The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 199 7,739 SH   OTR 1 0 0 7,739
ABBOTT LABS COM 002824100 242 2,503 SH   OTR 1 0 0 2,503
ADVANCED MICRO DEVICES INC COM 007903107 3 48 SH   OTR 1 0 0 48
AIRBNB INC COM CL A 009066101 6 56 SH   OTR 1 0 0 56
ALLIANCE DATA SYSTEMS CORP COM 018581108 1 16 SH   OTR 1 0 0 16
ALLSTATE CORP COM 020002101 2 13 SH   OTR 1 0 0 13
AMAZON COM INC COM 023135106 376 3,329 SH   OTR 1 0 0 3,329
AMEREN CORP COM 023608102 3 33 SH   OTR 1 0 0 33
AMERICAN ELEC PWR INC COM 025537101 381 4,410 SH   OTR 1 0 0 4,410
AMERICAN INTL GROUP INC COM NEW 026874784 24 509 SH   OTR 1 0 0 509
AMETEK INC NEW COM 031100100 217 1,917 SH   OTR 1 0 0 1,917
AMGEN INC COM 031162100 23 102 SH   OTR 1 0 0 102
AMPHENOL CORP NEW CL A 032095101 38 561 SH   OTR 1 0 0 561
APPLE INC COM 037833100 519 3,757 SH   OTR 1 0 0 3,757
APPLIED MATLS INC COM 038222105 41 496 SH   OTR 1 0 0 496
ARCOSA INC COM 039653100 2 30 SH   OTR 1 0 0 30
ARISTA NETWORKS INC COM 040413106 4 35 SH   OTR 1 0 0 35
ASHLAND GLOBAL HLDGS INC COM 044186104 1 13 SH   OTR 1 0 0 13
ASTRAZENECA PLC SPONSORED ADR 046353108 627 11,428 SH   OTR 1 0 0 11,428
AUTODESK INC COM 052769106 4 23 SH   OTR 1 0 0 23
AVALONBAY CMNTYS INC COM 053484101 331 1,798 SH   OTR 1 0 0 1,798
AVERY DENNISON CORP COM 053611109 21 126 SH   OTR 1 0 0 126
BP PLC SPONSORED ADR 055622104 9 319 SH   OTR 1 0 0 319
BANCO BRADESCO S A SP ADR PFD NEW 059460303 11 2,956 SH   OTR 1 0 0 2,956
BANK AMER CORP COM 060505104 663 21,949 SH   OTR 1 0 0 21,949
BARRICK GOLD CORP COM 067901108 0 32 SH   OTR 1 0 0 32
BATH & BODY WORKS INC COM 070830104 252 7,723 SH   OTR 1 0 0 7,723
BAXTER INTL INC COM 071813109 14 261 SH   OTR 1 0 0 261
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34 129 SH   OTR 1 0 0 129
BEST BUY INC COM 086516101 17 261 SH   OTR 1 0 0 261
BLOCK H & R INC COM 093671105 6 132 SH   OTR 1 0 0 132
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 21 224 SH   OTR 1 0 0 224
BOSTON SCIENTIFIC CORP COM 101137107 14 359 SH   OTR 1 0 0 359
BRISTOL MYERS SQUIBB CO COM 110122108 920 12,948 SH   OTR 1 0 0 12,948
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 171 4,817 SH   OTR 1 0 0 4,817
BURLINGTON STORES INC COM 122017106 6 56 SH   OTR 1 0 0 56
CF INDS HLDGS INC COM 125269100 46 478 SH   OTR 1 0 0 478
CSX CORP COM 126408103 127 4,785 SH   OTR 1 0 0 4,785
CVS HEALTH CORP COM 126650100 715 7,493 SH   OTR 1 0 0 7,493
CACI INTL INC CL A 127190304 2 8 SH   OTR 1 0 0 8
CANADIAN NATL RY CO COM 136375102 24 226 SH   OTR 1 0 0 226
CANADIAN NAT RES LTD COM 136385101 23 502 SH   OTR 1 0 0 502
CARDIOVASCULAR SYS INC DEL COM 141619106 1 97 SH   OTR 1 0 0 97
CARLISLE COS INC COM 142339100 4 13 SH   OTR 1 0 0 13
CARMAX INC COM 143130102 3 38 SH   OTR 1 0 0 38
CARTERS INC COM 146229109 4 65 SH   OTR 1 0 0 65
CATERPILLAR INC DEL COM 149123101 441 2,690 SH   OTR 1 0 0 2,690
CHEMOURS CO COM 163851108 6 260 SH   OTR 1 0 0 260
CHEVRON CORP NEW COM 166764100 1,022 7,115 SH   OTR 1 0 0 7,115
CHICOS FAS INC COM 168615102 2 379 SH   OTR 1 0 0 379
CHILDRENS PL INC COM 168905107 1 34 SH   OTR 1 0 0 34
CIENA CORP COM NEW 171779309 2 50 SH   OTR 1 0 0 50
CITIZENS FINL GROUP INC COM 174610105 617 17,961 SH   OTR 1 0 0 17,961
CLEVELAND-CLIFFS INC NEW COM 185899101 1 79 SH   OTR 1 0 0 79
COCA COLA CO COM 191216100 419 7,476 SH   OTR 1 0 0 7,476
COCA COLA FEMSA S A B DE C V SPONSORD ADR REP 191241108 3 49 SH   OTR 1 0 0 49
COMERICA INC COM 200340107 39 544 SH   OTR 1 0 0 544
CONDUENT INC COM 206787103 1 300 SH   OTR 1 0 0 300
COPART INC COM 217204106 5 47 SH   OTR 1 0 0 47
CORNING INC COM 219350105 2 59 SH   OTR 1 0 0 59
CUMMINS INC COM 231021106 40 199 SH   OTR 1 0 0 199
DANAHER CORPORATION COM 235851102 143 553 SH   OTR 1 0 0 553
DARDEN RESTAURANTS INC COM 237194105 22 174 SH   OTR 1 0 0 174
DEERE & CO COM 244199105 12 36 SH   OTR 1 0 0 36
DEXCOM INC COM 252131107 2 20 SH   OTR 1 0 0 20
DISNEY WALT CO COM 254687106 35 373 SH   OTR 1 0 0 373
DISCOVER FINL SVCS COM 254709108 203 2,237 SH   OTR 1 0 0 2,237
DOLLAR GEN CORP NEW COM 256677105 25 103 SH   OTR 1 0 0 103
DOLLAR TREE INC COM 256746108 8 56 SH   OTR 1 0 0 56
DOW INC COM 260557103 403 9,183 SH   OTR 1 0 0 9,183
EASTMAN CHEM CO COM 277432100 1 19 SH   OTR 1 0 0 19
EDISON INTL COM 281020107 15 268 SH   OTR 1 0 0 268
EMERSON ELEC CO COM 291011104 43 585 SH   OTR 1 0 0 585
ENERPAC TOOL GROUP CORP CL A COM 292765104 2 91 SH   OTR 1 0 0 91
FMC CORP COM NEW 302491303 2 17 SH   OTR 1 0 0 17
FASTENAL CO COM 311900104 4 93 SH   OTR 1 0 0 93
FIFTH THIRD BANCORP COM 316773100 5 142 SH   OTR 1 0 0 142
FIRSTENERGY CORP COM 337932107 14 369 SH   OTR 1 0 0 369
FORD MTR CO DEL COM 345370860 3 299 SH   OTR 1 0 0 299
GENERAL DYNAMICS CORP COM 369550108 42 198 SH   OTR 1 0 0 198
GENERAL ELECTRIC CO COM NEW 369604301 43 688 SH   OTR 1 0 0 688
GENERAL MLS INC COM 370334104 9 119 SH   OTR 1 0 0 119
GENMAB A S SPONSORED ADS 372303206 123 3,843 SH   OTR 1 0 0 3,843
GILEAD SCIENCES INC COM 375558103 328 5,317 SH   OTR 1 0 0 5,317
GODADDY INC CL A 380237107 169 2,383 SH   OTR 1 0 0 2,383
HAEMONETICS CORP COM 405024100 2 24 SH   OTR 1 0 0 24
HAIN CELESTIAL GROUP INC COM 405217100 1 65 SH   OTR 1 0 0 65
HALEON PLC SPON ADS 405552100 1 166 SH   OTR 1 0 0 166
HANOVER INS GROUP INC COM 410867105 2 15 SH   OTR 1 0 0 15
HARTFORD FINL SVCS GROUP INC COM 416515104 35 562 SH   OTR 1 0 0 562
HASBRO INC COM 418056107 240 3,557 SH   OTR 1 0 0 3,557
HOME DEPOT INC COM 437076102 64 233 SH   OTR 1 0 0 233
HONDA MOTOR LTD AMERN SHS 438128308 4 164 SH   OTR 1 0 0 164
HONEYWELL INTL INC COM 438516106 173 1,038 SH   OTR 1 0 0 1,038
HUBBELL INC COM 443510607 1 4 SH   OTR 1 0 0 4
HUMANA INC COM 444859102 8 16 SH   OTR 1 0 0 16
