The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 269 1,526 SH   SOLE   1,526 0 0
Abbott Laboratories COM 002824100 342 3,935 SH   SOLE   3,935 0 0
AbbVie Inc. COM 00287Y109 1,420 16,042 SH   SOLE   16,042 0 0
Air Products & Chemicals Inc COM 009158106 977 4,156 SH   SOLE   4,156 0 0
Alibaba Group Holding Limited SPONSORED 01609W102 281 1,324 SH   SOLE   1,324 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305 919 686 SH   SOLE   686 0 0
Alphabet Inc. Cl C CAP STK CL C 02079K107 1,826 1,366 SH   SOLE   1,366 0 0
ALPS Equal Sector Weight ETF EQUAL SEC ETF 00162Q205 280 3,500 SH   SOLE   3,500 0 0
Altria Group Inc COM 02209S103 301 6,028 SH   SOLE   6,028 0 0
Amazon.com Inc COM 023135106 4,644 2,513 SH   SOLE   2,513 0 0
American Express COM 025816109 1,611 12,944 SH   SOLE   12,944 0 0
American Tower Corp Cl A COM 03027X100 1,102 4,796 SH   SOLE   4,796 0 0
Ameritrade Hldg Cp Cl A COM 87236Y108 1,085 21,834 SH   SOLE   21,834 0 0
Amgen Inc COM 031162100 1,270 5,270 SH   SOLE   5,270 0 0
Apple Computer Inc COM 037833100 14,364 48,915 SH   SOLE   48,915 0 0
Arcos Dorados Holdings SHS CLASS -A - G0457F107 192 23,731 SH   SOLE   23,731 0 0
AT&T Inc COM 00206R102 2,954 75,596 SH   SOLE   75,596 0 0
Axon Enterprise, Inc. COM 05464C101 586 8,000 SH   SOLE   8,000 0 0
Bank of America Corp COM 060505104 585 16,600 SH   SOLE   16,600 0 0
Baxter International COM 071813109 1,021 12,208 SH   SOLE   12,208 0 0
Berkshire Hathaway CL A 084670108 50,259 148 SH   SOLE   148 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 120,719 532,975 SH   SOLE   532,975 0 0
BlackRock Inc COM 09247X101 1,041 2,071 SH   SOLE   2,071 0 0
Boeing Co COM 097023105 432 1,327 SH   SOLE   1,327 0 0
Booking Holdings Inc COM 09857L108 253 123 SH   SOLE   123 0 0
Bristol-Myers Squibb COM 110122108 2,708 42,186 SH   SOLE   42,186 0 0
Cardinal Health Inc COM 14149Y108 328 6,493 SH   SOLE   6,493 0 0
Carmax Inc COM 143130102 6,499 74,131 SH   SOLE   74,131 0 0
Cavco Industries, Inc. COM 149568107 948 4,851 SH   SOLE   4,851 0 0
CDW Corporation COM 12514G108 1,079 7,555 SH   SOLE   7,555 0 0
Charles Schwab Corp COM 808513105 929 19,540 SH   SOLE   19,540 0 0
ChevronTexaco Corp COM 166764100 1,482 12,300 SH   SOLE   12,300 0 0
Cigna Corp COM 125523100 201 984 SH   SOLE   984 0 0
Cincinnati Financial Corporation COM 172062101 1,664 15,827 SH   SOLE   15,827 0 0
Cisco Systems COM 17275R102 4,727 98,551 SH   SOLE   98,551 0 0
Citigroup Inc COM NEW 172967424 569 7,126 SH   SOLE   7,126 0 0
Coca-Cola Co COM 191216100 2,663 48,106 SH   SOLE   48,106 0 0
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 740 13,791 SH   SOLE   13,791 0 0
Compugen Ltd. CL B M25722105 60 10,000 SH   SOLE   10,000 0 0
ConocoPhillips COM 20825C104 217 3,330 SH   SOLE   3,330 0 0
