Note 1 - Description of Business and Significant Accounting Policies - Accounting Standards Update and Change in Accounting Principle (Details) - USD ($)		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2025	Dec. 31, 2024	Jan. 01, 2025	Jan. 01, 2024
Balance at December 31, 2023			$ 410,721	$ 409,743	$ 1,469,822
Balance		$ 12,997,354	13,959,766
Reinsurance related assets		1,177,656	788,886
Premium income		17,347,856	15,338,053
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date		9,156,920	7,563,587
Deferred acquisition costs, net		4,739,627	4,402,996
Policy benefits		7,324,481	6,883,283
Deferred tax asset, net of valuation allowance		3,000,912	2,862,157
Increase in policyholder reserves		6,705,244	5,973,329
Beginning balance at original discount rate			681,815	660,847	1,644,062
Total		148,680,102	131,170,132
Amortization of deferred acquisition costs		748,446	945,922
Accumulated Deficit, net of taxes		(10,739,528)	(9,952,686)
Impact of flooring		7,570	6,402
Accumulated Other Comprehensive Income (Loss), net of taxes		(44,212)	170,902
Deferred income tax benefit (expense)		(411,525)	54,232
Policyholder benefit reserves		44,559,453	36,444,940
Effect of change in discount rate assumptions		(133,448)	(251,094)
Net income (loss)		(786,842)	540,372
Deposit-type contracts		$ 87,824,261	$ 77,940,378
Net income per common share, basic and diluted (in dollars per share)		$ (0.1)	$ 0.07
Total		$ 135,682,748	$ 117,210,366
Balance at December 31, 2023		46,382,398	40,661,578	(5,682,746)	35,363,929
Accumulated deficit		(10,739,528)	(9,952,686)
Effect of change in discount rate assumptions		(3,619,195)	(4,431,347)
Accumulated other comprehensive (loss) income		(44,212)	170,902
Comprehensive income (loss)		(1,001,956)	1,513,105
Balance at January 1, 2024		42,763,203	36,230,231	36,233,321	32,483,757
Policyholder benefit reserves		44,559,453	36,444,940
Less: Reinsurance recoverable		411,282	368,071
Other comprehensive income (loss)		(215,114)	972,733
Net liability for future policy benefits, after reinsurance recoverable		44,559,453	36,444,940
Cash flows from operating activities		8,885,836	9,175,556
Deferred acquisition costs amortized		(748,447)	(945,922)
Deferred income taxes		138,755	(1,287,382)
Change in reinsurance related assets		658,144	(546,407)
Change in policy owner benefit reserves		7,575,880	5,211,077
Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	$ (1,423)
Accumulated Other Comprehensive Income (Loss)	2,676,634
Accumulated Deficit, taxes	299
Accumulated Other Comprehensive Income (Loss), taxes	(562,093)
Accumulated Deficit, net of taxes	(1,124)
Accumulated Other Comprehensive Income (Loss), net of taxes	2,114,541
Accumulated deficit	(1,124)
Accumulated other comprehensive (loss) income	2,114,541
Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	12,444,494		(9,781,784)		12,444,494
Reinsurance related assets			788,886
Premium income			15,338,053
Deferred acquisition costs, net			4,402,995
Policy benefits			6,883,283
Deferred tax asset, net of valuation allowance			2,862,157
Increase in policyholder reserves			5,973,329
Total			8,054,038
Amortization of deferred acquisition costs			945,922
Accumulated Deficit, net of taxes			(9,952,686)
Accumulated Other Comprehensive Income (Loss), net of taxes			170,902
Deferred income tax benefit (expense)			(54,232)
Policyholder benefit reserves			36,444,940
Net income (loss)			540,372
Deposit-type contracts			$ 77,940,378
Net income per common share, basic and diluted (in dollars per share)			$ 0.07
Total			$ 114,385,318
Accumulated deficit			(9,952,686)
Change in the effect of discount rate assumptions on the liability for future policy benefits, net of reinsurance, net of tax			1,146,537
Accumulated other comprehensive (loss) income			170,902
Comprehensive income (loss)			1,513,105
Policyholder benefit reserves			36,444,940
Other comprehensive income (loss)			1,146,537
Cash flows from operating activities			9,175,556
Deferred acquisition costs amortized			946,160
Deferred income taxes			1,287,382
Change in reinsurance related assets			1,084,905
