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Consolidated Balance Sheets (Current Period Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 14,051 $ 19,537
Federal funds sold 111 738
Securities available for sale, at fair value 56,662 57,922
Restricted equity securities, at cost 2,577 2,564
Loans held for sale 317 0
Loans, net of allowance for loan losses of $3,522 in 2014 and $3,721 in 2013 315,842 294,212
Property and equipment, net 13,536 12,155
Other real estate owned, net of valuation allowance of $513 in 2014 and $935 in 2013 8,686 8,143
Bank owned life insurance 3,595 3,518
Deferred tax asset, net 100 1,159
Accrued income 1,777 1,877
Other assets 659 612
Total assets 417,913 402,437
Liabilities and Stockholders’ Equity    
Noninterest-bearing 47,179 46,232
Interest-bearing 304,298 293,538
Total deposits 351,477 339,770
Short term borrowings 469 258
Federal Home Loan Bank borrowings 22,250 22,000
Accrued interest payable 295 286
Other liabilities 1,174 585
Total liabilities 375,665 362,899
Commitments and contingencies      
Stockholders’ Equity:    
Common stock, $5 par value; authorized 10,000,000 shares; issued and outstanding 3,287,567(includes 37,727 restricted shares) at September 30, 2014 and 3,270,299 (includes 27,846 restricted shares) at December 31, 2013 16,438 16,351
Surplus 15,293 15,339
Retained deficit (3,063) (4,846)
Accumulated other comprehensive income (loss) 287 (599)
Total stockholders’ equity 42,248 39,538
Total liabilities and stockholders’ equity 417,913 402,437
Series C Preferred Stock [Member]
   
Stockholders’ Equity:    
Convertible preferred stock, no par value; Series C 20,000 shares authorized, 14,000 issued and outstanding at September 30, 2014 and December 31, 2013 $ 13,293 $ 13,293