Note 3 - Loans Receivable (Tables)

6 Months Ended

Jun. 30, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(Dollars In Thousands)	June 30, 2018			December 31, 2017
Construction loans:
Residential	$	20,143		$	15,221
Land acquisition, development & commercial		21,343			35,601
Real estate:
Residential		134,721			121,649
Commercial		188,677			173,999
Commercial, industrial & agricultural		59,472			61,129
Equity lines		29,294			28,835
Consumer		7,683			7,693
Overdrafts		119			68
Total		461,452			444,195
Less allowance for loan losses		(3,917	)		(3,758	)
Loans, net	$	457,535		$	440,437

Past Due Financing Receivables [Table Text Block]

(Dollars In Thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		Nonaccrual Loans
Construction loans:
Residential	$	839	$	−	$	−	$	839	$	19,304	$	20,143	$	−
Land acquisition, development & commercial		−		−		−		−		21,343		21,343		308
Real estate:
Residential		99		−		−		99		134,622		134,721		460
Commercial		460		−		−		460		188,217		188,677		471
Commercial, industrial & agricultural		13		−		−		13		59,578		59,591		278
Equity lines		93		100		−		193		29,101		29,294		122
Consumer		12		−		−		12		7,671		7,683		−
Total	$	1,516	$	100	$	−	$	1,616	$	459,836	$	461,452	$	1,639

(Dollars In Thousands)	30-59 Days Past-Due		60-89 Days Past-Due		90 Days or More Past-Due		Total Past- Due		Current		Total Loans		Nonaccrual Loans
Construction:
Residential	$	–	$	–	$	–	$	–	$	15,221	$	15,221	$	–
Land acquisition, development & commercial		43		–		274		317		35,284		35,601		274
Real Estate:
Residential		589		870		546		2,005		119,644		121,649		173
Commercial		278		19		209		506		173,493		173,999		209
Commercial, industrial & agricultural		130		143		392		665		60,532		61,197		403
Equity lines		544		49		–		593		28,242		28,835		49
Consumer		17		2		36		55		7,638		7,693		36
Total	$	1,601	$	1,083	$	1,457	$	4,141	$	440,054	$	444,195	$	1,144

Impaired Financing Receivables [Table Text Block]

June 30 , 2018 With no related allowance: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction loans:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		223		373		−		523		−
Real estate:
Residential		623		623		−		635		8
Commercial		4,301		4,301		−		4,385		78
Commercial, industrial & agricultural		182		182		−		191		−
Equity lines		421		421		−		423		8
Consumer		−		−		−		−		−
Total loans with no allowance	$	5,750	$	5,900	$	−	$	6,157	$	94

June 30 , 2018 With an allowance recorded: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction loans:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		−		−		−		−		−
Real estate:
Residential		−		−		−		−		−
Commercial		−		−		−		−		−
Commercial, industrial & agricultural		−		−		−		−		−
Equity lines		−		−		−		−		−
Consumer		−		−		−		−		−
Total loans with an allowance	$	−	$	−	$	−	$	−	$	−

December 31, 2017 With no related allowance: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	–	$	−	$	−
Land acquisition, development & commercial		181		331		–		331		10
Real Estate:
Residential		360		640		–		638		30
Commercial		4,098		4,273		–		4,166		161
Commercial, industrial & agricultural		379		379		–		379		15
Equity lines		299		299		–		300		14
Consumer		−		−		–		−		−
Total loans with no allowance	$	5,317	$	5,922	$	–	$	5,814	$	230

December 31, 2017 With an allowance recorded: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		−		−		−		−		−
Real Estate:
Residential		−		−		−		−		−
Commercial		−		−		−		54		−
Commercial, industrial & agricultural		−		−		−		−		−
Equity lines		−		−		−		−		−
Consumer		−		−		−		−		−
Total loans with an allowance	$	−	$	−	$	−	$	54	$	−