Consolidated Balance Sheets June 30, 2012 (Unaudited) and December 31, 2011 (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 12,618	$ 12,529
Federal funds sold	10,789	10,363
Securities available for sale, at fair value	69,097	69,207
Restricted equity securities, at cost	2,439	2,390
Loans, net of allowance for loan losses of $4,019 in 2012 and $3,979 in 2011	257,656	245,100
Property and equipment, net	9,523	9,582
Other real estate owned, net of valuation allowance of $156 in 2012 and $331 in 2011	8,888	9,562
Deferred tax asset, net	2,303
Accrued income	1,425	1,372
Prepaid FDIC insurance	241	473
Other assets	879	597
Total assets	375,858	361,175
Liabilities and Stockholders’ Equity
Noninterest-bearing	32,458	26,822
Interest-bearing	287,290	280,814
Total deposits	319,748	307,636
Short term borrowings	465	449
Federal Home Loan Bank borrowings	19,000	19,000
Accrued interest payable	399	435
Other liabilities	680	567
Total liabilities	340,292	328,087
Stockholders’ Equity:
Preferred stock, $1,000 par value; 10,000 shares of series A and 374 shares of series B authorized, issued and outstanding at June 30, 2012 and December 31, 2011	10,374	10,374
Discount on preferred stock	(179)	(217)
Common stock, $5 par value; authorized 10,000,000 shares, issued and outstanding 3,262,518 (includes 29,178 restricted shares) at June 30, 2012 and 3,241,547(includes 8,207 restricted shares) at December 31, 2011	16,167	16,167
Surplus	15,472	15,458
Retained deficit	(7,423)	(9,773)
Accumulated other comprehensive income	1,155	1,079
Total stockholders’ equity	35,566	33,088
Total liabilities and stockholders’ equity	$ 375,858	$ 361,175