Note 2 - Significant Accounting Policies and Consolidated Financial Statement Components (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

For the Year ended December 31, 2019	Credit Cards			Auto Finance			Other Unsecured Lending Products			Total
Allowance for uncollectible loans, interest and fees receivable:
Balance at beginning of period	$	(35.4	)	$	(1.3	)	$	(42.5	)	$	(79.2	)
Provision for loan losses		(161.5	)		(3.5	)		(83.4	)		(248.4	)
Charge offs		80.2			4.6			68.1			152.9
Recoveries		(4.6	)		(1.4	)		(5.6	)		(11.6	)
Balance at end of period	$	(121.3	)	$	(1.6	)	$	(63.4	)	$	(186.3	)

As of December 31, 2019	Credit Cards			Auto Finance			Other Unsecured Lending Products			Total
Allowance for uncollectible loans, interest and fees receivable:
Balance at end of period individually evaluated for impairment	$	—		$	(0.4	)	$	(0.1	)	$	(0.5	)
Balance at end of period collectively evaluated for impairment	$	(121.3	)	$	(1.2	)	$	(63.3	)	$	(185.8	)
Loans, interest and fees receivable:
Loans, interest and fees receivable, gross	$	509.2		$	89.8		$	399.2		$	998.2
Loans, interest and fees receivable individually evaluated for impairment	$	—		$	2.1		$	0.1		$	2.2
Loans, interest and fees receivable collectively evaluated for impairment	$	509.2		$	87.7		$	399.1		$	996.0

For the Year ended December 31, 2018	Credit Cards			Auto Finance			Other Unsecured Lending Products			Total
Allowance for uncollectible loans, interest and fees receivable:
Balance at beginning of period	$	(18.2	)	$	(2.3	)	$	(42.5	)	$	(63.0	)
Provision for loan losses		(46.6	)		(0.3	)		(53.4	)		(100.3	)
Charge offs		29.9			2.2			58.2			90.3
Recoveries		(0.5	)		(0.9	)		(4.8	)		(6.2	)
Balance at end of period	$	(35.4	)	$	(1.3	)	$	(42.5	)	$	(79.2	)

As of December 31, 2018	Credit Cards			Auto Finance			Other Unsecured Lending Products			Total
Allowance for uncollectible loans, interest and fees receivable:
Balance at end of period individually evaluated for impairment	$	—		$	(0.2	)	$	(0.1	)	$	(0.3	)
Balance at end of period collectively evaluated for impairment	$	(35.4	)	$	(1.1	)	$	(42.4	)	$	(78.9	)
Loans, interest and fees receivable:
Loans, interest and fees receivable, gross	$	188.6		$	88.1		$	264.6		$	541.3
Loans, interest and fees receivable individually evaluated for impairment	$	—		$	0.4		$	0.1		$	0.5
Loans, interest and fees receivable collectively evaluated for impairment	$	188.6		$	87.7		$	264.5		$	540.8

Financing Receivable, Past Due [Table Text Block]

As of December 31, 2019	Credit Cards		Auto Finance		Other Unsecured Lending Products		Total
30-59 days past due	$	21.7	$	8.1	$	14.0	$	43.8
60-89 days past due		18.5		3.0		11.5		33.0
90 or more days past due		46.6		2.6		27.2		76.4
Delinquent loans, interest and fees receivable, gross		86.8		13.7		52.7		153.2
Current loans, interest and fees receivable, gross		422.4		76.1		346.5		845.0
Total loans, interest and fees receivable, gross	$	509.2	$	89.8	$	399.2	$	998.2
Balance of loans greater than 90-days delinquent still accruing interest and fees	$	—	$	1.9	$	—	$	1.9

As of December 31, 2018	Credit Cards		Auto Finance		Other Unsecured Lending Products		Total
30-59 days past due	$	7.1	$	7.9	$	9.7	$	24.7
60-89 days past due		5.3		2.8		7.6		15.7
90 or more days past due		12.3		2.2		18.5		33.0
Delinquent loans, interest and fees receivable, gross		24.7		12.9		35.8		73.4
Current loans, interest and fees receivable, gross		163.9		75.2		228.8		467.9
Total loans, interest and fees receivable, gross	$	188.6	$	88.1	$	264.6	$	541.3
Balance of loans greater than 90-days delinquent still accruing interest and fees	$	—	$	1.5	$	—	$	1.5

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	As of
	December 31, 2019				December 31, 2018
	Point-of-sale		Direct-to-consumer		Point-of-sale		Direct-to-consumer
Number of TDRs		10,682		14,553		6,095		3,584
Number of TDRs that have been re-aged		2,788		2,854		2,759		1,111
Amount of TDRs on non-accrual status (in thousands)	$	14,468	$	13,037	$	4,885	$	1,942
Amount of TDRs on non-accrual status above that have been re-aged (in thousands)	$	5,118	$	3,104	$	3,782	$	955
Carrying value of TDRs (in thousands)	$	8,864	$	7,312	$	3,333	$	1,363
TDRs - Performing (carrying value, in thousands)*	$	6,754	$	6,106	$	2,525	$	1,191
TDRs - Nonperforming (carrying value, in thousands)*	$	2,110	$	1,206	$	808	$	172

	Twelve Months Ended
	December 31, 2019				December 31, 2018
	Point-of-sale		Direct-to-consumer		Point-of-sale		Direct-to-consumer
Number of accounts		2,835		3,339		6,903		5,415
Loan balance at time of charge off (in thousands)	$	4,397	$	3,545	$	9,634	$	4,963

Components of Fees and Related Income on Earning Assets [Table Text Block]

	Year Ended December 31,
	2019			2018
Fees on credit products	$	68,639		$	25,694
Changes in fair value of loans, interest and fees receivable recorded at fair value		1,251			606
Changes in fair value of notes payable associated with structured financings recorded at fair value		1,731			3,589
Other		(474	)		103
Total fees and related income on earning assets	$	71,147		$	29,992

Disaggregation of Revenue [Table Text Block]

	Credit and
For the Year ended December 31, 2019	Other Investments		Auto Finance		Total
Interchange revenues, net (1)	$	8,495	$	—	$	8,495
Servicing income		857		929		1,786
Service charges and other customer related fees		3,407		66		3,473
Total revenue from contracts with customers	$	12,759	$	995	$	13,754

	Credit and
For the Year ended December 31, 2018	Other Investments		Auto Finance		Total
Interchange revenues, net (1)	$	2,881	$	—	$	2,881
Servicing income		947		1,022		1,969
Service charges and other customer related fees		637		69		706
Total revenue from contracts with customers	$	4,465	$	1,091	$	5,556