Costco Whsl Corp New COM 22160K105 1,037 3,528 SH   SOLE   3,528 0 0
Cummins Inc COM 231021106 1,016 5,676 SH   SOLE   5,676 0 0
CVS Caremark Corporation COM 126650100 253 3,407 SH   SOLE   3,407 0 0
CyberArk Software, Ltd. SHS M2682V108 233 2,000 SH   SOLE   2,000 0 0
Darden Restaurants COM 237194105 860 7,890 SH   SOLE   7,890 0 0
Davis Select US Equity ETF SELECT US EQTY 23908L207 455 17,608 SH   SOLE   17,608 0 0
Deutsche X-trackers MSCI EAFE Hedged Eq XTRACK MSCI EAFE 233051200 582 17,216 SH   SOLE   17,216 0 0
Diageo Plc New F 1 ADR Reps 4 Ord SPON ADR NEW 25243Q205 537 3,190 SH   SOLE   3,190 0 0
Dominion Resources Va COM 25746U109 1,005 12,138 SH   SOLE   12,138 0 0
Dominos Pizza, Inc. COM 25754A201 426 1,449 SH   SOLE   1,449 0 0
DTE Energy Co COM 233331107 702 5,406 SH   SOLE   5,406 0 0
electroCore, Inc. COM 28531P103 48 30,000 SH   SOLE   30,000 0 0
Elements Rogers Intl Commodity ETN ROG TTL ETN 22 870297801 24,836 4,607,755 SH   SOLE   4,607,755 0 0
Enterprise Products Partners MLP COM 293792107 329 11,690 SH   SOLE   11,690 0 0
Exxon Mobil Corporation COM 30231G102 638 9,138 SH   SOLE   9,138 0 0
Facebook Inc Class A CL A 30303M102 624 3,038 SH   SOLE   3,038 0 0
Ferroglobe PLC SHS G33856108 19 20,636 SH   SOLE   20,636 0 0
First Defiance Financial COM 32006W106 953 30,254 SH   SOLE   30,254 0 0
First Financial Bancorp COM 320209109 328 12,879 SH   SOLE   12,879 0 0
First Merchants Corp COM 320817109 1,080 25,974 SH   SOLE   25,974 0 0
Fortinet Inc COM 34959E109 214 2,000 SH   SOLE   2,000 0 0
General Electric COM 369604301 495 44,388 SH   SOLE   44,388 0 0
Gilead Science COM 375558103 1,145 17,626 SH   SOLE   17,626 0 0
Global Payments Inc COM 37940X102 286 1,564 SH   SOLE   1,564 0 0
Global X MLP & Energy Infrastructure ETF GLB X MLP ENRG I 37954Y293 1,695 138,003 SH   SOLE   138,003 0 0
Global X MLP ETF GLBL X MLP ETF 37954Y343 19,918 2,527,710 SH   SOLE   2,527,710 0 0
GS Connect S&P GSCI Enh Commodity TR ETN SP ENHCMD37ETN 38144L852 270 10,796 SH   SOLE   10,796 0 0
Guardant Health, Inc. COM 40131M109 211 2,700 SH   SOLE   2,700 0 0
Guggenheim S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 985 7,770 SH   SOLE   7,770 0 0
Guggenheim S&P 500 Pure Value ETF S&P500 PUR VAL 46137V258 249 3,593 SH   SOLE   3,593 0 0
Hewlett Packard Company COM 40434L105 386 18,780 SH   SOLE   18,780 0 0
Hewlett Packard Enterprise Comp COM 42824C109 321 20,210 SH   SOLE   20,210 0 0
Home Depot Inc COM 437076102 1,217 5,571 SH   SOLE   5,571 0 0
Huntington Bancshares COM 446150104 1,740 115,401 SH   SOLE   115,401 0 0
Illinois Tool Works Inc COM 452308109 1,070 5,955 SH   SOLE   5,955 0 0
Illumina Inc COM 452327109 415 1,250 SH   SOLE   1,250 0 0
Installed Building Products, Inc COM 45780R101 329 4,770 SH   SOLE   4,770 0 0
