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Consolidated Statements Of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income:    
Loans and fees on loans $ 3,475 $ 3,378
Taxable investment securities 332 472
Nontaxable investment securities 23 3
Federal funds sold   4
Dividends on restricted stock 25 18
Other interest income 10 11
Total interest income 3,865 3,886
Interest expense:    
Deposits 476 640
Preferred stock dividends   38
Other borrowed funds 94 115
Total interest expense 570 793
Net interest income 3,295 3,093
Provision for loan losses 125 190
Net interest income after provision for loan losses 3,170 2,903
Noninterest income:    
Service charges on deposit accounts 68 74
ATM and interchange income 74 47
Mortgage loan brokerage fees 80 74
Gains on sales of investment securities 2  
Other income 93 67
Total noninterest income 317 262
Noninterest expense:    
Salaries and employee benefits 1,376 1,227
Occupancy and equipment expense 320 325
Data processing expense 191 167
Advertising and marketing expense 140 120
Professional fees 136 89
Bank franchise taxes 51 36
FDIC insurance expense 142 121
Loss on sales and writedowns of other real estate owned 2 3
Other real estate owned expense 52 105
Directors' fees 53 56
Other expense 237 258
Total noninterest expense 2,700 2,507
Net income before income taxes 787 658
Income tax expense (benefit) 262 (2,702)
Net income 525 3,360
Dividends declared on preferred stock 133 133
Accretion of discount on preferred stock 20 19
Net income available to common shareholders $ 372 $ 3,208
Earnings per common share, basic and diluted (in Dollars per share) $ 0.11 $ 0.99
Weighted average common shares outstanding, basic and diluted (in Shares) 3,265,285 3,250,074