The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR C&S GLOBL ETF 00162Q106 2 60 SH   SOLE   0 0 60
BLDRS INDEX FDS TR DEV MK 100 ADR 09348R201 1,306 52,557 SH   SOLE   0 0 52,557
BLDRS INDEX FDS TR EMER MK 50 ADR 09348R300 124 3,416 SH   SOLE   0 0 3,416
CLAYMORE EXCHANGE TRD FD TR GUGG BRIC ETF 18383M100 7,988 246,387 SH   SOLE   0 0 246,387
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 26 497 SH   SOLE   0 0 497
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT 395258106 3 117 SH   SOLE   0 0 117
ISHARES MSCI BRIC INDX 464286657 25 687 SH   SOLE   0 0 687
ISHARES MRNGSTR LG-CP GR 464287119 14 145 SH   SOLE   0 0 145
ISHARES TIPS BD ETF 464287176 128,171 1,143,361 SH   SOLE   0 0 1,143,361
ISHARES CORE S&P500 ETF 464287200 18 97 SH   SOLE   0 0 97
ISHARES CORE TOTUSBD ETF 464287226 30 277 SH   SOLE   0 0 277
ISHARES MSCI EMG MKT ETF 464287234 4,219 102,870 SH   SOLE   0 0 102,870
ISHARES S&P 500 GRWT ETF 464287309 8,483 84,968 SH   SOLE   0 0 84,968
ISHARES S&P 500 VAL ETF 464287408 8,326 95,814 SH   SOLE   0 0 95,814
ISHARES 20+ YR TR BD ETF 464287432 10 93 SH   SOLE   0 0 93
ISHARES 7-10 Y TR BD ETF 464287440 32,512 319,587 SH   SOLE   0 0 319,587
ISHARES 1-3 YR TR BD ETF 464287457 174,524 2,066,598 SH   SOLE   0 0 2,066,598
ISHARES MSCI EAFE ETF 464287465 307,819 4,580,641 SH   SOLE   0 0 4,580,641
ISHARES RUS MDCP VAL ETF 464287473 2,580 37,539 SH   SOLE   0 0 37,539
ISHARES RUS MD CP GR ETF 464287481 101,654 1,184,777 SH   SOLE   0 0 1,184,777
ISHARES RUS MID-CAP ETF 464287499 16 105 SH   SOLE   0 0 105
ISHARES CORE S&P MCP ETF 464287507 12 90 SH   SOLE   0 0 90
ISHARES COHEN&STEER REIT 464287564 1,213 14,744 SH   SOLE   0 0 14,744
ISHARES RUS 1000 VAL ETF 464287598 19,305 200,047 SH   SOLE   0 0 200,047
ISHARES RUS 1000 GRW ETF 464287614 1,469 16,979 SH   SOLE   0 0 16,979
ISHARES RUS 1000 ETF 464287622 14 132 SH   SOLE   0 0 132
ISHARES RUS 2000 VAL ETF 464287630 39,647 393,165 SH   SOLE   0 0 393,165
ISHARES RUS 2000 GRW ETF 464287648 40,687 299,038 SH   SOLE   0 0 299,038
ISHARES RUSSELL 2000 ETF 464287655 6 53 SH   SOLE   0 0 53
ISHARES RUSSELL 3000 ETF 464287689 14 126 SH   SOLE   0 0 126
ISHARES S&P MC 400VL ETF 464287705 58 482 SH   SOLE   0 0 482
ISHARES U.S. REAL ES ETF 464287739 108 1,593 SH   SOLE   0 0 1,593
ISHARES CORE S&P SCP ETF 464287804 22 199 SH   SOLE   0 0 199
ISHARES SP SMCP600VL ETF 464287879 969 8,545 SH   SOLE   0 0 8,545
ISHARES SP SMCP600GR ETF 464287887 2,401 20,184 SH   SOLE   0 0 20,184
ISHARES INTL TREA BD ETF 464288117 8,081 78,494 SH   SOLE   0 0 78,494
ISHARES 3YRTB ETF 464288125 3 34 SH   SOLE   0 0 34
ISHARES MSCI ACWI US ETF 464288240 19 399 SH   SOLE   0 0 399
ISHARES EAFE SML CP ETF 464288273 66,950 1,282,570 SH   SOLE   0 0 1,282,570
ISHARES JP MOR EM MK ETF 464288281 38,180 342,663 SH   SOLE   0 0 342,663
ISHARES MRGSTR MD CP GRW 464288307 4 28 SH   SOLE   0 0 28
ISHARES GLB INFRASTR ETF 464288372 12,830 308,040 SH   SOLE   0 0 308,040
ISHARES INTL DEVPPTY ETF 464288422 15,463 424,582 SH   SOLE   0 0 424,582
ISHARES IBOXX HI YD ETF 464288513 1,472 15,599 SH   SOLE   0 0 15,599
ISHARES MBS ETF 464288588 246,349 2,321,196 SH   SOLE   0 0 2,321,196
ISHARES INTRM GOV/CR ETF 464288612 441,885 4,016,768 SH   SOLE   0 0 4,016,768
ISHARES 1-3 YR CR BD ETF 464288646 90 849 SH   SOLE   0 0 849
ISHARES 10-20 YR TRS ETF 464288653 1,632 12,941 SH   SOLE   0 0 12,941
ISHARES 3-7 YR TR BD ETF 464288661 1,394 11,550 SH   SOLE   0 0 11,550
ISHARES SHRT TRS BD ETF 464288679 5,865 53,184 SH   SOLE   0 0 53,184
ISHARES MRNING SM CP ETF 464288703 3 26 SH   SOLE   0 0 26
ISHARES MICRO-CAP ETF 464288869 2,621 33,909 SH   SOLE   0 0 33,909
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 8 257 SH   SOLE   0 0 257
PIMCO ETF TR BROAD US TIPS 72201R403 15 266 SH   SOLE   0 0 266
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 21 809 SH   SOLE   0 0 809
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 1 50 SH   SOLE   0 0 50
POWERSHARES ETF TRUST DYNM LRG CP VL 73935X708 291 10,006 SH   SOLE   0 0 10,006
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 72 3,943 SH   SOLE   0 0 3,943
POWERSHARES ETF TRUST ZACKS MC PRTFL 73935X740 4 258 SH   SOLE   0 0 258
POWERSHARES ETF TRUST FND PR MIDGRT PT 73935X807 422 14,030 SH   SOLE   0 0 14,030
POWERSHARES ETF TRUST FND PUR SMVAL PT 73935X864 1,373 54,219 SH   SOLE   0 0 54,219
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 4 193 SH   SOLE   0 0 193
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 22 799 SH   SOLE   0 0 799
POWERSHARES GLOBAL ETF TRUST EMER MRKT PORT 73936T763 5,233 263,226 SH   SOLE   0 0 263,226
POWERSHARES GLOBAL ETF TRUST DEV MKTS EX-US 73936T789 25 567 SH   SOLE   0 0 567
POWERSHARES GLOBAL ETF TRUST DYN DEVINTLOPP 73936T805 56 2,784 SH   SOLE   0 0 2,784