Intel Corp COM 458140100 2,916 48,722 SH   SOLE   48,722 0 0
International Business Machines COM 459200101 905 6,752 SH   SOLE   6,752 0 0
Intuit Inc COM 461202103 1,008 3,847 SH   SOLE   3,847 0 0
Intuitive Surgical New COM NEW 46120E602 1,821 3,080 SH   SOLE   3,080 0 0
Invesco FTSE RAFI Dev Mkts ex-US ETF FTSE RAFI DEV 46138E743 32,151 756,315 SH   SOLE   756,315 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 241 1,135 SH   SOLE   1,135 0 0
iPath Bloomberg Commodity Index Total Return ETN DJUBS CMDT ETN36 06738C778 768 33,629 SH   SOLE   33,629 0 0
IQ Merger Arbitrage ETF IQ MRGR ARB ETF 45409B800 263 7,932 SH   SOLE   7,932 0 0
iShares Barclays TIPS Bond ETF TIPS BD ETF 464287176 817 7,006 SH   SOLE   7,006 0 0
iShares Comex Gold Trust ETF ISHARES 464285204 156 10,777 SH   SOLE   10,777 0 0
iShares Core MSCI Emerging Mkt ETF CORE MSCI EMKT 46434G103 783 14,571 SH   SOLE   14,571 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 12,190 145,378 SH   SOLE   145,378 0 0
iShares High Dividend Equity ETF CORE HIGH DV ETF 46429B663 933 9,510 SH   SOLE   9,510 0 0
iShares MSCI EAFE Index ETF MSCI EAFE ETF 464287465 1,341 19,314 SH   SOLE   19,314 0 0
iShares MSCI EAFE Value Index ETF EAFE VALUE ETF 464288877 28,149 563,772 SH   SOLE   563,772 0 0
iShares MSCI Emerging Markets Index ETF MSCI EMG MKT ETF 464287234 424 9,443 SH   SOLE   9,443 0 0
iShares M-Star Small Growth Index ETF MRGSTR SM CP GR 464288604 421 1,985 SH   SOLE   1,985 0 0
iShares Russell 1000 Growth Index ETF RUS 1000 GRW ETF 464287614 1,069 6,074 SH   SOLE   6,074 0 0
iShares Russell 1000 Index ETF RUS 1000 ETF 464287622 8,766 49,131 SH   SOLE   49,131 0 0
iShares Russell 1000 Value Index ETF RUS 1000 VAL ETF 464287598 222 1,625 SH   SOLE   1,625 0 0
iShares Russell 2000 Growth Index ETF RUS 2000 GRW ETF 464287648 430 2,009 SH   SOLE   2,009 0 0
iShares Russell 2000 Index ETF RUSSELL 2000 ETF 464287655 2,334 14,085 SH   SOLE   14,085 0 0
iShares Russell 3000 Index ETF RUSSELL 3000 ETF 464287689 245 1,301 SH   SOLE   1,301 0 0
iShares S&P 500 Index ETF CORE S&P500 ETF 464287200 3,049 9,431 SH   SOLE   9,431 0 0
iShares S&P SmallCap 600 Growth Index ETF S&P SML 600 GWT 464287887 255 1,318 SH   SOLE   1,318 0 0
Johnson & Johnson COM 478160104 1,464 10,039 SH   SOLE   10,039 0 0
JP Morgan Alerian MLP Index ETN ALERIAN ML ETN 46625H365 23,210 1,064,190 SH   SOLE   1,064,190 0 0
JP Morgan Chase & Co. COM 46625H100 7,055 50,607 SH   SOLE   50,607 0 0
Kimberly-Clark COM 494368103 415 3,018 SH   SOLE   3,018 0 0
Lauder Estee Co Inc Cl A CL A 518439104 399 1,930 SH   SOLE   1,930 0 0
Lilly (Eli) & Company COM 532457108 3,056 23,253 SH   SOLE   23,253 0 0
Lockheed Martin Corp COM 539830109 1,195 3,070 SH   SOLE   3,070 0 0
M/I Homes, Inc. COM 55305B101 366 9,313 SH   SOLE   9,313 0 0
