Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Interest income
Loans and fees on loans	$ 204,513	$ 181,840	$ 400,129	$ 357,850
Investment securities, taxable	11,648	9,219	22,737	18,173
Other interest earning assets	8,123	7,389	14,523	14,845
Total interest income	224,284	198,448	437,389	390,868
Interest expense
Deposits	113,380	105,358	224,268	207,356
Borrowings	1,683	1,770	3,368	2,081
Total interest expense	115,063	107,128	227,636	209,437
Net interest income	109,221	91,320	209,753	181,431
Provision for credit losses	23,252	11,765	52,216	28,129
Net interest income after provision for credit losses	85,969	79,555	157,537	153,302
Noninterest income
Loan servicing revenue	8,565	7,347	16,863	14,971
Loan servicing asset revaluation	(3,057)	(2,878)	(7,785)	(5,622)
Net gains on sales of loans	21,641	14,395	40,289	25,897
Net gain (loss) on loans accounted for under the fair value option	1,082	172	48	(47)
Equity method investments (loss) income	(2,716)	(1,767)	(4,955)	(6,789)
Equity security investments gains, net	1,004	161	1,024	(368)
Lease income	3,103	2,423	5,676	4,876
Management fee income	0	3,271	0	6,542
Other noninterest income	4,904	11,035	8,947	20,796
Total noninterest income	34,526	34,159	60,107	60,256
Noninterest expense
Salaries and employee benefits	49,137	46,255	97,145	93,530
Travel expense	2,576	2,328	5,371	4,766
Professional services expense	2,874	3,061	5,898	4,939
Advertising and marketing expense	4,420	3,004	8,085	6,696
Occupancy expense	2,369	2,388	5,106	4,635
Technology expense	10,066	7,996	19,317	15,719
Equipment expense	3,685	3,511	7,430	6,585
Other loan origination and maintenance expense	4,190	3,659	8,775	7,570
Renewable energy tax credit investment (recovery) impairment	270	170	270	(757)
FDIC insurance	3,545	2,649	7,096	5,849
Other expense	6,161	2,635	8,817	5,861
Total noninterest expense	89,293	77,656	173,310	155,393
Income before taxes	31,202	36,058	44,334	58,165
Income tax expense	7,815	9,095	11,279	3,616
Net income	23,387	26,963	33,055	54,549
Net loss attributable to non-controlling interest	41	0	90	0
Net income attributable to Live Oak Bancshares, Inc.	$ 23,428	$ 26,963	$ 33,145	$ 54,549
Basic earnings per share (in dollars per share)	$ 0.51	$ 0.60	$ 0.72	$ 1.22
Diluted earnings per share (in dollars per share)	$ 0.51	$ 0.59	$ 0.72	$ 1.20