HUNTINGTON BANCSHARES INC COM 446150104 3 224 SH   OTR 1 0 0 224
HUNTSMAN CORP COM 447011107 26 1,058 SH   OTR 1 0 0 1,058
HYATT HOTELS CORP COM CL A 448579102 4 54 SH   OTR 1 0 0 54
ILLINOIS TOOL WKS INC COM 452308109 14 77 SH   OTR 1 0 0 77
ING GROEP N V SPONSORED ADR 456837103 9 1,008 SH   OTR 1 0 0 1,008
INTEL CORP COM 458140100 31 1,218 SH   OTR 1 0 0 1,218
INTL PAPER CO COM 460146103 2 72 SH   OTR 1 0 0 72
INTERPUBLIC GROUP COS INC COM 460690100 318 12,439 SH   OTR 1 0 0 12,439
ISHARES INC JP MORGAN EM ETF 464286517 1 17 SH   OTR 1 0 0 17
ISHARES TR LRGE GRW INDX 464287119 35 716 SH   SOLE   0 0 716
ISHARES TR CORE S&P TTL STK 464287150 1,445,248 18,170,073 SH   SOLE   0 0 18,170,073
ISHARES TR CORE S&P TTL STK 464287150 322 4,053 SH   OTR 1 0 0 4,053
ISHARES TR TIPS BD ETF 464287176 50,113 477,721 SH   SOLE   0 0 477,721
ISHARES TR TIPS BD ETF 464287176 53 510 SH   OTR 1 0 0 510
ISHARES TR CORE US AGGBD ET 464287226 1,593,855 16,544,063 SH   SOLE   0 0 16,544,063
ISHARES TR CORE US AGGBD ET 464287226 8,338 86,543 SH   OTR 1 0 0 86,543
ISHARES TR S&P 500 GRWT ETF 464287309 47,154 815,104 SH   SOLE   0 0 815,104
ISHARES TR S&P 500 GRWT ETF 464287309 224 3,876 SH   OTR 1 0 0 3,876
ISHARES TR S&P 500 VAL ETF 464287408 99,754 776,177 SH   SOLE   0 0 776,177
ISHARES TR S&P 500 VAL ETF 464287408 361 2,811 SH   OTR 1 0 0 2,811
ISHARES TR BARCLAYS 7 10 YR 464287440 3,049 31,762 SH   SOLE   0 0 31,762
ISHARES TR BARCLAYS 7 10 YR 464287440 15 159 SH   OTR 1 0 0 159
ISHARES TR 1 3 YR TREAS BD 464287457 117,830 1,450,935 SH   SOLE   0 0 1,450,935
ISHARES TR 1 3 YR TREAS BD 464287457 204 2,512 SH   OTR 1 0 0 2,512
ISHARES TR RUS MDCP VAL ETF 464287473 13,423 139,752 SH   SOLE   0 0 139,752
ISHARES TR RUS MDCP VAL ETF 464287473 28,359 295,254 SH   OTR 1 0 0 295,254
ISHARES TR RUS MD CP GR ETF 464287481 2,052 26,166 SH   SOLE   0 0 26,166
ISHARES TR RUS MD CP GR ETF 464287481 26,210 334,187 SH   OTR 1 0 0 334,187
ISHARES TR RUS MID CAP ETF 464287499 10,917 175,662 SH   SOLE   0 0 175,662
ISHARES TR CORE S&P MCP ETF 464287507 45,654 208,220 SH   SOLE   0 0 208,220
ISHARES TR RUS 1000 VAL ETF 464287598 11,319 83,237 SH   SOLE   0 0 83,237
ISHARES TR RUS 1000 VAL ETF 464287598 5,504 40,472 SH   OTR 1 0 0 40,472
ISHARES TR S&P MC 400GR ETF 464287606 15 233 SH   OTR 1 0 0 233
ISHARES TR RUS 1000 GRW ETF 464287614 559 2,657 SH   SOLE   0 0 2,657
ISHARES TR RUS 1000 GRW ETF 464287614 4,618 21,950 SH   OTR 1 0 0 21,950
ISHARES TR RUS 2000 VAL ETF 464287630 89,578 694,780 SH   SOLE   0 0 694,780
ISHARES TR RUS 2000 VAL ETF 464287630 1,945 15,088 SH   OTR 1 0 0 15,088
ISHARES TR RUS 2000 GRW ETF 464287648 93,044 450,381 SH   SOLE   0 0 450,381
ISHARES TR RUS 2000 GRW ETF 464287648 824 3,990 SH   OTR 1 0 0 3,990
ISHARES TR CORE S&P US VLU 464287663 16,963 270,936 SH   SOLE   0 0 270,936
ISHARES TR CORE S&P US VLU 464287663 6,922 110,555 SH   OTR 1 0 0 110,555
ISHARES TR CORE S&P US GWT 464287671 7,892 98,428 SH   SOLE   0 0 98,428
ISHARES TR CORE S&P US GWT 464287671 2,292 28,580 SH   OTR 1 0 0 28,580
ISHARES TR S&P MC 400VL ETF 464287705 164 1,824 SH   SOLE   0 0 1,824
ISHARES TR S&P MC 400VL ETF 464287705 47 519 SH   OTR 1 0 0 519
ISHARES TR U.S. REAL ES ETF 464287739 428 5,257 SH   OTR 1 0 0 5,257
ISHARES TR CORE S&P SCP ETF 464287804 94 1,082 SH   SOLE   0 0 1,082
ISHARES TR SP SMCP600VL ETF 464287879 833 10,101 SH   SOLE   0 0 10,101
ISHARES TR SP SMCP600VL ETF 464287879 9 107 SH   OTR 1 0 0 107
ISHARES TR S&P SML 600 GWT 464287887 1,714 16,857 SH   SOLE   0 0 16,857
ISHARES TR S&P SML 600 GWT 464287887 1,090 10,722 SH   OTR 1 0 0 10,722
ISHARES TR LARGE VAL INDX 464288109 107 1,900 SH   SOLE   0 0 1,900
ISHARES TR EAFE SML CP ETF 464288273 37,843 775,792 SH   SOLE   0 0 775,792
ISHARES TR JPMORGAN USD EMG 464288281 131,433 1,655,333 SH   SOLE   0 0 1,655,333
ISHARES TR JPMORGAN USD EMG 464288281 13,781 173,569 SH   OTR 1 0 0 173,569
ISHARES TR MRGSTR MD CP GRW 464288307 59 1,167 SH   OTR 1 0 0 1,167
ISHARES TR MRGSTR MD CP VAL 464288406 23 403 SH   SOLE   0 0 403
ISHARES TR MRGSTR MD CP VAL 464288406 40 717 SH   OTR 1 0 0 717
ISHARES TR INTL DEVPPTY ETF 464288422 4 172 SH   SOLE   0 0 172
ISHARES TR INTL DEVPPTY ETF 464288422 2 73 SH   OTR 1 0 0 73
ISHARES TR IBOXX HI YD ETF 464288513 114 1,598 SH   SOLE   0 0 1,598
ISHARES TR CRE U S REIT ETF 464288521 126 2,648 SH   OTR 1 0 0 2,648
ISHARES TR MSCI KLD400 SOC 464288570 2,171 32,420 SH   SOLE   0 0 32,420
ISHARES TR MSCI KLD400 SOC 464288570 247 3,682 SH   OTR 1 0 0 3,682
ISHARES TR MBS ETF 464288588 11,238 122,710 SH   SOLE   0 0 122,710
ISHARES TR MRGSTR SM CP GR 464288604 36 1,033 SH   SOLE   0 0 1,033
ISHARES TR MRGSTR SM CP GR 464288604 14 398 SH   OTR 1 0 0 398
ISHARES TR INTRM GOV CR ETF 464288612 22,724 223,467 SH   SOLE   0 0 223,467
ISHARES TR INTRM GOV CR ETF 464288612 0 1 SH   OTR 1 0 0 1
ISHARES TR ISHS 1-5YR INVS 464288646 1 21 SH   OTR 1 0 0 21
ISHARES TR 10-20 YR TRS ETF 464288653 991 9,095 SH   SOLE   0 0 9,095
ISHARES TR 10-20 YR TRS ETF 464288653 107 983 SH   OTR 1 0 0 983
ISHARES TR 3 7 YR TREAS BD 464288661 184 1,611 SH   SOLE   0 0 1,611
ISHARES TR SHORT TREAS BD 464288679 2,510 22,822 SH   SOLE   0 0 22,822
ISHARES TR MRNING SM CP ETF 464288703 110 2,321 SH   SOLE   0 0 2,321
ISHARES TR MRNING SM CP ETF 464288703 9 193 SH   OTR 1 0 0 193
ISHARES TR MICRO-CAP ETF 464288869 5,208 50,369 SH   SOLE   0 0 50,369
ISHARES TR EAFE VALUE ETF 464288877 19,540 507,136 SH   OTR 1 0 0 507,136
ISHARES TR EAFE GRWTH ETF 464288885 15,873 218,755 SH   OTR 1 0 0 218,755
ISHARES TR RUS TP200 GR ETF 464289438 9 78 SH   OTR 1 0 0 78
ISHARES TR CORE LT USDB ETF 464289479 8,450 168,379 SH   SOLE   0 0 168,379
