR 270.19a-1)?

Yes No

General Instruction. Management investment companies that offer multiple series must complete Part C as to each series separately, even if some information is the same for two or more series. To begin this section or add an additional series(s), click on the bar labeled "Add a New Series" below.

Management Investment Record: 1

Item C.1. Background information.

a. Full Name of the Fund	MainStay MacKay Short Term Municipal Fund
b. Series identication number, if any	S000028538
c. LEI	549300ZY6MAJ3210UG92
d. Is this the first filing on this form by the Fund?	Yes No

Item C.2. Classes of open-end management investment companies.

a. How many Classes of shares of the Fund (if any) are authorized?	4
b. How many new Classes of shares of the Fund were added during the reporting period?	0
c. How many Classes of shares of the Fund were terminated during the reporting period?	0
d. For each Class with shares outstanding, provide the information requested below:
Shares Outstanding Record: 1
i. Full name of Class	Investor Class
ii. Class identification number, if any	C000087378
iii. Ticker symbol, if any	MYTBX
Shares Outstanding Record: 2
i. Full name of Class	Class A
ii. Class identification number, if any	C000087379
iii. Ticker symbol, if any	MSTAX
Shares Outstanding Record: 3
i. Full name of Class	Class I
ii. Class identification number, if any	C000087380
iii. Ticker symbol, if any	MSTIX

Item C.3. Type of fund.

Instructions. 1. "Fund of Funds" means a fund that acquires securities issued by any other investment company in excess of the amounts permitted under paragraph (A) of section 12(d)(1) of the Act (15 U.S.C. 80a-12(d)(1)(A)), but, for purposes of this Item, does not include a fund that acquires securities issued by another company solely in reliance on rule 12d1-1 under the Act (CFR 270.12d1-1). 2. "Index Fund" means an investment company, including an Exchange-Traded Fund, that seeks to track the performance of a specified index. 3. "Interval Fund" means a closed-end management investment company that makes periodic repurchases of its shares pursuant to rule 23c-3 under the Act (17 CFR 270.23c-3). 4. "Master-Feeder Fund" means a two-tiered arrangement in which one or more funds (each a feeder fund) holds shares of a single Fund (the master fund) in accordance with section 12(d)(1)(E) of the Act (15 U.S.C. 80a-12(d)(1)(E)) or pursuant to exemptive relief granted by the Commission. 5. "Target Date Fund" means an investment company that has an investment objective or strategy of providing varying degrees of long-term appreciation and capital preservation through a mix of equity and fixed income exposures that changes over time based on an investor's age, target retirement date, or life expectancy.

Indicate if the Fund is any one of the types listed below. Check all that apply.

a. Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund        i.     Exchange-Traded Fund        ii.    Exchange-Traded Managed Fund   b.   Index Fund   c.    Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark   d.    Interval Fund   e.    Fund of Funds   f.     Master-Feeder Fund   g.    Money Market Fund   h.    Target Date Fund   i.     Underlying fund to a variable annuity or variable life insurance contract          N/A

Item C.4. Diversification.

Does the Fund seek to operate as a “non-diversified company” as such term is defined in section 5(b)(2) of the Act (15 U.S.C. 80a- 5(b) (2))?

Yes No

Item C.5. Investments in certain foreign corporations.

Instruction. "Controlled foreign corporation" has the meaning provided in section 957 of the Internal Revenue Code [26 U.S.C. 957].

a. Does the fund invest in a controlled foreign corporation for the purpose of investing in certain types of instruments such as, but not limited to, commodities?

Yes No

Item C.6. Securities lending.

Instruction. For purposes of this Item, other adverse impacts would include, for example, (1) a loss to the Fund if collateral and indemnification were not sufficient to replace the loaned securities or their value, (2) the Fund's ineligibility to vote shares in a proxy, or (3) the Fund's ineligibility to receive a direct distribution from the issuer.

a. Is the Fund authorized to engage in securities lending transactions?	Yes No
b. Did the Fund lend any of its securities during the reporting period?	Yes No

c. Provide the information requested below about each securities lending agent, if any, retained by the Fund:

Securities Lending Record: 1
i. Full name of securities lending agent	State Street Bank and Trust Company
ii. LEI, if any	571474TGEMMWANRLN572
iii. Is the securities lending agent an affiliated person, or an affiliated person of an affiliated person, of the Fund?	Yes No
iv. Does the securities lending agent or any other entity indemnify the fund against borrower default on loans administered by this agent?	Yes No

v. If the entity providing the indemnification is not the securities lending agent, provide the following information:

Idemnity Providers Record: 1

1. Name of person providing indemnification	N/A
2. LEI, if any, of person providing indemnification	N/A

vi. Did the Fund exercise its indemnification rights during the reporting period?

