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Consolidated Balance Sheets (Current Period Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 27,665 $ 9,812
Federal funds sold 56 196
Securities available for sale, at fair value 59,406 63,466
Restricted equity securities, at cost 2,386 2,591
Loans, net of allowance for loan losses of $3,660 in 2013 and $3,790 in 2012 278,990 271,147
Property and equipment, net 10,756 9,754
Other real estate owned, net of valuation allowance of $703 in 2013 and $575 in 2012 8,440 8,938
Deferred tax asset, net 1,623 1,338
Accrued income 1,781 1,590
Other assets 758 1,619
Total assets 391,861 370,451
Liabilities and Stockholders’ Equity    
Noninterest-bearing 35,725 32,627
Interest-bearing 285,960 277,370
Total deposits 321,685 309,997
Short term borrowings 361 216
Federal Home Loan Bank borrowings 19,000 22,000
Accrued interest payable 295 332
Other liabilities 1,026 1,187
Total liabilities 342,367 333,732
Stockholders’ Equity:    
Preferred Stock 10,374 10,374
Discount on preferred stock (102) (142)
Common stock, $5 par value; authorized 10,000,000 shares, issued and outstanding 3,270,299 (includes 27,846 restricted shares) at June 30, 2013, and 3,262,518 (includes 25,896 restricted shares) at December 31, 2012 16,351 16,167
Surplus 15,320 15,487
Retained deficit (5,727) (6,587)
Accumulated other comprehensive (loss) income (22) 1,420
Total stockholders’ equity 49,494 36,719
Total liabilities and stockholders’ equity 391,861 370,451
Series C Preferred Stock [Member]
   
Stockholders’ Equity:    
Preferred Stock $ 13,300