ISHARES TR CORE LT USDB ETF 464289479 626 12,480 SH   OTR 1 0 0 12,480
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 2 460 SH   OTR 1 0 0 460
ITRON INC COM 465741106 2 56 SH   OTR 1 0 0 56
JOHNSON & JOHNSON COM 478160104 954 5,841 SH   OTR 1 0 0 5,841
KLA CORPORATION COM NEW 482480100 113 373 SH   OTR 1 0 0 373
KEYCORP NEW COM 493267108 12 730 SH   OTR 1 0 0 730
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 6 381 SH   OTR 1 0 0 381
KRAFT HEINZ CO COM 500754106 293 8,782 SH   OTR 1 0 0 8,782
KROGER CO COM 501044101 302 6,906 SH   OTR 1 0 0 6,906
LAM RESEARCH CORP COM 512807108 11 30 SH   OTR 1 0 0 30
LAMAR ADVERTISING CO NEW CL A 512816109 15 185 SH   OTR 1 0 0 185
LEAR CORP COM NEW 521865204 94 783 SH   OTR 1 0 0 783
LEGGETT & PLATT INC COM 524660107 8 246 SH   OTR 1 0 0 246
LILLY ELI & CO COM 532457108 119 369 SH   OTR 1 0 0 369
LINCOLN NATL CORP IND COM 534187109 2 35 SH   OTR 1 0 0 35
LIONS GATE ENTMNT CORP CL B NON VTG 535919500 2 305 SH   OTR 1 0 0 305
LIVE NATION ENTERTAINMENT IN COM 538034109 1 15 SH   OTR 1 0 0 15
LOCKHEED MARTIN CORP COM 539830109 60 155 SH   OTR 1 0 0 155
LOWES COS INC COM 548661107 81 430 SH   OTR 1 0 0 430
LUMEN TECHNOLOGIES INC COM 550241103 0 46 SH   OTR 1 0 0 46
MGM RESORTS INTERNATIONAL COM 552953101 2 72 SH   OTR 1 0 0 72
MARSH & MCLENNAN COS INC COM 571748102 164 1,101 SH   OTR 1 0 0 1,101
MARRIOTT INTL INC NEW CL A 571903202 12 84 SH   OTR 1 0 0 84
MARVELL TECHNOLOGY INC COM 573874104 1 21 SH   OTR 1 0 0 21
MASCO CORP COM 574599106 22 468 SH   OTR 1 0 0 468
MCDONALDS CORP COM 580135101 66 288 SH   OTR 1 0 0 288
MELCO RESORTS AND ENTMNT LTD ADR 585464100 3 382 SH   OTR 1 0 0 382
MICROSOFT CORP COM 594918104 812 3,489 SH   OTR 1 0 0 3,489
MICROCHIP TECHNOLOGY INC. COM 595017104 11 179 SH   OTR 1 0 0 179
MICRON TECHNOLOGY INC COM 595112103 11 224 SH   OTR 1 0 0 224
MOODYS CORP COM 615369105 1 6 SH   OTR 1 0 0 6
MORGAN STANLEY COM NEW 617446448 475 6,008 SH   OTR 1 0 0 6,008
MOTOROLA SOLUTIONS INC COM NEW 620076307 59 264 SH   OTR 1 0 0 264
NRG ENERGY INC COM NEW 629377508 553 14,443 SH   OTR 1 0 0 14,443
NEWELL BRANDS INC COM 651229106 7 506 SH   OTR 1 0 0 506
NEWMONT CORP COM 651639106 16 390 SH   OTR 1 0 0 390
NICE LTD SPONSORED ADR 653656108 4 19 SH   OTR 1 0 0 19
NIKE INC CL B 654106103 18 212 SH   OTR 1 0 0 212
NORDSTROM INC COM 655664100 187 11,190 SH   OTR 1 0 0 11,190
NORTHROP GRUMMAN CORP COM 666807102 631 1,341 SH   OTR 1 0 0 1,341
NOVO-NORDISK A S ADR 670100205 292 2,932 SH   OTR 1 0 0 2,932
OGE ENERGY CORP COM 670837103 12 317 SH   OTR 1 0 0 317
OLD DOMINION FREIGHT LINE IN COM 679580100 7 30 SH   OTR 1 0 0 30
OMEGA HEALTHCARE INVS INC COM 681936100 5 167 SH   OTR 1 0 0 167
ON SEMICONDUCTOR CORP COM 682189105 2 25 SH   OTR 1 0 0 25
ONEOK INC NEW COM 682680103 3 64 SH   OTR 1 0 0 64
PNC FINL SVCS GROUP INC COM 693475105 480 3,211 SH   OTR 1 0 0 3,211
PEPSICO INC COM 713448108 86 524 SH   OTR 1 0 0 524
PERKINELMER INC COM 714046109 7 56 SH   OTR 1 0 0 56
PFIZER INC COM 717081103 481 10,989 SH   OTR 1 0 0 10,989
PHILIP MORRIS INTL INC COM 718172109 323 3,886 SH   OTR 1 0 0 3,886
PHILLIPS 66 COM 718546104 422 5,226 SH   OTR 1 0 0 5,226
PIONEER NAT RES CO COM 723787107 4 18 SH   OTR 1 0 0 18
POPULAR INC COM NEW 733174700 2 27 SH   OTR 1 0 0 27
PROCTER & GAMBLE CO COM 742718109 341 2,703 SH   OTR 1 0 0 2,703
PRUDENTIAL FINL INC COM 744320102 3 39 SH   OTR 1 0 0 39
PULTE GROUP INC COM 745867101 4 106 SH   OTR 1 0 0 106
QUALCOMM INC COM 747525103 385 3,412 SH   OTR 1 0 0 3,412
RALPH LAUREN CORP CL A 751212101 3 39 SH   OTR 1 0 0 39
RCOMEALTY INCOME CORP COM 756109104 12 199 SH   OTR 1 0 0 199
REGENCY CTRS CORP COM 758849103 3 49 SH   OTR 1 0 0 49
REINSURANCE GRP OF AMERICA I COM NEW 759351604 16 126 SH   OTR 1 0 0 126
RELX PLC SPONSORED ADR 759530108 29 1,188 SH   OTR 1 0 0 1,188
RIO TINTO PLC SPONSORED ADR 767204100 18 328 SH   OTR 1 0 0 328
ROCKWELL AUTOMATION INC COM 773903109 14 63 SH   OTR 1 0 0 63
SHELL PLC SPON ADS 780259305 4 80 SH   OTR 1 0 0 80
RYANAIR HLDGS PLC SPONSORED ADS 783513203 72 1,239 SH   OTR 1 0 0 1,239
RYDER SYS INC COM 783549108 375 4,970 SH   OTR 1 0 0 4,970
SAP SE SPON ADR 803054204 102 1,260 SH   OTR 1 0 0 1,260
SCHLUMBERGER LTD COM STK 806857108 4 103 SH   OTR 1 0 0 103
SCHWAB CHARLES CORP COM 808513105 25 354 SH   OTR 1 0 0 354
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 24 435 SH   OTR 1 0 0 435
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 38 652 SH   OTR 1 0 0 652
SEMPRA ENERGY COM 816851109 13 87 SH   OTR 1 0 0 87
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 1 60 SH   OTR 1 0 0 60
SIMON PPTY GROUP INC NEW COM 828806109 17 190 SH   OTR 1 0 0 190
SMUCKER J M CO COM NEW 832696405 230 1,673 SH   OTR 1 0 0 1,673
SNAP ON INC COM 833034101 319 1,584 SH   OTR 1 0 0 1,584
SNOWFLAKE INC CL A 833445109 6 33 SH   OTR 1 0 0 33
SONY GROUP CORPORATION SPONSORED ADR 835699307 0 7 SH   OTR 1 0 0 7
SOUTHERN CO COM 842587107 10 146 SH   OTR 1 0 0 146
SOUTHWEST AIRLS CO COM 844741108 1 38 SH   OTR 1 0 0 38
STANLEY BLACK & DECKER INC COM 854502101 6 81 SH   OTR 1 0 0 81
STARBUCKS CORP COM 855244109 10 123 SH   OTR 1 0 0 123
STATE STR CORP COM 857477103 179 2,942 SH   OTR 1 0 0 2,942
STERICYCLE INC COM 858912108 1 23 SH   OTR 1 0 0 23
STRYKER CORP COM 863667101 5 25 SH   OTR 1 0 0 25
SUNCOR ENERGY INC NEW COM 867224107 2 61 SH   OTR 1 0 0 61
SYLVAMO CORP COMMON STOCK 871332102 0 4 SH   OTR 1 0 0 4
SYSCO CORP COM 871829107 4 52 SH   OTR 1 0 0 52
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 257 3,753 SH   OTR 1 0 0 3,753
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 2 17 SH   OTR 1 0 0 17
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 10 790 SH   OTR 1 0 0 790
