SCHEDULE 13D/A 0001193125-23-096522 0001466992 XXXXXXXX LIVE 8 Class A Common Stock 03/17/2025 false 0001828937 31738L107 Finance of America Companies Inc.

5830 Granite Parkway Suite 400 Plano TX 75024

Reza Jahangiri 866-948-0003 895 Dove Street, Suite 300 Newport Beach CA 92660 0001466992 N Bloom Retirement Holdings Inc. OO N CA 0.00 2622448.00 0.00 2622448.00 2622448.00 N 9.49 CO 0001971548 N Reza Jahangiri OO N X1 0.00 2622448.00 0.00 2622448.00 2622448.00 N 9.49 IN Class A Common Stock Finance of America Companies Inc. 5830 Granite Parkway Suite 400 Plano TX 75024 This Amendment No. 8 to Schedule 13D ("Amendment No. 8") amends and supplements the Schedule 13D originally filed with the United States Securities and Exchange Commission on April 10, 2023 (as amended to date, the "Schedule 13D"), relating to the shares of Class A common stock, par value $0.0001 per share (the "Class A Common Stock"), of Finance of America Companies Inc., a Delaware corporation (the "Issuer"). Capitalized terms used herein without definition shall have the meanings set forth in the Schedule 13D. Item 4 of the Schedule 13D is amended and supplemented as follows: 2025 10b5-1 Trading Plan On March 17, 2025, Bloom Retirement Holdings Inc. entered into a trading plan (the "2025 10b5-1 Trading Plan") pursuant to Rule 10b5-1 under the Securities Exchange Act of 1934, as amended. The 2025 10b5-1 Trading Plan provides that Goldman Sachs & Co. LLC (the "Broker") may make periodic sales of up to an aggregate 800,000 shares of Class A Common Stock on behalf of Bloom Retirement Holdings Inc. beginning on April 17, 2025. This description of the 2025 10b5-1 Trading Plan does not purport to be complete and is qualified in its entirety by the full text of the 2025 10b5-1 Trading Plan, which is attached as an exhibit to this Schedule 13D and incorporated herein by reference. The information contained on the cover pages is incorporated by reference to this Item 5. The Reporting Persons may be deemed to beneficially own 2,622,448 shares of Class A Common Stock, representing 9.49% of the Class A Common Stock outstanding based upon 10,711,674 shares of Class A Common Stock outstanding as of March 11, 2025, as set forth in the Issuer's Annual Report on Form 10-K filed by the Issuer on March 14, 2025. The percentage of the Class A Common Stock reported herein gives effect to the Control Condition (as defined below). The information contained on the cover pages is incorporated by reference to this Item 5. Bloom Retirement Holdings Inc. is the record holder of 822,841 shares of Class A Common Stock and 1,799,607 FOAEC Units, as reported herein. Mr. Jahangiri is the majority shareholder of Bloom Retirement Holdings Inc. and may be deemed to share voting and dispositive power over the securities held by Bloom Retirement Holdings Inc. The percent of class beneficially owned as reported above gives effect to the Conversion Agreement as previously disclosed in Item 4. The FOAEC Units reported above represent the maximum number of FOAEC Units that may be issued pursuant to the Asset Purchase Agreement and represent the conversion of 775,000 FOAEC Units into shares of Class A Common Stock on March 4, 2025. Under the Asset Purchase Agreement, Bloom Retirement Holdings Inc. will be issued FOAEC Units only to the extent that its ownership does not exceed 9.49% of the outstanding shares of Class A Common Stock (giving effect to the deemed exchange of all outstanding FOAEC Units) until, among other conditions, certain consents, approvals, authorizations and waivers are satisfied (the "Control Condition"). Each FOAEC Unit is exchangeable into Class A Common Stock on a one-for-one basis at the option of the holder. Except as described in this Amendment No. 8, the Reporting Persons have not effected any transactions with respect to the Class A Common Stock since Amendment No. 7. None. Not applicable. Item 6 of the Schedule 13D is amended and supplemented as follows: Item 4 above summarizes certain provisions of the 2025 10b5-1 Trading Plan and is incorporated herein by reference. A copy of such agreement is attached as an exhibit to this Schedule 13D, and is incorporated by reference herein. Except as set forth herein, the Reporting Persons do not have any contracts, arrangements, understandings or relationships (legal or otherwise) with any person with respect to any securities of the Issuer, including but not limited to any contracts, arrangements, understandings or relationships concerning the transfer or voting of such securities, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, division of profits or losses, or the giving or withholding of proxies. Item 7 of the Schedule 13D is amended and supplemented as follows: Exhibit 9: 10b5-1 Trading Plan, dated March 17, 2025. Bloom Retirement Holdings Inc. /s/ Reza Jahangiri 03/19/2025 Reza Jahangiri /s/ Reza Jahangiri 03/19/2025