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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest income:        
Loans and fees on loans $ 3,774 $ 3,575 $ 7,469 $ 7,050
Taxable investment securities 267 359 530 691
Nontaxable investment securities 93 40 187 63
Dividends on restricted stock 30 23 62 48
Other interest income 12 11 21 21
Total interest and dividend income 4,176 4,008 8,269 7,873
Interest expense:        
Deposits 442 467 882 943
Other borrowed funds 98 93 192 187
Total interest expense 540 560 1,074 1,130
Net interest income 3,636 3,448 7,195 6,743
Provision for loan losses 132   202 125
Net interest income after provision for loan losses 3,504 3,448 6,993 6,618
Noninterest income:        
Service charges on deposit accounts 117 82 208 150
ATM and interchange income 109 84 203 161
Mortgage loan brokerage fees 17 83 47 163
Gains on sales of investment securities 108 106 108 108
Other income 155 98 273 188
Total noninterest income 506 453 839 770
Noninterest expense:        
Salaries and employee benefits 1,381 1,341 2,793 2,717
Occupancy and equipment expense 364 321 730 641
Data processing expense 177 94 352 285
Advertising and marketing expense 132 125 235 265
Professional fees 114 161 187 297
Bank franchise taxes 80 50 131 101
FDIC insurance expense 68 129 112 271
Gains, losses on sales and writedowns of other real estate owned, net   349 (5) 351
Other real estate owned expense 59 49 123 101
Directors' fees 58 57 109 110
Other expense 364 263 687 500
Total noninterest expense 2,797 2,939 5,454 5,639
Net income before income taxes 1,213 962 2,378 1,749
Income tax expense 380 320 742 582
Net income 833 642 1,636 1,167
Effective dividends on preferred stock 210 134 420 267
Accretion of discount on preferred stock   20   40
Net income available to common shareholders $ 623 $ 488 $ 1,216 $ 860
Basic earnings per common share (in Dollars per share) $ 0.19 $ 0.15 $ 0.37 $ 0.26
Diluted earnings per common share (in Dollars per share) $ 0.15 $ 0.15 $ 0.30 $ 0.26
Weighted average common shares outstanding (in Shares) 3,287,567 3,270,299 3,282,129 3,267,806
Diluted weighted average common shares outstanding (in Shares) 5,527,567 3,344,145 5,522,129 3,304,933