XML 19 R4.htm IDEA: XBRL DOCUMENT v3.19.1
Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest income:    
Consumer loans, including past due fees $ 50,390 $ 35,681
Other 69 45
Total interest income 50,459 35,726
Interest expense (11,146) (8,153)
Net interest income before fees and related income on earning assets and provision for losses on loans, interest and fees receivable 39,313 27,573
Fees and related income on earning assets 11,264 6,214
Net losses upon impairment of loans, interest and fees receivable recorded at fair value (254) (1,791)
Provision for losses on loans, interest and fees receivable recorded at net realizable value (34,598) (15,991)
Net interest income, fees and related income on earning assets 15,725 16,005
Other operating income:    
Servicing income 2,060 1,148
Other income 16,844 516
Equity in income of equity-method investees 227 9
Total other operating income 17,757 1,157
Other operating expense:    
Salaries and benefits 6,591 6,298
Card and loan servicing 10,444 9,164
Marketing and solicitation 6,387 2,346
Depreciation 289 229
Other 3,878 3,700
Total other operating expense 27,589 21,737
Income (loss) before income taxes 5,893 (4,575)
Income tax expense (238) (144)
Net income (loss) 5,655 (4,719)
Net loss attributable to noncontrolling interests 58 49
Net income (loss) attributable to controlling interests $ 5,713 $ (4,670)
Net income (loss) attributable to controlling interests per common share—basic (in dollars per share) $ 0.40 $ (0.34)
Net income (loss) attributable to controlling interests per common share—diluted (in dollars per share) $ 0.39 $ (0.34)
Servicing Income [Member]    
Other operating income:    
Servicing income $ 686 $ 632