TAPESTRY INC COM 876030107 13 447 SH   OTR 1 0 0 447
TERADYNE INC COM 880770102 1 13 SH   OTR 1 0 0 13
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 13 1,626 SH   OTR 1 0 0 1,626
TEXAS INSTRS INC COM 882508104 470 3,036 SH   OTR 1 0 0 3,036
THERMO FISHER SCIENTIFIC INC COM 883556102 66 130 SH   OTR 1 0 0 130
THOMSON REUTERS CORP COM NEW 884903709 3 26 SH   OTR 1 0 0 26
TORONTO DOMINION BK ONT COM NEW 891160509 14 235 SH   OTR 1 0 0 235
TRANSDIGM GROUP INC COM 893641100 9 17 SH   OTR 1 0 0 17
TRAVEL PLUS LEISURE CO COM 894164102 184 5,384 SH   OTR 1 0 0 5,384
TYSON FOODS INC CL A 902494103 2 24 SH   OTR 1 0 0 24
US BANCORP DEL COM NEW 902973304 33 821 SH   OTR 1 0 0 821
UNILEVER PLC SPON ADR NEW 904767704 36 810 SH   OTR 1 0 0 810
UNION PACIFIC CORP COM 907818108 219 1,122 SH   OTR 1 0 0 1,122
UNITED PARCEL SERVICE INC CL B 911312106 88 542 SH   OTR 1 0 0 542
UNITED RENTALS INC COM 911363109 6 23 SH   OTR 1 0 0 23
US FOODS HLDG CORP COM 912008109 1 52 SH   OTR 1 0 0 52
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,035 11,674 SH   SOLE   0 0 11,674
VANGUARD WORLD FD MEGA GRWTH IND 921910816 35 200 SH   OTR 1 0 0 200
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 84 938 SH   SOLE   0 0 938
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 199 2,217 SH   OTR 1 0 0 2,217
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 7,931 50,404 SH   OTR 1 0 0 50,404
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 91,676 1,274,169 SH   SOLE   0 0 1,274,169
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1,146 15,928 SH   OTR 1 0 0 15,928
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 13,391 182,243 SH   SOLE   0 0 182,243
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 405,680 5,422,074 SH   SOLE   0 0 5,422,074
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 32,830 438,787 SH   OTR 1 0 0 438,787
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 384,542 5,391,031 SH   SOLE   0 0 5,391,031
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 5,576 78,176 SH   OTR 1 0 0 78,176
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 978,316 26,906,376 SH   SOLE   0 0 26,906,376
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 228 6,260 SH   OTR 1 0 0 6,260
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,313 13,839 SH   SOLE   0 0 13,839
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 519 5,469 SH   OTR 1 0 0 5,469
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 8,017 129,332 SH   OTR 1 0 0 129,332
VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885 10,813 188,088 SH   SOLE   0 0 188,088
VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885 955 16,619 SH   OTR 1 0 0 16,619
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 119,480 2,483,467 SH   SOLE   0 0 2,483,467
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,138 86,011 SH   OTR 1 0 0 86,011
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2 57 SH   SOLE   0 0 57
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 84,558 911,090 SH   SOLE   0 0 911,090
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 406,760 11,147,171 SH   SOLE   0 0 11,147,171
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,585 207,864 SH   OTR 1 0 0 207,864
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 208,971 1,716,113 SH   SOLE   0 0 1,716,113
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 13,747 112,894 SH   OTR 1 0 0 112,894
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 29,459 172,737 SH   SOLE   0 0 172,737
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,670 27,383 SH   OTR 1 0 0 27,383
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 25 308 SH   SOLE   0 0 308
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 253 3,159 SH   OTR 1 0 0 3,159
VANGUARD INDEX FDS SML CP GRW ETF 922908595 9,872 50,593 SH   SOLE   0 0 50,593
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,012 5,188 SH   OTR 1 0 0 5,188
VANGUARD INDEX FDS SM CP VAL ETF 922908611 64,293 448,345 SH   SOLE   0 0 448,345
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,412 37,738 SH   OTR 1 0 0 37,738
VANGUARD INDEX FDS MID CAP ETF 922908629 178,267 948,330 SH   SOLE   0 0 948,330
VANGUARD INDEX FDS MID CAP ETF 922908629 212 1,128 SH   OTR 1 0 0 1,128
VANGUARD INDEX FDS GROWTH ETF 922908736 192,102 897,881 SH   SOLE   0 0 897,881
VANGUARD INDEX FDS GROWTH ETF 922908736 10,482 48,992 SH   OTR 1 0 0 48,992
VANGUARD INDEX FDS VALUE ETF 922908744 445,684 3,609,361 SH   SOLE   0 0 3,609,361
VANGUARD INDEX FDS VALUE ETF 922908744 7,110 57,582 SH   OTR 1 0 0 57,582
VANGUARD INDEX FDS TOTAL STK MKT 922908769 80,878 450,652 SH   SOLE   0 0 450,652
VOYA FINANCIAL INC COM 929089100 1 23 SH   OTR 1 0 0 23
WALMART INC COM 931142103 467 3,600 SH   OTR 1 0 0 3,600
WARNER MUSIC GROUP CORP COM CL A 934550203 5 236 SH   OTR 1 0 0 236
WELLS FARGO CO NEW COM 949746101 58 1,446 SH   OTR 1 0 0 1,446
WESTERN UN CO COM 959802109 5 359 SH   OTR 1 0 0 359
WILLIAMS COS INC DEL COM 969457100 29 1,016 SH   OTR 1 0 0 1,016
WILLIAMS SONOMA INC COM 969904101 5 39 SH   OTR 1 0 0 39
WOLFSPEED INC COM 977852102 42 407 SH   OTR 1 0 0 407
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 4 196 SH   OTR 1 0 0 196
WOODWARD INC COM 980745103 4 46 SH   OTR 1 0 0 46
YUM BRANDS INC COM 988498101 126 1,184 SH   OTR 1 0 0 1,184
ZIONS BANCORPORATION N A COM 989701107 4 84 SH   OTR 1 0 0 84
RAYTHEON TECHNOLOGIES CORP COM 75513E101 526 6,429 SH   OTR 1 0 0 6,429
GLOBE LIFE INC COM 37959E102 3 27 SH   OTR 1 0 0 27
VALE S A SPONSORED ADS 91912E105 129 9,685 SH   OTR 1 0 0 9,685
TARGET CORP COM 87612E106 349 2,349 SH   OTR 1 0 0 2,349
EDWARDS LIFESCIENCES CORP COM 28176E108 4 46 SH   OTR 1 0 0 46
