X0508 4 2025-09-04 0 0000832480 UTG INC UTGN 0001466247 Andrew Jacob Joncarl 205 N DEPOT ST STANFORD KY 40484 0 1 0 0 Vice President 0 Stock Options 44 2025-09-04 4 A 0 5000 0 A 2035-09-04 Common Stock 5000 5000 D These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date. /s/Theodore C. Miller, Attorney in Fact 2025-09-05