Yes No

d. If a person providing cash collateral management services to the Fund in connection with the Fund's securities lending activities does not also serve as securities lending agent, provide the following information about each cash collateral manager:

i. Full name of cash collateral manager:
ii. LEI, if any:
iii. Is the cash collateral manager an affiliated person, or an affiliated person of an affiliated person, of a securities lending agent retained by the Fund?	Yes No
iv. Is the cash collateral manager an affiliated person, or an affiliated person of an affiliated person, of the Fund?	Yes No

e. Types of payments made to one or more securities lending agents and cash collateral managers (check all that apply):	i. Revenue sharing split   ii. Non-revenue sharing split (other than administrative fee)    iii. Administrative fee   iv. Cash collateral reinvestment fee   v. Indemnification fee   vi. Other     N/A
f. Provide the monthly average of the value of portfolio securities on loan during the reporting period	N/A
g. Provide the net income from securities lending activities	N/A

Item C.7. Reliance on certain rules.

Did the Fund rely on any of the following rules under the Act during the reporting period? (check all that apply)

a. Rule 10f-3 (17 CFR 270.10f-3)    b. Rule 12d1-1 (17 CFR 270.12d1-1)   c. Rule 15a-4 (17 CFR 270.15a-4)    d. Rule 17a-6 (17 CFR 270.17a-6)    e. Rule 17a-7 (17 CFR 270.17a-7)   f. Rule 17a-8 (17 CFR 270.17a-8)   g. Rule 17e-1 (17 CFR 270.17e-1)   h. Rule 22d-1 (17 CFR 270.22d-1)   i. Rule 23c-1 (17 CFR 270.23c-1)    j. Rule 32a-4 (17 CFR 270.32a-4)   N/A

Item C.8. Expense limitations.

Instruction. Provide information concerning any direct or indirect limitations, waivers or reductions, on the level of expenses incurred by the fund during the reporting period. A limitation, for example, may be applied indirectly (such as when an adviser agrees to accept a reduced fee pursuant to a voluntary fee waiver) or it may apply only for a temporary period such as for a new fund in its start-up phase.

a. Did the Fund have an expense limitation arrangement in place during the reporting period?	Yes No
b. Were any expenses of the Fund reduced or waived pursuant to an expense limitation arrangement during the reporting period?	Yes No
c. Are the fees waived subject to recoupment?	Yes No
d. Were any expenses previously waived recouped during the period?	Yes No

Item C.9. Investment advisers.

a. Provide the following information about each investment adviser (other than a sub-adviser) of the Fund:

Investment Advisers Record: 1
i. Full name	New York Life Investment Management LLC
ii. SEC file number ( e.g., 801- )	801-57396
iii.CRD number	000109591
iv. LEI, if any	IGJ1X7QLRC5K7CY9GE11
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Was the investment adviser hired during the reporting period?	Yes No

b. If an investment adviser (other than a sub- adviser) to the Fund was terminated during the reporting period, provide the following with respect to each investment adviser:

i. Full name
ii. SEC file number ( e.g., 801- )
iii. CRD number
iv. LEI, if any
v. State, if applicable
vi. Foreign country, if applicable
vii. Termination date

c. For each sub-adviser to the Fund, provide the information requested:

Sub Advisors Record: 1
i. Full name	MacKay Shields LLC
ii. SEC file number ( e.g., 801- ), if applicable	801-5594
iii. CRD number	000107717
iv. LEI, if any	549300Y7LLCOFU7R8H16
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Is the sub-adviser an affiliated person of the Fund's investment adviser(s)?	Yes No
viii. Was the sub-adviser hired during the reporting period?	Yes No

d. If a sub-adviser was terminated during the reporting period, provide the following with respect to such sub-adviser:

i. Full name
ii. SEC file number ( e.g., 801- )
iii. CRD number
iv. LEI, if any
v. State, if applicable
vi. Foreign country, if applicable
vii. Termination date

Item C.10. Transfer agents.

a. Provide the following information about each person providing transfer agency services to the Fund:

Transfer Agents Record: 1
i. Full name	DST Asset Manager Solutions, Inc.
ii.SEC file number ( e.g., 84- or 85- )	84-00896
iii. LEI, if any	00000000000000000000
iv. State, if applicable	MASSACHUSETTS
v. Foreign country, if applicable	UNITED STATES OF AMERICA
vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?	Yes No
vii. Is the transfer agent a sub-transfer agent?	Yes No
Transfer Agents Record: 2
i. Full name	NYLIM Service Company LLC
ii.SEC file number ( e.g., 84- or 85- )	084-05844
iii. LEI, if any	00000000000000000000
iv. State, if applicable	NEW JERSEY
v. Foreign country, if applicable	UNITED STATES OF AMERICA
vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?	Yes No
vii. Is the transfer agent a sub-transfer agent?	Yes No

b. Has a transfer agent been hired or terminated during the reporting period?