Change in policy owner benefit reserves			5,211,077
Fixed Annuity [Member]
Deferred acquisition costs, net	3,744,583	2,914,533	3,052,792
Amortization of deferred acquisition costs		436,183	457,841
Fixed Annuity [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	0
Accumulated Other Comprehensive Income (Loss)	0
Individual Life Products [Member]
Balance at December 31, 2023	1,702,286				1,547,086
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date	0
Impact of deferred profit liability	1
Beginning balance at original discount rate	1,702,287
Impact of flooring					18,217
Policyholder benefit reserves					30,925,454
Effect of change in discount rate assumptions					(173,418)
Balance at December 31, 2023	35,351,428
Effect of change in discount rate assumptions					(2,878,888)
Balance at January 1, 2024					32,472,540
Policyholder benefit reserves					30,925,454
Less: Reinsurance recoverable					69,160
Net liability for future policy benefits, after reinsurance recoverable					30,856,294
Individual Life Products [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	(1,424)
Accumulated Other Comprehensive Income (Loss)	2,677,633
Critical Illness Products [Member]
Balance at December 31, 2023	11,632				10,887
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date	0
Impact of deferred profit liability	(1)
Beginning balance at original discount rate	11,631
Impact of flooring					78
Policyholder benefit reserves					328
Effect of change in discount rate assumptions					(822)
Balance at December 31, 2023	12,501
Effect of change in discount rate assumptions					(1,286)
Balance at January 1, 2024					11,215
Policyholder benefit reserves					328
Less: Reinsurance recoverable					(1,015)
Net liability for future policy benefits, after reinsurance recoverable					1,343
Universal Life [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	0
Accumulated Other Comprehensive Income (Loss)	0
Individual Life and Critical Illness Products [Member]
Balance at December 31, 2023	1,713,918				1,557,973
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date	0
Impact of deferred profit liability	0
Beginning balance at original discount rate	1,713,918
Impact of flooring					18,295
Policyholder benefit reserves					30,925,782
Effect of change in discount rate assumptions					(174,240)
Balance at December 31, 2023	35,363,929
Effect of change in discount rate assumptions					(2,880,174)
Balance at January 1, 2024					32,483,755
Policyholder benefit reserves					30,925,782
Less: Reinsurance recoverable					68,145
Net liability for future policy benefits, after reinsurance recoverable					30,857,637
Critical Illness [Member]
Balance at December 31, 2023			10,179	10,179	10,810
Impact to retained earnings (accumulated deficit) from capping of net premium ratio at transition date		1,728	981
Deferred acquisition costs, net	0	0	17
Beginning balance at original discount rate			11,560	11,560	11,632
Amortization of deferred acquisition costs		17	125
Impact of flooring		7,570	0
Effect of change in discount rate assumptions		(1,794)	(1,381)
Balance at December 31, 2023		12,582	12,947	12,947	12,500
Effect of change in discount rate assumptions		(1,952)	(2,249)
Balance at January 1, 2024		10,630	10,698	$ 10,698	11,215
Less: Reinsurance recoverable		$ (9,962)	(6,630)
Critical Illness [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Accumulated Deficit	1
Accumulated Other Comprehensive Income (Loss)	(999)
Previously Reported [Member]
Balance	10,331,077		(13,111,132)		10,630,418
Reinsurance related assets			522,142
Premium income			15,338,053
Deferred acquisition costs, net			3,908,636
Policy benefits			6,883,283
Deferred tax asset, net of valuation allowance			3,747,111
Increase in policyholder reserves			5,566,210
Total			8,177,889
Amortization of deferred acquisition costs			1,440,520
Accumulated Deficit, net of taxes			(10,020,956)
Accumulated Other Comprehensive Income (Loss), net of taxes			(3,090,176)
Deferred income tax benefit (expense)			(36,147)
Policyholder benefit reserves			39,898,138
