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Note 16 - Regulatory Restrictions (Tables)
12 Months Ended
Dec. 31, 2013
Disclosure Text Block [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

December 31, 2013

 

Actual

   

Minimum Capital

Requirement

   

Minimum To Be

Well Capitalized

Under Prompt

Corrective Action

Provisions

 

(in thousands except for percentages)

 

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

Total Capital (to Risk-Weighted Assets)

                                               

Consolidated

  $ 43,858       14.0

%

  $ 25,077       8.0

%

 

N/A

   

N/A

 

HomeTown Bank

  $ 42,516       13.6

%

  $ 25,077       8.0

%

  $ 31,346       10.0

%

Tier I Capital (to Risk-Weighted Assets)

                                               

Consolidated

  $ 40,137       12.8

%

  $ 12,538       4.0

%

 

N/A

   

N/A

 

HomeTown Bank

  $ 38,795       12.4

%

  $ 12,538       4.0

%

  $ 18,808       6.0

%

Tier I Capital (to Average Assets)

                                               

Consolidated

  $ 40,137       10.2

%

  $ 15,719       4.0

%

 

N/A

   

N/A

 

HomeTown Bank

  $ 38,795       9.9

%

  $ 15,719       4.0

%

  $ 19,648       5.0

%

December 31, 2012

 

Actual

   

Minimum Capital

Requirement

   

Minimum To Be

Well Capitalized

Under Prompt

Corrective Action

Provisions

 

(in thousands except for percentages)

 

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

Total Capital (to Risk-Weighted Assets)

                                               

Consolidated

  $ 38,818       13.8

%

  $ 22,499       8.0

%

 

N/A

   

N/A

 

HomeTown Bank

  $ 37,243       13.2

%

  $ 22,499       8.0

%

  $ 28,124       10.0

%

Tier I Capital (to Risk-Weighted Assets)

                                               

Consolidated

  $ 35,299       12.6

%

  $ 11,250       4.0

%

 

N/A

   

N/A

 

HomeTown Bank

  $ 33,724       12.0

%

  $ 11,250       4.0

%

  $ 16,874       6.0

%

Tier I Capital (to Average Assets)

                                               

Consolidated

  $ 35,299       9.5

%

  $ 14,877       4.0

%

 

N/A

   

N/A

 

HomeTown Bank

  $ 33,724       9.1

%

  $ 14,877       4.0

%

  $ 18,596       5.0

%