Yes No

Item C.11. Pricing services.

a. Provide the following information about each person that provided pricing services to the Fund during the reporting period:

Pricing Services Record: 1
i. Full name	IHS Markit Ltd.
ii. LEI, if any, or provide and describe other identifying number	549300HLPTRASHS0E726
Description of other identifying number
iii. State, if applicable
iv. Foreign country, if applicable	UNITED KINGDOM OF GREAT BRITAIN AND NORTHERN IRELAND
v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?	Yes No
Pricing Services Record: 2
i. Full name	Refinitiv US Holdings Inc.
ii. LEI, if any, or provide and describe other identifying number	549300NF240HXJO7N016
Description of other identifying number
iii. State, if applicable	NEW YORK
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?	Yes No
Pricing Services Record: 3
i. Full name	Standard & Poor's Financial Services LLC
ii. LEI, if any, or provide and describe other identifying number	549300U4VWNITEKO2881
Description of other identifying number
iii. State, if applicable	NEW YORK
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?	Yes No
Pricing Services Record: 4
i. Full name	ICE Data Services, Inc.
ii. LEI, if any, or provide and describe other identifying number	5493000NQ9LYLDBCTL34
Description of other identifying number
iii. State, if applicable	MASSACHUSETTS
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?	Yes No
Pricing Services Record: 5
i. Full name	Bloomberg L.P.
ii. LEI, if any, or provide and describe other identifying number	549300B56MD0ZC402L06
Description of other identifying number
iii. State, if applicable	NEW YORK
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?	Yes No
Pricing Services Record: 6
i. Full name	PricingDirect Inc.
ii. LEI, if any, or provide and describe other identifying number	549300WIC0TOJ7N7GD54
Description of other identifying number
iii. State, if applicable	NEW YORK
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?	Yes No

b. Was a pricing service hired or terminated during the reporting period?

Yes No

Item C.12. Custodians.

a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:

