The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS Equal Sector Weight ETF EQUAL SEC ETF 00162Q205 260 3,500 SH   SOLE   3,500 0 0
AT&T Inc COM 00206R102 2,611 77,925 SH   SOLE   77,925 0 0
Abbott Laboratories COM 002824100 325 3,866 SH   SOLE   3,866 0 0
AbbVie Inc. COM 00287Y109 305 4,191 SH   SOLE   4,191 0 0
Air Products & Chemicals Inc COM 009158106 732 3,233 SH   SOLE   3,233 0 0
Alibaba Group Holding Limited SPONSORED 01609W102 253 1,493 SH   SOLE   1,493 0 0
Alphabet Inc. Cl C CAP STK CL C 02079K107 1,451 1,342 SH   SOLE   1,342 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305 730 674 SH   SOLE   674 0 0
Altria Group Inc COM 02209S103 373 7,877 SH   SOLE   7,877 0 0
Amazon.com Inc COM 023135106 4,378 2,312 SH   SOLE   2,312 0 0
American Electric Power COM 025537101 201 2,287 SH   SOLE   2,287 0 0
American Express COM 025816109 1,661 13,459 SH   SOLE   13,459 0 0
American Tower Corp Cl A COM 03027X100 819 4,004 SH   SOLE   4,004 0 0
Amgen Inc COM 031162100 1,060 5,753 SH   SOLE   5,753 0 0
Apple Computer Inc COM 037833100 9,389 47,437 SH   SOLE   47,437 0 0
Axon Enterprise, Inc. COM 05464C101 693 10,800 SH   SOLE   10,800 0 0
Bank of America Corp COM 060505104 528 18,223 SH   SOLE   18,223 0 0
iPath Bloomberg Commodity Index Total Return ETN DJUBS CMDT ETN36 06738C778 742 33,385 SH   SOLE   33,385 0 0
Baxter International COM 071813109 813 9,926 SH   SOLE   9,926 0 0
Berkshire Hathaway CL A 084670108 45,842 14,400 SH   SOLE   14,400 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 113,319 531,590 SH   SOLE   531,590 0 0
BlackRock Inc COM 09247X101 762 1,624 SH   SOLE   1,624 0 0
Boeing Co COM 097023105 610 1,675 SH   SOLE   1,675 0 0
Booking Holdings Inc COM 09857L108 238 127 SH   SOLE   127 0 0
Bristol-Myers Squibb COM 110122108 1,702 37,532 SH   SOLE   37,532 0 0
CDW Corporation COM 12514G108 696 6,274 SH   SOLE   6,274 0 0
CVS Caremark Corporation COM 126650100 303 5,558 SH   SOLE   5,558 0 0
Canopy Growth Corporation COM 138035100 305 7,572 SH   SOLE   7,572 0 0
Cardinal Health Inc COM 14149Y108 383 8,128 SH   SOLE   8,128 0 0
Carmax Inc COM 143130102 5,024 57,862 SH   SOLE   57,862 0 0
Cavco Industries, Inc. COM 149568107 764 4,851 SH   SOLE   4,851 0 0
Celgene Corp COM 151020104 264 2,851 SH   SOLE   2,851 0 0
Cerus Corporation COM 157085101 200 35,613 SH   SOLE   35,613 0 0
ChevronTexaco Corp COM 166764100 1,329 10,679 SH   SOLE   10,679 0 0
Cincinnati Financial Corporation COM 172062101 1,543 14,888 SH   SOLE   14,888 0 0
Cisco Systems COM 17275R102 5,275 96,390 SH   SOLE   96,390 0 0
Citigroup Inc COM NEW 172967424 522 7,455 SH   SOLE   7,455 0 0
Coca-Cola Co COM 191216100 2,331 45,787 SH   SOLE   45,787 0 0
Comcast Corp New Cl A CL A 20030N101 268 6,328 SH   SOLE   6,328 0 0
ConocoPhillips COM 20825C104 225 3,685 SH   SOLE   3,685 0 0
Costco Whsl Corp New COM 22160K105 764 2,891 SH   SOLE   2,891 0 0
