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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Unrestricted cash and cash equivalents $ 621,093 $ 375,416
Restricted cash and cash equivalents 146,314 124,220
Loans, interest and fees receivable, at fair value 6,647,882 2,630,274
Loans at amortized cost, net (including $4.1 million and $4.9 million of allowance for credit losses at December 31, 2025 and December 31, 2024, respectively; and $20.1 million and $19.8 million of deferred revenue at December 31, 2025 and December 31, 2024, respectively) 82,884 84,332
Property at cost, net of depreciation 12,589 10,519
Intangible assets, net (Note 3) 30,268 0
Operating lease right-of-use assets 15,104 13,878
Prepaid expenses and other assets 66,954 32,068
Total assets 7,623,088 3,270,707
Liabilities [Abstract]    
Accounts Payable and Accrued Liabilities 284,514 72,088
Operating lease liabilities 25,283 24,188
Notes Payable, net held by VIEs 5,818,761 2,199,448
Senior notes, net 698,562 281,552
Income tax liability 152,138 114,068
Total liabilities 6,979,258 2,691,344
Commitments and contingencies (Note 12)
Shareholders' Equity    
Common stock, no par value, 150,000,000 shares authorized: 14,922,462 and 14,904,192 shares issued and outstanding at December 31, 2025 and December 31, 2024, respectively 0 0
Paid-in capital 102,276 98,278
Retained earnings 506,424 394,628
Total shareholders’ equity attributable to Atlanticus Holdings Corporation 608,700 492,906
Noncontrolling interests (4,870) (3,543)
Total equity 603,830 489,363
Total liabilities, shareholders' equity and temporary equity 7,623,088 3,270,707
Series A Preferred Stock [Member]    
Liabilities [Abstract]    
Series A preferred stock, 400,000 shares issued and outstanding (liquidation preference - $40.0 million) at December 31, 2025 and December 31, 2024 (Note 6) (1) [1] 40,000 40,000
Class B preferred units issued to noncontrolling interests (Note 6) [1] 40,000 40,000
Series B Preferred Stock [Member]    
Liabilities [Abstract]    
Series A preferred stock, 400,000 shares issued and outstanding (liquidation preference - $40.0 million) at December 31, 2025 and December 31, 2024 (Note 6) (1) 0 50,000
Class B preferred units issued to noncontrolling interests (Note 6) 0 50,000
Shareholders' Equity    
Series B preferred stock, no par value, 3,584,131 shares issued and outstanding at December 31, 2025 (liquidation preference - $89.6 million); 3,301,179 shares issued and outstanding at December 31, 2024 (liquidation preference - $82.5 million) (1) [1] $ 0 $ 0
[1] Both the Series A preferred stock and the Series B preferred stock have no par value and are part of the same aggregate 10,000,000 shares authorized.