Note 1 - Description of Business and Significant Accounting Policies - Impact of Adoption (Details) - USD ($)		3 Months Ended		12 Months Ended
	Jan. 01, 2024	Mar. 31, 2026	Mar. 31, 2025	Dec. 31, 2025	Jan. 01, 2026	Jan. 01, 2025	Dec. 31, 2024
Reinsurance related assets		$ 1,161,828		$ 1,177,656
Premium income		3,904,202	$ 4,419,593
Balance	$ 10,331,077	12,418,597	12,961,237	12,997,354			$ 13,959,766
Deferred acquisition costs, net		4,732,821		4,739,627
Policy benefits		1,148,181	2,092,539
Deferred tax asset, net of valuation allowance		3,139,030		3,000,912
Increase in policyholder reserves		2,069,702	1,673,870
Policyholder benefit reserves		45,435,165		44,559,453
Total Assets		149,861,090		148,680,102
Amortization of deferred acquisition costs		214,934	167,924
Accumulated Deficit, net of taxes		(11,070,961)		(10,739,528)
Deferred federal income tax benefit		94,538	216,319
Accumulated Other Comprehensive Income (Loss), net of taxes		(301,422)		(44,212)
Net liability for future policy benefits, after reinsurance recoverable		45,435,165		44,559,453
Deposit-type contracts		88,062,296		87,824,261
Net loss		(331,433)	$ (1,347,440)
Total Liabilities		$ 137,442,493		135,682,748
Net loss per common share, basic and diluted (in dollars per share)		$ (0.04)	$ (0.17)
Effects of discount rate changes, net of tax		$ 249,728	$ (236,308)
Comprehensive loss		(588,643)	(1,008,415)
Other comprehensive income		(257,210)	339,025
Cash flows from operating activities		2,134,559	2,253,158
Deferred acquisition costs amortized		(214,933)	(167,924)
Deferred tax assets, net of valuation allowance		(138,118)	(333,255)
Change in reinsurance related assets		56,674	(419,501)
Change in policy owner benefit reserves		1,468,963	1,744,897
Previously Reported [Member]
Reinsurance related assets			870,616				522,142
Premium income			4,419,593
Balance			(13,907,744)			$ 10,630,418	(13,111,132)
Deferred acquisition costs, net			3,957,070				3,908,636
Policy benefits			2,092,539
Deferred tax asset, net of valuation allowance			4,003,493				3,747,111
Increase in policyholder reserves			1,565,550
Policyholder benefit reserves			41,499,062				39,898,138
Total Assets			8,831,179				8,177,889
Amortization of deferred acquisition costs			307,263
Accumulated Deficit, net of taxes			(11,392,901)				(10,020,956)
Deferred federal income tax benefit			222,833
Accumulated Other Comprehensive Income (Loss), net of taxes			(2,514,843)			(3,090,176)	(3,090,176)
Deposit-type contracts			74,759,710				77,940,378
Net loss			(1,371,945)
Total Liabilities			$ 116,258,772				117,838,516
Net loss per common share, basic and diluted (in dollars per share)			$ (0.18)
Effects of discount rate changes, net of tax			$ 0
Comprehensive loss			(796,612)
Other comprehensive income			575,333
Cash flows from operating activities			2,253,158
Deferred acquisition costs amortized			307,262
Deferred tax assets, net of valuation allowance			(256,382)
Change in reinsurance related assets			(467,236)
Change in policy owner benefit reserves			1,600,924
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Reinsurance related assets			1,208,387				788,886
Premium income			4,419,593
Balance	12,444,494		(10,790,199)			13,959,766	(9,781,784)
Deferred acquisition costs, net			4,585,245				4,402,995
Policy benefits			2,092,539
Deferred tax asset, net of valuation allowance			3,144,992				2,862,157
Increase in policyholder reserves			1,673,870
Policyholder benefit reserves			38,488,961				36,444,940
Total Assets			8,938,624				8,054,038
Amortization of deferred acquisition costs			167,924
Accumulated Deficit, net of taxes			(11,300,126)				(9,952,686)
Deferred federal income tax benefit			216,319
Accumulated Other Comprehensive Income (Loss), net of taxes			509,927			170,902	170,902
Deposit-type contracts			74,759,710				77,940,378
Net loss			(1,347,440)
