Note 4 - Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2016

Disclosure Text Block Supplement [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

March 31, 2016	Allowance for loan losses																Loans
Class of Loan (Dollars in Thousands)	Beginning balance		Charge- offs			Recoveries		Provisions			Ending Balance		Ending balance: individually evaluated for impairment		Ending balance: collectively evaluated for impairment		Ending balance		Ending balance: individually evaluated for impairment		Ending balance: collectively evaluated for impairment
Construction loans:
Residential	$	83	$	−		$	−	$	(6	)	$	77	$	−	$	77	$	10,983	$	−	$	10,983
Land acquisition, development & commercial		187		−			−		33			220		−		220		30,167		−		30,167
Real estate:
Residential		1,047		−			−		(7	)		1,040		−		1,040		105,055		195		104,860
Commercial		1,001		−			−		95			1,096		17		1,079		147,561		7,600		139,961
Commercial, industrial & agricultural		531		−			−		(102	)		429		−		429		52,913		12		52,901
Equity lines		277		−			−		19			296		−		296		26,954		−		26,954
Consumer		85		(15	)		4		23			97		−		97		7,430		−		7,430
Unallocated		87		−			−		5			92		−		92		−		−		−
Total	$	3,298	$	(15	)	$	4	$	60		$	3,347	$	17	$	3,330	$	381,063	$	7,807	$	373,256

December 31, 2015	Allowance for loan losses																Loans
Class of Loan (Dollars in Thousands)	Beginning balance		Charge- offs			Recoveries		Provisions			Ending balance		Ending balance: individually evaluated for impairment		Ending balance: collectively evaluated for impairment		Ending balance		Ending balance: individually evaluated for impairment		Ending balance: collectively evaluated for impairment
Construction loans:
Residential	$	43	$	−		$	−	$	40		$	83	$	−	$	83	$	11,779	$	−	$	11,779
Land acquisition, development & commercial		453		−			−		(266	)		187		−		187		27,440		−		27,440
Real estate:
Residential		833		−			1		213			1,047		−		1,047		100,268		247		100,021
Commercial		1,012		−			−		(11	)		1,001		17		984		140,952		7,578		133,374
Commercial, industrial & agricultural		319		−			10		202			531		−		531		53,012		12		53,000
Equity lines		423		−			1		(147	)		277		−		277		26,376		−		26,376
Consumer		65		(80	)		34		66			85		−		85		7,531		−		7,531
Unallocated		184		−			−		(97	)		87		−		87		−		−		−
Total	$	3,332	$	(80	)	$	46	$	−		$	3,298	$	17	$	3,281	$	367,358	$	7,837	$	359,521

Financing Receivable Credit Quality Indicators [Table Text Block]

(Dollars In Thousands)	Pass		Special Mention		Substandard Accruing		Substandard Nonaccrual		Total
Construction loans:
Residential	$	10,983	$	−	$	−	$	−	$	10,983
Land acquisition, development & commercial		30,157		−		−		10		30,167
Real estate loans:
Residential		104,859		−		196		−		105,055
Commercial		145,762		−		1,439		360		147,561
Commercial, industrial, agricultural		52,181		687		−		45		52,913
Equity lines		26,954		−		−		−		26,954
Consumer		7,424		−		6		−		7,430
Total Loans	$	378,320	$	687	$	1,641	$	415	$	381,063

(Dollars In Thousands)	Pass		Special Mention		Substandard Accruing		Substandard Nonaccrual		Total
Construction loans:
Residential	$	11,779	$	−	$	−	$	−	$	11,779
Land acquisition, development & commercial		27,429		−		−		11		27,440
Real estate loans:
Residential		95,809		4,212		247		−		100,268
Commercial		138,034		1,155		1,395		368		140,952
Commercial, industrial, agricultural		51,801		1,164		−		47		53,012
Equity lines		26,376		−		−		−		26,376
Consumer		7,523		−		8		−		7,531
Total Loans	$	358,751	$	6,531	$	1,650	$	426	$	367,358