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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities:    
Net income $ 4,596 $ 1,919
Depreciation and amortization 508 538
Provision for loan losses 1,408 1,222
Amortization of premium on securities, net 774 498
Loss on sales and writedowns of other real estate , net 566 333
Gains on sales of investment securities (131) (196)
Loss on disposal of fixed assets 12  
Stock compensation expense 29 22
Changes in assets and liabilities:    
Deferred tax asset, net (1,338)  
Accrued income (218) (150)
Other assets (549) 649
Accrued interest payable (103) (331)
Other liabilities (104) 9
Net cash flows provided by operating activities 5,450 4,513
Cash flows used investing activities:    
Net decrease in federal funds sold 10,167 10,513
Purchases of investment securities (18,639) (44,570)
Sales, maturities, and calls of available for sale securities 24,802 28,155
Redemption (purchase) of restricted equity securities, net (201) 189
Net decrease (increase) in loans (29,120) 4,873
Proceeds from sales of other real estate 1,723 764
Purchases of property and equipment (692) (1,348)
Net cash flows used in investing activities (11,960) (1,424)
Cash flows from financing activities:    
Net increase in noninterest-bearing deposits 5,805 9,411
Net decrease in interest-bearing deposits (3,444) (2,268)
Net (decrease) increase in short-term borrowings (233) 168
Net increase (decrease) in long-term FHLB borrowings 3,000 (2,350)
Preferred stock dividend payment (1,335)  
Net cash flows provided by financing activities 3,793 4,961
Net (decrease) increase in cash and cash equivalents (2,717) 8,050
Cash and cash equivalents, beginning 12,529 4,479
Cash and cash equivalents, ending 9,812 12,529
Supplemental disclosure of cash flow information:    
Cash payments for interest 2,842 4,665
Cash payments for income taxes 73  
Supplemental disclosure of noncash investing activities:    
Unrealized gain on securities available for sale 1,064 1,491
Transfer from loans to other real estate $ 1,665 $ 7,683