The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MRNGSTR LG-CP GR 464287119 6 47 SH   SOLE   0 0 47
ISHARES TR TIPS BD ETF 464287176 177,430 1,617,703 SH   SOLE   0 0 1,617,703
ISHARES TR S&P 500 GRWT ETF 464287309 6,051 52,253 SH   SOLE   0 0 52,253
ISHARES TR S&P 500 VAL ETF 464287408 8,255 93,248 SH   SOLE   0 0 93,248
ISHARES TR 7-10 Y TR BD ETF 464287440 30,952 293,135 SH   SOLE   0 0 293,135
ISHARES TR 1-3 YR TR BD ETF 464287457 268,650 3,184,569 SH   SOLE   0 0 3,184,569
ISHARES TR MSCI EAFE ETF 464287465 126,494 2,154,183 SH   SOLE   0 0 2,154,183
ISHARES TR RUS MDCP VAL ETF 464287473 2,289 33,333 SH   SOLE   0 0 33,333
ISHARES TR RUS MD CP GR ETF 464287481 125,225 1,362,321 SH   SOLE   0 0 1,362,321
ISHARES TR COHEN&STEER REIT 464287564 84 849 SH   SOLE   0 0 849
ISHARES TR RUS 1000 VAL ETF 464287598 18,344 187,456 SH   SOLE   0 0 187,456
ISHARES TR S&P MC 400GR ETF 464287606 23 140 SH   SOLE   0 0 140
ISHARES TR RUS 1000 GRW ETF 464287614 1,574 15,818 SH   SOLE   0 0 15,818
ISHARES TR RUS 2000 VAL ETF 464287630 52,632 572,459 SH   SOLE   0 0 572,459
ISHARES TR RUS 2000 GRW ETF 464287648 53,637 385,105 SH   SOLE   0 0 385,105
ISHARES TR CORE US VAL ETF 464287663 3 25 SH   SOLE   0 0 25
ISHARES TR S&P MC 400VL ETF 464287705 101 866 SH   SOLE   0 0 866
ISHARES TR SP SMCP600VL ETF 464287879 892 8,245 SH   SOLE   0 0 8,245
ISHARES TR SP SMCP600GR ETF 464287887 2,114 17,004 SH   SOLE   0 0 17,004
ISHARES INTL TREA BD ETF 464288117 3 32 SH   SOLE   0 0 32
ISHARES 3YRTB ETF 464288125 4 51 SH   SOLE   0 0 51
ISHARES EAFE SML CP ETF 464288273 43,777 876,412 SH   SOLE   0 0 876,412
ISHARES JP MOR EM MK ETF 464288281 183,711 1,736,723 SH   SOLE   0 0 1,736,723
ISHARES MRGSTR MD CP GRW 464288307 1 9 SH   SOLE   0 0 9
ISHARES GLB INFRASTR ETF 464288372 20,149 560,714 SH   SOLE   0 0 560,714
ISHARES INTL DEVPPTY ETF 464288422 4,416 125,704 SH   SOLE   0 0 125,704
ISHARES IBOXX HI YD ETF 464288513 1,463 18,150 SH   SOLE   0 0 18,150
ISHARES MBS ETF 464288588 385,211 3,576,703 SH   SOLE   0 0 3,576,703
ISHARES INTRM GOV/CR ETF 464288612 595,282 5,430,907 SH   SOLE   0 0 5,430,907
ISHARES 1-3 YR CR BD ETF 464288646 107 1,021 SH   SOLE   0 0 1,021
ISHARES 10-20 YR TRS ETF 464288653 1,540 11,476 SH   SOLE   0 0 11,476
ISHARES 3-7 YR TR BD ETF 464288661 1,771 14,445 SH   SOLE   0 0 14,445
ISHARES SHRT TRS BD ETF 464288679 6,025 54,661 SH   SOLE   0 0 54,661
ISHARES MRNING SM CP ETF 464288703 3 25 SH   SOLE   0 0 25
ISHARES MICRO-CAP ETF 464288869 9,371 129,971 SH   SOLE   0 0 129,971
ISHARES RUS TP200 GR ETF 464289438 42 793 SH   SOLE   0 0 793
PIMCO ETF TR BROAD US TIPS 72201R403 10 183 SH   SOLE   0 0 183
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 4,494 427,228 SH   SOLE   0 0 427,228
POWERSHARES ETF TRUST DYNM LRG CP VL 73935X708 251 8,631 SH   SOLE   0 0 8,631
POWERSHARES ETF TRUST ZACKS MC PRTFL 73935X740 6 389 SH   SOLE   0 0 389
POWERSHARES ETF TRUST FND PR MIDGRT PT 73935X807 122 4,048 SH   SOLE   0 0 4,048
POWERSHARES ETF TRUST FND PUR SMVAL PT 73935X864 1,202 52,371 SH   SOLE   0 0 52,371
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 5 279 SH   SOLE   0 0 279
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 78 2,840 SH   SOLE   0 0 2,840
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 15 124 SH   SOLE   0 0 124
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1 23 SH   SOLE   0 0 23
