The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 855 4,114 SH   SOLE   4,114 0 0
Abbott Laboratories COM 002824100 296 3,703 SH   SOLE   3,703 0 0
AbbVie Inc. COM 00287Y109 336 4,172 SH   SOLE   4,172 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305 810 688 SH   SOLE   688 0 0
Alphabet Inc. Cl C CAP STK CL C 02079K107 1,632 1,391 SH   SOLE   1,391 0 0
ALPS Equal Sector Weight ETF EQUAL SEC ETF 00162Q205 252 3,500 SH   SOLE   3,500 0 0
Altria Group Inc COM 02209S103 803 13,980 SH   SOLE   13,980 0 0
Amazon.com Inc COM 023135106 4,114 2,310 SH   SOLE   2,310 0 0
American Express COM 025816109 1,446 13,226 SH   SOLE   13,226 0 0
Amgen Inc COM 031162100 1,024 5,390 SH   SOLE   5,390 0 0
Apple Computer Inc COM 037833100 9,095 47,880 SH   SOLE   47,880 0 0
Arcos Dorados Holdings SHS CLASS -A - G0457F107 170 23,731 SH   SOLE   23,731 0 0
AT&T Inc COM 00206R102 3,408 108,683 SH   SOLE   108,683 0 0
Axon Enterprise, Inc. COM 05464C101 588 10,800 SH   SOLE   10,800 0 0
Bank of America Corp COM 060505104 503 18,224 SH   SOLE   18,224 0 0
BCE Inc COM NEW 05534B760 1,032 23,259 SH   SOLE   23,259 0 0
Berkshire Hathaway CL A 084670108 42,773 142 SH   SOLE   142 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 107,434 534,790 SH   SOLE   534,790 0 0
Boeing Co COM 097023105 892 2,339 SH   SOLE   2,339 0 0
Booking Holdings Inc COM 09857L108 227 130 SH   SOLE   130 0 0
Bristol-Myers Squibb COM 110122108 1,068 22,390 SH   SOLE   22,390 0 0
Canopy Growth Corporation COM 138035100 320 7,372 SH   SOLE   7,372 0 0
Cardinal Health Inc COM 14149Y108 395 8,208 SH   SOLE   8,208 0 0
Carmax Inc COM 143130102 1,406 20,138 SH   SOLE   20,138 0 0
Cavco Industries, Inc. COM 149568107 570 4,851 SH   SOLE   4,851 0 0
Celgene Corp COM 151020104 321 3,401 SH   SOLE   3,401 0 0
Cerus Corporation COM 157085101 129 20,713 SH   SOLE   20,713 0 0
ChevronTexaco Corp COM 166764100 1,484 12,049 SH   SOLE   12,049 0 0
Chubb Corp COM H1467J104 949 6,775 SH   SOLE   6,775 0 0
Cincinnati Financial Corporation COM 172062101 681 7,926 SH   SOLE   7,926 0 0
Cisco Systems COM 17275R102 4,924 91,197 SH   SOLE   91,197 0 0
Citigroup Inc COM NEW 172967424 376 6,044 SH   SOLE   6,044 0 0
Coca-Cola Co COM 191216100 1,489 31,779 SH   SOLE   31,779 0 0
Collegium Pharmaceutical Inc. COM 19459J104 192 12,698 SH   SOLE   12,698 0 0
Comcast Corp New Cl A CL A 20030N101 205 5,140 SH   SOLE   5,140 0 0
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 402 8,600 SH   SOLE   8,600 0 0
Compugen Ltd. CL B M25722105 41 10,000 SH   SOLE   10,000 0 0
ConocoPhillips COM 20825C104 1,058 15,856 SH   SOLE   15,856 0 0
Corning Inc. COM 219350105 813 24,568 SH   SOLE   24,568 0 0
CVS Caremark Corporation COM 126650100 304 5,630 SH   SOLE   5,630 0 0
Davis Select US Equity ETF SELECT US EQTY 23908L207 407 18,010 SH   SOLE   18,010 0 0
Diageo Plc New F 1 ADR Reps 4 Ord SPON ADR NEW 25243Q205 1,022 6,249 SH   SOLE   6,249 0 0
DowDupont Inc. COM 26078J100 1,153 21,623 SH   SOLE   21,623 0 0
Elements Rogers Intl Commodity ETN ROG TTL ETN 22 870297801 21,349 4,020,586 SH   SOLE   4,020,586 0 0
Enterprise Products Partners MLP COM 293792107 340 11,690 SH   SOLE   11,690 0 0