Total Liabilities			$ 113,248,671				114,385,318
Net loss per common share, basic and diluted (in dollars per share)			$ (0.17)
Effects of discount rate changes, net of tax			$ (236,308)
Comprehensive loss			(1,008,415)
Other comprehensive income			339,025
Cash flows from operating activities			2,253,158
Deferred acquisition costs amortized			167,924
Deferred tax assets, net of valuation allowance			(333,255)
Change in reinsurance related assets			(419,501)
Change in policy owner benefit reserves			1,744,897
Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	(1,423)
Balance	2,113,417
Accumulated Other Comprehensive Income (Loss)	2,676,634
Accumulated Deficit, taxes	299
Accumulated Other Comprehensive Income (Loss), taxes	(562,093)
Accumulated Deficit, net of taxes	(1,124)
Accumulated Other Comprehensive Income (Loss), net of taxes	2,114,541
Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Effect of Modified Retrospective Application Accounting Standards Update 2018-12 [Member]
Reinsurance related assets			337,771				266,744
Premium income			0
Balance			3,117,545			3,329,348	3,329,348
Deferred acquisition costs, net			628,175				494,359
Policy benefits			0
Deferred tax asset, net of valuation allowance			(858,501)				(884,954)
Increase in policyholder reserves			108,320
Policyholder benefit reserves			(3,010,101)				(3,453,198)
Total Assets			107,445				(123,851)
Amortization of deferred acquisition costs			(139,339)
Accumulated Deficit, net of taxes			92,775				68,270
Deferred federal income tax benefit			(6,514)
Accumulated Other Comprehensive Income (Loss), net of taxes			3,024,770			3,261,078	3,261,078
Deposit-type contracts			0				0
Net loss			24,505
Total Liabilities			$ (3,010,101)				(3,453,198)
Net loss per common share, basic and diluted (in dollars per share)			$ 0
Effects of discount rate changes, net of tax			$ (236,308)
Comprehensive loss			(211,803)
Other comprehensive income			(236,308)
Cash flows from operating activities			0
Deferred acquisition costs amortized			(139,338)
Deferred tax assets, net of valuation allowance			(76,873)
Change in reinsurance related assets			47,735
Change in policy owner benefit reserves			143,973
Fixed Annuity [Member]
Deferred acquisition costs, net		2,798,198	3,126,028	2,914,533			3,052,792
Amortization of deferred acquisition costs		100,608	118,388
Fixed Annuity [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	0
Accumulated Other Comprehensive Income (Loss)	0
Individual Life Products [Member]
Balance	1,547,086
Balance	32,472,540
Policyholder benefit reserves	30,925,454
Less: Reinsurance recoverable	69,160
Net liability for future policy benefits, after reinsurance recoverable	30,856,294
Individual Life Products [Member] | Previously Reported [Member]
Balance	1,702,286
Balance	35,351,428
Individual Life Products [Member] | Accounting Standards Update 2018-12 [Member] | Effect of Modified Retrospective Application Accounting Standards Update 2018-12 [Member]
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date	0
Effect of change in discount rate assumptions	(2,878,888)
Impact of deferred profit liability	1
Beginning balance at original discount rate	1,702,287
Impact of flooring	18,217
Effect of change in discount rate assumptions	(173,418)
Individual Life Products [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	(1,424)
Accumulated Other Comprehensive Income (Loss)	2,677,633
Critical Illness Products [Member]
Balance	10,887
Balance	11,215
Policyholder benefit reserves	328
Less: Reinsurance recoverable	(1,015)
Net liability for future policy benefits, after reinsurance recoverable	1,343
Critical Illness Products [Member] | Previously Reported [Member]
Balance	11,632
Balance	12,501
Critical Illness Products [Member] | Accounting Standards Update 2018-12 [Member] | Effect of Modified Retrospective Application Accounting Standards Update 2018-12 [Member]
