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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended 12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Net income $ 1,939 $ 4,039  
Adjustments to reconcile net income to net cash provided by operations:      
Depreciation and amortization 391 382  
Provision for loan losses 125 1,408 1,408
Amortization of premium on securities, net 519 572  
Gains, losses on sales and writedowns of other real estate, net 351 146  
Gains on sales of investment securities (116) (127)  
Gains on disposals of fixed assets (7)    
Stock compensation expense 29 21  
Changes in assets and liabilities:      
Deferred tax asset, net 835 (2,926)  
Accrued income (191) (99)  
Other assets 1,054 267  
Accrued interest payable (23) (53)  
Other liabilities (572) 391  
Net cash flows provided by operating activities 4,334 4,021  
Cash flows from investing activities:      
Net (increase) decrease in federal funds sold (1,224) 8,813  
Purchases of investment securities (16,684) (17,604)  
Sales, maturities, and calls of available for sale securities 17,517 20,663  
Redemption (purchase) of restricted equity securities, net 177 (28)  
Net increase in loans (14,231) (20,812)  
Proceeds from sales of other real estate 1,800 967  
Purchases of property and equipment (2,010) (471)  
Proceeds from disposals of property and equipment 9    
Net cash flows used in investing activities (14,646) (8,472)  
Cash flows from financing activities:      
Net increase in noninterest-bearing deposits 10,736 7,844  
Net increase (decrease) in interest-bearing deposits 4,635 (3,891)  
Net increase in short-term borrowings 306 218  
Net decrease in long-term FHLB borrowings (3,000)    
Preferred stock issue, net 13,300    
Preferred stock redeemed (10,374)    
Preferred stock dividend payment (639) (1,200)  
Net cash flows provided by financing activities 14,964 2,971  
Net increase (decrease) in cash and cash equivalents 4,652 (1,480)  
Cash and cash equivalents, beginning 9,812 12,529 12,529
Cash and cash equivalents, ending 14,464 11,049 9,812
Supplemental disclosure of cash flow information:      
Cash payments for interest 1,706 2,176  
Cash payments for income taxes 38 23  
Supplemental disclosure of noncash investing activities:      
Transfer from loans to other real estate $ 1,613 $ 1,641