X0609 4 2026-03-19 0001464343 Atlanticus Holdings Corp ATLC 0001603556 Howard Jeffrey A. false C/O ATLANTICUS HOLDINGS CORPORATION FIVE CONCOURSE PARKWAY, SUITE 300 ATLANTA GA 30328 1 1 President & CEO 0 Common Stock 2026-03-19 4 A 0 74294 0 A 683739 D Common Stock 2026-03-20 4 F 0 474 54.67 D 683265 D Grant of restricted stock, which will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029. Reflects shares of Atlanticus Holdings Corporation common stock withheld to satisfy tax withholding obligations upon the vesting of the restricted stock award, based on the closing price of Atlanticus Holdings Corporation common stock on March 20, 2026. /s/ Jeffrey A. Howard 2026-03-23