Custodians Record: 1
i. Full name	Euroclear Limited
ii. LEI, if any	54930045L3MXWBD27H71
iii. State, if applicable
iv. Foreign country, if applicable	SWITZERLAND
v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the custodian a sub-custodian?	Yes No
vii. With respect to the custodian, check below to indicate the type of custody:	1.Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) 2.Member national securities exchange - rule 17f-1 (17 CFR 270.17f-1) 3.Self - rule 17f-2 (17 CFR 270.17f-2) 4.Securities depository - rule 17f-4 (17 CFR 270.17f-4) 5.Foreign custodian - rule 17f-5 (17 CFR 270.17f-5) 6.Futures commission merchants and commodity clearing organizations - rule 17f-6 (17 CFR 270.17f-6) 7.Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7) 8.Insurance company sponsor - rule 26a-2 (17 CFR 270.26a-2) 9.Other
Custodians Record: 2
i. Full name	State Street Bank and Trust Company
ii. LEI, if any	571474TGEMMWANRLN572
iii. State, if applicable	MASSACHUSETTS
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the custodian a sub-custodian?	Yes No
vii. With respect to the custodian, check below to indicate the type of custody:	1.Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) 2.Member national securities exchange - rule 17f-1 (17 CFR 270.17f-1) 3.Self - rule 17f-2 (17 CFR 270.17f-2) 4.Securities depository - rule 17f-4 (17 CFR 270.17f-4) 5.Foreign custodian - rule 17f-5 (17 CFR 270.17f-5) 6.Futures commission merchants and commodity clearing organizations - rule 17f-6 (17 CFR 270.17f-6) 7.Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7) 8.Insurance company sponsor - rule 26a-2 (17 CFR 270.26a-2) 9.Other
Custodians Record: 3
i. Full name	State Street Trust Company Canada
ii. LEI, if any	549300L71XG2CTQ2V827
iii. State, if applicable
iv. Foreign country, if applicable	CANADA (FEDERAL LEVEL)
v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the custodian a sub-custodian?	Yes No
vii. With respect to the custodian, check below to indicate the type of custody:	1.Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) 2.Member national securities exchange - rule 17f-1 (17 CFR 270.17f-1) 3.Self - rule 17f-2 (17 CFR 270.17f-2) 4.Securities depository - rule 17f-4 (17 CFR 270.17f-4) 5.Foreign custodian - rule 17f-5 (17 CFR 270.17f-5) 6.Futures commission merchants and commodity clearing organizations - rule 17f-6 (17 CFR 270.17f-6) 7.Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7) 8.Insurance company sponsor - rule 26a-2 (17 CFR 270.26a-2) 9.Other
Custodians Record: 4
i. Full name	Mizuho Bank, Ltd. (Minato ku, Tokyo, JP, Branch)
ii. LEI, if any	RB0PEZSDGCO3JS6CEU02
iii. State, if applicable
iv. Foreign country, if applicable	JAPAN
v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the custodian a sub-custodian?	Yes No
vii. With respect to the custodian, check below to indicate the type of custody:	1.Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) 2.Member national securities exchange - rule 17f-1 (17 CFR 270.17f-1) 3.Self - rule 17f-2 (17 CFR 270.17f-2) 4.Securities depository - rule 17f-4 (17 CFR 270.17f-4) 5.Foreign custodian - rule 17f-5 (17 CFR 270.17f-5) 6.Futures commission merchants and commodity clearing organizations - rule 17f-6 (17 CFR 270.17f-6) 7.Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7) 8.Insurance company sponsor - rule 26a-2 (17 CFR 270.26a-2) 9.Other
Custodians Record: 5
i. Full name	State Street Bank and Trust Company (Edinburgh, GB, Branch)
ii. LEI, if any	571474TGEMMWANRLN572
iii. State, if applicable
iv. Foreign country, if applicable	UNITED KINGDOM OF GREAT BRITAIN AND NORTHERN IRELAND
v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the custodian a sub-custodian?	Yes No
vii. With respect to the custodian, check below to indicate the type of custody:	1.Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) 2.Member national securities exchange - rule 17f-1 (17 CFR 270.17f-1) 3.Self - rule 17f-2 (17 CFR 270.17f-2) 4.Securities depository - rule 17f-4 (17 CFR 270.17f-4) 5.Foreign custodian - rule 17f-5 (17 CFR 270.17f-5) 6.Futures commission merchants and commodity clearing organizations - rule 17f-6 (17 CFR 270.17f-6) 7.Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7) 8.Insurance company sponsor - rule 26a-2 (17 CFR 270.26a-2) 9.Other

b. Has a custodian been hired or terminated during the reporting period?*

Yes No

Item C.13. Shareholder servicing agents.

a. Provide the following information about each shareholder servicing agent of the Fund:

Shareholder servicing agents Record: 1
i. Full name	DST Asset Manager Solutions, Inc.
ii. LEI, if any, or provide and describe other identifying number	84-00896
Description of other identifying number	SEC File Number
iii. State, if applicable	MASSACHUSETTS
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the shareholder servicing agent an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the shareholder servicing agent a sub-shareholder servicing agent?	Yes No
Shareholder servicing agents Record: 2
i. Full name	NYLIM Service Company LLC
ii. LEI, if any, or provide and describe other identifying number	084-05844
Description of other identifying number	SEC File Number
iii. State, if applicable	NEW JERSEY
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the shareholder servicing agent an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the shareholder servicing agent a sub-shareholder servicing agent?	Yes No

b. Has a shareholder servicing agent been hired or terminated during the reporting period?

Yes No

Item C.14. Administrators.

a. Provide the following information about each administrator of the Fund:

Administrators Record: 1
i. Full name	New York Life Investment Management LLC
ii. LEI, if any, or other identifying number	IGJ1X7QLRC5K7CY9GE11
Description of other identifying number
iii. State, if applicable	NEW YORK
iv. Foreign country, if applicable	UNITED STATES OF AMERICA
v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?	Yes No
vi. Is the administrator a sub-administrator?	Yes No

b.Has a third-party administrator been hired or terminated during the reporting period?

Yes No

Item C.15. Affiliated broker-dealers.

Provide the following information about each affiliated broker-dealer:

Broker Dealers Record: 1
a. Full name	NYLIFE Distributors LLC
b. SEC file number	8-46655
c. CRD number	000035350
d. LEI, if any	00000000000000000000
e. State, if applicable	NEW JERSEY
f. Foreign country, if applicable	UNITED STATES OF AMERICA
g. Total commissions paid to the affiliated broker-dealer for the reporting period:	0.00000000
Broker Dealers Record: 2
a. Full name	NYLIFE Securities LLC
b. SEC file number	8-15517
c. CRD number	000005167
d. LEI, if any	00000000000000000000
e. State, if applicable	NEW YORK
f. Foreign country, if applicable	UNITED STATES OF AMERICA
g. Total commissions paid to the affiliated broker-dealer for the reporting period:	0.00000000

Item C.16. Brokers.

