Note 3 - Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(Dollars in Thousands)	December 31,
	2018			2017
Construction:
Residential	$	17,232		$	15,221
Land acquisition, development & commercial		28,903			35,601
Real Estate:
Residential		143,385			121,649
Commercial		184,989			173,999
Commercial, industrial & agricultural		60,183			61,129
Equity lines		28,969			28,835
Consumer		7,719			7,693
Overdrafts		82			68
Total loans		471,462			444,195
Less allowance for loan losses		(3,992	)		(3,758	)
Loans, net	$	467,470		$	440,437

Past Due Financing Receivables [Table Text Block]

(Dollars in Thousands)	30-59 Days Past-Due		60-89 Days Past-Due		90 Days or More Past-Due		Total Past-Due		Current		Total Loans		Nonaccrual Loans
Construction:
Residential	$	507	$	–	$	–	$	507	$	16,725	$	17,232	$	–
Land acquisition, development & commercial		243		–		–		243		28,660		28,903		125
Real Estate:
Residential		513		–		–		513		142,872		143,385		532
Commercial		856		–		–		856		184,133		184,989		463
Commercial, industrial & agricultural		206		–		–		206		60,059		60,265		162
Equity lines		398		–		–		398		28,571		28,969		400
Consumer		21		3		–		24		7,695		7,719		1
Total	$	2,744	$	3	$	–	$	2,747	$	468,715	$	471,462	$	1,683

(Dollars in Thousands)	30-59 Days Past-Due		60-89 Days Past-Due		90 Days or More Past-Due		Total Past-Due		Current		Total Loans		Nonaccrual Loans
Construction:
Residential	$	–	$	–	$	–	$	–	$	15,221	$	15,221	$	–
Land acquisition, development & commercial		43		–		274		317		35,284		35,601		274
Real Estate:
Residential		589		870		546		2,005		119,644		121,649		173
Commercial		278		19		209		506		173,493		173,999		209
Commercial, industrial & agricultural		130		143		392		665		60,532		61,197		403
Equity lines		544		49		–		593		28,242		28,835		49
Consumer		17		2		36		55		7,638		7,693		36
Total	$	1,601	$	1,083	$	1,457	$	4,141	$	440,054	$	444,195	$	1,144

Impaired Financing Receivables [Table Text Block]

With no related allowance: (Dollars in Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	–	$	−	$	−
Land acquisition, development & commercial		43		43		–		43		−
Real Estate:
Residential		538		538		–		557		12
Commercial		4,228		4,228		–		4,350		155
Commercial, industrial & agricultural		63		63		–		66		−
Equity lines		210		298		–		299		−
Consumer		−		−		–		−		−
Total loans with no allowance	$	5,082	$	5,170	$	–	$	5,315	$	167

With an allowance recorded: (Dollars in Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		−		−		−		−		−
Real Estate:
Residential		−		−		−		−		−
Commercial		−		−		−		−		−
Commercial, industrial & agricultural		−		−		−		−		−
Equity lines		−		−		−		−		−
Consumer		−		−		−		−		−
Total loans with an allowance	$	−	$	−	$	−	$	−	$	−

With no related allowance: (Dollars in Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	–	$	−	$	−
Land acquisition, development & commercial		181		331		–		331		10
Real Estate:
Residential		360		640		–		638		30
Commercial		4,098		4,273		–		4,166		161
Commercial, industrial & agricultural		379		379		–		379		15
Equity lines		299		299		–		300		14
Consumer		−		−		–		−		−
Total loans with no allowance	$	5,317	$	5,922	$	–	$	5,814	$	230

With an allowance recorded: (Dollars in Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		−		−		−		−		−
Real Estate:
Residential		−		−		−		−		−
Commercial		−		−		−		−		−
Commercial, industrial & agricultural		−		−		−		−		−
Equity lines		−		−		−		−		−
Consumer		−		−		−		−		−
Total loans with an allowance	$	−	$	−	$	−	$	−	$	−