TOTALENERGIES SE SPONSORED ADS 89151E109 11 226 SH   OTR 1 0 0 226
BARCLAYS PLC ADR 06738E204 10 1,585 SH   OTR 1 0 0 1,585
AES CORP COM 00130H105 53 2,366 SH   OTR 1 0 0 2,366
AT&T INC COM 00206R102 559 36,431 SH   OTR 1 0 0 36,431
ABBVIE INC COM 00287Y109 682 5,082 SH   OTR 1 0 0 5,082
ADOBE INC COM 00724F101 11 39 SH   OTR 1 0 0 39
ADVANCE AUTO PARTS INC COM 00751Y106 26 168 SH   OTR 1 0 0 168
AFFIRM HLDGS INC COM CL A 00827B106 2 95 SH   OTR 1 0 0 95
AGILENT TECHNOLOGIES INC COM 00846U101 1 12 SH   OTR 1 0 0 12
AGILON HEALTH INC COM 00857U107 2 103 SH   OTR 1 0 0 103
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 7 91 SH   OTR 1 0 0 91
ATI INC COM 01741R102 1 53 SH   OTR 1 0 0 53
ALLISON TRANSMISSION HLDGS I COM 01973R101 2 49 SH   OTR 1 0 0 49
ALLY FINL INC COM 02005N100 28 1,015 SH   OTR 1 0 0 1,015
ALPHABET INC CAP STK CL C 02079K107 352 3,662 SH   OTR 1 0 0 3,662
ALPHABET INC CAP STK CL A 02079K305 138 1,447 SH   OTR 1 0 0 1,447
ALTRIA GROUP INC COM 02209S103 293 7,267 SH   OTR 1 0 0 7,267
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 150 9,125 SH   OTR 1 0 0 9,125
AMERICAN TOWER CORP NEW COM 03027X100 11 53 SH   OTR 1 0 0 53
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 109 2,412 SH   OTR 1 0 0 2,412
ANTERO MIDSTREAM CORP COM 03676B102 0 46 SH   OTR 1 0 0 46
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203 1 59 SH   OTR 1 0 0 59
AVANOS MED INC COM 05350V106 1 53 SH   OTR 1 0 0 53
BRP INC COM SUN VTG 05577W200 11 172 SH   OTR 1 0 0 172
BAKER HUGHES COMPANY CL A 05722G100 24 1,144 SH   OTR 1 0 0 1,144
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 4 841 SH   OTR 1 0 0 841
BANK OZK COM 06417N103 5 129 SH   OTR 1 0 0 129
BANKUNITED INC COM 06652K103 2 56 SH   OTR 1 0 0 56
BEIGENE LTD SPONSORED ADR 07725L102 88 650 SH   OTR 1 0 0 650
BIOMARIN PHARMACEUTICAL INC COM 09061G101 6 76 SH   OTR 1 0 0 76
BLACKROCK INC COM 09247X101 309 561 SH   OTR 1 0 0 561
BROADCOM INC COM 11135F101 1,103 2,485 SH   OTR 1 0 0 2,485
CDW CORP COM 12514G108 2 15 SH   OTR 1 0 0 15
CME GROUP INC COM 12572Q105 114 646 SH   OTR 1 0 0 646
CRH PLC ADR 12626K203 2 64 SH   OTR 1 0 0 64
CAESARS ENTERTAINMENT INC NE COM 12769G100 3 94 SH   OTR 1 0 0 94
CANADIAN PAC RY LTD COM 13645T100 4 60 SH   OTR 1 0 0 60
CARRIER GLOBAL CORPORATION COM 14448C104 31 881 SH   OTR 1 0 0 881
CENTENE CORP DEL COM 15135B101 6 74 SH   OTR 1 0 0 74
CENTERPOINT ENERGY INC COM 15189T107 1 40 SH   OTR 1 0 0 40
CERIDIAN HCM HLDG INC COM 15677J108 5 98 SH   OTR 1 0 0 98
CHARTER COMMUNICATIONS INC N CL A 16119P108 2 7 SH   OTR 1 0 0 7
CISCO SYS INC COM 17275R102 495 12,370 SH   OTR 1 0 0 12,370
COMCAST CORP NEW CL A 20030N101 733 25,005 SH   OTR 1 0 0 25,005
CONOCOPHILLIPS COM 20825C104 278 2,720 SH   OTR 1 0 0 2,720
CONSTELLATION ENERGY CORP COM 21037T109 27 326 SH   OTR 1 0 0 326
COSTCO WHSL CORP NEW COM 22160K105 137 291 SH   OTR 1 0 0 291
CROWDSTRIKE HLDGS INC CL A 22788C105 1 4 SH   OTR 1 0 0 4
CROWN CASTLE INTL CORP NEW COM 22822V101 347 2,401 SH   OTR 1 0 0 2,401
D R HORTON INC COM 23331A109 1 19 SH   OTR 1 0 0 19
DELL TECHNOLOGIES INC CL C 24703L202 262 7,682 SH   OTR 1 0 0 7,682
DEVON ENERGY CORP NEW COM 25179M103 43 712 SH   OTR 1 0 0 712
DIAGEO PLC SPON ADR NEW 25243Q205 26 154 SH   OTR 1 0 0 154
DIAMONDBACK ENERGY INC COM 25278X109 449 3,724 SH   OTR 1 0 0 3,724
DOORDASH INC CL A 25809K105 1 27 SH   OTR 1 0 0 27
DROPBOX INC CL A 26210C104 2 92 SH   OTR 1 0 0 92
DUKE ENERGY CORP NEW COM NEW 26441C204 312 3,358 SH   OTR 1 0 0 3,358
DUN & BRADSTREET HLDGS INC COM 26484T106 1 78 SH   OTR 1 0 0 78
EOG RES INC COM 26875P101 691 6,182 SH   OTR 1 0 0 6,182
EMERGENT BIOSOLUTIONS INC COM 29089Q105 1 38 SH   OTR 1 0 0 38
ENTEGRIS INC COM 29362U104 0 3 SH   OTR 1 0 0 3
ENTERGY CORP NEW COM 29364G103 231 2,300 SH   OTR 1 0 0 2,300
EPAM SYS INC COM 29414B104 14 40 SH   OTR 1 0 0 40
EQUINIX INC COM 29444U700 75 132 SH   OTR 1 0 0 132
EVERCORE INC CLASS A 29977A105 203 2,470 SH   OTR 1 0 0 2,470
EVERGY INC COM 30034W106 3 45 SH   OTR 1 0 0 45
EVERTEC INC COM 30040P103 119 3,809 SH   OTR 1 0 0 3,809
EXELON CORP COM 30161N101 14 361 SH   OTR 1 0 0 361
EXXON MOBIL CORP COM 30231G102 89 1,016 SH   OTR 1 0 0 1,016
META PLATFORMS INC CL A 30303M102 221 1,629 SH   OTR 1 0 0 1,629
FIDELITY NATL INFORMATION SV COM 31620M106 169 2,242 SH   OTR 1 0 0 2,242
FIRST INDL RLTY TR INC COM 32054K103 2 47 SH   OTR 1 0 0 47
FIRST REP BK SAN FRANCISCO C COM 33616C100 7 50 SH   OTR 1 0 0 50
FIRST TR DJS MICROCAP INDEX COM SHS ANNUAL 33718M105 379 7,581 SH   SOLE   0 0 7,581
FIRST TR DJS MICROCAP INDEX COM SHS ANNUAL 33718M105 67 1,346 SH   OTR 1 0 0 1,346
FIRST TR LRG CP GRWTH ALPHAD COM SHS 33735K108 203 2,368 SH   OTR 1 0 0 2,368
FORTUNE BRANDS HOME & SEC IN COM 34964C106 2 33 SH   OTR 1 0 0 33
FREEPORT-MCMORAN INC CL B 35671D857 33 1,200 SH   OTR 1 0 0 1,200
GAMING & LEISURE PPTYS INC COM 36467J108 38 858 SH   OTR 1 0 0 858
GENERAL MTRS CO COM 37045V100 14 442 SH   OTR 1 0 0 442
GSK PLC SPONSORED ADR 37733W204 9 314 SH   OTR 1 0 0 314
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 42 1,120 SH   OTR 1 0 0 1,120
GOLDMAN SACHS GROUP INC COM 38141G104 38 128 SH   OTR 1 0 0 128
HDFC BANK LTD SPONSORED ADS 40415F101 102 1,741 SH   OTR 1 0 0 1,741
HP INC COM 40434L105 252 10,097 SH   OTR 1 0 0 10,097
HEWLETT PACKARD ENTERPRISE C COM 42824C109 7 626 SH   OTR 1 0 0 626
HILTON WORLDWIDE HLDGS INC COM 43300A203 219 1,819 SH   OTR 1 0 0 1,819
ITT INC COM 45073V108 2 31 SH   OTR 1 0 0 31
INGERSOLL RAND INC COM 45687V106 2 51 SH   OTR 1 0 0 51
INSULET CORP COM 45784P101 6 25 SH   OTR 1 0 0 25
INTERCONTINENTAL EXCHANGE IN COM 45866F104 179 1,979 SH   OTR 1 0 0 1,979