Cummins Inc COM 231021106 778 4,539 SH   SOLE   4,539 0 0
Deutsche X-trackers MSCI EAFE Hedged Eq XTRACK MSCI EAFE 233051200 544 17,216 SH   SOLE   17,216 0 0
DTE Energy Co COM 233331107 531 4,153 SH   SOLE   4,153 0 0
Darden Restaurants COM 237194105 721 5,927 SH   SOLE   5,927 0 0
Davis Select US Equity ETF SELECT US EQTY 23908L207 422 18,010 SH   SOLE   18,010 0 0
Diageo Plc New F 1 ADR Reps 4 Ord SPON ADR NEW 25243Q205 595 3,453 SH   SOLE   3,453 0 0
Walt Disney Holding Co COM DISNEY 254687106 2,296 16,444 SH   SOLE   16,444 0 0
Dominion Resources Va COM 25746U109 756 9,782 SH   SOLE   9,782 0 0
Dominos Pizza, Inc. COM 25754A201 302 1,085 SH   SOLE   1,085 0 0
Enterprise Products Partners MLP COM 293792107 337 11,690 SH   SOLE   11,690 0 0
Exxon Mobil Corporation COM 30231G102 751 9,796 SH   SOLE   9,796 0 0
Facebook Inc Class A CL A 30303M102 600 3,108 SH   SOLE   3,108 0 0
First Defiance Financial COM 32006W106 864 30,254 SH   SOLE   30,254 0 0
First Financial Bancorp COM 320209109 312 12,879 SH   SOLE   12,879 0 0
First Merchants Corp COM 320817109 975 25,738 SH   SOLE   25,738 0 0
General Electric COM 369604301 371 35,321 SH   SOLE   35,321 0 0
Gilead Science COM 375558103 970 14,361 SH   SOLE   14,361 0 0
Global X MLP ETF GLBL X MLP ETF 37954Y343 3,938 446,430 SH   SOLE   446,430 0 0
GS Connect S&P GSCI Enh Commodity TR ETN SP ENHCMD37ETN 38144L852 248 10,796 SH   SOLE   10,796 0 0
Guardant Health, Inc. COM 40131M109 233 2,700 SH   SOLE   2,700 0 0
HCA Inc COM 40412C101 1,042 7,710 SH   SOLE   7,710 0 0
Hewlett Packard Company COM 40434L105 409 19,689 SH   SOLE   19,689 0 0
Hewlett Packard Enterprise Comp COM 42824C109 319 21,311 SH   SOLE   21,311 0 0
Home Depot Inc COM 437076102 997 4,793 SH   SOLE   4,793 0 0
Huntington Bancshares COM 446150104 1,595 115,445 SH   SOLE   115,445 0 0
Illinois Tool Works Inc COM 452308109 720 4,772 SH   SOLE   4,772 0 0
Illumina Inc COM 452327109 571 1,550 SH   SOLE   1,550 0 0
Installed Building Products, Inc COM 45780R101 282 4,770 SH   SOLE   4,770 0 0
Intel Corp COM 458140100 2,480 51,798 SH   SOLE   51,798 0 0
International Business Machines COM 459200101 1,000 7,250 SH   SOLE   7,250 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 235 1,261 SH   SOLE   1,261 0 0
Intuit Inc COM 461202103 804 3,078 SH   SOLE   3,078 0 0
Intuitive Surgical New COM NEW 46120E602 1,663 3,171 SH   SOLE   3,171 0 0
Guggenheim S&P 500 Pure Value ETF S&P500 PUR VAL 46137V258 208 3,205 SH   SOLE   3,205 0 0
Guggenheim S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 1,121 9,386 SH   SOLE   9,386 0 0
PowerShares FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 994 8,520 SH   SOLE   8,520 0 0
Invesco FTSE RAFI Dev Mkts ex-US ETF FTSE RAFI DEV 46138E743 30,471 749,974 SH   SOLE   749,974 0 0
Invesco BulletShares 2021 Corporate Bond ETF BULSHS 2021 CB 46138J700 268 12,657 SH   SOLE   12,657 0 0