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date	0
Effect of change in discount rate assumptions	(1,286)
Impact of deferred profit liability	(1)
Beginning balance at original discount rate	11,631
Impact of flooring	78
Effect of change in discount rate assumptions	(822)
Universal Life [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	0
Accumulated Other Comprehensive Income (Loss)	0
Individual Life and Critical Illness Products [Member]
Balance	1,557,973					409,743
Balance		48,095,225		46,382,398	$ 46,382,398	40,664,768
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date		2,649,883		9,156,920
Effect of change in discount rate assumptions		(4,274,275)		(3,619,195)	42,763,203
Balance	32,483,755	43,820,950		42,763,203		36,233,321
Beginning balance at original discount rate						660,847
Policyholder benefit reserves	30,925,782
Impact of flooring		7,312		7,570
Less: Reinsurance recoverable	68,145	452,152		411,282
Effect of change in discount rate assumptions		(186,941)		(133,448)
Net liability for future policy benefits, after reinsurance recoverable	30,857,637
Individual Life and Critical Illness Products [Member] | Previously Reported [Member]
Balance	1,713,918
Balance	35,363,929
Individual Life and Critical Illness Products [Member] | Accounting Standards Update 2018-12 [Member] | Effect of Modified Retrospective Application Accounting Standards Update 2018-12 [Member]
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date	0
Effect of change in discount rate assumptions	(2,880,174)
Impact of deferred profit liability	0
Beginning balance at original discount rate	1,713,918
Impact of flooring	18,295
Effect of change in discount rate assumptions	(174,240)
Critical Illness [Member]
Balance						10,179
Balance		13,022		12,582	12,582	12,947
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date		426		1,728
Effect of change in discount rate assumptions		(2,176)		(1,952)	$ 10,630
Deferred acquisition costs, net		64		0			$ 17
Balance		10,846		10,630		10,698
Beginning balance at original discount rate						$ 11,560
Amortization of deferred acquisition costs		107	$ 2
Impact of flooring		7,312		7,570
Less: Reinsurance recoverable		(10,616)		(9,962)
Effect of change in discount rate assumptions		$ (2,095)		$ (1,794)
Critical Illness [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	1
Accumulated Other Comprehensive Income (Loss)	$ (999)
Common Stock [Member]
Balance (in shares)	7,748,922	7,788,922	7,748,922	7,788,922			7,748,922
Balance	$ 774,893	$ 778,893	$ 774,893	$ 778,893			$ 774,893
Net loss		0	0
Other comprehensive income		0	0
Common Stock [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance (in shares)	7,748,922
Balance	$ 774,893
Common Stock [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance (in shares)	0
Balance	$ 0
Additional Paid-in Capital [Member]
Balance	22,964,490	23,012,087	22,976,543	23,002,201			22,966,657
Net loss		0	0
Other comprehensive income		0	0
Additional Paid-in Capital [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	22,964,490
Additional Paid-in Capital [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	0
Retained Earnings [Member]
Balance	(10,491,934)	(11,070,961)	(11,300,126)	(10,739,528)			(9,952,686)
Net loss		(331,433)	(1,347,440)
Other comprehensive income		0	0
Retained Earnings [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	(10,493,058)
Retained Earnings [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	(1,124)
AOCI Attributable to Parent [Member]
Balance	(2,916,372)	(301,422)	509,927	$ (44,212)			$ 170,902
Net loss		0	0
Other comprehensive income		$ (257,210)	$ 339,025
AOCI Attributable to Parent [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	(801,831)
AOCI Attributable to Parent [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	$ 2,114,541