Instructions to Item C.16 and Item C.17. To help Registrants distinguish between agency and principal transactions, and to promote consistent reporting of the information required by these items, the following criteria should be used: 1. If a security is purchased or sold in a transaction for which the confirmation specifies the amount of the commission to be paid by the Registrant, the transaction should be considered an agency transaction and included in determining the answers to Item C.16. 2. If a security is purchased or sold in a transaction for which the confirmation specifies only the net amount to be paid or received by the Registrant and such net amount is equal to the market value of the security at the time of the transaction, the transaction should be considered a principal transaction and included in determining the amounts in Item C.17. 3. If a security is purchased by the Registrant in an underwritten offering, the acquisition should be considered a principal transaction and included in answering Item C.17 even though the Registrant has knowledge of the amount the underwriters are receiving from the issuer. 4. If a security is sold by the Registrant in a tender offer, the sale should be considered a principal transaction and included in answering Item C.17 even though the Registrant has knowledge of the amount the offeror is paying to soliciting brokers or dealers. 5. If a security is purchased directly from the issuer (such as a bank CD), the purchase should be considered a principal transaction and included in answering Item C.17. 6. The value of called or maturing securities should not be counted in either agency or principal transactions and should not be included in determining the amounts shown in Item C.16 and Item C.17. This means that the acquisition of a security may be included, but it is possible that its disposition may not be included. Disposition of a repurchase agreement at its expiration date should not be included. 7. The purchase or sales of securities in transactions not described in paragraphs (1) through (6) above should be evaluated by the Fund based upon the guidelines established in those paragraphs and classified accordingly. The agents considered in Item C.16 may be persons or companies not registered under the Exchange Act as securities brokers. The persons or companies from whom the investment company purchased or to whom it sold portfolio instruments on a principal basis may be persons or entities not registered under the Exchange Act as securities dealers.

a. For each of the ten brokers that received the largest dollar amount of brokerage commissions (excluding dealer concessions in underwritings) by virtue of direct or indirect participation in the Fund’s portfolio transactions, provide the information below:

Brokers Record: 1
i. Full name of broker	JPMorgan Chase & Co.
ii. SEC file number	8-35008
iii. CRD number	000000079
iv. LEI, if any	8I5DZWZKVSZI1NUHU748
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Gross commissions paid by the Fund for the reporting period	279.50000000
Brokers Record: 2
i. Full name of broker	Goldman Sachs & Co. LLC
ii. SEC file number	8-129
iii. CRD number	000000361
iv. LEI, if any	FOR8UP27PHTHYVLBNG30
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Gross commissions paid by the Fund for the reporting period	174.29000000
b. Aggregate brokerage commissions paid by Fund during the reporting period:	453.79000000

Item C.17. Principal transactions.

a. For each of the ten entities acting as principals with which the Fund did the largest dollar amount of principal transactions (include all short-term obligations, and U.S. government and tax-free securities) in both the secondary market and in underwritten offerings, provide the information below:

