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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income      
Loans and fees on loans $ 207,836,000 $ 147,310,000 $ 99,633,000
Investment securities, taxable 15,345,000 8,733,000 1,432,000
Other interest earning assets 4,799,000 6,600,000 2,407,000
Total interest income 227,980,000 162,643,000 103,472,000
Interest expense      
Deposits 87,897,000 54,469,000 24,223,000
Borrowings 1,000 131,000 1,215,000
Total interest expense 87,898,000 54,600,000 25,438,000
Net interest income 140,082,000 108,043,000 78,034,000
Provision for loan and lease losses 19,573,000 13,058,000 9,536,000
Net interest income after provision for loan and lease losses 120,509,000 94,985,000 68,498,000
Noninterest income      
Loan servicing revenue 28,034,000 29,121,000 24,588,000
Loan servicing asset revaluation (4,812,000) (18,765,000) (13,171,000)
Net gains on sales of loans 29,002,000 75,170,000 78,590,000
Equity method investments income (loss) (7,889,000) (386,000) (513,000)
Equity security investments gains (losses), net 3,532,000 213,000 89,000
Gain on sale of investment securities available-for-sale 620,000    
Lease income 9,655,000 7,966,000 1,856,000
Gain on contribution to equity method investment     68,000,000
Construction supervision fee income 1,765,000 2,277,000 1,776,000
Title insurance income   2,775,000 7,565,000
Other noninterest income 7,973,000 5,394,000 4,141,000
Total noninterest income 67,880,000 103,765,000 172,921,000
Noninterest expense      
Salaries and employee benefits 90,634,000 77,411,000 74,669,000
Travel expense 6,921,000 9,156,000 8,124,000
Professional services expense 6,859,000 4,878,000 4,937,000
Advertising and marketing expense 5,936,000 6,015,000 6,363,000
Occupancy expense 8,116,000 7,065,000 6,195,000
Data processing expense 9,265,000 12,010,000 8,449,000
Equipment expense 16,327,000 13,724,000 7,479,000
Other loan origination and maintenance expense 9,272,000 5,967,000 4,970,000
Renewable energy tax credit investment impairment 602,000   690,000
FDIC insurance 3,447,000 3,234,000 3,206,000
Title insurance closing services expense   912,000 2,418,000
Impairment expense on goodwill and other intangibles 0 2,680,000 3,648,000
Other expense 7,545,000 9,652,000 12,017,000
Total noninterest expense 164,924,000 152,704,000 143,165,000
Income before taxes 23,465,000 46,046,000 98,254,000
Income tax expense (benefit) 5,431,000 (5,402,000) (2,245,000)
Net income $ 18,034,000 $ 51,448,000 $ 100,499,000
Basic earnings per share $ 0.45 $ 1.28 $ 2.75
Diluted earnings per share $ 0.44 $ 1.24 $ 2.65