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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest income:        
Loans and fees on loans $ 3,845 $ 3,637 $ 11,314 $ 10,687
Taxable investment securities 240 288 770 979
Nontaxable investment securities 106 58 293 121
Dividends on restricted stock 32 25 94 73
Other interest income 9 12 30 33
Total interest and dividend income 4,232 4,020 12,501 11,893
Interest expense:        
Deposits 426 459 1,308 1,402
Other borrowed funds 94 94 286 281
Total interest expense 520 553 1,594 1,683
Net interest income 3,712 3,467 10,907 10,210
Provision for loan losses     202 125
Net interest income after provision for loan losses 3,712 3,467 10,705 10,085
Noninterest income:        
Service charges on deposit accounts 118 77 326 227
ATM and interchange income 113 84 316 245
Mortgage loan brokerage fees 102 62 149 225
Gains on sales of investment securities   8 108 116
Other income 168 87 441 275
Total noninterest income 501 318 1,340 1,088
Noninterest expense:        
Salaries and employee benefits 1,510 1,355 4,303 4,072
Occupancy and equipment expense 398 331 1,128 972
Data processing expense 177 152 529 437
Advertising and marketing expense 196 99 431 364
Professional fees 245 88 432 385
Bank franchise taxes 65 51 196 152
FDIC insurance expense 85 128 197 399
Gains, losses on sales and writedowns of other real estate owned, net     (5) 351
Other real estate owned expense 50 91 173 192
Directors' fees 56 52 165 162
Other expense 310 290 997 790
Total noninterest expense 3,092 2,637 8,546 8,276
Net income before income taxes 1,121 1,148 3,499 2,897
Income tax expense 344 376 1,086 958
Net income 777 772 2,413 1,939
Effective dividends on preferred stock 210 372 630 639
Accretion of discount on preferred stock   102   142
Net income available to common shareholders $ 567 $ 298 $ 1,783 $ 1,158
Basic earnings per common share (in Dollars per share) $ 0.17 $ 0.09 $ 0.54 $ 0.35
Diluted earnings per common share (in Dollars per share) $ 0.14 $ 0.09 $ 0.44 $ 0.33
Weighted average common shares outstanding (in Shares) 3,287,567 3,270,299 3,283,962 3,268,646
Diluted weighted average common shares outstanding (in Shares) 5,527,567 5,510,299 5,523,962 4,048,133