Principal Transactions Record: 1
i. Full name of dealer	Piper Jaffray & Co.
ii. SEC file number	8-15204
iii. CRD number	000000665
iv. LEI, if any	549300GRQCWQ3XGH0H10
v. State, if applicable	MINNESOTA
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	23,224,735.05000000
Principal Transactions Record: 2
i. Full name of dealer	Merrill Lynch, Pierce, Fenner & Smith Incorporated
ii. SEC file number	8-7221
iii. CRD number	000007691
iv. LEI, if any	8NAV47T0Y26Q87Y0QP81
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	63,873,434.50000000
Principal Transactions Record: 3
i. Full name of dealer	Raymond James & Associates, Inc.
ii. SEC file number	8-10999
iii. CRD number	000000705
iv. LEI, if any	U4ONQX15J3RO8XCKE979
v. State, if applicable	FLORIDA
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	23,646,948.00000000
Principal Transactions Record: 4
i. Full name of dealer	STIFEL NICOLAUS & CO INC.
ii. SEC file number	8-1447
iii. CRD number	000000793
iv. LEI, if any	5WUVMA08EYG4KEUPW589
v. State, if applicable	MISSOURI
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	28,345,268.60000000
Principal Transactions Record: 5
i. Full name of dealer	Morgan Stanley & Co. LLC
ii. SEC file number	8-15869
iii. CRD number	000008209
iv. LEI, if any	9R7GPTSO7KV3UQJZQ078
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	85,732,067.10000000
Principal Transactions Record: 6
i. Full name of dealer	Wells Fargo Securities, LLC
ii. SEC file number	8-65876
iii. CRD number	000126292
iv. LEI, if any	VYVVCKR63DVZZN70PB21
v. State, if applicable	NORTH CAROLINA
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	51,389,635.55000000
Principal Transactions Record: 7
i. Full name of dealer	Citigroup Global Markets Inc.
ii. SEC file number	8-8177
iii. CRD number	000007059
iv. LEI, if any	MBNUM2BPBDO7JBLYG310
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	93,876,478.55000000
Principal Transactions Record: 8
i. Full name of dealer	JPMorgan Chase & Co.
ii. SEC file number	8-35008
iii. CRD number	000000079
iv. LEI, if any	8I5DZWZKVSZI1NUHU748
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	142,388,169.15000000
Principal Transactions Record: 9
i. Full name of dealer	Goldman Sachs & Co. LLC
ii. SEC file number	8-129
iii. CRD number	000000361
iv. LEI, if any	FOR8UP27PHTHYVLBNG30
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	81,970,134.10000000
Principal Transactions Record: 10
i. Full name of dealer	Barclays Capital Inc.
ii. SEC file number	8-41342
iii. CRD number	000019714
iv. LEI, if any	AC28XWWI3WIBK2824319
v. State, if applicable	NEW YORK
vi. Foreign country, if applicable	UNITED STATES OF AMERICA
vii. Total value of purchases and sales (excluding maturing securities) with Fund:	48,540,765.25000000

b. Aggregate value of principal purchase/sale transactions of Fund during the reporting period:

750,808,489.80000000

Item C.18. Payments for brokerage and research.

During the reporting period, did the Fund pay commissions to broker-dealers for "brokerage and research services" within the meaning of section 28(e) of the Exchange Act (15 U.S.C. 78bb)?

Yes No

Item C.19. Average net assets.

a. Provide the Fund's (other than a money market fund's) monthly average net assets during the reporting period	372,485,687.13000000
b. Provide the money market fund's daily average net assets during the reporting period

Item C.20. Lines of credit, interfund lending and interfund borrowing.

For open-end management investment companies, respond to the following:

a. Does the Fund have available a line of credit?

Yes No

If yes, for each line of credit, provide the information requested below:

Line of Credit details Record: 1
i. Is the line of credit a committed or uncommitted line of credit?	Committed Uncommitted
ii. What size is the line of credit?	600,000,000.00000000
iii. With which institution(s) is the line of credit?
Line Institutions Record: 1
Name of institution	Barclays Bank
Line Institutions Record: 2
Name of institution	Credit Suisse AG
Line Institutions Record: 3
Name of institution	Bank of Montreal
Line Institutions Record: 4
Name of institution	U.S. Bank National Association
Line Institutions Record: 5
Name of institution	Citibank, N.A.
Line Institutions Record: 6
Name of institution	Bank of New York Mellon
Line Institutions Record: 7
Name of institution	State Street Bank and Trust
Line Institutions Record: 8
Name of institution	HSBC Bank USA
iv. Is the line of credit just for the Fund, or is it shared among multiple funds?	Sole Shared

1. If shared, list the names of other funds that may use the line of credit.

Shared Credit Users Record: 1

Name of fund	MainStay Large Cap Growth Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 2

Name of fund	MainStay Retirement 2040 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 3

Name of fund	MainStay VP Epoch U.S. Small Cap Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 4

Name of fund	MainStay VP MacKay High Yield Corporate Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 5

Name of fund	MainStay MacKay Unconstrained Bond Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 6

Name of fund	MainStay MacKay Common Stock Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 7

Name of fund	MainStay VP MacKay Common Stock Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 8

Name of fund	MainStay Balanced Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 9

Name of fund	MainStay VP MacKay Government Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 10

Name of fund	MainStay Retirement 2050 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 11

Name of fund	MainStay MAP Equity Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 12

Name of fund	MainStay Moderate Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 13

Name of fund	MainStay VP MacKay Mid Cap Core Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 14

Name of fund	MainStay VP MacKay Small Cap Core Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 15

Name of fund	MainStay VP MacKay S&P 500 Index Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 16

Name of fund	MainStay VP Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 17

Name of fund	MainStay Epoch Global Equity Yield Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 18

Name of fund	MainStay Epoch U.S. All Cap Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 19

Name of fund	MainStay Income Builder Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 20