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 5 27 SH   SOLE   0 0 27
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 10 111 SH   SOLE   0 0 111
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 132,349 3,902,935 SH   SOLE   0 0 3,902,935
SPDR SERIES TRUST S&P 500 VALUE 78464A508 58 603 SH   SOLE   0 0 603
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 22,746 440,553 SH   SOLE   0 0 440,553
SPDR SERIES TRUST DJ REIT ETF 78464A607 1 12 SH   SOLE   0 0 12
SPDR SERIES TRUST BRCLYS INTER ETF 78464A672 22,417 372,429 SH   SOLE   0 0 372,429
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 176 1,495 SH   SOLE   0 0 1,495
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 74 968 SH   SOLE   0 0 968
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 14,716 338,921 SH   SOLE   0 0 338,921
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 58,826 816,692 SH   SOLE   0 0 816,692
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 24,960 494,350 SH   SOLE   0 0 494,350
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 58,348 746,512 SH   SOLE   0 0 746,512
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 10,226 169,537 SH   SOLE   0 0 169,537
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 33,928 1,423,745 SH   SOLE   0 0 1,423,745
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,509 85,052 SH   SOLE   0 0 85,052
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 58,427 1,364,162 SH   SOLE   0 0 1,364,162
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,748 132,807 SH   SOLE   0 0 132,807
VANGUARD WORLD FD MEGA GRWTH IND 921910816 9,567 115,209 SH   SOLE   0 0 115,209
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 55,304 637,070 SH   SOLE   0 0 637,070
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 12,645 152,235 SH   SOLE   0 0 152,235
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 117,339 1,474,663 SH   SOLE   0 0 1,474,663
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 135,892 1,682,664 SH   SOLE   0 0 1,682,664
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 300,311 8,178,415 SH   SOLE   0 0 8,178,415
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 224 3,351 SH   SOLE   0 0 3,351
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 33,814 661,718 SH   SOLE   0 0 661,718
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 58,536 630,302 SH   SOLE   0 0 630,302
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 264,777 8,094,686 SH   SOLE   0 0 8,094,686
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 61 769 SH   SOLE   0 0 769
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 19,051 211,187 SH   SOLE   0 0 211,187
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 465 8,813 SH   SOLE   0 0 8,813
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 176 2,094 SH   SOLE   0 0 2,094
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 181,481 2,111,477 SH   SOLE   0 0 2,111,477
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 33,103 331,994 SH   SOLE   0 0 331,994
VANGUARD INDEX FDS REIT ETF 922908553 5,365 67,289 SH   SOLE   0 0 67,289
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,683 13,861 SH   SOLE   0 0 13,861
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,471 14,896 SH   SOLE   0 0 14,896
VANGUARD INDEX FDS GROWTH ETF 922908736 492,376 4,628,029 SH   SOLE   0 0 4,628,029
VANGUARD INDEX FDS VALUE ETF 922908744 537,243 6,590,321 SH   SOLE   0 0 6,590,321