Exxon Mobil Corporation COM 30231G102 1,759 21,764 SH   SOLE   21,764 0 0
Facebook Inc Class A CL A 30303M102 597 3,579 SH   SOLE   3,579 0 0
Ferroglobe PLC SHS G33856108 42 20,636 SH   SOLE   20,636 0 0
First Defiance Financial COM 32006W106 893 31,086 SH   SOLE   31,086 0 0
First Financial Bancorp COM 320209109 217 9,016 SH   SOLE   9,016 0 0
First Merchants Corp COM 320817109 925 25,097 SH   SOLE   25,097 0 0
General Electric COM 369604301 429 42,941 SH   SOLE   42,941 0 0
Genuine Parts Co COM 372460105 871 7,776 SH   SOLE   7,776 0 0
Gilead Science COM 375558103 219 3,373 SH   SOLE   3,373 0 0
Global X MLP ETF GLBL X MLP ETF 37954Y343 4,059 457,621 SH   SOLE   457,621 0 0
GS Connect S&P GSCI Enh Commodity TR ETN SP ENHCMD37ETN 38144L852 255 10,796 SH   SOLE   10,796 0 0
Guardant Health, Inc. COM 40131M109 207 2,700 SH   SOLE   2,700 0 0
Guggenheim S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 1,088 9,398 SH   SOLE   9,398 0 0
Guggenheim S&P 500 Pure Value ETF S&P500 PUR VAL 46137V258 213 3,382 SH   SOLE   3,382 0 0
HCA Inc COM 40412C101 267 2,050 SH   SOLE   2,050 0 0
HCP Inc COM 40414L109 508 16,239 SH   SOLE   16,239 0 0
Hewlett Packard Company COM 40434L105 387 19,900 SH   SOLE   19,900 0 0
Hewlett Packard Enterprise Comp COM 42824C109 328 21,284 SH   SOLE   21,284 0 0
Home Depot Inc COM 437076102 239 1,248 SH   SOLE   1,248 0 0
HSBC Hldngs PLC SPON ADR NEW 404280406 501 12,357 SH   SOLE   12,357 0 0
Huntington Bancshares COM 446150104 1,425 112,380 SH   SOLE   112,380 0 0
Illumina Inc COM 452327109 491 1,580 SH   SOLE   1,580 0 0
Installed Building Products, Inc COM 45780R101 231 4,770 SH   SOLE   4,770 0 0
Intel Corp COM 458140100 3,036 56,542 SH   SOLE   56,542 0 0
International Business Machines COM 459200101 1,071 7,588 SH   SOLE   7,588 0 0
Intuitive Surgical New COM NEW 46120E602 1,813 3,178 SH   SOLE   3,178 0 0
Invesco FTSE RAFI Dev Mkts ex-US ETF FTSE RAFI DEV 46138E743 30,289 747,508 SH   SOLE   747,508 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 231 1,288 SH   SOLE   1,288 0 0
iPath Bloomberg Commodity Index Total Return ETN DJUBS CMDT ETN36 06738C778 763 33,691 SH   SOLE   33,691 0 0
iQIYI, Inc. SPONSORED ADS 46267X108 241 10,063 SH   SOLE   10,063 0 0
iShares Barclays TIPS Bond ETF TIPS BD ETF 464287176 791 6,993 SH   SOLE   6,993 0 0
iShares Comex Gold Trust ETF ISHARES 464285204 136 11,004 SH   SOLE   11,004 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 206 3,387 SH   SOLE   3,387 0 0
iShares Core MSCI Emerging Mkt ETF CORE MSCI EMKT 46434G103 345 6,669 SH   SOLE   6,669 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 218 2,830 SH   SOLE   2,830 0 0
iShares MSCI EAFE Index ETF MSCI EAFE ETF 464287465 1,514 23,349 SH   SOLE   23,349 0 0
iShares MSCI EAFE Value Index ETF EAFE VALUE ETF 464288877 27,585 564,333 SH   SOLE   564,333 0 0
iShares MSCI Emerging Markets Index ETF MSCI EMG MKT ETF 464287234 364 8,475 SH   SOLE   8,475 0 0
iShares M-Star Small Growth Index ETF MRGSTR SM CP GR 464288604 396 1,985 SH   SOLE   1,985 0 0
iShares Russell 1000 Growth Index ETF RUS 1000 GRW ETF 464287614 925 6,111 SH   SOLE   6,111 0 0
iShares Russell 1000 Index ETF RUS 1000 ETF 464287622 8,162 51,885 SH   SOLE   51,885 0 0
