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Note 9 - Notes Payable and Variable Interest Entities - Schedule of Notes Payable at Face Value and Notes Payable to Related Parties (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Revolving credit facilities $ 720,687 $ 389,707
Amortizing debt facilities 28,522 1,220
Notes payable to related parties 40,000
Total notes payable before unamortized debt issuance costs and discounts 758,900 [1] 437,900
Unamortized debt issuance costs and discounts (9,700) [1] (7,000)
Total notes payable outstanding 749,200 [1] 430,900
Other Secured Debt [Member]    
Amortizing debt facilities 1,200 [1] 1,200
Phoenix [Member]    
Unsecured term debt (expiring August 26, 2024) with an annual rate equal to 8.0% (3) [2] 17,400 [1]
Amortizing Debt Facility Two [Member]    
Amortizing debt facilities [2],[3],[4],[5] 10,000
Senior Secured Term Loan Facility [Member]    
Notes payable to related parties [2] [1] 40,000
Revolving Credit Facility Expiring November 1, 2020 [Member]    
Revolving credit facilities [2],[5],[6] 39,100 [1] 30,000
Revolving Credit Facility Expiring October 30, 2022 [Member]    
Revolving credit facilities [2],[3],[4],[5] 40,500 [1] 49,900
Revolving Credit Facility Expiring March 31, 2020 [Member]    
Revolving credit facilities [3],[4],[5] 19,400 [1]
Revolving Credit Facility Expiring February 8, 2022 [Member]    
Revolving credit facilities [2],[3],[4],[7] 25,800 [1] 61,000
Revolving Credit Facility Expiring June 11, 2021 [Member]    
Revolving credit facilities [2],[3],[4],[7] [1] 80,500
Revolving Credit Facility Expiring July 15 2021 [Member]    
Revolving credit facilities [3],[4],[5] 14,600 [1]
Revolving Credit Facility Expiring November 16, 2020 [Member]    
Revolving credit facilities [2],[3],[4],[7] 8,000
Revolving Credit Facility Expiring November 15, 2023 [Member]    
Revolving credit facilities [2],[3],[4],[7] 167,300 [1] 167,300
Revolving Credit Facility Expiring December 15, 2022 [Member]    
Revolving credit facilities [2],[3],[4],[7] 200,000 [1]
Revolving Credit Facility Expiring May 15, 2024 [Member]    
Revolving credit facilities [2],[3],[4],[7] 200,000 [1]
Revolving Credit Facility Expiring December 21, 2020 [Member]    
Revolving credit facilities [2],[3],[4],[5] 8,600 [1]
Revolving Credit Facility Expiring September 19, 2021 [Member]    
Revolving credit facilities $ 15,000 [1],[2],[3],[4],[5]
[1] As of December 31, 2019, the LIBOR rate was 1.75% and the prime rate was 4.75%.
[2] See below for additional information.
[3] Loans are associated with variable interest entities.
[4] Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[5] These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[6] Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations.
[7] Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.