Macquarie Infrastructure Corp COM 55608B105 243 5,678 SH   SOLE   5,678 0 0
Mastercard Inc CL A 57636Q104 1,150 3,851 SH   SOLE   3,851 0 0
McDonalds Corp COM 580135101 1,773 8,970 SH   SOLE   8,970 0 0
Merck & Co COM 58933Y105 3,438 37,797 SH   SOLE   37,797 0 0
Mettler-Toledo International Inc COM 592688105 822 1,036 SH   SOLE   1,036 0 0
Microsoft Corp COM 594918104 6,974 44,221 SH   SOLE   44,221 0 0
Mondelez Intl Inc CL A 609207105 534 9,695 SH   SOLE   9,695 0 0
MS India Investment Fund COM 61745C105 279 14,040 SH   SOLE   14,040 0 0
MSCI Inc. COM 55354G100 490 1,898 SH   SOLE   1,898 0 0
N V R Corp COM 62944T105 617 162 SH   SOLE   162 0 0
Netflix Inc COM 64110L106 276 854 SH   SOLE   854 0 0
NextEra Energy Inc COM 65339F101 1,538 6,353 SH   SOLE   6,353 0 0
Nike Inc Cl B CL B 654106103 1,569 15,483 SH   SOLE   15,483 0 0
NiSource COM 65473P105 460 16,524 SH   SOLE   16,524 0 0
Nvidia Corp COM 67066G104 330 1,401 SH   SOLE   1,401 0 0
Occidental Petroleum COM 674599105 970 23,531 SH   SOLE   23,531 0 0
Ohio Valley Banc COM 677719106 1,242 31,350 SH   SOLE   31,350 0 0
Omnicom Group Inc COM 681919106 947 11,692 SH   SOLE   11,692 0 0
Opko Health Inc COM 68375N103 29 20,001 SH   SOLE   20,001 0 0
Oracle Sys Corp COM 68389X105 1,044 19,706 SH   SOLE   19,706 0 0
PayPal Holdings, Inc. COM 70450Y103 559 5,165 SH   SOLE   5,165 0 0
PepsiCo Inc COM 713448108 1,357 9,929 SH   SOLE   9,929 0 0
Pfizer Inc COM 717081103 1,592 40,639 SH   SOLE   40,639 0 0
Phillips 66 Common Stock COM 718546104 1,216 10,917 SH   SOLE   10,917 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 1,728 17,006 SH   SOLE   17,006 0 0
PIMCO RAFI Dyn Mlt-Fctr Emrg Mkts Eq ETF RAFI DYN EMERG 72202L389 1,943 78,176 SH   SOLE   78,176 0 0
PowerShares FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 637 5,028 SH   SOLE   5,028 0 0
Procter & Gamble COM 742718109 5,499 44,026 SH   SOLE   44,026 0 0
Public Storage Inc COM 74460D109 523 2,454 SH   SOLE   2,454 0 0
Raytheon Co New Cl A COM NEW 755111507 547 2,490 SH   SOLE   2,490 0 0
Repligen Corporation COM 759916109 333 3,600 SH   SOLE   3,600 0 0
Salesforce.com COM 79466L302 212 1,303 SH   SOLE   1,303 0 0
Sarepta Therapeutics COM 803607100 857 6,640 SH   SOLE   6,640 0 0
Schwab Fundamental Intl Lg Co ETF SCHWB FDT INT LG 808524755 137,442 4,752,503 SH   SOLE   4,752,503 0 0
Schwab US Aggregate Bond ETF US AGGREGATE B 808524839 826 15,464 SH   SOLE   15,464 0 0
Schwab US Large Cap ETF US LRG CAP ETF 808524201 18,428 239,921 SH   SOLE   239,921 0 0
Schwab US Large Cap Value ETF US LCAP VA ETF 808524409 284 4,732 SH   SOLE   4,732 0 0
Sirius XM Radio Inc. COM 82968B103 74 10,401 SH   SOLE   10,401 0 0
SPDR Consumer Disc Select Sec ETF SBI CONS DISCR 81369Y407 462 3,681 SH   SOLE   3,681 0 0
