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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:    
Net income $ 525 $ 3,360
Adjustments to reconcile net income to net cash provided by operations:    
Depreciation and amortization 129 134
Provision for loan losses 125 190
Amortization of premium on securities, net 189 176
Loss on sales and writedowns of other real estate, net 2 3
Gains on sales of investment securities (2)  
Stock compensation expense 7 7
Changes in assets and liabilities:    
Deferred tax asset, net 271 (2,940)
Accrued income 27 76
Other assets 636 159
Accrued interest payable (38) 3
Other liabilities (457) 267
Net cash flows provided by operating activities 1,414 1,435
Cash flows from investing activities:    
Net decrease in federal funds sold 149 3,759
Purchases of investment securities (7,902) (9,168)
Sales, maturities, and calls of available for sale securities 5,472 6,410
Redemption (purchase) of restricted equity securities, net 233 (13)
Net (increase)decrease in loans (3,065) 113
Proceeds from sales of other real estate 123 352
Purchases of property and equipment (412) (35)
Net cash flows (used in) provided by investing activities (5,402) 1,418
Cash flows from financing activities:    
Net increase in noninterest-bearing deposits 2,567 1,698
Net increase (decrease) in interest-bearing deposits 6,751 (3,575)
Net increase (decrease) in short-term borrowings 447 (45)
Net decrease in long-term FHLB borrowings (3,000)  
Preferred stock dividend payment (133) (934)
Net cash flows provided by (used in) financing activities 6,632 (2,856)
Net increase (decrease) in cash and cash equivalents 2,644 (3)
Cash and cash equivalents, beginning 9,812 12,529
Cash and cash equivalents, ending 12,456 12,526
Supplemental disclosure of cash flow information:    
Cash payments for interest 608 790
Cash payments for income taxes 0 0
Supplemental disclosure of noncash investing activities:    
Unrealized (loss) gain on securities available for sale (256) 318
Transfer from loans to other real estate $ 627