Guggenheim BulletShrs 2023 Corp Bd ETF BULSHS 2023 CB 46138J866 274 12,966 SH   SOLE   12,966 0 0
Guggenheim BulletShrs 2022 Corp Bd ETF BULSHS 2022 CB 46138J882 271 12,685 SH   SOLE   12,685 0 0
iQIYI, Inc. SPONSORED ADS 46267X108 207 10,000 SH   SOLE   10,000 0 0
iShares Comex Gold Trust ETF ISHARES 464285204 178 13,211 SH   SOLE   13,211 0 0
iShares MSCI All Country World Mini Vol ETF MIN VOL GBL ETF 464286525 650 7,055 SH   SOLE   7,055 0 0
iShares Barclays TIPS Bond ETF TIPS BD ETF 464287176 812 7,033 SH   SOLE   7,033 0 0
iShares S&P 500 Index ETF CORE S&P500 ETF 464287200 2,780 9,432 SH   SOLE   9,432 0 0
iShares MSCI Emerging Markets Index ETF MSCI EMG MKT ETF 464287234 415 9,668 SH   SOLE   9,668 0 0
iShares MSCI EAFE Index ETF MSCI EAFE ETF 464287465 1,550 23,587 SH   SOLE   23,587 0 0
iShares Russell 1000 Value Index ETF RUS 1000 VAL ETF 464287598 207 1,625 SH   SOLE   1,625 0 0
iShares Russell 1000 Growth Index ETF RUS 1000 GRW ETF 464287614 962 6,112 SH   SOLE   6,112 0 0
iShares Russell 1000 Index ETF RUS 1000 ETF 464287622 8,221 50,500 SH   SOLE   50,500 0 0
iShares Russell 2000 Growth Index ETF RUS 2000 GRW ETF 464287648 455 2,263 SH   SOLE   2,263 0 0
iShares Russell 2000 Index ETF RUSSELL 2000 ETF 464287655 1,795 11,542 SH   SOLE   11,542 0 0
iShares Russell 3000 Index ETF RUSSELL 3000 ETF 464287689 224 1,301 SH   SOLE   1,301 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 247 3,152 SH   SOLE   3,152 0 0
iShares S&P SmallCap 600 Growth Index ETF S&P SML 600 GWT 464287887 250 1,369 SH   SOLE   1,369 0 0
iShares M-Star Small Growth Index ETF MRGSTR SM CP GR 464288604 404 1,985 SH   SOLE   1,985 0 0
iShares MSCI EAFE Value Index ETF EAFE VALUE ETF 464288877 27,233 566,525 SH   SOLE   566,525 0 0
iShares High Dividend Equity ETF CORE HIGH DV ETF 46429B663 756 8,000 SH   SOLE   8,000 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 228 3,718 SH   SOLE   3,718 0 0
iShares Core MSCI Emerging Mkt ETF CORE MSCI EMKT 46434G103 1,105 21,489 SH   SOLE   21,489 0 0
JP Morgan Chase & Co. COM 46625H100 5,928 53,024 SH   SOLE   53,024 0 0
JP Morgan Alerian MLP Index ETN ALERIAN ML ETN 46625H365 25,592 1,019,212 SH   SOLE   1,019,212 0 0
Johnson & Johnson COM 478160104 1,591 11,424 SH   SOLE   11,424 0 0
Keycorp Inc COM 493267108 180 10,116 SH   SOLE   10,116 0 0
Kimberly-Clark COM 494368103 417 3,130 SH   SOLE   3,130 0 0
Lilly (Eli) & Company COM 532457108 2,473 22,325 SH   SOLE   22,325 0 0
Lockheed Martin Corp COM 539830109 798 2,194 SH   SOLE   2,194 0 0
M/I Homes, Inc. COM 55305B101 273 9,563 SH   SOLE   9,563 0 0
MSCI Inc. COM 55354G100 353 1,479 SH   SOLE   1,479 0 0
Macquarie Infrastructure Corp COM 55608B105 451 11,113 SH   SOLE   11,113 0 0
Mastercard Inc CL A 57636Q104 500 1,892 SH   SOLE   1,892 0 0
McDonalds Corp COM 580135101 2,034 9,797 SH   SOLE   9,797 0 0
Merck & Co COM 58933Y105 3,163 37,726 SH   SOLE   37,726 0 0
