Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Operating activities
Net income (loss)	$ 5,655	$ (4,719)
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Depreciation, amortization and accretion, net	1,769	229
Losses upon impairment of loans, interest and fees receivable recorded at fair value	254	1,791
Provision for losses on loans, interest and fees receivable	34,598	15,991
Interest expense from accretion of discount on notes	233	216
Income from accretion of discount associated with receivables purchases	(21,862)	(18,020)
Unrealized gain on loans, interest and fees receivable and underlying notes payable held at fair value	(874)	(1,313)
Amortization of deferred loan costs	696	390
Income from equity-method investments	(227)	(9)
Deferred stock-based compensation costs	412	254
Lease liability payments	(2,492)	(2,523)
Changes in assets and liabilities:
Increase in uncollected fees on earning assets	(165)	(802)
Increase in income tax liability	48	333
Increase in deposits	(1)	(20)
Increase (decrease) in accounts payable and accrued expenses	13,710	(1,800)
Other	(1,769)	(235)
Net cash provided by (used in) operating activities	29,985	(10,237)
Investing activities
Proceeds from equity-method investees	443	692
Investments in earning assets	(164,935)	(125,768)
Proceeds from earning assets	141,354	116,164
Purchases and development of property, net of disposals	(48)	(21)
Net cash used in investing activities	(23,186)	(8,933)
Financing activities
Proceeds from exercise of stock options	1,065
Purchase and retirement of outstanding stock	(21)	(14)
Proceeds from borrowings	89,661	89,538
Repayment of borrowings	(73,105)	(73,996)
Net cash provided by financing activities	17,600	15,528
Effect of exchange rate changes on cash	80	(362)
Net increase (decrease) in cash and cash equivalents	24,479	(4,004)
Cash and cash equivalents and restricted cash at beginning of period	141,754	70,658
Cash and cash equivalents and restricted cash at end of period	166,233	66,654
Supplemental cash flow information
Cash paid for interest	3,894	8,718
Net cash income tax payments (refunds)	$ 190	$ (189)