Name of fund	MainStay Retirement 2060 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 21

Name of fund	MainStay MacKay Growth Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 22

Name of fund	MainStay Floating Rate Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 23

Name of fund	MainStay Retirement 2010 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 24

Name of fund	MainStay Epoch International Choice Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 25

Name of fund	MainStay MacKay California Tax Free Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 26

Name of fund	MainStay VP Conservative Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 27

Name of fund	MainStay VP Large Cap Growth Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 28

Name of fund	MainStay VP Janus Henderson Balanced Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 29

Name of fund	MainStay MacKay Convertible Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 30

Name of fund	MainStay Conservative Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 31

Name of fund	MainStay VP Moderate Growth Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 32

Name of fund	MainStay MacKay International Equity Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 33

Name of fund	MainStay VP Epoch U.S. Equity Yield Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 34

Name of fund	MainStay MacKay U.S. Equity Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 35

Name of fund	MainStay MacKay Tax Free Bond Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 36

Name of fund	MainStay VP MacKay Unconstrained Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 37

Name of fund	MainStay Epoch U.S. Equity Yield Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 38

Name of fund	MainStay VP Balanced Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 39

Name of fund	MainStay VP MacKay Convertible Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 40

Name of fund	MainStay MacKay Short Duration High Yield Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 41

Name of fund	MainStay VP T. Rowe Price Equity Income Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 42

Name of fund	MainStay VP Emerging Markets Equity Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 43

Name of fund	MainStay MacKay Government Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 44

Name of fund	MainStay VP Eagle Small Cap Growth Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 45

Name of fund	MainStay VP MacKay Growth Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 46

Name of fund	MainStay MacKay High Yield Corporate Bond Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 47

Name of fund	MainStay VP Growth Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 48

Name of fund	MainStay MacKay Total Return Bond Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 49

Name of fund	MainStay VP Cushing Renaissance Advantage Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 50

Name of fund	MainStay Growth Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 51

Name of fund	MainStay VP Mellon Natural Resources Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 52

Name of fund	MainStay MacKay S&P 500 Index Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 53

Name of fund	MainStay Retirement 2030 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 54

Name of fund	MainStay VP Indexed Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 55

Name of fund	MainStay Indexed Bond Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 56

Name of fund	MainStay MacKay New York Tax Free Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 57

Name of fund	MainStay VP MacKay International Equity Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 58

Name of fund	MainStay Epoch Capital Growth Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 59

Name of fund	MainStay MacKay Emerging Markets Debt Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 60

Name of fund	MainStay MacKay High Yield Municipal Bond Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 61

Name of fund	MainStay Retirement 2020 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 62

Name of fund	MainStay VP Fidelity Institutional AMSM Utilities Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 63

Name of fund	MainStay VP Floating Rate Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 64

Name of fund	MainStay Moderate Growth Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 65

Name of fund	MainStay MacKay Emerging Markets Equity Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 66

Name of fund	MainStay VP Income Builder Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 67

Name of fund	MainStay Epoch U.S. Small Cap Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 68

Name of fund	MainStay VP Pimco Real Return Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 69

Name of fund	MainStay MacKay International Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 70

Name of fund	MainStay VP Moderate Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 71

Name of fund	MainStay Candriam Emerging Markets Equity Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 72

Name of fund	MainStay Epoch Global Choice Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 73

Name of fund	MainStay VP IQ Hedge Multi-Strategy Portfolio
SEC File number( e.g., 811- )	811-03833-01

v. Did the Fund draw on the line of credit this period? Yes No

Line of Credit details Record: 2 i. Is the line of credit a committed or uncommitted line of credit? Committed Uncommitted ii. What size is the line of credit?

iii. With which institution(s) is the line of credit? Line Institutions Record: 1Name of institution Line Institutions Record: 2Name of institution Line Institutions Record: 3Name of institution Line Institutions Record: 4Name of institution Line Institutions Record: 5Name of institution Line Institutions Record: 6Name of institution Line Institutions Record: 7Name of institution Line Institutions Record: 8Name of institution iv. Is the line of credit just for the Fund, or is it shared among multiple funds? Sole Shared 1. If shared, list the names of other funds that may use the line of credit.