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137V167 63 831 SH   OTR 1 0 0 831
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 22 200 SH   OTR 1 0 0 200
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 26 153 SH   OTR 1 0 0 153
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 165 2,367 SH   SOLE   0 0 2,367
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 47 673 SH   OTR 1 0 0 673
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 182 1,259 SH   SOLE   0 0 1,259
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 0 2 SH   OTR 1 0 0 2
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 472 12,214 SH   OTR 1 0 0 12,214
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 497 7,117 SH   OTR 1 0 0 7,117
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 1,297 31,477 SH   SOLE   0 0 31,477
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 166 4,022 SH   OTR 1 0 0 4,022
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 140 3,220 SH   OTR 1 0 0 3,220
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 3,249 213,056 SH   OTR 1 0 0 213,056
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 4,934 583,192 SH   SOLE   0 0 583,192
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 199 4,781 SH   SOLE   0 0 4,781
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 726 17,424 SH   OTR 1 0 0 17,424
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 47 831 SH   OTR 1 0 0 831
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 36,212 2,238,087 SH   SOLE   0 0 2,238,087
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 145 8,978 SH   OTR 1 0 0 8,978
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 126 7,463 SH   SOLE   0 0 7,463
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 152 8,956 SH   OTR 1 0 0 8,956
INVESCO EXCHNG TRADED FD TR S&P MDCP 400 REV 46138G672 332 4,456 SH   OTR 1 0 0 4,456
IQVIA HLDGS INC COM 46266C105 25 136 SH   OTR 1 0 0 136
IRON MTN INC NEW COM 46284V101 305 6,933 SH   OTR 1 0 0 6,933
ISHARES TR CORE MSCI TOTAL 46432F834 27 528 SH   SOLE   0 0 528
ISHARES TR CORE MSCI EAFE 46432F842 219,168 4,161,146 SH   SOLE   0 0 4,161,146
ISHARES TR CORE 1 5 YR USD 46432F859 18,308 397,139 SH   SOLE   0 0 397,139
ISHARES TR CORE 1 5 YR USD 46432F859 9,752 211,532 SH   OTR 1 0 0 211,532
ISHARES INC CORE MSCI EMKT 46434G103 90,641 2,108,921 SH   SOLE   0 0 2,108,921
ISHARES INC CORE MSCI EMKT 46434G103 2,374 55,246 SH   OTR 1 0 0 55,246
ISHARES INC ESG AWR MSCI EM 46434G863 3,983 143,934 SH   SOLE   0 0 143,934
ISHARES INC ESG AWR MSCI EM 46434G863 233 8,404 SH   OTR 1 0 0 8,404
ISHARES TR MSCI INTL MOMENT 46434V449 1,847 68,767 SH   OTR 1 0 0 68,767
ISHARES TR CORE TOTAL USD 46434V613 7 161 SH   SOLE   0 0 161
ISHARES TR CORE TOTAL USD 46434V613 1,443 32,435 SH   OTR 1 0 0 32,435
ISHARES TR ESG AWRE 1 5 YR 46435G243 262 11,148 SH   OTR 1 0 0 11,148
ISHARES TR MSCI INTL VLU FT 46435G409 17,952 908,959 SH   OTR 1 0 0 908,959
ISHARES TR ESG AWR MSCI USA 46435G425 22,074 277,974 SH   SOLE   0 0 277,974
ISHARES TR ESG AWR MSCI USA 46435G425 2,467 31,063 SH   OTR 1 0 0 31,063
ISHARES TR ESG AW MSCI EAFE 46435G516 10,201 181,744 SH   SOLE   0 0 181,744
ISHARES TR ESG AW MSCI EAFE 46435G516 774 13,792 SH   OTR 1 0 0 13,792
ISHARES TR CORE INTL AGGR 46435G672 1,385 28,652 SH   SOLE   0 0 28,652
ISHARES TR CORE INTL AGGR 46435G672 568 11,757 SH   OTR 1 0 0 11,757
ISHARES TR ESG AWR US AGRGT 46435U549 1,369 29,478 SH   OTR 1 0 0 29,478
ISHARES TR ESG AWARE MSCI 46435U663 2,576 83,999 SH   SOLE   0 0 83,999
ISHARES TR ESG AWARE MSCI 46435U663 247 8,041 SH   OTR 1 0 0 8,041
ISHARES TR BROAD USD HIGH 46435U853 222,074 6,605,419 SH   SOLE   0 0 6,605,419
JPMORGAN CHASE & CO COM 46625H100 931 8,906 SH   OTR 1 0 0 8,906
KAR AUCTION SVCS INC COM 48238T109 2 139 SH   OTR 1 0 0 139
KBR INC COM 48242W106 2 55 SH   OTR 1 0 0 55
KEURIG DR PEPPER INC COM 49271V100 5 152 SH   OTR 1 0 0 152
KINDER MORGAN INC DEL COM 49456B101 3 151 SH   OTR 1 0 0 151
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 0 55 SH   OTR 1 0 0 55
LPL FINL HLDGS INC COM 50212V100 5 24 SH   OTR 1 0 0 24
LIFE STORAGE INC COM 53223X107 13 116 SH   OTR 1 0 0 116
LOYALTY VENTURES INC COMMON STOCK 54911Q107 0 4 SH   OTR 1 0 0 4
M & T BK CORP COM 55261F104 3 15 SH   OTR 1 0 0 15
MSCI INC COM 55354G100 7 17 SH   OTR 1 0 0 17
MARATHON PETE CORP COM 56585A102 62 625 SH   OTR 1 0 0 625
MASTERCARD INC CL A 57636Q104 76 267 SH   OTR 1 0 0 267
MCKESSON CORP COM 58155Q103 2 7 SH   OTR 1 0 0 7
MEDICAL PPTYS TRUST INC COM 58463J304 3 270 SH   OTR 1 0 0 270
PEDIATRIX MEDICAL GROUP INC COM 58502B106 0 28 SH   OTR 1 0 0 28
MERCADOLIBRE INC COM 58733R102 7 9 SH   OTR 1 0 0 9
MERCK & CO INC COM 58933Y105 127 1,470 SH   OTR 1 0 0 1,470
METLIFE INC COM 59156R108 726 11,948 SH   OTR 1 0 0 11,948
MOLINA HEALTHCARE INC COM 60855R100 1 3 SH   OTR 1 0 0 3
MOLSON COORS BREWING CO CL B 60871R209 3 54 SH   OTR 1 0 0 54
NETAPP INC COM 64110D104 4 57 SH   OTR 1 0 0 57
NETFLIX INC COM 64110L106 125 531 SH   OTR 1 0 0 531
NEXSTAR MEDIA GROUP INC CL A 65336K103 59 355 SH   OTR 1 0 0 355
NEXTERA ENERGY INC COM 65339F101 12 154 SH   OTR 1 0 0 154
NISOURCE INC COM 65473P105 11 456 SH   OTR 1 0 0 456
NOVARTIS A G SPONSORED ADR 66987V109 11 148 SH   OTR 1 0 0 148
NVIDIA CORPORATION COM 67066G104 46 383 SH   OTR 1 0 0 383
NUTRIEN LTD COM 67077M108 4 44 SH   OTR 1 0 0 44
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 285 8,891 SH   SOLE   0 0 8,891
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 18 546 SH   OTR 1 0 0 546
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 627 28,097 SH   SOLE   0 0 28,097
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 268 12,023 SH   OTR 1 0 0 12,023
