Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 22,771	$ 21,714
Federal funds sold	194	180
Securities available for sale, at fair value	44,976	55,344
Restricted equity securities, at cost	2,241	2,371
Loans held for sale	85	1,587
Loans, net of allowance for loan losses of $3,992 in 2018 and $3,758 in 2017	467,470	440,437
Property and equipment, net	12,943	12,937
Other real estate owned, net of valuation allowance of $328 in 2018 and $797 in 2017	1,893	3,249
Bank owned life insurance	8,197	8,669
Accrued income	2,299	2,681
Other assets	1,909	1,084
Total assets	564,978	550,253
Liabilities and Stockholders’ Equity
Noninterest-bearing	117,544	106,956
Interest-bearing	375,629	370,364
Total deposits	493,173	477,320
Federal Home Loan Bank borrowings	7,944	11,028
Subordinated notes	7,285	7,254
Other borrowings	83	1,558
Accrued interest payable	403	368
Other liabilities	2,391	1,833
Total liabilities	511,279	499,361
Commitments and contingencies
Stockholders’ equity:
Common stock, $5 par value; authorized 10,000,000 shares, issued and outstanding 5,810,023 (includes 28,147 restricted shares) at December 31, 2018 and 5,775,597 (includes 32,087 restricted shares) at December 31, 2017	28,909	28,777
Surplus	18,228	17,980
Retained earnings	7,024	3,767
Accumulated other comprehensive loss	(811)	(141)
Total HomeTown Bankshares Corporation stockholders’ equity	53,350	50,383
Noncontrolling interest in consolidated subsidiary	349	509
Total stockholders’ equity	53,699	50,892
Total liabilities and stockholders’ equity	$ 564,978	$ 550,253