Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Revenue:
Consumer loans, including past due fees	$ 141,177	$ 103,643	$ 366,127	$ 306,902
Fees and related income on earning assets	54,085	35,488	140,658	102,532
Other revenue	8,655	4,722	20,546	10,358
Total operating revenue, net	203,917	143,853	527,331	419,792
Other non-operating revenue	32	635	3,458	950
Total revenue	203,949	144,488	530,789	420,742
Interest expense	(12,370)	(12,678)	(38,458)	(38,514)
Provision for losses on loans, interest and fees receivable recorded at net realizable value	(9,238)	(17,028)	(24,469)	(116,894)
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	(58,727)	(32,298)	(144,981)	(73,156)
Net margin	123,614	82,484	322,881	192,178
Operating expense:
Salaries and benefits	8,455	6,624	24,577	20,642
Card and loan servicing	19,239	16,309	54,838	47,747
Marketing and solicitation	16,462	7,016	40,441	26,523
Depreciation	268	327	900	932
Other	5,128	3,945	16,068	13,332
Total operating expense	49,552	34,221	136,824	109,176
Loss on repurchase and redemption of convertible senior notes	16,184	0	29,439	0
Income before income taxes	57,878	48,263	156,618	83,002
Income tax expense	(10,781)	(9,456)	(28,668)	(15,716)
Net income	47,097	38,807	127,950	67,286
Net (income) loss attributable to noncontrolling interests	(123)	48	(25)	159
Net income attributable to controlling interests	46,974	38,855	127,925	67,445
Preferred dividends and discount accretion	(6,629)	(4,788)	(16,054)	(12,283)
Net income attributable to common shareholders	$ 40,345	$ 34,067	$ 111,871	$ 55,162
Net income attributable to common shareholders per common share—basic (in dollars per share)	$ 2.67	$ 2.35	$ 7.41	$ 3.81
Net income attributable to common shareholders per common share—diluted (in dollars per share)	$ 1.96	$ 1.72	$ 5.43	$ 2.85