Shared Credit Users Record: 1

Name of fund	MainStay Moderate Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 2

Name of fund	MainStay VP Fidelity Institutional AMSM Utilities Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 3

Name of fund	MainStay MacKay U.S. Equity Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 4

Name of fund	MainStay VP Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 5

Name of fund	MainStay Growth Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 6

Name of fund	MainStay MacKay New York Tax Free Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 7

Name of fund	MainStay Large Cap Growth Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 8

Name of fund	MainStay Retirement 2040 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 9

Name of fund	MainStay Epoch U.S. All Cap Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 10

Name of fund	MainStay MacKay Emerging Markets Debt Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 11

Name of fund	MainStay MacKay International Equity Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 12

Name of fund	MainStay VP MacKay Unconstrained Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 13

Name of fund	MainStay VP Moderate Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 14

Name of fund	MainStay MacKay Common Stock Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 15

Name of fund	MainStay Epoch Global Choice Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 16

Name of fund	MainStay VP Balanced Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 17

Name of fund	MainStay VP Income Builder Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 18

Name of fund	MainStay VP MacKay Mid Cap Core Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 19

Name of fund	MainStay MacKay Convertible Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 20

Name of fund	MainStay MacKay Emerging Markets Equity Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 21

Name of fund	MainStay VP MacKay Convertible Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 22

Name of fund	MainStay MacKay California Tax Free Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 23

Name of fund	MainStay MacKay Tax Free Bond Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 24

Name of fund	MainStay VP MacKay S&P 500 Index Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 25

Name of fund	MainStay Indexed Bond Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 26

Name of fund	MainStay VP T. Rowe Price Equity Income Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 27

Name of fund	MainStay Epoch U.S. Small Cap Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 28

Name of fund	MainStay VP Mellon Natural Resources Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 29

Name of fund	MainStay MacKay Growth Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 30

Name of fund	MainStay VP Epoch U.S. Equity Yield Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 31

Name of fund	MainStay VP Indexed Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 32

Name of fund	MainStay MAP Equity Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 33

Name of fund	MainStay Retirement 2060 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 34

Name of fund	MainStay VP MacKay Small Cap Core Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 35

Name of fund	MainStay VP Pimco Real Return Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 36

Name of fund	MainStay Epoch Global Equity Yield Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 37

Name of fund	MainStay MacKay High Yield Corporate Bond Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 38

Name of fund	MainStay Retirement 2030 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 39

Name of fund	MainStay VP Large Cap Growth Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 40

Name of fund	MainStay VP Cushing Renaissance Advantage Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 41

Name of fund	MainStay Conservative Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 42

Name of fund	MainStay Epoch U.S. Equity Yield Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 43

Name of fund	MainStay VP Epoch U.S. Small Cap Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 44

Name of fund	MainStay MacKay Total Return Bond Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 45

Name of fund	MainStay MacKay S&P 500 Index Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 46

Name of fund	MainStay Retirement 2020 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 47

Name of fund	MainStay MacKay High Yield Municipal Bond Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 48

Name of fund	MainStay VP MacKay International Equity Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 49

Name of fund	MainStay VP MacKay Growth Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 50

Name of fund	MainStay VP MacKay Common Stock Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 51

Name of fund	MainStay VP Growth Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 52

Name of fund	MainStay VP Janus Henderson Balanced Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 53

Name of fund	MainStay Retirement 2010 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 54

Name of fund	MainStay Epoch Capital Growth Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 55

Name of fund	MainStay VP MacKay Government Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 56

Name of fund	MainStay MacKay Short Duration High Yield Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 57

Name of fund	MainStay Epoch International Choice Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 58

Name of fund	MainStay Retirement 2050 Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 59

Name of fund	MainStay VP Eagle Small Cap Growth Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 60

Name of fund	MainStay VP IQ Hedge Multi-Strategy Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 61

Name of fund	MainStay VP Moderate Growth Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 62

Name of fund	MainStay Balanced Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 63

Name of fund	MainStay Candriam Emerging Markets Equity Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 64

Name of fund	MainStay VP Conservative Allocation Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 65

Name of fund	MainStay Floating Rate Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 66

Name of fund	MainStay MacKay Unconstrained Bond Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 67

Name of fund	MainStay VP Floating Rate Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 68

Name of fund	MainStay Income Builder Fund
SEC File number( e.g., 811- )	811-04550

Shared Credit Users Record: 69

Name of fund	MainStay VP Emerging Markets Equity Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 70

Name of fund	MainStay MacKay International Opportunities Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 71

Name of fund	MainStay Moderate Growth Allocation Fund
SEC File number( e.g., 811- )	811-22321

Shared Credit Users Record: 72

Name of fund	MainStay VP MacKay High Yield Corporate Bond Portfolio
SEC File number( e.g., 811- )	811-03833-01

Shared Credit Users Record: 73

Name of fund	MainStay MacKay Government Fund
SEC File number( e.g., 811- )	811-04550

v. Did the Fund draw on the line of credit this period? Yes No

b. Did the Fund engage in interfund lending?	Yes No

c.Did the Fund engage in interfund borrowing?	Yes No

Item C.21. Swing pricing.

For open-end management investment companies, respond to the following:

a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?	Yes No