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 275 11,761 SH   SOLE   0 0 11,761
OREILLY AUTOMOTIVE INC COM 67103H107 2 3 SH   OTR 1 0 0 3
OAK STR HEALTH INC COM 67181A107 2 86 SH   OTR 1 0 0 86
ORACLE CORP COM 68389X105 32 520 SH   OTR 1 0 0 520
PG&E CORP COM 69331C108 26 2,069 SH   OTR 1 0 0 2,069
PPL CORP COM 69351T106 18 719 SH   OTR 1 0 0 719
PTC INC COM 69370C100 15 147 SH   OTR 1 0 0 147
PIMCO ETF TR BROAD US TIPS 72201R403 291 5,476 SH   OTR 1 0 0 5,476
PRICE T ROWE GROUP INC COM 74144T108 1 10 SH   OTR 1 0 0 10
PROSHARES TR PRIV EQTY-LSTD 74348A533 278 11,874 SH   SOLE   0 0 11,874
PRUDENTIAL PLC ADR 74435K204 13 646 SH   OTR 1 0 0 646
PURE STORAGE INC CL A 74624M102 1 43 SH   OTR 1 0 0 43
QUEST DIAGNOSTICS INC COM 74834L100 311 2,537 SH   OTR 1 0 0 2,537
REGIONS FINL CORP NEW COM 7591EP100 13 666 SH   OTR 1 0 0 666
RESTAURANT BRANDS INTL INC COM 76131D103 182 3,429 SH   OTR 1 0 0 3,429
REXFORD INDL RLTY INC COM 76169C100 364 7,000 SH   OTR 1 0 0 7,000
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 2 61 SH   OTR 1 0 0 61
S&P GLOBAL INC COM 78409V104 42 139 SH   OTR 1 0 0 139
SBA COMMUNICATIONS CORP NEW CL A 78410G104 6 22 SH   OTR 1 0 0 22
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,186 11,720 SH   SOLE   0 0 11,720
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 22,553 726,566 SH   SOLE   0 0 726,566
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,860 188,791 SH   OTR 1 0 0 188,791
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 26 997 SH   SOLE   0 0 997
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 72,492 2,809,757 SH   SOLE   0 0 2,809,757
SPDR SER TR S&P 600 SMCP GRW 78464A201 4,712 69,177 SH   SOLE   0 0 69,177
SPDR SER TR S&P 600 SMCP GRW 78464A201 200 2,940 SH   OTR 1 0 0 2,940
SPDR SER TR S&P 600 SMCP VAL 78464A300 8,536 127,140 SH   SOLE   0 0 127,140
SPDR SER TR S&P 600 SMCP VAL 78464A300 298 4,440 SH   OTR 1 0 0 4,440
SPDR SER TR PORTFOLIO INTRMD 78464A375 207,005 6,609,364 SH   SOLE   0 0 6,609,364
SPDR SER TR PORTFOLIO INTRMD 78464A375 23 727 SH   OTR 1 0 0 727
SPDR SER TR PORTFLI MORTGAGE 78464A383 7,626 355,535 SH   SOLE   0 0 355,535
SPDR SER TR BLOOMBERG EMERGI 78464A391 1,722 90,768 SH   SOLE   0 0 90,768
SPDR SER TR PRTFLO S&P500 GW 78464A409 338 6,740 SH   SOLE   0 0 6,740
SPDR SER TR PRTFLO S&P500 GW 78464A409 34,944 697,485 SH   OTR 1 0 0 697,485
SPDR SER TR PORTFOLIO SHORT 78464A474 19,544 668,859 SH   SOLE   0 0 668,859
SPDR SER TR PORTFOLIO SHORT 78464A474 23 773 SH   OTR 1 0 0 773
SPDR SER TR PRTFLO S&P500 VL 78464A508 18,183 527,195 SH   SOLE   0 0 527,195
SPDR SER TR PRTFLO S&P500 VL 78464A508 44,972 1,303,926 SH   OTR 1 0 0 1,303,926
SPDR SER TR BLOMBERG INTL TR 78464A516 5 224 SH   SOLE   0 0 224
SPDR SER TR BLOMBERG INTL TR 78464A516 21 1,017 SH   OTR 1 0 0 1,017
SPDR SER TR PORTFOLIO AGRGTE 78464A649 789 31,609 SH   OTR 1 0 0 31,609
SPDR SER TR PORTFLI TIPS ETF 78464A656 4,002 157,800 SH   SOLE   0 0 157,800
SPDR SER TR PORTFLI TIPS ETF 78464A656 15,519 611,964 SH   OTR 1 0 0 611,964
SPDR SER TR PORTFOLIO LN TSR 78464A664 9,487 320,076 SH   OTR 1 0 0 320,076
SPDR SER TR PORTFLI INTRMDIT 78464A672 1,980 70,385 SH   SOLE   0 0 70,385
SPDR SER TR PORTFOLI S&P1500 78464A805 58,809 1,333,244 SH   SOLE   0 0 1,333,244
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,049 17,381 SH   OTR 1 0 0 17,381
SPDR SER TR S&P 400 MDCP VAL 78464A839 7,342 126,983 SH   SOLE   0 0 126,983
SPDR SER TR S&P 400 MDCP VAL 78464A839 4,173 72,166 SH   OTR 1 0 0 72,166
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 1,174 40,614 SH   OTR 1 0 0 40,614
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 9,841 112,015 SH   SOLE   0 0 112,015
SVB FINANCIAL GROUP COM 78486Q101 4 11 SH   OTR 1 0 0 11
SANOFI SPONSORED ADR 80105N105 14 361 SH   OTR 1 0 0 361
SEAGEN INC COM 81181C104 166 1,210 SH   OTR 1 0 0 1,210
SEALED AIR CORP NEW COM 81211K100 2 50 SH   OTR 1 0 0 50
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 23,187 340,935 SH   SOLE   0 0 340,935
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 24 357 SH   OTR 1 0 0 357
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 84,427 697,106 SH   SOLE   0 0 697,106
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 881 7,271 SH   OTR 1 0 0 7,271
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 31,862 477,470 SH   SOLE   0 0 477,470
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 34 512 SH   OTR 1 0 0 512
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 11,341 79,615 SH   SOLE   0 0 79,615
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 52 368 SH   OTR 1 0 0 368
SELECT SECTOR SPDR TR ENERGY 81369Y506 26,242 364,376 SH   SOLE   0 0 364,376
SELECT SECTOR SPDR TR ENERGY 81369Y506 56 772 SH   OTR 1 0 0 772
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 54,487 1,794,700 SH   SOLE   0 0 1,794,700
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 809 26,658 SH   OTR 1 0 0 26,658
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 22,895 276,371 SH   SOLE   0 0 276,371
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 509 6,146 SH   OTR 1 0 0 6,146
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 77,078 648,914 SH   SOLE   0 0 648,914
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 605 5,092 SH   OTR 1 0 0 5,092
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 22,687 473,737 SH   SOLE   0 0 473,737
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 17 355 SH   OTR 1 0 0 355
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2 44 SH   SOLE   0 0 44
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2 38 SH   SOLE   0 0 38
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 70 1,069 SH   OTR 1 0 0 1,069