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 24 330 SH   SOLE   0 0 330
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 17 137 SH   SOLE   0 0 137
SPDR S&P 500 ETF TR TR UNIT 78462F103 71 380 SH   SOLE   0 0 380
SPDR INDEX SHS FDS EMERG MKTS ETF 78463X509 12 185 SH   SOLE   0 0 185
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6 134 SH   SOLE   0 0 134
SPDR INDEX SHS FDS S&P BRIC 40ETF 78463X798 2 112 SH   SOLE   0 0 112
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 13 388 SH   SOLE   0 0 388
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 16 90 SH   SOLE   0 0 90
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 16 145 SH   SOLE   0 0 145
SPDR SERIES TRUST SHRT INTL ETF 78464A334 6 178 SH   SOLE   0 0 178
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 72,424 1,752,759 SH   SOLE   0 0 1,752,759
SPDR SERIES TRUST S&P 500 VALUE 78464A508 60 639 SH   SOLE   0 0 639
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 109,109 1,837,462 SH   SOLE   0 0 1,837,462
SPDR SERIES TRUST BRCLYS INTER ETF 78464A672 25,187 424,424 SH   SOLE   0 0 424,424
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 247 2,168 SH   SOLE   0 0 2,168
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 69 838 SH   SOLE   0 0 838
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 71 2,898 SH   SOLE   0 0 2,898
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 301 9,555 SH   SOLE   0 0 9,555
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 12 352 SH   SOLE   0 0 352
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 8,958 189,466 SH   SOLE   0 0 189,466
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 42,691 729,894 SH   SOLE   0 0 729,894
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 15,364 356,794 SH   SOLE   0 0 356,794
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 32,862 507,764 SH   SOLE   0 0 507,764
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 15,532 174,400 SH   SOLE   0 0 174,400
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 17,844 798,759 SH   SOLE   0 0 798,759
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 30,842 589,369 SH   SOLE   0 0 589,369
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 57,290 1,576,057 SH   SOLE   0 0 1,576,057
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 6,395 154,254 SH   SOLE   0 0 154,254
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 24 324 SH   SOLE   0 0 324
VANGUARD WORLD FD MEGA GRWTH IND 921910816 11,213 154,878 SH   SOLE   0 0 154,878
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 40,899 471,567 SH   SOLE   0 0 471,567
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 13,294 159,538 SH   SOLE   0 0 159,538
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 65,405 816,639 SH   SOLE   0 0 816,639
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 63,286 779,485 SH   SOLE   0 0 779,485
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 116 2,822 SH   SOLE   0 0 2,822
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 35 551 SH   SOLE   0 0 551
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 52,395 969,014 SH   SOLE   0 0 969,014
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 139 1,300 SH   SOLE   0 0 1,300
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 47 925 SH   SOLE   0 0 925
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 178,941 4,409,589 SH   SOLE   0 0 4,409,589
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 20 251 SH   SOLE   0 0 251
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 26,648 286,288 SH   SOLE   0 0 286,288
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 231 4,460 SH   SOLE   0 0 4,460
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 258 3,037 SH   SOLE   0 0 3,037
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 105,420 1,272,725 SH   SOLE   0 0 1,272,725
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,463 37,392 SH   SOLE   0 0 37,392
VANGUARD INDEX FDS REIT ETF 922908553 40,356 571,459 SH   SOLE   0 0 571,459
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,050 16,502 SH   SOLE   0 0 16,502
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,897 18,849 SH   SOLE   0 0 18,849
VANGUARD INDEX FDS MID CAP ETF 922908629 12 103 SH   SOLE   0 0 103
VANGUARD INDEX FDS LARGE CAP ETF 922908637 22 260 SH   SOLE   0 0 260
VANGUARD INDEX FDS GROWTH ETF 922908736 400,506 4,284,400 SH   SOLE   0 0 4,284,400
VANGUARD INDEX FDS VALUE ETF 922908744 396,136 5,071,512 SH   SOLE   0 0 5,071,512
VANGUARD INDEX FDS SMALL CP ETF 922908751 17 152 SH   SOLE   0 0 152
WISDOMTREE TRUST EMERG MKTS ETF 97717W315 15 305 SH   SOLE   0 0 305
WISDOMTREE TRUST DEFA FD 97717W703 10,105 184,832 SH   SOLE   0 0 184,832