Note 3 - Loans Receivable (Tables)

3 Months Ended

Mar. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(Dollars In Thousands)	March 31, 2018			December 31, 2017
Construction loans:
Residential	$	19,452		$	15,221
Land acquisition, development & commercial		38,348			35,601
Real estate:
Residential		129,505			121,649
Commercial		173,803			173,999
Commercial, industrial & agricultural		58,276			61,129
Equity lines		28,973			28,835
Consumer		7,182			7,693
Overdrafts		51			68
Total		455,590			444,195
Less allowance for loan losses		(3,860	)		(3,758	)
Loans, net	$	451,730		$	440,437

Past Due Financing Receivables [Table Text Block]

(Dollars In Thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		Nonaccrual Loans
Construction loans:
Residential	$	−	$	−	$	−	$	−	$	19,452	$	19,452	$	−
Land acquisition, development & commercial		−		−		−		−		38,348		38,348		313
Real estate:
Residential		195		57		−		252		129,253		129,505		469
Commercial		54		−		−		54		173,749		173,803		485
Commercial, industrial & agricultural		101		64		−		165		58,162		58,327		162
Equity lines		259		123		−		382		28,591		28,973		49
Consumer		116		−		−		116		7,066		7,182		−
Total	$	725	$	244	$	−	$	969	$	454,621	$	455,590	$	1,478

(Dollars In Thousands)	30-59 Days Past-Due		60-89 Days Past-Due		90 Days or More Past-Due		Total Past- Due		Current		Total Loans		Nonaccrual Loans
Construction:
Residential	$	–	$	–	$	–	$	–	$	15,221	$	15,221	$	–
Land acquisition, development & commercial		43		–		274		317		35,284		35,601		274
Real Estate:
Residential		589		870		546		2,005		119,644		121,649		173
Commercial		278		19		209		506		173,493		173,999		209
Commercial, industrial & agricultural		130		143		392		665		60,532		61,197		403
Equity lines		544		49		–		593		28,242		28,835		49
Consumer		17		2		36		55		7,638		7,693		36
Total	$	1,601	$	1,083	$	1,457	$	4,141	$	440,054	$	444,195	$	1,144

Impaired Financing Receivables [Table Text Block]

March 31, 2018 With no related allowance: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction loans:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		181		331		−		181		−
Real estate:
Residential		427		427		−		431		1
Commercial		4,435		4,428		−		4,497		15
Commercial, industrial & agricultural		10		10		−		13		−
Equity lines		299		299		−		299		1
Consumer		−		−		−		−		−
Total loans with no allowance	$	5,352	$	5,495	$	−	$	5,421	$	17

March 31, 2018 With an allowance recorded: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction loans:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		−		−		−		−		−
Real estate:
Residential		−		−		−		−		−
Commercial		−		−		−		−		−
Commercial, industrial & agricultural		−		−		−		−		−
Equity lines		−		−		−		−		−
Consumer		−		−		−		−		−
Total loans with an allowance	$	−	$	−	$	−	$	−	$	−

December 31, 2017 With no related allowance: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	–	$	−	$	−
Land acquisition, development & commercial		181		331		–		331		10
Real Estate:
Residential		360		640		–		638		30
Commercial		4,098		4,273		–		4,166		161
Commercial, industrial & agricultural		379		379		–		379		15
Equity lines		299		299		–		300		14
Consumer		−		−		–		−		−
Total loans with no allowance	$	5,317	$	5,922	$	–	$	5,814	$	230

December 31, 2017 With an allowance recorded: (Dollars In Thousands)	Recorded Investment in Loans		Unpaid Principal Balance		Related Allowance		Average Balance Total Loans		Interest Income Recognized
Construction:
Residential	$	−	$	−	$	−	$	−	$	−
Land acquisition, development & commercial		−		−		−		−		−
Real Estate:
Residential		−		−		−		−		−
Commercial		−		−		−		54		−
Commercial, industrial & agricultural		−		−		−		−		−
Equity lines		−		−		−		−		−
Consumer		−		−		−		−		−
Total loans with an allowance	$	−	$	−	$	−	$	54	$	−