Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 13,795,000	$ 19,537,000
Federal funds sold	649,000	738,000
Securities available for sale, at fair value	54,603,000	57,922,000
Restricted equity securities, at cost	2,476,000	2,564,000
Loans held for sale	242,000	0
Loans, net of allowance for loan losses of $3,332 in 2014 and $3,721 in 2013	328,347,000	294,212,000
Property and equipment, net	14,900,000	12,155,000
Other real estate owned, net of valuation allowance of $422 in 2014 and $935 in 2013	6,986,000	8,143,000
Bank owned life insurance	3,622,000	3,518,000
Deferred tax asset, net		1,159,000
Accrued income	1,924,000	1,877,000
Other assets	665,000	612,000
Total assets	428,209,000	402,437,000
Liabilities and Stockholders’ Equity
Noninterest-bearing	51,226,000	46,232,000
Interest-bearing	311,369,000	293,538,000
Total deposits	362,595,000	339,770,000
Short term borrowings	422,000	258,000
Federal Home Loan Bank borrowings	20,000,000	22,000,000
Accrued interest payable	272,000	286,000
Other liabilities	1,695,000	585,000
Total liabilities	384,984,000	362,899,000
Commitments and contingencies
Stockholders’ equity:
Common stock, $5 par value; authorized 10,000,000 shares, issued and outstanding 3,287,567 (includes 37,727 restricted shares) at December 31, 2014 and 3,270,299 (includes 27,846 restricted shares) at December 31, 2013	16,438,000	16,351,000
Surplus	15,310,000	15,339,000
Retained deficit	(2,271,000)	(4,846,000)
Accumulated other comprehensive income (loss)	455,000	(599,000)
Total stockholders’ equity	43,225,000	39,538,000
Total liabilities and stockholders’ equity	428,209,000	402,437,000
Series C Preferred Stock [Member]
Stockholders’ equity:
Convertible preferred stock, no par value; Series C 20,000 shares authorized, 14,000 issued and outstanding at December 31, 2014 and at December 31, 2013	$ 13,293,000	$ 13,293,000