iShares Russell 1000 Value Index ETF RUS 1000 VAL ETF 464287598 200 1,623 SH   SOLE   1,623 0 0
iShares Russell 2000 Growth Index ETF RUS 2000 GRW ETF 464287648 249 1,265 SH   SOLE   1,265 0 0
iShares Russell 2000 Index ETF RUSSELL 2000 ETF 464287655 1,767 11,542 SH   SOLE   11,542 0 0
iShares Russell 3000 Index ETF RUSSELL 3000 ETF 464287689 217 1,301 SH   SOLE   1,301 0 0
iShares S&P 500 Index ETF CORE S&P500 ETF 464287200 2,710 9,523 SH   SOLE   9,523 0 0
iShares S&P SmallCap 600 Growth Index ETF S&P SML 600 GWT 464287887 232 1,300 SH   SOLE   1,300 0 0
Johnson & Johnson COM 478160104 2,110 15,094 SH   SOLE   15,094 0 0
Johnson Controls International plc SHS G51502105 822 22,243 SH   SOLE   22,243 0 0
JP Morgan Alerian MLP Index ETN ALERIAN ML ETN 46625H365 26,214 1,027,588 SH   SOLE   1,027,588 0 0
JP Morgan Chase & Co. COM 46625H100 6,016 59,428 SH   SOLE   59,428 0 0
Keycorp Inc COM 493267108 163 10,342 SH   SOLE   10,342 0 0
Kimberly-Clark COM 494368103 758 6,119 SH   SOLE   6,119 0 0
Lilly (Eli) & Company COM 532457108 2,615 20,152 SH   SOLE   20,152 0 0
M/I Homes, Inc. COM 55305B101 255 9,563 SH   SOLE   9,563 0 0
Macquarie Infrastructure Corp COM 55608B105 448 10,858 SH   SOLE   10,858 0 0
Mastercard Inc CL A 57636Q104 443 1,883 SH   SOLE   1,883 0 0
McDonalds Corp COM 580135101 1,965 10,346 SH   SOLE   10,346 0 0
Merck & Co COM 58933Y105 2,713 32,624 SH   SOLE   32,624 0 0
Mettler-Toledo International Inc COM 592688105 821 1,136 SH   SOLE   1,136 0 0
Microsoft Corp COM 594918104 5,310 45,020 SH   SOLE   45,020 0 0
MS India Investment Fund COM 61745C105 293 14,040 SH   SOLE   14,040 0 0
National Holdings 22 Wts *W EXP 01/18/202 636375115 19 48,034 SH   SOLE   48,034 0 0
National Holdings Corporation COM NEW 636375206 113 37,699 SH   SOLE   37,699 0 0
Navidea Biopharma COM 63937X202 2 16,755 SH   SOLE   16,755 0 0
Netflix Inc COM 64110L106 214 601 SH   SOLE   601 0 0
NextEra Energy Inc COM 65339F101 1,724 8,916 SH   SOLE   8,916 0 0
Nike Inc Cl B CL B 654106103 506 6,011 SH   SOLE   6,011 0 0
NiSource COM 65473P105 474 16,524 SH   SOLE   16,524 0 0
Novartis A G Spons ADR F SPONSORED ADR 66987V109 1,083 11,265 SH   SOLE   11,265 0 0
Ohio Valley Banc COM 677719106 1,133 31,350 SH   SOLE   31,350 0 0
Okta Inc CL A 679295105 414 5,000 SH   SOLE   5,000 0 0
PayPal Holdings, Inc. COM 70450Y103 366 3,523 SH   SOLE   3,523 0 0
PepsiCo Inc COM 713448108 423 3,448 SH   SOLE   3,448 0 0
Pfizer Inc COM 717081103 2,749 64,740 SH   SOLE   64,740 0 0
Philip Morris International COM 718172109 978 11,067 SH   SOLE   11,067 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 2,395 23,583 SH   SOLE   23,583 0 0
PIMCO RAFI Dyn Mlt-Fctr Emrg Mkts Eq ETF RAFI DYN EMERG 72202L389 1,970 83,537 SH   SOLE   83,537 0 0
PowerShares FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 748 6,598 SH   SOLE   6,598 0 0
Procter & Gamble COM 742718109 3,935 37,821 SH   SOLE   37,821 0 0
ProShares Ultra S&P ETF PSHS ULT S&P 500 74347R107 236 2,000 SH   SOLE   2,000 0 0
Raytheon Co New Cl A COM NEW 755111507 954 5,241 SH   SOLE   5,241 0 0
Repligen Corporation COM 759916109 301 5,100 SH   SOLE   5,100 0 0
Royal Dutch Shell B ADR F SPON ADR B 780259107 790 12,359 SH   SOLE   12,359 0 0