SERVICENOW INC COM 81762P102 15 41 SH   OTR 1 0 0 41
SHOPIFY INC CL A 82509L107 2 60 SH   OTR 1 0 0 60
SKYWORKS SOLUTIONS INC COM 83088M102 2 22 SH   OTR 1 0 0 22
SOLAREDGE TECHNOLOGIES INC COM 83417M104 1 4 SH   OTR 1 0 0 4
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 3 82 SH   OTR 1 0 0 82
STARWOOD PPTY TR INC COM 85571B105 3 139 SH   OTR 1 0 0 139
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 5 959 SH   OTR 1 0 0 959
SYNEOS HEALTH INC CL A 87166B102 1 22 SH   OTR 1 0 0 22
TFI INTL INC COM 87241L109 89 985 SH   OTR 1 0 0 985
TC ENERGY CORP COM 87807B107 95 2,351 SH   OTR 1 0 0 2,351
TENARIS S A SPONSORED ADS 88031M109 1 34 SH   OTR 1 0 0 34
TESLA INC COM 88160R101 40 152 SH   OTR 1 0 0 152
3M CO COM 88579Y101 16 141 SH   OTR 1 0 0 141
TOPBUILD CORP COM 89055F103 10 63 SH   OTR 1 0 0 63
TREEHOUSE FOODS INC COM 89469A104 4 89 SH   OTR 1 0 0 89
TRUIST FINL CORP COM 89832Q109 531 12,203 SH   OTR 1 0 0 12,203
UNITEDHEALTH GROUP INC COM 91324P102 487 965 SH   OTR 1 0 0 965
VALERO ENERGY CORP NEW COM 91913Y100 29 270 SH   OTR 1 0 0 270
VANECK VECTORS ETF TR JP MRGAN EM LOC 92189H300 34,319 1,505,206 SH   SOLE   0 0 1,505,206
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 19,427 407,015 SH   SOLE   0 0 407,015
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,872 39,226 SH   OTR 1 0 0 39,226
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 307 1,306 SH   SOLE   0 0 1,306
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,374 8,000 SH   SOLE   0 0 8,000
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,413 13,906 SH   SOLE   0 0 13,906
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,325 31,229 SH   SOLE   0 0 31,229
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,044 18,077 SH   SOLE   0 0 18,077
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2,011 12,762 SH   SOLE   0 0 12,762
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,842 12,499 SH   SOLE   0 0 12,499
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,206 14,861 SH   SOLE   0 0 14,861
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 131,013 1,763,767 SH   SOLE   0 0 1,763,767
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 189 2,546 SH   OTR 1 0 0 2,546
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 2,302 15,306 SH   OTR 1 0 0 15,306
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 24,350 449,173 SH   OTR 1 0 0 449,173
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 177,750 3,048,357 SH   SOLE   0 0 3,048,357
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,215 37,991 SH   OTR 1 0 0 37,991
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 25,458 426,508 SH   OTR 1 0 0 426,508
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 84,679 1,877,999 SH   SOLE   0 0 1,877,999
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9 194 SH   OTR 1 0 0 194
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 38 610 SH   SOLE   0 0 610
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 33 525 SH   OTR 1 0 0 525
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 19,117 252,597 SH   SOLE   0 0 252,597
VERIZON COMMUNICATIONS INC COM 92343V104 72 1,902 SH   OTR 1 0 0 1,902
VISA INC COM CL A 92826C839 361 2,030 SH   OTR 1 0 0 2,030
VISTRA ENERGY CORP COM 92840M102 2 72 SH   OTR 1 0 0 72
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 2 217 SH   OTR 1 0 0 217
WASTE MGMT INC DEL COM 94106L109 20 125 SH   OTR 1 0 0 125
WELLTOWER INC COM 95040Q104 2 29 SH   OTR 1 0 0 29
WENDYS CO COM 95058W100 8 402 SH   OTR 1 0 0 402
WEWORK INC CL A 96209A104 0 74 SH   OTR 1 0 0 74
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,808 55,594 SH   SOLE   0 0 55,594
WISDOMTREE TR EMER MKT HIGH FD 97717W315 17 516 SH   OTR 1 0 0 516
ZIMMER BIOMET HLDGS INC COM 98956P102 4 40 SH   OTR 1 0 0 40
ZOETIS INC CL A 98978V103 19 126 SH   OTR 1 0 0 126
AMCOR PLC ORD G0250X107 279 25,982 SH   OTR 1 0 0 25,982
AMDOCS LTD SHS G02602103 20 246 SH   OTR 1 0 0 246
AON PLC SHS CL A G0403H108 166 619 SH   OTR 1 0 0 619
ATLASSIAN CORP PLC CL A G06242104 1 7 SH   OTR 1 0 0 7
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 40 157 SH   OTR 1 0 0 157
CAPRI HOLDINGS LIMITED SHS G1890L107 1 27 SH   OTR 1 0 0 27
COCA COLA EUROPEAN PARTNERS SHS G25839104 11 252 SH   OTR 1 0 0 252
EATON CORP PLC SHS G29183103 574 4,302 SH   OTR 1 0 0 4,302
ICON PLC SHS G4705A100 3 18 SH   OTR 1 0 0 18
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 1 86 SH   OTR 1 0 0 86
JOHNSON CTLS INTL PLC SHS G51502105 9 183 SH   OTR 1 0 0 183
LINDE PLC SHS G5494J103 38 142 SH   OTR 1 0 0 142
MEDTRONIC PLC SHS G5960L103 320 3,962 SH   OTR 1 0 0 3,962
APTIV PLC SHS G6095L109 10 133 SH   OTR 1 0 0 133
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 38 718 SH   OTR 1 0 0 718
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 3 84 SH   OTR 1 0 0 84
TRANE TECHNOLOGIES PLC SHS G8994E103 2 15 SH   OTR 1 0 0 15
ALCON INC ORD SHS H01301128 2 35 SH   OTR 1 0 0 35
CHUBB LIMITED COM H1467J104 25 140 SH   OTR 1 0 0 140
UBS GROUP AG SHS H42097107 3 212 SH   OTR 1 0 0 212
TE CONNECTIVITY LTD REG SHS H84989104 3 27 SH   OTR 1 0 0 27
WIX COM LTD SHS M98068105 2 23 SH   OTR 1 0 0 23
AERCAP HOLDINGS NV SHS N00985106 3 80 SH   OTR 1 0 0 80
ASML HOLDING N V N Y REGISTRY SHS N07059210 255 615 SH   OTR 1 0 0 615
ELASTIC N V ORD SHS N14506104 1 20 SH   OTR 1 0 0 20
CNH INDL N V SHS N20944109 4 401 SH   OTR 1 0 0 401
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 359 4,770 SH   OTR 1 0 0 4,770
NXP SEMICONDUCTORS N V COM N6596X109 37 252 SH   OTR 1 0 0 252
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 93 2,453 SH   OTR 1 0 0 2,453