SPDR Consumer Staples Select Sec ETF SBI CONS STPLS 81369Y308 717 11,378 SH   SOLE   11,378 0 0
SPDR Energy Select Sec ETF ENERGY 81369Y506 349 5,812 SH   SOLE   5,812 0 0
SPDR Financial Select Sec ETF SBI INT-FINL 81369Y605 898 29,163 SH   SOLE   29,163 0 0
SPDR Gold Shares ETF GOLD SHS 78463V107 390 2,730 SH   SOLE   2,730 0 0
SPDR Health Care Select Sec ETF SBI HEALTHCARE 81369Y209 1,320 12,961 SH   SOLE   12,961 0 0
SPDR Industrial Select Sec ETF SBI INT-INDS 81369Y704 891 10,932 SH   SOLE   10,932 0 0
SPDR Materials Select Sec ETF SBI MATERIALS 81369Y100 206 3,351 SH   SOLE   3,351 0 0
SPDR Real Estate Select Sec ETF RL EST SEL SEC 81369Y860 211 5,451 SH   SOLE   5,451 0 0
SPDR S&P 500 Index ETF TR UNIT 78462F103 4,457 13,848 SH   SOLE   13,848 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 242 2,251 SH   SOLE   2,251 0 0
SPDR Technology Select Sec ETF TECHNOLOGY 81369Y803 1,528 16,672 SH   SOLE   16,672 0 0
SPDR Utilities Select Sec ETF SBI INT-UTILS 81369Y886 355 5,487 SH   SOLE   5,487 0 0
Square Inc CL A 852234103 514 8,216 SH   SOLE   8,216 0 0
Starbucks Corp COM 855244109 3,597 40,916 SH   SOLE   40,916 0 0
Texas Instruments Inc COM 882508104 1,084 8,451 SH   SOLE   8,451 0 0
TJX Companies Inc. COM 872540109 1,113 18,235 SH   SOLE   18,235 0 0
Twitter, Inc. COM 90184L102 204 6,350 SH   SOLE   6,350 0 0
Unilever N V New F N Y SHS NEW 904784709 396 6,890 SH   SOLE   6,890 0 0
United Healthcare Corp COM 91324P102 763 2,595 SH   SOLE   2,595 0 0
United Technologies Corp COM 913017109 619 4,133 SH   SOLE   4,133 0 0
Universal Display Corporation COM 91347P105 347 1,683 SH   SOLE   1,683 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 31,235 250,565 SH   SOLE   250,565 0 0
Vanguard Emerging Markets Stock ETF FTSE EMR MKT ETF 922042858 261 5,879 SH   SOLE   5,879 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 1,433 32,529 SH   SOLE   32,529 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 589 1,991 SH   SOLE   1,991 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 2,162 26,819 SH   SOLE   26,819 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 333 2,429 SH   SOLE   2,429 0 0
Verizon Communications COM 92343V104 308 5,018 SH   SOLE   5,018 0 0
Visa Inc. COM CL A 92826C839 1,166 6,206 SH   SOLE   6,206 0 0
Wal-Mart Stores Inc COM 931142103 1,893 15,931 SH   SOLE   15,931 0 0
Walt Disney Holding Co COM DISNEY 254687106 2,227 15,396 SH   SOLE   15,396 0 0
Waste Management Inc Del COM 94106L109 215 1,883 SH   SOLE   1,883 0 0
Wells Fargo & Co New COM 949746101 1,217 22,629 SH   SOLE   22,629 0 0
Wesbanco Inc COM 950810101 390 10,308 SH   SOLE   10,308 0 0
Worthington Industries COM 981811102 443 10,503 SH   SOLE   10,503 0 0
Xilinx Inc COM 983919101 423 4,330 SH   SOLE   4,330 0 0