Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Revenue and other income:
Consumer loans, including past due fees	$ 276,350	$ 242,349	$ 524,005	$ 472,723
Fees and related income on earning assets	94,285	59,506	172,626	107,411
Other revenue	23,185	13,786	42,062	25,681
Total operating revenue and other income	393,820	315,641	738,693	605,815
Other non-operating income	343	382	636	914
Total revenue and other income	394,163	316,023	739,329	606,729
Interest expense	(53,684)	(37,948)	(101,214)	(73,011)
Provision for credit losses	(1,382)	(1,746)	(2,450)	(4,690)
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value	(216,777)	(186,251)	(395,122)	(345,422)
Net margin	122,320	90,078	240,543	183,606
Operating expenses:
Salaries and benefits	(13,381)	(11,973)	(28,884)	(25,285)
Card and loan servicing	(34,085)	(27,698)	(66,237)	(54,520)
Marketing and solicitation	(24,949)	(13,572)	(45,283)	(24,000)
Depreciation	(885)	(653)	(1,682)	(1,307)
Other	(8,874)	(7,579)	(17,443)	(17,070)
Total operating expenses	(82,174)	(61,475)	(159,529)	(122,182)
Income before income taxes	40,146	28,603	81,014	61,424
Income tax expense	(9,856)	(4,476)	(19,602)	(11,478)
Net income	30,290	24,127	61,412	49,946
Net loss attributable to noncontrolling interests	283	153	681	504
Net income attributable to controlling interests	30,573	24,280	62,093	50,450
Preferred stock and preferred unit dividends and discount accretion	(2,222)	(6,308)	(5,796)	(12,600)
Net income attributable to common shareholders	$ 28,351	$ 17,972	$ 56,297	$ 37,850
Net income attributable to common shareholders per common share—basic (in dollars per share)	$ 1.87	$ 1.22	$ 3.72	$ 2.57
Net income attributable to common shareholders per common share—diluted (in dollars per share)	$ 1.51	$ 0.99	$ 3	$ 2.08