Salesforce.com COM 79466L302 254 1,606 SH   SOLE   1,606 0 0
Sarepta Therapeutics COM 803607100 339 2,842 SH   SOLE   2,842 0 0
Schwab Fundamental Intl Lg Co ETF SCHWB FDT INT LG 808524755 120,627 4,373,706 SH   SOLE   4,373,706 0 0
Schwab US Aggregate Bond ETF US AGGREGATE B 808524839 751 14,469 SH   SOLE   14,469 0 0
Schwab US Large Cap ETF US LRG CAP ETF 808524201 16,315 241,306 SH   SOLE   241,306 0 0
Schwab US Large Cap Value ETF US LCAP VA ETF 808524409 292 5,325 SH   SOLE   5,325 0 0
Sirius XM Radio Inc. COM 82968B103 57 10,023 SH   SOLE   10,023 0 0
Sophiris Bio, Inc. COM NEW 83578Q209 40 40,000 SH   SOLE   40,000 0 0
SPDR Consumer Disc Select Sec ETF SBI CONS DISCR 81369Y407 574 5,043 SH   SOLE   5,043 0 0
SPDR Consumer Staples Select Sec ETF SBI CONS STPLS 81369Y308 361 6,435 SH   SOLE   6,435 0 0
SPDR Energy Select Sec ETF ENERGY 81369Y506 201 3,034 SH   SOLE   3,034 0 0
SPDR Financial Select Sec ETF SBI INT-FINL 81369Y605 393 15,270 SH   SOLE   15,270 0 0
SPDR Gold Shares ETF GOLD SHS 78463V107 279 2,283 SH   SOLE   2,283 0 0
SPDR Health Care Select Sec ETF SBI HEALTHCARE 81369Y209 675 7,352 SH   SOLE   7,352 0 0
SPDR Industrial Select Sec ETF SBI INT-INDS 81369Y704 584 7,780 SH   SOLE   7,780 0 0
SPDR S&P 500 Index ETF TR UNIT 78462F103 2,268 8,029 SH   SOLE   8,029 0 0
SPDR Technology Select Sec ETF TECHNOLOGY 81369Y803 906 12,243 SH   SOLE   12,243 0 0
Square Inc CL A 852234103 704 9,403 SH   SOLE   9,403 0 0
Starbucks Corp COM 855244109 2,650 35,642 SH   SOLE   35,642 0 0
Suntrust Banks Inc COM 867914103 764 12,902 SH   SOLE   12,902 0 0
Target Corp. COM 87612E106 488 6,077 SH   SOLE   6,077 0 0
The Travelers Companies Inc COM 89417E109 834 6,079 SH   SOLE   6,079 0 0
Unilever N V New F N Y SHS NEW 904784709 875 15,014 SH   SOLE   15,014 0 0
United Healthcare Corp COM 91324P102 617 2,497 SH   SOLE   2,497 0 0
United Technologies Corp COM 913017109 393 3,047 SH   SOLE   3,047 0 0
Universal Display Corporation COM 91347P105 257 1,681 SH   SOLE   1,681 0 0
Vanguard Bond Index ETF INTERMED TERM 921937819 300 3,569 SH   SOLE   3,569 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 28,427 259,277 SH   SOLE   259,277 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 215 5,258 SH   SOLE   5,258 0 0
Vanguard Mid Cap ETF MID CAP ETF 922908629 220 1,370 SH   SOLE   1,370 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 439 1,690 SH   SOLE   1,690 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 306 2,377 SH   SOLE   2,377 0 0
Visa Inc. COM CL A 92826C839 1,015 6,498 SH   SOLE   6,498 0 0
Walgreens Boots Alliance COM 931427108 610 9,638 SH   SOLE   9,638 0 0
Wal-Mart Stores Inc COM 931142103 1,629 16,705 SH   SOLE   16,705 0 0
Walt Disney Holding Co COM DISNEY 254687106 1,836 16,533 SH   SOLE   16,533 0 0
Wells Fargo & Co New COM 949746101 1,808 37,416 SH   SOLE   37,416 0 0
Welltower Inc. COM 95040Q104 1,313 16,924 SH   SOLE   16,924 0 0
Wesbanco Inc COM 950810101 423 10,644 SH   SOLE   10,644 0 0
Workday Inc Cl A CL A 98138H101 252 1,306 SH   SOLE   1,306 0 0
Worthington Industries COM 981811102 395 10,592 SH   SOLE   10,592 0 0
Xilinx Inc COM 983919101 549 4,330 SH   SOLE   4,330 0 0