Mettler-Toledo International Inc COM 592688105 963 1,147 SH   SOLE   1,147 0 0
Microsoft Corp COM 594918104 5,761 43,005 SH   SOLE   43,005 0 0
Mondelez Intl Inc CL A 609207105 429 7,968 SH   SOLE   7,968 0 0
MS India Investment Fund COM 61745C105 294 14,040 SH   SOLE   14,040 0 0
N V R Corp COM 62944T105 337 100 SH   SOLE   100 0 0
National Holdings 22 Wts *W EXP 01/18/202 636375115 10 48,034 SH   SOLE   48,034 0 0
National Holdings Corporation COM NEW 636375206 102 37,699 SH   SOLE   37,699 0 0
Netflix Inc COM 64110L106 202 550 SH   SOLE   550 0 0
NextEra Energy Inc COM 65339F101 1,404 6,855 SH   SOLE   6,855 0 0
Nike Inc Cl B CL B 654106103 1,227 14,612 SH   SOLE   14,612 0 0
NiSource COM 65473P105 476 16,524 SH   SOLE   16,524 0 0
Nvidia Corp COM 67066G104 230 1,401 SH   SOLE   1,401 0 0
Occidental Petroleum COM 674599105 743 14,771 SH   SOLE   14,771 0 0
Ohio Valley Banc COM 677719106 1,209 31,350 SH   SOLE   31,350 0 0
Okta Inc CL A 679295105 494 4,000 SH   SOLE   4,000 0 0
Omnicom Group Inc COM 681919106 733 8,946 SH   SOLE   8,946 0 0
Oracle Sys Corp COM 68389X105 967 16,968 SH   SOLE   16,968 0 0
PayPal Holdings, Inc. COM 70450Y103 376 3,283 SH   SOLE   3,283 0 0
PepsiCo Inc COM 713448108 1,103 8,414 SH   SOLE   8,414 0 0
Pfizer Inc COM 717081103 1,860 42,941 SH   SOLE   42,941 0 0
Phillips 66 Common Stock COM 718546104 824 8,806 SH   SOLE   8,806 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 1,899 18,664 SH   SOLE   18,664 0 0
PIMCO RAFI Dyn Mlt-Fctr Emrg Mkts Eq ETF RAFI DYN EMERG 72202L389 2,046 84,738 SH   SOLE   84,738 0 0
Procter & Gamble COM 742718109 4,781 43,605 SH   SOLE   43,605 0 0
ProShares Ultra S&P ETF PSHS ULT S&P 500 74347R107 252 2,000 SH   SOLE   2,000 0 0
Public Storage Inc COM 74460D109 443 1,859 SH   SOLE   1,859 0 0
Raytheon Co New Cl A COM NEW 755111507 484 2,782 SH   SOLE   2,782 0 0
Repligen Corporation COM 759916109 314 3,656 SH   SOLE   3,656 0 0
SPDR S&P 500 Index ETF TR UNIT 78462F103 4,870 16,621 SH   SOLE   16,621 0 0
SPDR Gold Shares ETF GOLD SHS 78463V107 308 2,313 SH   SOLE   2,313 0 0
Salesforce.com COM 79466L302 205 1,348 SH   SOLE   1,348 0 0
Sarepta Therapeutics COM 803607100 1,124 7,400 SH   SOLE   7,400 0 0
Charles Schwab Corp COM 808513105 627 15,613 SH   SOLE   15,613 0 0
Schwab US Large Cap ETF US LRG CAP ETF 808524201 16,734 238,403 SH   SOLE   238,403 0 0
Schwab US Large Cap Value ETF US LCAP VA ETF 808524409 280 4,995 SH   SOLE   4,995 0 0
Schwab Fundamental Intl Lg Co ETF SCHWB FDT INT LG 808524755 124,268 4,460,445 SH   SOLE   4,460,445 0 0
Schwab US Aggregate Bond ETF US AGGREGATE B 808524839 813 15,345 SH   SOLE   15,345 0 0
SPDR Health Care Select Sec ETF SBI HEALTHCARE 81369Y209 639 6,902 SH   SOLE   6,902 0 0
SPDR Consumer Staples Select Sec ETF SBI CONS STPLS 81369Y308 483 8,323 SH   SOLE   8,323 0 0
SPDR Consumer Disc Select Sec ETF SBI CONS DISCR 81369Y407 688 5,774 SH   SOLE   5,774 0 0
