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Consolidated Balance Sheets (Current Period Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 17,112 $ 19,537
Federal funds sold 495 738
Securities available for sale, at fair value 56,022 57,922
Restricted equity securities, at cost 2,718 2,564
Loans held for sale 162 0
Loans, net of allowance for loan losses of $3,616 in 2014 and $3,721 in 2013 314,352 294,212
Property and equipment, net 12,799 12,155
Other real estate owned, net of valuation allowance of $513 in 2014 and $935 in 2013 7,394 8,143
Bank owned life insurance 3,569 3,518
Deferred tax asset, net 77 1,159
Accrued income 1,922 1,877
Other assets 739 612
Total assets 417,361 402,437
Liabilities and Stockholders’ Equity    
Noninterest-bearing 43,300 46,232
Interest-bearing 305,133 293,538
Total deposits 348,433 339,770
Short term borrowings 573 258
Federal Home Loan Bank borrowings 26,000 22,000
Accrued interest payable 295 286
Other liabilities 505 585
Total liabilities 375,806 362,899
Commitments and contingencies 0 0
Stockholders’ Equity:    
Common stock, $5 par value; authorized 15,000,000 shares; issued and outstanding 3,287,567(includes 37,727 restricted shares) at June 30, 2014 and 3,270,299 (includes 27,846 restricted shares) at December 31, 2013 16,438 16,351
Surplus 15,278 15,339
Retained deficit (3,630) (4,846)
Accumulated other comprehensive income (loss) 176 (599)
Total stockholders’ equity 41,555 39,538
Total liabilities and stockholders’ equity 417,361 402,437
Series C Preferred Stock [Member]
   
Stockholders’ Equity:    
Convertible preferred stock, no par value; Series C 20,000 shares authorized, 14,000 issued and outstanding at June 30, 2014 and December 31, 2013 $ 13,293 $ 13,293