Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Unrestricted cash and cash equivalents	$ 178,102	$ 135,379
Restricted cash and cash equivalents	80,859	41,015
Loans, interest and fees receivable:
Loans, interest and fees receivable, at fair value	417,098	4,386
Loans, interest and fees receivable, gross	667,556	998,209
Allowances for uncollectible loans, interest and fees receivable (including $120.9 million and $168.8 million associated with variable interest entities at December 31, 2020 and December 31, 2019, respectively)	(124,961)	(186,329)
Deferred revenue (including $10.3 million and $40.7 million associated with variable interest entities at December 31, 2020 and December 31, 2019, respectively)	(39,456)	(90,307)
Net loans, interest and fees receivable	920,237	725,959
Property at cost, net of depreciation	2,240	2,738
Investments in equity-method investee	1,415	1,957
Operating lease right-of-use assets	9,181	14,091
Prepaid expenses and other assets	15,180	15,127
Total assets	1,207,214	936,266
Liabilities
Accounts payable and accrued expenses	41,731	41,617
Operating lease liabilities	13,776	22,259
Notes Payable, net held by VIEs	882,610	749,209
Notes payable associated with structured financings, at fair value (associated with variable interest entities)	2,919	3,920
Convertible senior notes	24,386	24,091
Income tax liability	25,932	5,785
Total liabilities	991,354	846,881
Commitments and contingencies (Note 11)
Shareholders' Equity
Common stock, no par value, 150,000,000 shares authorized: 16,115,353 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at December 31, 2020; and 15,885,314 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at December 31, 2019
Paid-in capital	194,950	212,692
Accumulated other comprehensive income
Retained deficit	(117,666)	(211,786)
Total shareholders’ equity	77,284	906
Noncontrolling interests	(774)	(571)
Total equity	76,510	335
Total liabilities, preferred stock and shareholders' equity	1,207,214	936,266
Series A Preferred Stock [Member]
Liabilities
Preferred stock	40,000	40,000
Series B Preferred Stock [Member]
Liabilities
Preferred stock	$ 99,350	$ 49,050