Net income (loss)			470,978
Deposit-type contracts			$ 77,940,378
Net income per common share, basic and diluted (in dollars per share)			$ 0.06
Total			$ 117,838,516
Accumulated deficit			(10,020,956)
Change in the effect of discount rate assumptions on the liability for future policy benefits, net of reinsurance, net of tax			0
Accumulated other comprehensive (loss) income			(3,090,176)
Comprehensive income (loss)			297,174
Policyholder benefit reserves			39,898,138
Other comprehensive income (loss)			(173,804)
Cash flows from operating activities			9,175,556
Deferred acquisition costs amortized			1,440,520
Deferred income taxes			141,796
Change in reinsurance related assets			813,151
Change in policy owner benefit reserves			5,664,953
Revision of Prior Period, Change in Accounting Principle, Adjustment [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	$ 2,113,417		3,329,348		1,814,076
Reinsurance related assets			266,744
Premium income			0
Deferred acquisition costs, net			494,359
Policy benefits			0
Deferred tax asset, net of valuation allowance			(884,954)
Increase in policyholder reserves			407,119
Total			(123,851)
Amortization of deferred acquisition costs			(494,598)
Accumulated Deficit, net of taxes			68,270
Accumulated Other Comprehensive Income (Loss), net of taxes			3,261,078
Deferred income tax benefit (expense)			(18,085)
Policyholder benefit reserves			(3,453,198)
Net income (loss)			69,394
Deposit-type contracts			$ (0)
Net income per common share, basic and diluted (in dollars per share)			$ 0.01
Total			$ (3,453,198)
Accumulated deficit			68,270
Change in the effect of discount rate assumptions on the liability for future policy benefits, net of reinsurance, net of tax			1,146,537
Accumulated other comprehensive (loss) income			3,261,078
Comprehensive income (loss)			1,215,931
Policyholder benefit reserves			(3,453,198)
Other comprehensive income (loss)			1,320,341
Cash flows from operating activities			0
Deferred acquisition costs amortized			(494,360)
Deferred income taxes			1,145,586
Change in reinsurance related assets			271,754
Change in policy owner benefit reserves			$ (453,876)
Common Stock [Member]
Balance (in shares)		7,788,922	7,748,922
Balance		$ 778,893	$ 774,893
Net income (loss)		0	0
Other comprehensive income (loss)		0	0
Common Stock [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance (in shares)	7,748,922
Balance	$ 774,893
Common Stock [Member] | Previously Reported [Member]
Balance (in shares)	7,748,922
Balance	$ 774,893
Additional Paid-in Capital [Member]
Balance		23,002,201	22,966,657
Net income (loss)		0	0
Other comprehensive income (loss)		0	0
Additional Paid-in Capital [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	22,964,490
Additional Paid-in Capital [Member] | Previously Reported [Member]
Balance	22,964,490
Additional Paid-in Capital [Member] | Revision of Prior Period, Change in Accounting Principle, Adjustment [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	0
Retained Earnings [Member]
Balance		(10,739,528)	(9,952,686)
Net income (loss)		(786,842)	540,372
Other comprehensive income (loss)		0	0
Retained Earnings [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	(10,493,058)
Retained Earnings [Member] | Previously Reported [Member]
Balance	(10,491,934)
Retained Earnings [Member] | Revision of Prior Period, Change in Accounting Principle, Adjustment [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	(1,124)
AOCI Attributable to Parent [Member]
Balance		(44,212)	170,902
Net income (loss)		0	0
Other comprehensive income (loss)		$ (215,114)	$ 972,733
AOCI Attributable to Parent [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	(801,831)				(801,831)
AOCI Attributable to Parent [Member] | Previously Reported [Member]
Balance	(2,916,372)				(2,916,372)
AOCI Attributable to Parent [Member] | Revision of Prior Period, Change in Accounting Principle, Adjustment [Member] | Accounting Standards Update 2018-12 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	$ 2,114,541				$ 2,114,541