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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Assets    
Unrestricted cash and cash equivalents $ 135,379 $ 60,968
Restricted cash and cash equivalents 41,015 80,786
Loans, interest and fees receivable:    
Loans, interest and fees receivable, at fair value 4,386 6,306
Loans, interest and fees receivable, gross 998,209 541,344
Allowances for uncollectible loans, interest and fees receivable (186,329) (79,211)
Deferred revenue (90,307) (43,897)
Net loans, interest and fees receivable 725,959 424,542
Property at cost, net of depreciation 2,738 3,625
Investments in equity-method investee 1,957 2,476
Deposits 104 124
Operating lease right-of-use assets 14,091
Prepaid expenses and other assets 15,023 10,087
Total assets 936,266 582,608
Liabilities    
Accounts payable and accrued expenses 41,617 105,765
Operating lease liabilities 22,259
Notes payable, at face value 749,209 390,927
Notes payable to related parties 40,000
Notes payable associated with structured financings, at fair value (associated with variable interest entities) 3,920 5,651
Convertible senior notes 24,091 62,142
Income tax liability 5,785 252
Total liabilities 846,881 604,737
Commitments and contingencies (Note 11)
Shareholders' Equity    
Common stock, no par value, 150,000,000 shares authorized: 15,885,314 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at December 31, 2019; and 15,563,574 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at December 31, 2018
Paid-in capital 212,692 213,435
Accumulated other comprehensive income 3,558
Retained deficit (211,786) (238,784)
Total shareholders’ equity (deficit) 906 (21,791)
Noncontrolling interests (571) (338)
Total equity (deficit) 335 (22,129)
Total liabilities, preferred stock and shareholders' equity (deficit) 936,266 582,608
Series A Preferred Stock [Member]    
Liabilities    
Preferred stock, no par value, 10,000,000 shares authorized: Series A preferred stock, 400,000 shares issued and outstanding at December 31, 2019; 0 shares at December 31, 2018 (Note 4) 40,000
Series B Preferred Stock [Member]    
Liabilities    
Preferred stock, no par value, 10,000,000 shares authorized: Series A preferred stock, 400,000 shares issued and outstanding at December 31, 2019; 0 shares at December 31, 2018 (Note 4) $ 49,050