SPDR Energy Select Sec ETF ENERGY 81369Y506 227 3,561 SH   SOLE   3,561 0 0
SPDR Financial Select Sec ETF SBI INT-FINL 81369Y605 576 20,885 SH   SOLE   20,885 0 0
SPDR Industrial Select Sec ETF SBI INT-INDS 81369Y704 592 7,652 SH   SOLE   7,652 0 0
SPDR Technology Select Sec ETF TECHNOLOGY 81369Y803 1,033 13,238 SH   SOLE   13,238 0 0
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 486 9,876 SH   SOLE   9,876 0 0
Service Now Inc COM 81762P102 206 751 SH   SOLE   751 0 0
Sirius XM Radio Inc. COM 82968B103 56 10,023 SH   SOLE   10,023 0 0
Sophiris Bio, Inc. COM NEW 83578Q209 34 40,000 SH   SOLE   40,000 0 0
Square Inc CL A 852234103 762 10,501 SH   SOLE   10,501 0 0
Starbucks Corp COM 855244109 3,681 43,905 SH   SOLE   43,905 0 0
Elements Rogers Intl Commodity ETN ROG TTL ETN 22 870297801 21,836 4,179,185 SH   SOLE   4,179,185 0 0
Ameritrade Hldg Cp Cl A COM 87236Y108 597 11,950 SH   SOLE   11,950 0 0
TJX Companies Inc. COM 872540109 788 14,905 SH   SOLE   14,905 0 0
Texas Instruments Inc COM 882508104 815 7,101 SH   SOLE   7,101 0 0
3M Company COM 88579Y101 309 1,785 SH   SOLE   1,785 0 0
Unilever N V New F N Y SHS NEW 904784709 458 7,549 SH   SOLE   7,549 0 0
United Cmnty Finl Corp Ohio COM 909839102 144 15,000 SH   SOLE   15,000 0 0
United Technologies Corp COM 913017109 519 3,989 SH   SOLE   3,989 0 0
United Healthcare Corp COM 91324P102 623 2,552 SH   SOLE   2,552 0 0
Universal Display Corporation COM 91347P105 316 1,682 SH   SOLE   1,682 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 29,882 259,485 SH   SOLE   259,485 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 1,768 42,396 SH   SOLE   42,396 0 0
Vanguard Emerging Markets Stock ETF FTSE EMR MKT ETF 922042858 257 6,049 SH   SOLE   6,049 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 1,214 4,512 SH   SOLE   4,512 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 319 2,447 SH   SOLE   2,447 0 0
Vanguard Mid Cap ETF MID CAP ETF 922908629 226 1,354 SH   SOLE   1,354 0 0
Vanguard Growth ETF GROWTH ETF 922908736 233 1,426 SH   SOLE   1,426 0 0
Verizon Communications COM 92343V104 209 3,661 SH   SOLE   3,661 0 0
Visa Inc. COM CL A 92826C839 1,090 6,282 SH   SOLE   6,282 0 0
Wal-Mart Stores Inc COM 931142103 1,889 17,098 SH   SOLE   17,098 0 0
Waste Management Inc Del COM 94106L109 217 1,883 SH   SOLE   1,883 0 0
Wells Fargo & Co New COM 949746101 1,122 23,704 SH   SOLE   23,704 0 0
Wesbanco Inc COM 950810101 397 10,308 SH   SOLE   10,308 0 0
Workday Inc Cl A CL A 98138H101 247 1,200 SH   SOLE   1,200 0 0
Worthington Industries COM 981811102 426 10,592 SH   SOLE   10,592 0 0
Xilinx Inc COM 983919101 511 4,330 SH   SOLE   4,330 0 0
Arcos Dorados Holdings SHS CLASS -A - G0457F107 173 23,731 SH   SOLE   23,731 0 0
Ferroglobe PLC SHS G33856108 35 20,636 SH   SOLE   20,636 0 0
Compugen Ltd. CL B M25722105 38 10,000 SH   SOLE   10,000 0 0