<?xml version="1.0" encoding="UTF-8"?><own:edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns:own="http://www.sec.gov/edgar/ownership">
  <!-- Generated by Workiva -->
  <own:headerData>
    <own:submissionType>144</own:submissionType>
    <own:filerInfo>
      <own:filer>
        <own:filerCredentials>
          <own:cik>0001205021</own:cik>
          <own:ccc>XXXXXXXX</own:ccc>
        </own:filerCredentials>
      </own:filer>
      <own:liveTestFlag>LIVE</own:liveTestFlag>



    </own:filerInfo>
  </own:headerData>
  <own:formData>
    <own:issuerInfo>
      <own:issuerCik>0001464343</own:issuerCik>
      <own:issuerName>Atlanticus Holdings Corporation</own:issuerName>
      <own:secFileNumber>001-40485</own:secFileNumber>
      <own:issuerAddress>
        <com:street1>Five Concourse Parkway</com:street1>
        <com:street2>Suite 300</com:street2>
        <com:city>Atlanta</com:city>
        <com:stateOrCountry>GA</com:stateOrCountry>
        <com:zipCode>30328</com:zipCode>
      </own:issuerAddress>
      <own:issuerContactPhone>770-828-2000</own:issuerContactPhone>
      <own:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Deal Hudson</own:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <own:relationshipsToIssuer>
        <own:relationshipToIssuer>form board director</own:relationshipToIssuer>
      </own:relationshipsToIssuer>
    </own:issuerInfo>
    <own:securitiesInformation>
      <own:securitiesClassTitle>Common</own:securitiesClassTitle>
      <own:brokerOrMarketmakerDetails>
        <own:name>Merrill Lynch</own:name>
        <own:address>
          <com:street1>10000 Avalon Blvd</com:street1>
          <com:street2>Suite 800</com:street2>
          <com:city>Alpharetta</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30009</com:zipCode>
        </own:address>
      </own:brokerOrMarketmakerDetails>
      <own:noOfUnitsSold>3000</own:noOfUnitsSold>
      <own:aggregateMarketValue>298973.84</own:aggregateMarketValue>
      <own:noOfUnitsOutstanding>15117997</own:noOfUnitsOutstanding>
      <own:approxSaleDate>06/18/2026</own:approxSaleDate>
      <own:securitiesExchangeName>NASDAQ</own:securitiesExchangeName>
    </own:securitiesInformation>
    <own:securitiesToBeSold>
      <own:securitiesClassTitle>Common</own:securitiesClassTitle>
      <own:acquiredDate>12/26/2018</own:acquiredDate>
      <own:natureOfAcquisitionTransaction>stock bonus</own:natureOfAcquisitionTransaction>
      <own:nameOfPersonfromWhomAcquired>Issuer</own:nameOfPersonfromWhomAcquired>
      <own:isGiftTransaction>N</own:isGiftTransaction>
      <own:amountOfSecuritiesAcquired>58104</own:amountOfSecuritiesAcquired>
      <own:paymentDate>12/26/2018</own:paymentDate>
      <own:natureOfPayment>cash</own:natureOfPayment>
    </own:securitiesToBeSold>
    <own:nothingToReportFlagOnSecuritiesSoldInPast3Months>N</own:nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>06/17/2026</own:saleDate>
      <own:amountOfSecuritiesSold>3000</own:amountOfSecuritiesSold>
      <own:grossProceeds>290899.8</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>06/15/2026</own:saleDate>
      <own:amountOfSecuritiesSold>3000</own:amountOfSecuritiesSold>
      <own:grossProceeds>285343.06</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>06/12/2026</own:saleDate>
      <own:amountOfSecuritiesSold>3000</own:amountOfSecuritiesSold>
      <own:grossProceeds>266979.45</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>06/09/2026</own:saleDate>
      <own:amountOfSecuritiesSold>3000</own:amountOfSecuritiesSold>
      <own:grossProceeds>263908.52</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>06/02/2026</own:saleDate>
      <own:amountOfSecuritiesSold>3000</own:amountOfSecuritiesSold>
      <own:grossProceeds>244501.15</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>05/28/2026</own:saleDate>
      <own:amountOfSecuritiesSold>3000</own:amountOfSecuritiesSold>
      <own:grossProceeds>260774.93</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>05/27/2026</own:saleDate>
      <own:amountOfSecuritiesSold>2000</own:amountOfSecuritiesSold>
      <own:grossProceeds>184266.39</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>05/26/2026</own:saleDate>
      <own:amountOfSecuritiesSold>2000</own:amountOfSecuritiesSold>
      <own:grossProceeds>173954.29</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Deal Hudson</own:name>
        <own:address>
          <com:street1>3830 Hunting Ridge Dr SW</com:street1>
          <com:city>Lilburn</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30047</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Atlanticus Holdings Corp</own:securitiesClassTitle>
      <own:saleDate>05/22/2026</own:saleDate>
      <own:amountOfSecuritiesSold>1850</own:amountOfSecuritiesSold>
      <own:grossProceeds>149771.91</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:noticeSignature>
      <own:noticeDate>06/18/2026</own:noticeDate>
      <own:signature>Christa Ortwein</own:signature>
    </own:noticeSignature>
  </own:formData>
</own:edgarSubmission>
